9
       

     THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
     THE BALANCE SHEET AND INCOME STATEMENT AND FROM THE MANAGEMENT DISCUSSION
     AND ANALYSIS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
     FINANCIAL STATEMENTS AND MANAGEMENT DISCUSSION.


                             
                   YEAR
                            DEC-31-1995
                                 DEC-31-1995
                                         1,421,941
                         5,975,178
                               5,754,119
                                 503,839
                    5,535,364
                           824,399
                             829,133
                                        3,986,142
                                       63,491
                                25,785,187
                                    16,647,219
                                   6,206,676
                            1,217,192
                                      126,576
                                  0
                                            0
                                          82,695
                                     1,504,829
                25,785,187
                                  242,015
                                429,947
                                 664,657
                               1,336,619
                               416,047
                               907,185
                            429,434
                                      8,000
                                12,330
                                1,174,016
                                  336,490
                       366,490
                                        0
                                              0
                                     247,109
                                       1.50
                                       1.47
                                      5.93
                                       15,502
                                         250
                                       0
                                        0
                                  58,184
                                      6,726
                                       4,033
                                 63,491
                              53,802
                                9,689
                                0