9

THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE BALANCE
SHEET AND INCOME STATEMENT AND FROM THE MANAGEMENT DISCUSSION AND ANALYSIS AND
IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS AND
MANAGEMENT DISCUSSION.


     1,000
                  3-MOS
                            DEC-31-1996
                                 MAR-31-1997
                                         1,712,241
                         8,198,439
                               5,953,144
                                 143,981
                    9,364,083
                           871,734
                             868,314
                                        4,841,614
                                       70,307
                                33,631,012
                                    20,444,469
                                   9,010,866
                            1,662,575
                                      775,373
                                          83,614
                                  0
                                            0
                                     1,654,115
                33,631,012
                                   76,046
                                139,690
                                 182,302
                                 398,038
                               108,748
                               248,036
                            150,002
                                      3,000
                                   (51)
                                  391,333
                                  130,177
                       130,177
                                        0
                                              0
                                      86,438
                                        .54
                                        .53
                                      5.67
                                        5,860
                                           0
                                       0
                                        0
                                  72,614
                                      5,536
                                         229
                                 70,307
                                   0
                                    0
                                0