$RF-PE

REGIONS FINANCIAL CORP

CIK:0001281761|SEC Filings
v3.25.4
CONSOLIDATED STATEMENTS OF INCOME - USD ($)
shares in Millions, $ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Interest income on:      
Loans, including fees $ 5,463 $ 5,732 $ 5,733
Debt securities 1,145 925 749
Loans held for sale 35 39 40
Other earning assets 430 412 375
Total interest income 7,073 7,108 6,897
Interest expense on:      
Deposits 1,766 1,971 1,255
Short-term borrowings 17 40 96
Long-term borrowings 299 279 226
Total interest expense 2,082 2,290 1,577
Net interest income 4,991 4,818 5,320
Provision for credit losses 470 487 553
Net interest income after provision for credit losses 4,521 4,331 4,767
Non-interest income:      
Total Noninterest Income 2,535 2,265 2,256
Non-interest expense:      
Salaries and employee benefits 2,616 2,529 2,416
Equipment and software expense 421 406 412
Net occupancy expense $ 288 278 289
Defined Benefit Plan, Net Periodic Benefit Cost (Credit) Excluding Service Cost, Statement of Income or Comprehensive Income [Extensible Enumeration] Other    
Other $ 988 1,029 1,299
Total non-interest expense 4,313 4,242 4,416
Income before income taxes 2,743 2,354 2,607
Income tax expense 587 461 533
Net income 2,156 1,893 2,074
Net income available to common shareholders $ 2,061 $ 1,774 $ 1,976
Weighted Average Number of Shares Outstanding, Diluted [Abstract]      
Basic 892 916 936
Diluted 896 918 938
Earnings Per Share [Abstract]      
Basic $ 2.31 $ 1.94 $ 2.11
Diluted $ 2.30 $ 1.93 $ 2.11
Service charges on deposit accounts      
Non-interest income:      
Total Noninterest Income $ 635 $ 612 $ 592
Card and ATM fees      
Non-interest income:      
Total Noninterest Income 487 467 504
Investment management and trust fee income      
Non-interest income:      
Total Noninterest Income 362 338 313
Capital Markets [Member]      
Non-interest income:      
Total Noninterest Income 347 348 222
Mortgage income      
Non-interest income:      
Total Noninterest Income 158 146 109
Securities gains, net [Member]      
Non-interest income:      
Total Noninterest Income (53) (208) (5)
Other [Member]      
Non-interest income:      
Total Noninterest Income $ 599 $ 562 $ 521