9

This schedule contains summary financial information extracted from the balance
sheet and income statement and from the management discussion and analysis and
is qualified in its entirety by reference to such financial statements and
management discussion.

       
                             
                   12-MOS
                          DEC-31-1997
                               DEC-31-1997
                                       2,410,886
                      10,080,000
                             6,165,454
                               204,511
                  9,481,556
                         893,105
                           893,467
                                      5,561,468
                                     82,820
                              37,974,897
                                  24,877,723
                                 8,251,486
                          2,076,777
                                    774,145
                                0
                                          0
                                       167,576
                                   1,827,190
              37,974,897
                                340,902
                              597,821
                               816,808
                             1,755,531
                             511,654
                           1,114,482
                          641,049
                                   16,000
                               2,264
                              1,733,490
                                564,012
                     564,012
                                      0
                                            0
                                   380,254
                                     2.37
                                     2.32
                                    5.73
                                      2,029
                                       543
                                     0
                                      0
                                72,614
                                    8,321
                                   (2,527)
                               82,820
                            68,152
                             14,668
                              0