Financialsexperimental

REGIONS FINANCIAL CORP (RF-PF). Every figure is as filed in the company's 10-Q and 10-K reports. Quarters a filing does not report on their own are worked out from its year-to-date figures and marked *.

Income Statement Balance Sheet Cash FlowQuarterly Annual

USD in millions · shares in millions · per-share amounts in USD

Income Statement	FY FY25 31 Dec 2025	FY FY24 31 Dec 2024	FY FY23 31 Dec 2023	FY FY22 31 Dec 2022	FY FY21 31 Dec 2021
Loans, including fees	5,463	5,732	5,733	4,088	3,452
Debt securities	1,145	925	749	688	533
Loans held for sale	35	39	40	36	37
Other earning assets	430	412	375	290	59
Total interest income	7,073	7,108	6,897	5,102	4,081
Deposits	1,766	1,971	1,255	197	64
Short-term borrowings	17	40	96	0	0
Long-term borrowings	299	279	226	119	103
Total interest expense			1,577	316	167
Total interest expense	2,082	2,290
Net interest income	4,991	4,818	5,320	4,786	3,914
Provision for (benefit from) credit losses (1)					-524
Provision for credit losses	470	487	553	271
Net interest income after provision for credit losses	4,521	4,331	4,767	4,515	4,438
Total Noninterest Income	2,535	2,265	2,256	2,429	2,524
Salaries and employee benefits	2,616	2,529	2,416	2,318	2,205
Equipment and software expense	421	406	412	392	365
Net occupancy expense	288	278	289	300	303
Other	988	1,029	1,299	1,058	874
Total non-interest expense	4,313	4,242	4,416	4,068	3,747
Income before income taxes	2,743	2,354	2,607	2,876	3,215
Income tax expense	587	461	533	631	694
Net income	2,156	1,893	2,074	2,245	2,521
Net income available to common shareholders	2,061	1,774	1,976	2,146	2,400
Basic	892	916	936	935	956
Diluted	896	918	938	942	963
Basic	2.31	1.94	2.11	2.29	2.51
Diluted	2.3	1.93	2.11	2.28	2.49
Total Noninterest Income — Deposit Account	635	612	592	641	648
Total Noninterest Income — Credit And Debit Card	487	467	504	513	499
Total Noninterest Income — Asset Management1	362	338	313	297	278
Total Noninterest Income — Capital Markets	347	348	222	339	331
Total Noninterest Income — Mortgage Banking	158	146	109	156	242
Total Noninterest Income — Securitiesgainslossesnet	-53	-208	-5	-1	3
Total Noninterest Income — Other Non Interest Income	599	562	521	484	523