Financialsexperimental
REGIONS FINANCIAL CORP (RF-PF). Every figure is as filed in the company's 10-Q and 10-K reports. Quarters a filing does not report on their own are worked out from its year-to-date figures and marked *.
USD in millions
| Cash Flow | FY FY25 31 Dec 2025 | FY FY24 31 Dec 2024 | FY FY23 31 Dec 2023 | FY FY22 31 Dec 2022 | FY FY21 31 Dec 2021 |
|---|---|---|---|---|---|
| Net income | 2,156 | 1,893 | 2,074 | 2,245 | 2,521 |
| Provision for (benefit from) credit losses (1) | -524 | ||||
| Provision for credit losses | 470 | 487 | 553 | 271 | |
| Depreciation, amortization and accretion, net | 84 | 144 | 236 | 353 | 371 |
| Securities (gains) losses, net | 53 | 208 | 5 | 1 | -3 |
| Deferred income tax expense (benefit) | 78 | 21 | 32 | 22 | 165 |
| Originations and purchases of loans held for sale | -5,453 | -6,487 | -4,496 | -4,630 | -6,747 |
| Proceeds from sales of loans held for sale | 5,566 | 6,297 | 4,440 | 5,221 | 7,728 |
| (Gain) loss on sale of loans, net | -84 | -49 | -45 | -30 | -273 |
| Early extinguishment of debt | 0 | 0 | 4 | 0 | -20 |
| Other earning assets | -87 | -199 | -109 | -124 | 13 |
| Interest receivable and other assets | 251 | -831 | 194 | -2,242 | -231 |
| Other liabilities | -896 | 3 | -659 | 2,092 | -76 |
| Other | 43 | 111 | 87 | -77 | 66 |
| Net cash from operating activities | 2,181 | 1,598 | 2,308 | 3,102 | 3,030 |
| Proceeds from maturities of debt securities held to maturity | 684 | 105 | 47 | 98 | 222 |
| Proceeds from sales of debt securities available for sale | 1,333 | 5,001 | 70 | 1,309 | 83 |
| Proceeds from maturities of debt securities available for sale | 3,289 | 3,225 | 2,930 | 4,433 | 5,848 |
| Purchases of debt securities available for sale | -7,262 | -9,612 | -2,610 | -8,991 | -8,360 |
| Net (payments for) proceeds from bank-owned life insurance | 5 | 16 | -5 | -4 | -2 |
| Proceeds from sales of loans | 755 | 160 | 485 | 1,793 | 522 |
| Purchases of loans | -370 | -648 | -426 | -876 | -1,314 |
| Net change in loans | 333 | 1,811 | -1,755 | -10,325 | 1,481 |
| Purchases of mortgage servicing rights | -30 | -146 | -157 | -288 | -72 |
| Net purchases of other assets | -155 | -174 | -186 | -90 | -91 |
| Net cash from investing activities | -1,418 | -262 | -1,607 | -12,941 | -2,865 |
| Payment for acquisition of businesses, net of cash received | 0 | 0 | 1,182 | ||
| Net change in deposits | 3,525 | -185 | -3,955 | -7,329 | 13,836 |
| Net change in short-term borrowings | 250 | 500 | 0 | 0 | -102 |
| Proceeds from long-term borrowings | 0 | 3,740 | 2,000 | 0 | 647 |
| Payments on long-term borrowings | -1,900 | -100 | -2,000 | -0 | -1,779 |
| Cash dividends on common stock | -912 | -890 | -787 | -663 | -608 |
| Cash dividends on preferred stock | -91 | -104 | -98 | -99 | -108 |
| Payments for Repurchase of Redeemable Preferred Stock | 350 | 500 | |||
| Repurchases of common stock | -1,067 | -348 | -252 | -230 | -467 |
| Net proceeds from issuance of preferred stock | 489 | 0 | 0 | 390 | |
| Proceeds from Issuance of Preferred Stock and Preference Stock | 0 | ||||
| Taxes paid related to net share settlement of equity awards | -23 | -27 | -35 | -24 | -22 |
| Stock Redeemed or Called During Period, Value | 0 | 0 | 500 | ||
| Other | 0 | 0 | 3 | ||
| Net cash from financing activities | -568 | 2,575 | -5,127 | -8,345 | 11,290 |
| Net change in cash and cash equivalents | 195 | 3,911 | -4,426 | -18,184 | 11,455 |
| Cash and cash equivalents at beginning of year | 10,712 | 6,801 | 11,227 | 29,411 | 17,956 |
| Cash and cash equivalents at end of year | 10,907 | 10,712 | 6,801 | 11,227 | 29,411 |