Financialsexperimental

REGIONS FINANCIAL CORP (RF-PF). Every figure is as filed in the company's 10-Q and 10-K reports. Quarters a filing does not report on their own are worked out from its year-to-date figures and marked *.

Income Statement Balance Sheet Cash FlowQuarterly Annual

USD in millions · shares in millions · per-share amounts in USD

Income Statement	Q2 FY26 30 Jun 2026	Q1 FY26 31 Mar 2026	Q4 FY25 31 Dec 2025	Q3 FY25 30 Sept 2025	Q2 FY25 30 Jun 2025	Q1 FY25 31 Mar 2025	Q4 FY24 31 Dec 2024	Q3 FY24 30 Sept 2024	Q2 FY24 30 Jun 2024	Q1 FY24 31 Mar 2024	Q4 FY23 31 Dec 2023	Q3 FY23 30 Sept 2023	Q2 FY23 30 Jun 2023	Q1 FY23 31 Mar 2023	Q4 FY22 31 Dec 2022	Q3 FY22 30 Sept 2022	Q2 FY22 30 Jun 2022	Q1 FY22 31 Mar 2022	Q4 FY21 31 Dec 2021	Q3 FY21 30 Sept 2021
Loans, including fees	1,351	1,313	1,358*	1,386	1,377	1,342	1,416*	1,463	1,432	1,421	1,457*	1,462	1,454	1,360	1,208*	1,072	932	876	902*	847
Debt securities	305	298	300*	293	286	266	256*	241	219	209	192*	185	185	187	222*	171	157	138	134*	135
Loans held for sale	8	8	9*	9	9	8	11*	11	9	8	9*	14	10	7	9*	8	10	9	6*	7
Other earning assets	84	83	101*	108	112	109	119*	105	102	86	93*	105	90	87	113*	92	56	29	14*	17
Total interest income	1,748	1,702	1,768*	1,796	1,784	1,725	1,802*	1,820	1,762	1,724	1,751*	1,766	1,739	1,641	1,552*	1,343	1,155	1,052	1,056*	1,006
Deposits	385	385	421*	456	447	442	467*	507	502	495	449*	367	260	179	114*	50	20	13	13*	15
Short-term borrowings	34	17	4*	8	1	4	16*	10	13	1	10*	39	42	5					0*	0
Long-term borrowings	52	52	62*	75	77	85	89*	85	61	44	61*	69	56	40	37*	31	27	24	24*	26
Total interest expense									576	540	520*	475	358	224	151*	81	47	37	37*	41
Total interest expense	471	454	487*	539	525	531	572*	602
Net interest income	1,277	1,248	1,281*	1,257	1,259	1,194	1,230*	1,218	1,186	1,184	1,231*	1,291	1,381	1,417	1,401*	1,262	1,108	1,015	1,019*	965
Provision for credit losses	68	91	115*	105	126	124	120*	113	102	152	155*	145	118	135	112*	135	60	-36		-155
Net interest income after provision for credit losses	1,209	1,157	1,166*	1,152	1,133	1,070	1,110*	1,105	1,084	1,032	1,076*	1,146	1,263	1,282	1,289*	1,127	1,048	1,051	909*	1,120
Total Noninterest Income	630	625	640*	659	646	590	585*	572	545	563	580*	566	576	534	600*	605	640	584	615*	649
Salaries and employee benefits	697	659	662*	671	658	625	617*	645	609	658	608*	589	603	616	604*	593	575	546	575*	552
Equipment and software expense	107	108	112*	106	104	99	104*	101	100	101	102*	107	101	102	102*	98	97	95	96*	90
Net occupancy expense	73	72	74*	72	72	70	67*	69	68	74	71*	72	73	73	74*	76	75	75	76*	75
Other	244	229	250*	254	239	245	250*	254	227	298	404*	325	334	236	237*	403	201	217	236*	221
Total non-interest expense	1,121	1,068	1,098*	1,103	1,073	1,039	1,038*	1,069	1,004	1,131	1,185*	1,093	1,111	1,027	1,017*	1,170	948	933	983*	938
Income before income taxes	718	714	708*	708	706	621	657*	608	625	464	471*	619	728	789	872*	562	740	702	541*	831
Income tax expense	148	155	174*	139	143	131	123*	118	124	96	80*	129	147	177	187*	133	157	154	103*	180
Net income	570	559	534*	569	563	490	534*	490	501	368	391*	490	581	612	685*	429	583	548	438*	651
Net income available to common shareholders	549	539	514*	548	534	465	508*	446	477	343	367*	465	556	588	660*	404	558	524	414*	624
Basic	854	863		890	898	906		914	917	921		939	939	935		934	934	938		955
Diluted	857	868		894	900	910		918	918	923		940	939	942		940	940	947		962
Basic	0.64	0.63		0.62	0.59	0.51		0.49	0.52	0.37		0.49	0.59	0.63		0.43	0.6	0.56		0.65
Diluted	0.64	0.62		0.61	0.59	0.51		0.49	0.52	0.37		0.49	0.59	0.62		0.43	0.59	0.55		0.65
Total Noninterest Income — Deposit Account	167	163	163*	160	151	161	155*	158	151	148	143*	142	152	155	152*	156	165	168	166*	162
Total Noninterest Income — Credit And Debit Card	126	117	123*	122	125	117	113*	118	120	116	127*	126	130	121	130*	126	133	124	127*	129
Total Noninterest Income — Asset Management1	97	92	95*	91	90	86	89*	85	83	81	81*	79	77	76	76*	74	72	75	74*	69
Total Noninterest Income — Capital Markets	84	84	80*	104	83	80	97*	92	68	91	48*	64	68	42	61*	93	112	73	83*	87
Total Noninterest Income — Mortgage Banking	33	32	32*	38	48	40	35*	36	34	41	31*	28	26	24	24*	37	47	48	49*	50
Total Noninterest Income — Securitiesgainslossesnet	-41	-3	0*	-27	-1	-25	-30*	-78	-50	-50	-2*	-1	0	-2	0*	-1	0	0	0*	1
Total Noninterest Income — Other Non Interest Income	164	140	147*	171	150	131	126*	161	139	136	152*	128	123	118	157*	120	111	96	116*	151
Net income (loss) — Retained Earnings																				651