9

THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE BALANCE
SHEET AND INCOME STATEMENT AND FROM THE MANAGEMENT DISCUSSION AND ANALYSIS AND
IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS AND
MANAGEMENT DISCUSSION.


     1,000
                  6-MOS
                            DEC-31-1996
                                 JUN-30-1996
                                         1,837,029
                         7,758,948
                               4,245,014
                                 256,325
                    7,591,957
                           839,765
                             837,101
                                        4,268,471
                                       70,088
                                28,943,675
                                    19,346,804
                                   6,307,265
                            1,437,366
                                      276,101
                                          82,693
                                  0
                                            0
                                     1,493,446
                28,943,675
                                  132,943
                                202,143
                                 353,286
                                 688,372
                               214,554
                               422,889
                            265,483
                                      4,001
                                 3,784
                                  672,708
                                  218,432
                       218,432
                                        0
                                              0
                                     141,258
                                        .87
                                        .86
                                      5.45
                                       10,400
                                           0
                                       0
                                        0
                                  63,491
                                      2,759
                                       5,355
                                 70,088
                                   0
                                    0
                                0