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Document and Entity Information (USD  $) In Billions, except Share data	12 Months Ended
Dec. 31, 2010	Jun. 30, 2010	Feb. 16, 2011 Class B Common Stock [Member]	Feb. 16, 2011 Class A Common Stock [Member]
Document Type	10-K
Amendment Flag	false
Document Period End Date	Dec 31, 2010
Document Fiscal Year Focus	2010
Document Fiscal Period Focus	FY
Trading Symbol	MA
Entity Registrant Name	MASTERCARD INC
Entity Central Index Key	0001141391
Current Fiscal Year End Date	--12-31
Entity Filer Category	Large Accelerated Filer
Entity Common Stock, Shares Outstanding			6,940,312	123,656,120
Entity Public Float		$ 23.7
Entity Well-known Seasoned Issuer	Yes
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes

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CONSOLIDATED BALANCE SHEET (USD  $) In Millions	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009
ASSETS
Cash and cash equivalents	$ 3,067	$ 2,055
Investment securities available-for-sale, at fair value	831	824
Investment securities held-to-maturity	300
Accounts receivable	650	536
Settlement due from customers	497	459
Restricted security deposits held for customers	493	446
Prepaid expenses	315	313
Deferred income taxes	216	244
Other current assets	85	126
Total Current Assets	6,454	5,003
Property, plant and equipment, at cost, net of accumulated depreciation	439	449
Deferred income taxes	5	264
Goodwill	677	309
Other intangible assets, net of accumulated amortization	530	415
Auction rate securities available-for-sale, at fair value	106	180
Investment securities held-to-maturity	36	338
Prepaid expenses	365	328
Other assets	225	184
Total Assets	8,837	7,470
LIABILITIES AND EQUITY
Accounts payable	272	290
Settlement due to customers	636	478
Restricted security deposits held for customers	493	446
Obligations under litigation settlements	298	607
Accrued expenses	1,315	1,225
Other current liabilities	129	121
Total Current Liabilities	3,143	3,167
Deferred income taxes	74	80
Obligations under litigation settlements	4	263
Long-term debt		22
Other liabilities	400	426
Total Liabilities	3,621	3,958
Commitments and Contingencies (Notes 19, 20 and 22)
Stockholders' Equity
Additional paid-in-capital	3,445	3,412
Class A treasury stock, at cost, 6,740,590 shares, respectively	(1,250)	(1,250)
Retained earnings	2,915	1,148
Accumulated other comprehensive income:
Cumulative foreign currency translation adjustments	105	212
Defined benefit pension and other postretirement plans, net of tax	(12)	(15)
Investment securities available-for-sale, net of tax	2	(3)
Total accumulated other comprehensive income	95	194
Total Stockholders' Equity	5,205	3,504
Non-controlling interests	11	8
Total Equity	5,216	3,512
Total Liabilities and Equity	8,837	7,470
Class A Common Stock [Member]
Stockholders' Equity
Common stock value
Class B Common Stock [Member]
Stockholders' Equity
Common stock value
Class M Common Stock [Member]
Stockholders' Equity
Common stock value

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CONSOLIDATED BALANCE SHEET (Parenthetical) (USD  $)	Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2010 Class A Common Stock [Member]	Dec. 31, 2009 Class A Common Stock [Member]	Dec. 31, 2010 Class B Common Stock [Member]	Dec. 31, 2009 Class B Common Stock [Member]	Dec. 31, 2010 Class M Common Stock [Member]	Dec. 31, 2009 Class M Common Stock [Member]
Class A treasury stock, shares	6,740,590	6,740,590
Common stock, par value			$ 0.0001	$ 0.0001	$ 0.0001	$ 0.0001	$ 0.0001	$ 0.0001
Common stock, authorized			3,000,000,000	3,000,000,000	1,200,000,000	1,200,000,000	0	1,000,000
Common stock, issued			129,436,818	116,534,029	8,202,380	19,977,657	0	1,812
Common stock, outstanding			122,696,228	109,793,439	8,202,380	19,977,657	0	1,812

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CONSOLIDATED STATEMENT OF OPERATIONS (USD  $) In Millions, except Per Share data	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
CONSOLIDATED STATEMENT OF OPERATIONS
Revenues, net	$ 5,539	$ 5,099	$ 4,992
Operating Expenses
General and administrative	1,852	1,935	1,996
Advertising and marketing	782	756	935
Litigation settlements	5	7	2,483
Depreciation and amortization	148	141	112
Total operating expenses	2,787	2,839	5,526
Operating income (loss)	2,752	2,260	(534)
Other Income (Expense)
Investment income, net	57	58	183
Interest expense	(52)	(115)	(104)
Other income (expense), net		15	72
Total other income (expense)	5	(42)	151
Income (loss) before income taxes	2,757	2,218	(383)
Income tax expense (benefit)	910	755	(129)
Net income (loss)	1,847	1,463	(254)
Income attributable to non-controlling interests	(1)
Net Income (Loss) Attributable to MasterCard	$ 1,846	$ 1,463	$ (254)
Basic Earnings (Loss) per Share (Note 3)	$ 14.1	$ 11.19	$ (1.94)
Basic Weighted Average Shares Outstanding (Note 3)	131	130	130
Diluted Earnings (Loss) per Share (Note 3)	$ 14.05	$ 11.16	$ (1.94)
Diluted Weighted Average Shares Outstanding (Note 3)	131	130	130

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CONSOLIDATED STATEMENT OF CASH FLOWS (USD  $) In Millions	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Operating Activities
Net income (loss)	$ 1,847	$ 1,463	$ (254)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Depreciation and amortization	148	141	112
Gain on sale of Redecard S.A. available-for-sale securities			(86)
Share based payments	63	88	61
Stock units withheld for taxes	(126)	(28)	(67)
Tax benefit for share based compensation	(85)	(39)	(48)
Impairment of assets	4	16	13
Accretion of imputed interest on litigation settlements	35	86	77
Deferred income taxes	248	337	(484)
Other	2	(11)	15
Changes in operating assets and liabilities:
Accounts receivable	(115)	122	(116)
Income taxes receivable	(50)	190	(198)
Settlement due from customers	(61)	54	183
Prepaid expenses	(48)	(113)	(101)
Obligations under litigation settlements	(603)	(939)	1,255
Accounts payable	(19)	34	8
Settlement due to customers	186	(66)	(53)
Accrued expenses	265	82	51
Net change in other assets and liabilities	6	(39)	45
Net cash provided by operating activities	1,697	1,378	413
Investing Activities
Acquisition of business, net of cash acquired	(498)	(3)	(82)
Purchases of property, plant and equipment	(61)	(57)	(76)
Capitalized software	(90)	(83)	(95)
Purchases of investment securities available-for-sale	(329)	(333)	(520)
Purchases of investment securities held-to-maturity		(300)
Proceeds from sales of investment securities, available-for-sale	297	98	965
Proceeds from maturities of available-for-sale securities	110	36	12
Investment in nonmarketable equity investments	(67)	(18)
Other investing activities	(3)	(4)	(2)
Net cash (used in) provided by investing activities	(641)	(664)	202
Financing Activities
Tax benefit for share based compensation	85	39	48
Exercise of stock options	11	9	9
Dividends paid	(79)	(79)	(79)
Investment in (redemption of) non-controlling interest	2	(5)
Purchase of treasury stock			(649)
Payment of debt		(149)	(80)
Net cash provided by (used in) financing activities	19	(185)	(751)
Effect of exchange rate changes on cash and cash equivalents	(63)	21	(18)
Net increase (decrease) in cash and cash equivalents	1,012	550	(154)
Cash and cash equivalents-beginning of period	2,055	1,505	1,659
Cash and cash equivalents-end of period	$ 3,067	$ 2,055	$ 1,505

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CONSOLIDATED STATEMENT OF CHANGES IN EQUITY (USD  $) In Millions	Retained Earnings (Accumulated Deficit)	Accumulated Other Comprehensive Income, Net of Tax	Additional Paid-In Capital	Treasury Stock	Non-Controlling Interests	Total
Beginning Balance at Dec. 31, 2007	$ 38	$ 278	$ 3,312	$ (601)	$ 5	$ 3,032
Net income (loss)	(254)					(254)
Other comprehensive income (loss), net of tax		(169)				(169)
Cash dividends declared on Class A and Class B common stock,  $0.60 per share	(20)		(59)			(79)
Share based payments			61			61
Stock units withheld for taxes			(67)			(67)
Tax benefit for share based compensation			48			48
Purchases of treasury stock				(649)		(649)
Conversion of Class B to Class A common stock
Exercise of stock options			9			9
Ending Balance at Dec. 31, 2008	(236)	109	3,304	(1,250)	5	1,932
Redemption of non-controlling interest					(5)	(5)
Investment in majority owned entity					8	8
Net income (loss)	1,463					1,463
Other comprehensive income (loss), net of tax		85				85
Cash dividends declared on Class A and Class B common stock,  $0.60 per share	(79)					(79)
Share based payments			88			88
Stock units withheld for taxes			(28)			(28)
Tax benefit for share based compensation			39			39
Conversion of Class B to Class A common stock
Exercise of stock options			9			9
Ending Balance at Dec. 31, 2009	1,148	194	3,412	(1,250)	8	3,512
Investment in majority owned entity					2	2
Net income (loss)	1,846				1	1,847
Other comprehensive income (loss), net of tax		(99)				(99)
Cash dividends declared on Class A and Class B common stock,  $0.60 per share	(79)					(79)
Share based payments			63			63
Stock units withheld for taxes			(126)			(126)
Tax benefit for share based compensation			85			85
Exercise of stock options			11			11
Ending Balance at Dec. 31, 2010	$ 2,915	$ 95	$ 3,445	$ (1,250)	$ 11	$ 5,216

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CONSOLIDATED STATEMENT OF CHANGES IN EQUITY (Parenthetical) (USD  $)	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
CONSOLIDATED STATEMENT OF CHANGES IN EQUITY
Cash dividends declared on Class A and Class B common stock, per share	$ 0.6	$ 0.6	$ 0.6

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CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME (LOSS) (USD  $) In Millions	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME (LOSS)
Net income (loss)	$ 1,847	$ 1,463	$ (254)
Other comprehensive income (loss):
Foreign currency translation adjustments	(107)	37	(41)
Defined benefit pension and postretirement plans	5	45	(63)
Income tax effect	(2)	(17)	23
Defined benefit pension and postretirement plans	3	28	(40)
Investment securities available-for-sale	17	33	(52)
Income tax effect	(6)	(12)	18
Investment securities available-for-sale	11	21	(34)
Reclassification adjustment for investment securities available-for-sale	(9)	(2)	(84)
Income tax effect	3	1	30
Reclassification adjustment for investment securities available-for-sale	(6)	(1)	(54)
Other comprehensive income (loss), net of tax	(99)	85	(169)
Comprehensive Income (Loss)	1,748	1,548	(423)
Income attributable to non-controlling interests	(1)
Comprehensive Income Attributable to MasterCard	$ 1,747	$ 1,548	$ (423)

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Summary of Significant Accounting Policies	12 Months Ended
Dec. 31, 2010
Summary of Significant Accounting Policies
Summary of Significant Accounting Policies	Note 1. Summary of Significant Accounting Policies Organization—MasterCard Incorporated and its consolidated subsidiaries, including MasterCard International Incorporated ("MasterCard International") and MasterCard Europe sprl ("MasterCard Europe") (together, "MasterCard" or the "Company"), provide payment solutions, including transaction processing and related services to customers principally in support of their credit, deposit access (debit), prepaid, electronic cash and Automated Teller Machine ("ATM") payment card programs, and travelers cheque programs. Our financial institution customers are generally either principal members ("principal members") of MasterCard International, which participate directly in MasterCard International's business, or affiliate members ("affiliate members") of MasterCard International, which participate indirectly in MasterCard International's business through a principal member. Consolidation and basis of presentation—The consolidated financial statements include the accounts of MasterCard and its majority-owned and controlled entities, including any variable interest entities for which the Company is the primary beneficiary. Intercompany transactions and balances are eliminated in consolidation. The Company follows accounting principles generally accepted in the United States of America ("GAAP"). The Company is a variable interest holder in certain entities that do not have sufficient equity at risk to finance their activities without additional subordinated financial support from other parties or whose equity investors lack the ability to control the entity's activities (referred to as VIEs). These variable interests arise from contractual, ownership or other monetary interests in the entities. The Company consolidates a VIE if it is the primary beneficiary, defined as the entity that has both the power to direct the activities that most significantly impact the VIE's economic performance and a variable interest that could potentially be significant to the VIE. To determine whether or not a variable interest the Company holds could potentially be significant to the VIE, the Company considers both qualitative and quantitative factors regarding the nature, size and form of the Company's involvement with the VIE. The Company assesses whether or not it is the primary beneficiary of a VIE on an on-going basis. Investments in variable interest entities for which the Company is not considered the primary beneficiary are not consolidated and are accounted for as equity method or cost method investments. See Note 16 (Consolidation of Variable Interest Entity) for further discussion. Non-controlling interest represents the equity interest not owned by the Company and is recorded for consolidated entities in which the Company owns less than 100% of the interests. Non-controlling interests are reported as a component of equity. In addition, changes in a parent's ownership interest while the parent retains its controlling interest are accounted for as equity transactions, and upon a gain or loss of control, retained ownership interests are remeasured at fair value, with any gain or loss recognized in earnings. The Company accounts for investments in common stock or in-substance common stock under the equity method of accounting when it has the ability to exercise significant influence over the investee, generally when it holds 20% or more of the common stock in the entity. MasterCard's share of net earnings or losses of entities accounted for under the equity method of accounting is included in other income (expense) on the consolidated statement of operations. The Company accounts for investments under the historical cost method of accounting when it does not exercise significant influence, generally when it holds less than 20% ownership in the common stock of the entity. Investments for which the equity method or historical cost method of accounting are used are recorded in other assets on the consolidated balance sheet. Reclassification of prior period amounts—Certain prior period amounts have been reclassified to conform to the 2010 presentation. Additionally, in 2009, the Company reclassified amounts that primarily related to the adoption of certain accounting standards and the reclassification of certain cardholder-related enhancement expenses, which were previously classified as advertising and marketing expenses, to general and administrative expenses. These cardholder benefit program expenses, such as insurance and card replacements, were previously deemed promotional features of the cards and over time have become standard product offerings in certain card categories. Approximately  $83 million of these expenses were reclassified for the year ended December 31, 2008 to conform to the 2009 presentation. Use of estimates—The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting periods. Management has established detailed policies and control procedures to ensure the methods used to make estimates are well controlled and applied consistently from period to period. Actual results may differ from these estimates. Fair value—The Company measures certain financial assets and liabilities at fair value on a recurring basis by estimating the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. When valuing liabilities, the Company also considers the Company's creditworthiness. The Company classifies these recurring fair value measurements into a three-level hierarchy ("Valuation Hierarchy") and discloses the significant assumptions utilized in measuring all of its assets and liabilities at fair value. The Valuation Hierarchy is based upon the transparency of inputs to the valuation of an asset or liability as of the measurement date. A financial instrument's categorization within the Valuation Hierarchy is based upon the lowest level of input that is significant to the fair value measurement. The three levels of the Valuation Hierarchy are as follows:     •   Level 1—inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets.     •   Level 2—inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, quoted prices for identical assets and liabilities in inactive markets and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument.     •   Level 3—inputs to the valuation methodology are unobservable and significant to the fair value measurement. Certain assets and liabilities are measured at fair value on a nonrecurring basis. The Company's non financial assets and liabilities measured at fair value on a nonrecurring basis include property, plant and equipment, goodwill and other intangible assets. These assets are not measured at fair value on an ongoing basis; however, they are subject to fair value adjustments in certain circumstances, such as when there is evidence of impairment. The valuation methods for goodwill and other intangible assets involve assumptions concerning comparable company multiples, discount rates, growth projections and other assumptions of future business conditions. As the assumptions employed to measure these assets and liabilities on a nonrecurring basis are based on management's judgment using internal and external data, these fair value determinations are classified in Level 3 of the Valuation Hierarchy. See Note 5 (Fair Value) for information about methods and assumptions. The Company has not elected to apply the fair value option to its eligible financial assets and liabilities. Cash and cash equivalents—Cash and cash equivalents include certain liquid investments with a maturity of three months or less from the date of purchase. Cash equivalents are recorded at cost, which approximates fair value.   Restricted Cash—The Company classifies cash as restricted when the cash is unavailable for withdrawal or usage. Restrictions may include legally restricted deposits, contracts entered into with others, or the Company's statements of intention with regard to particular deposits. Investment securities—The Company classifies investments in debt securities as held-to-maturity or available-for-sale and classifies investments in equity securities as available-for-sale or trading. Available-for-sale securities that are available to meet the Company's current operational needs are classified as current assets. Available-for-sale securities that are not available to meet the Company's current operational needs are classified as non-current assets. Investments in debt securities are classified as held-to-maturity when the Company has the intent and ability to hold the debt securities to maturity and are stated at amortized cost. Investments in debt securities not classified as held-to-maturity are classified as available-for-sale and are carried at fair value, with unrealized gains and losses, net of applicable taxes, recorded as a separate component of other comprehensive income (loss) on the consolidated statement of comprehensive income (loss). Net realized gains and losses on debt securities are recognized in investment income on the consolidated statement of operations. The fair values of the Company's short-term bond funds are based on quoted prices for identical investments in active markets and are therefore included in Level 1 of the Valuation Hierarchy. The fair values of the Company's available-for-sale municipal bonds are based on quoted prices for similar assets in active markets and are therefore included in Level 2 of the Valuation Hierarchy. The fair value determination for the Company's Auction Rate Securities ("ARS") is based primarily on an income approach and is therefore included in Level 3 of the Valuation Hierarchy. See Note 5 (Fair Value) and Note 6 (Investment Securities) for additional disclosures related to the fair value standard. The Company has incorporated the considerations of guidance pertaining to determining the fair value of financial assets in inactive markets in its assessment of the fair value of its ARS as of December 31, 2010 and 2009. The guidance provides consideration of how management's internal cash flow and discount rate assumptions should be considered when measuring fair value when relevant observable data does not exist, how observable market information in a market that is not active should be considered when measuring fair value and how the use of market quotes should be considered when assessing the relevance of observable and unobservable data available to measure fair value. See Note 5 (Fair Value) for further detail. Investments in equity securities classified as available-for-sale are carried at fair value, with unrealized gains and losses, net of applicable taxes, recorded as a separate component of other comprehensive income (loss) on the consolidated statement of comprehensive income (loss). Net realized gains and losses on available-for-sale equity securities are recognized in investment income on the consolidated statement of operations. The specific identification method is used to determine realized gains and losses. Available-for-sale debt and equity securities are evaluated for other than temporary impairment on an ongoing basis. If an investment is determined to be other than temporarily impaired, realized losses are recognized in investment income on the consolidated statements of operations. Settlement due from/due to customers—The Company operates systems for clearing and settling payment transactions among MasterCard International members. Net settlements are generally cleared daily among members through settlement cash accounts by wire transfer or other bank clearing means. However, some transactions may not settle until subsequent business days, resulting in amounts due from and due to MasterCard International members.   Restricted security deposits held for MasterCard International members—MasterCard requires and holds cash deposits and certificates of deposit from certain members of MasterCard International as collateral for settlement of their transactions. These assets are fully offset by corresponding liabilities included on the consolidated balance sheet. However, the majority of collateral for settlement is typically in the form of standby letters of credit and bank guarantees which are not recorded on the balance sheet. Property, plant and equipment—Property, plant and equipment are stated at cost less accumulated depreciation and amortization. Depreciation of equipment and furniture and fixtures is computed using the straight-line method over the related estimated useful lives of the assets, generally ranging from two to five years. Amortization of leasehold improvements is generally computed using the straight-line method over the lesser of the estimated useful lives of the improvements or the terms of the related leases. Capital leases are amortized using the straight-line method over the lives of the leases. Depreciation on buildings is calculated using the straight-line method over an estimated useful life of 30 years. Amortization of leasehold improvements and capital leases is included in depreciation expense. The Company evaluates the recoverability of all long-lived assets whenever events or changes in circumstances indicate that their carrying amount may not be recoverable. If the carrying value of the asset cannot be recovered from estimated future cash flows, undiscounted and without interest, the fair value of the asset is calculated using the present value of estimated net future cash flows. If the carrying amount of the asset exceeds its fair value, an impairment is recorded. Leases—The Company enters into operating and capital leases for the use of premises, software and equipment. Rent expense related to lease agreements which contain lease incentives is recorded on a straight-line basis. Business combinations—The Company accounts for businesses acquired in business combinations under the acquisition method of accounting. The Company measures the tangible and intangible identifiable assets acquired, liabilities assumed, and any noncontrolling interest in the acquiree at the acquisition date, at their fair values as of that date. Acquisition-related costs are expensed separately from the business combination and are included in general and administrative expenses. Any excess of purchase price over the fair value of net assets acquired, including identifiable intangible assets, is recorded as goodwill. Goodwill—Goodwill represents the excess of cost over net assets acquired in connection with the acquisition of businesses accounted for as business combinations. The Company tests its goodwill for impairment annually as of October 1, or sooner if indicators of impairment exist. The impairment evaluation utilizes a two step approach. The first step is to determine if the carrying value of the reporting unit including its goodwill exceeds its fair value. If so, the second step measures the amount of the impairment loss. Impairment charges, if any, are recorded in general and administrative expenses on the consolidated statement of operations. See Note 10 (Goodwill) for additional information on the Company's goodwill. Intangible assets—Intangible assets consist of capitalized software costs, trademarks, tradenames, customer relationships and other intangible assets, which have finite lives, and customer relationships related to the acquisition of Europay International S.A. in 2002, which have indefinite lives. Intangible assets with finite useful lives are amortized over their estimated useful lives, which range from 1 to 10 years, under the straight-line method. For capitalized software, MasterCard capitalizes average internal costs incurred for payroll and payroll related expenses by department for the employees who directly devote time to the design, development and testing phases of each capitalized software project.   The Company reviews intangible assets with finite lives for impairment when events or changes in circumstances indicate that their carrying amounts may not be recoverable. Impairment losses are recognized when the expected undiscounted cash flows of an asset group are less than the carrying value. Impairment charges are recorded in general and administrative expense on the consolidated statement of operations. Intangible assets with indefinite lives are tested for impairment annually as of October 1, or sooner if indicators of impairment exist. Impairment exists if the fair value of the indefinite-lived intangible asset is less than carrying value. See Note 11 (Other Intangible Assets) for further detail on impairment charges and other information regarding intangible assets. Treasury stock—The Company records the repurchase of shares of common stock at cost based on the settlement date of the transaction. These shares are classified as treasury stock, which is a reduction to stockholders' equity. Treasury stock is included in authorized and issued shares but excluded from outstanding shares. Litigation—The Company is a party to certain legal and regulatory proceedings with respect to a variety of matters. Except as described in Note 20 (Obligations Under Litigation Settlements) and Note 22 (Legal and Regulatory Proceedings), MasterCard does not believe that any legal or regulatory proceedings to which it is a party would have a material adverse impact on its business or prospects. The Company evaluates the likelihood of an unfavorable outcome of all legal or regulatory proceedings to which it is a party and accrues a loss contingency when the loss is probable and reasonably estimable. These judgments are subjective based on the status of the legal or regulatory proceedings, the merits of its defenses and consultation with in-house and external legal counsel. The actual outcomes of these proceedings may materially differ from the Company's judgments. Legal costs are expensed as incurred and recorded in general and administrative expenses. Settlement and other risk management—MasterCard has global risk management policies and procedures, which include risk standards to provide a framework for managing the Company's settlement exposure. Settlement risk is the legal exposure due to the difference in timing between the payment transaction date and subsequent settlement. MasterCard International's rules generally guarantee the payment of certain MasterCard, Cirrus and Maestro-branded transactions between its principal members. The term and amount of the guarantee are unlimited. Settlement exposure under the guarantee is short term and typically limited to a few days. In the event that MasterCard International effects a payment on behalf of a failed member, MasterCard International may seek an assignment of the underlying receivables. Subject to approval by the Company's Board of Directors, members may be charged for the amount of any settlement losses incurred during the ordinary activities of the Company. MasterCard has also guaranteed the payment of MasterCard-branded travelers cheques in the event of issuer default. The term of the guarantee is unlimited, while the amount is limited to cheques issued but not yet cashed. The Company may also have other guarantee obligations in the course of its business. The Company accounts for each of its guarantees issued or modified after December 31, 2002, the adoption date of the relevant accounting standard, by recording the guarantee at its fair value at the inception or modification of the guarantee through earnings. To the extent that a guarantee is modified subsequent to the inception of the guarantee, the Company remeasures the fair value of the guarantee at the date of modification through earnings. The Company enters into business agreements in the ordinary course of business under which the Company agrees to indemnify third parties against damages, losses and expenses incurred in connection with legal and other proceedings arising from relationships or transactions with the Company. As the extent of the Company's obligations under these agreements depends entirely upon the occurrence of future events, the Company's potential future liability under these agreements is not determinable. See Note 5 (Fair Value) and Note 23 (Settlement and Other Risk Management). Derivative financial instruments—The Company accounts for all derivatives, whether designated in hedging relationships or not, by recording them on the balance sheet at fair value in other assets and other liabilities, regardless of the purpose or intent for holding them. The Company's foreign exchange forward contracts are included in level 2 of the Valuation Hierarchy as the fair value of these contracts are based on broker quotes for the same or similar instruments. Changes in the fair value of derivative instruments are reported in current-period earnings. The Company did not have any derivative contracts accounted for under hedge accounting as of December 31, 2010 and 2009. Income taxes—The Company follows an asset and liability based approach in accounting for income taxes as required under GAAP. Deferred income tax assets and liabilities are recorded to reflect the tax consequences on future years of temporary differences between the financial statement carrying amounts and income tax bases of assets and liabilities. Deferred income taxes are displayed as separate line items or are included in other current liabilities on the consolidated balance sheet. Valuation allowances are provided against assets which are not more likely than not to be realized. The Company recognizes all material tax positions, including all significant uncertain tax positions in which it is more likely than not that the position will be sustained based on its technical merits and if challenged by the relevant taxing authorities. At each balance sheet date, unresolved uncertain tax positions are reassessed to determine whether subsequent developments require a change in the amount of recognized tax benefit. The allowance for uncertain tax positions is recorded in other current and noncurrent liabilities on the consolidated balance sheet. The Company records interest expense related to income tax matters as interest expense in its statement of operations. The company includes penalties related to income tax matters in the income tax provision. The Company does not provide for U.S. federal income tax and foreign withholding taxes on undistributed earnings from non-U.S. subsidiaries when such earnings are intended to be reinvested indefinitely outside of the U.S. Revenue recognition—Revenues are recognized when persuasive evidence of an arrangement exists, delivery has occurred or services have been rendered, the price is fixed or determinable, and collectibility is reasonably assured. Revenues are generally based upon transactional information accumulated by our systems or reported by our customers. The Company's revenues are based on the volume of activity on cards that carry the Company's brands, the number of transactions processed or the nature of other payment-related services. Volume-based revenues (domestic assessments and cross-border volume fees) are recorded as revenue in the period they are earned, which is when the related volume is generated on the cards. Certain quarterly revenues are estimated based upon aggregate transaction information and historical and projected customer quarterly volumes. Actual results may differ from these estimates. Transaction-based revenues (transaction processing fees) are calculated by multiplying the number and type of transactions by the specific price for each service. Transaction-based fees are recognized as revenue in the same period as the related transactions occur. Other payment-related services are dependent on the nature of the products or services provided to our customers and are recognized as revenue in the same period as the related transactions occur or services are rendered. MasterCard has business agreements with certain customers that provide for fee rebates when the customers meet certain volume hurdles as well as other support incentives such as marketing, which are tied to performance. Rebates and incentives are recorded as a reduction of revenue in the same period as the revenue is earned or performance has occurred. Rebates and incentives are calculated on a monthly basis based upon estimated performance and the terms of the related business agreements. In addition, MasterCard may incur costs directly related to the acquisition of the contract, which are deferred and amortized over the life of the contract. Pension and other postretirement plans—Compensation cost of an employee's pension benefit is recognized in general and administrative expenses on the projected unit credit method over the employee's approximate service period. The unit credit cost method is utilized for funding purposes. The Company recognizes the overfunded or underfunded status of its single-employer defined benefit plan or postretirement plan as an asset or liability in its balance sheet and recognizes changes in the funded status in the year in which the changes occur through comprehensive income. The Company also measures the funded status of a plan as of the date of its year-end balance sheet.   Share based payments—The Company recognizes the fair value of all share-based payments to employees in its financial statements. The Company uses the straight-line method of attribution for expensing equity awards. Compensation expense is recorded net of estimated forfeitures. Estimates are adjusted as appropriate. The Company recognizes a realized tax benefit associated with dividends on certain equity shares and options as an increase to additional paid-in capital. The benefit is included in the pool of excess tax benefits available to absorb potential future tax liabilities on share based payment awards. Advertising expense—The cost of media advertising is expensed when the advertising takes place. Advertising production costs are expensed as incurred. Promotional items are expensed at the time the promotional event occurs. Sponsorship costs are recognized over the period of benefit based on the estimated value of certain events. Foreign currency translation—The Company's functional currencies include the U.S. dollar, the euro, the Brazilian real, the Australian dollar, and the U.K. pound sterling. For foreign currency remeasurement from each local currency into the appropriate functional currency, monetary assets and liabilities are remeasured to U.S. dollars using current exchange rates in effect at the balance sheet date. Non-monetary assets and liabilities are recorded at historical exchange rates, and revenue and expense accounts are remeasured at a weighted average exchange rate for the period. Resulting exchange gains and losses related to remeasurement are included in general and administrative expenses in the consolidated statement of operations. Where a non-U.S. currency is the functional currency, translation from that functional currency to U.S. dollars is performed for balance sheet accounts using current exchange rates in effect at the balance sheet date and for revenue and expense accounts using a weighted average exchange rate for the period. Resulting translation adjustments are reported as a component of other comprehensive income (loss).   Earnings (loss) per share—A new accounting standard related to instruments granted in share-based payment transactions became effective for the Company on January 1, 2009, resulting in the retrospective adjustment of earnings per share ("EPS") for prior periods. See Note 3 (Earnings (Loss) Per Share) for further detail. Recent accounting pronouncements Transfers of financial assets—In June 2009, the accounting standard for transfers and servicing of financial assets and extinguishments of liabilities was amended. The change eliminates the qualifying special purpose entity concept, establishes a new unit of account definition that must be met for the transfer of portions of financial assets to be eligible for sale accounting, clarifies and changes the derecognition criteria for a transfer to be accounted for as a sale, changes the amount of gain or loss on a transfer of financial assets accounted for as a sale when beneficial interests are received by the transferor, and requires additional new disclosures. The Company adopted the new standard upon its effective date of January 1, 2010. The adoption did not have an impact on the Company's financial position or results of operations. Variable interest entities—In June 2009, there was a revision to the accounting standard for the consolidation of variable interest entities. The revision eliminates the exemption for qualifying special purpose entities, requires a new qualitative approach for determining whether a reporting entity should consolidate a variable interest entity, and changes the requirement of when to reassess whether a reporting entity should consolidate a variable interest entity. During February 2010, the scope of the revised standard was modified to indefinitely exclude certain entities from the requirement to be assessed for consolidation. The Company adopted the new standard upon its effective date of January 1, 2010. The adoption did not have an impact on the Company's financial position or results of operations.   Revenue arrangements with multiple deliverables—In September 2009, the accounting standard for the allocation of revenue in arrangements involving multiple deliverables was amended. Current accounting standards require companies to allocate revenue based on the fair value of each deliverable, even though such deliverables may not be sold separately either by the company itself or other vendors. The new accounting standard eliminates (i) the residual method of revenue allocation and (ii) the requirement that all undelivered elements must have objective and reliable evidence of fair value before a company can recognize the portion of the overall arrangement fee that is attributable to items that already have been delivered. The Company will adopt the revised accounting standard effective January 1, 2011 via prospective adoption. The Company does not expect the adoption to have a material impact on the Company's financial position or results of operations. Fair value disclosures—In January 2010, fair value disclosure requirements were amended to require detailed disclosures about transfers to and from Level 1 and 2 of the Valuation Hierarchy effective January 1, 2010 and disclosures regarding purchases, sales, issuances, and settlements on a "gross" basis within the Level 3 (of the Valuation Hierarchy) reconciliation effective January 1, 2011. The Company adopted the new guidance for disclosures about transfers to and from Level 1 and 2 of the Valuation Hierarchy effective January 1, 2010. The adoption did not have an impact on the Company's financial position or results of operations. The Company will adopt the guidance that requires disclosure of a reconciliation of purchases, sales, issuances, and settlements on a "gross" basis within Level 3 (of the Valuation Hierarchy) effective January 1, 2011, as required, and the adoption will have no impact on the Company's financial position or results of operations. Disclosure about the Credit Quality of Financing Receivables and the Allowance for Credit Losses—In July 2010, a new accounting standard was issued. This standard provides new disclosure guidance that will require companies to provide more information about the credit quality of their financing receivables in the disclosures to financial statements including, but not limited to, significant purchases and sales of financing receivables, aging information and credit quality indicators. The Company adopted this accounting standard upon its effective date, periods ending on or after December 15, 2010, and the adoption had no impact on the Company's financial position or results of operations. Impairment testing for goodwill—In December 2010, a new accounting standard was issued. This standard requires Step 2 of the goodwill impairment test to be performed for reporting units with zero or negative carrying amounts if qualitative factors indicate that it is more likely than not that a goodwill impairment exists. The provisions for this pronouncement are effective for fiscal years beginning after December 15, 2010, with no early adoption permitted. The Company will adopt this accounting standard on January 1, 2011, and does not anticipate that this adoption will have an impact on the Company's financial position or results of operations. Business combinations—In December 2010, a new accounting standard was issued. This standard requires a company to disclose revenue and earnings of the combined entity as though the business combination that occurred during the current year had occurred as of the beginning of the comparable prior annual reporting period, only when comparative financial statements are presented. The disclosure provisions are effective prospectively for business combinations for which the acquisition date is on or after the beginning of the first annual reporting period beginning on or after December 15, 2010, with early adoption permitted. The Company will adopt this accounting standard on January 1, 2011, and the adoption will have no impact on the Company's financial position or results of operations.

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Acquisition of DataCash Group plc	12 Months Ended
Dec. 31, 2010
Acquisition of DataCash Group plc
Acquisition of DataCash Group plc	Note 2. Acquisition of DataCash Group plc On August 19, 2010, MasterCard entered into an agreement to acquire all the outstanding shares of DataCash Group plc ("DataCash"), a European payment service provider. Pursuant to the terms of the acquisition agreement, the Company acquired DataCash on October 22, 2010 at a purchase price of 334 million U.K. pound sterling, or  $534 million. There was no contingent consideration related to the acquisition.   DataCash provides e-Commerce merchants with the ability to process secure payments across the world. DataCash develops and provides outsourced electronic payments solutions, fraud prevention, alternative payment options, back-office reconciliation and solutions for merchants selling via multiple channels. DataCash also has a fraud solutions and technology platform. MasterCard believes the acquisition of DataCash will create a long-term growth platform in the e-Commerce category while enhancing existing MasterCard payment products and expanding its global presence in the internet gateway business. MasterCard had exposure to foreign exchange rate fluctuations related to the DataCash acquisition price. As a result, the Company purchased foreign currency option contracts to limit the risk. See Note 24 (Foreign Exchange Risk Management) for further details. The following table summarizes the purchase price allocation for the DataCash acquisition:      Fair Value at October 22, 2010        (in millions)   Current assets     $ 48    Property, plant and equipment      3    Intangible assets      129    Goodwill      402    Other assets      7             Total assets acquired      589             Current liabilities      (24 )  Non-current liabilities      (31 )           Total liabilities assumed      (55 )           Net assets acquired     $ 534             Purchase consideration has been allocated to the tangible and identifiable intangible assets and to liabilities assumed based on their respective fair values on October 22, 2010, the acquisition date. The excess of purchase consideration over net assets acquired was recorded as goodwill. The Company expects value from expanding the Company's e-Commerce payment and related electronic payments solutions, fraud prevention, alternative payment options, back-office reconciliation and solutions for merchants selling via multiple channels, and other synergies. None of the  $402 million of goodwill is expected to be deductible for tax purposes. Intangible assets consist of developed technologies, customer relationships, tradenames and non-compete agreements, which have useful lives ranging from 1 to 10 years. See Note 11 (Other Intangible Assets). The following table summarizes the fair value of the acquired intangible assets:        Fair Value at October 22, 2010      Weighted-Average Useful Life        (in millions)      (in years)   Customer relationships     $ 74         7    Developed technologies      42         5    Tradenames      11         5    Non-compete agreements      2         1                Total intangible assets     $ 129                     In connection with the acquisition, the Company recognized  $7 million of acquisition-related expenses during the year ended December 31, 2010, which consisted primarily of professional fees related to closing the transaction. These amounts were included in general and administrative expenses. The consolidated financial statements include the operating results of DataCash from the date of the acquisition.

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Earnings (Loss) Per Share ("EPS")	12 Months Ended
Dec. 31, 2010
Earnings (Loss) Per Share ("EPS")
Earnings (Loss) Per Share ("EPS")	Note 3. Earnings (Loss) Per Share ("EPS") On January 1, 2009, an accounting standard related to the EPS effects of instruments granted in share-based payment transactions became effective for the Company resulting in the retrospective adjustment of EPS for prior periods. In accordance with this accounting standard, unvested share-based payment awards which receive non-forfeitable dividend rights, or dividend equivalents, are considered participating securities and are required to be included in computing EPS under the two-class method. The Company declared non-forfeitable dividends on unvested restricted stock units and contingently issuable performance stock units ("Unvested Units") which were granted prior to 2009. The Company has therefore calculated EPS under the two-class method pursuant to this accounting standard. The components of basic and diluted EPS for common shares under the two-class method for each of the years ended December 31 were as follows:      2010      2009      2008        (in millions, except per share data)   Numerator:          Net income (loss) attributable to MasterCard     $ 1,846        $ 1,463        $ (254 )  Less: Net income (loss) allocated to Unvested Units      3         9         (1 )                             Net income (loss) attributable to MasterCard allocated to common shares     $ 1,843        $ 1,454        $ (253 )                             Denominator:          Basic EPS weighted average shares outstanding      131         130         130    Dilutive stock options and restricted stock units      —           —           —                                 Diluted EPS weighted-average shares outstanding      131         130         130                               Earnings (Loss) per Share:          Basic     $ 14.10        $ 11.19        $ (1.94 )                             Diluted     $ 14.05        $ 11.16        $ (1.94 )                             The calculation of diluted EPS excluded the following share-based payment awards because the effect would be antidilutive for each of the years ended December 31:        2010      2009      2008        (in thousands)   Stock options      204         251         705    Restricted stock units      11         —           —

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Supplemental Cash Flows	12 Months Ended
Dec. 31, 2010
Supplemental Cash Flows
Supplemental Cash Flows	Note 4. Supplemental Cash Flows The following table includes supplemental cash flow disclosures for each of the years ended December 31:        2010     2009     2008        (in millions)   Cash paid for income taxes     $ 540       $ 457       $ 493 1  Cash paid for interest      3        11        14    Cash paid for legal settlements (Notes 20 and 22)      607        946        1,263    Non-cash investing and financing activities:        Dividend declared but not yet paid      20        20        20    Municipal bonds cancelled      —          154 2      —      Revenue bonds received      —          (154 ) 3      —      Building and land assets recorded pursuant to capital lease      —          (154 ) 3      —      Capital lease obligation      —          154 3      —      Fair value of assets acquired, net of original investment, cash paid and cash acquired      553 4      17        124    Fair value of liabilities assumed related to investments in affiliates      55 4      15 5      43 6  Fair value of non-controlling interest acquired      2        8        —      1  $198 million of these payments were recorded as an income tax receivable as of December 31, 2008. 2 See Note 16 (Consolidation of Variable Interest Entity) for further details. 3 See Note 9 (Property, Plant, and Equipment) for further details. 4 See Note 2 (Acquisition of DataCash Group plc) for further details. 5 Includes  $9 million to be extinguished in 2013 and 2016 for future benefits to be provided by MasterCard in the establishment of a joint venture. 6 Includes  $20 million due in 2011 relating to the MasterCard France acquisition.

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Fair Value	12 Months Ended
Dec. 31, 2010
Fair Value
Fair Value	Note 5. Fair Value In accordance with accounting requirements for fair value, the Company is disclosing the estimated fair values as of December 31, 2010 and 2009 of the assets and liabilities that are within the scope of the accounting guidance, as well as the methods and significant assumptions used to estimate the fair value of those financial instruments. Furthermore, the Company classifies its fair value measurements in the Valuation Hierarchy. No transfers were made among the three levels in the Valuation Hierarchy during the year ended December 31, 2010.   Financial Instruments—Recurring Measurements The distribution of the fair values of the Company's financial instruments which are measured at fair value on a recurring basis within the Valuation Hierarchy is as follows:        December 31, 2010        Quoted Prices in Active Markets (Level 1)      Significant Other Observable Inputs (Level 2)     Significant Unobservable Inputs (Level 3)      Fair Value        (in millions)   Municipal bonds1     $ —          $ 315       $ —          $ 315    Taxable short-term bond funds      516         —          —           516    Auction rate securities      —           —          106         106    Foreign currency derivative contracts      —           (1 )      —           (1 )                                     Total     $ 516        $ 314       $ 106        $ 936                                            December 31, 2009        Quoted Prices in Active Markets (Level 1)      Significant Other Observable Inputs (Level 2)     Significant Unobservable Inputs (Level 3)      Fair Value        (in millions)   Municipal bonds1     $ —          $ 514       $ —          $ 514    Taxable short-term bond funds      310         —          —           310    Auction rate securities      —           —          180         180    Foreign currency derivative contracts      —           (1 )      —           (1 )                                     Total     $ 310        $ 513       $ 180        $ 1,003                                       1 Available-for-sale municipal bonds are carried at fair value and are included in the above tables. However, held-to-maturity municipal bonds are carried at amortized cost and excluded from the above tables. The fair values of the Company's available-for-sale municipal bonds are based on quoted prices for similar assets in active markets and are therefore included in Level 2 of the Valuation Hierarchy. The fair values of the Company's short-term bond funds are based on quoted prices for identical investments in active markets and are therefore included in Level 1 of the Valuation Hierarchy. The Company's auction rate securities ("ARS") investments have been classified within Level 3 of the Valuation Hierarchy as their valuation requires substantial judgment and estimation of factors that are not currently observable in the market due to the lack of trading in the securities. This valuation may be revised in future periods as market conditions evolve. The Company has considered the lack of liquidity in the ARS market and the lack of comparable, orderly transactions when estimating the fair value of its ARS portfolio. Therefore, the Company used the income approach, which included a discounted cash flow analysis of the estimated future cash flows adjusted by a risk premium, to estimate the fair value of its ARS portfolio. The Company estimated the fair value of its ARS portfolio to be 10% and 15% discounts to the par value as of December 31, 2010 and 2009, respectively. When a determination is made to classify a financial instrument within Level 3, the determination is based upon the significance of the unobservable inputs to the overall fair value measurement. However, the fair value determination for Level 3 financial instruments may include observable components.   The Company's foreign currency derivative contracts have been classified within Level 2 of the valuation hierarchy, as the fair value is based on broker quotes for the same or similar derivative instruments. See Note 24 (Foreign Exchange Risk Management) for further details. Financial Instruments—Non-Recurring Measurements Certain financial instruments are carried on the consolidated balance sheet at cost, which approximates fair value due to their short-term, highly liquid nature. These instruments include cash and cash equivalents, accounts receivable, settlement due from customers, restricted security deposits held for customers, prepaid expenses, accounts payable, settlement due to customers and accrued expenses. Investment Securities Held-to-Maturity The Company utilizes quoted prices for identical or similar securities from active markets to estimate the fair value of its held-to-maturity securities. See Note 6 (Investment Securities) for fair value disclosure. Debt The Company estimates the fair value of its debt by applying a current discount rate to the remaining cash flows under the terms of the debt. As of December 31, 2010, the carrying value on the consolidated balance sheet and the fair value each totaled  $20 million. As of December 31, 2009, the carrying value on the consolidated balance sheet and the fair value each totaled  $22 million. As of December 31, 2010, the carrying value of the current portion of the Company's debt is included in other current liabilities on the consolidated balance sheet. During 2009, the Company repaid  $149 million of notes payable classified as short-term debt at December 31, 2008 related to its variable interest entity. See Note 16 (Consolidation of Variable Interest Entity) for further discussion. Obligations Under Litigation Settlements The Company estimates the fair values of its obligations under litigation settlements by applying a current discount rate to the remaining cash flows under the terms of the litigation settlements. At December 31, 2010 and 2009, the carrying values on the consolidated balance sheet totaled  $302 million and  $870 million, respectively, and the fair values totaled  $307 million and  $895 million, respectively, for these obligations. For additional information regarding the Company's obligations under litigation settlements, see Note 20 (Obligations Under Litigation Settlements). Settlement and Other Guarantee Liabilities The Company estimates the fair values of its settlement and other guarantees by applying market assumptions for relevant though not directly comparable undertakings, as the latter are not observable in the market given the proprietary nature of such guarantees. Additionally, loss probability and severity profiles against the Company's gross and net settlement exposures are considered. At December 31, 2010 and 2009, the carrying value of settlement and other guarantee liabilities were de minimis The estimated fair value of settlement and other guarantee liabilities as of December 31, 2010 was approximately  $45 million. The estimated fair value of settlement and other guarantee liabilities as of December 31, 2009 was de minimis. For additional information regarding the Company's settlement and other guarantee liabilities, see Note 23 (Settlement and Other Risk Management). Refunding Revenue Bonds The Company holds refunding revenue bonds with the same payment terms, and which contain the right of set-off with, a capital lease obligation related to the Company's global technology and operations center located in O'Fallon, Missouri, called Winghaven. The Company has netted the refunding revenue bonds and the corresponding capital lease obligation in the consolidated balance sheet and estimates that the carrying value approximates the fair value for these bonds. See Note 9 (Property, Plant and Equipment) for further details. Non-Financial Instruments Certain assets and liabilities are measured at fair value on a nonrecurring basis. The Company's nonfinancial assets and liabilities measured at fair value on a nonrecurring basis include property, plant and equipment, goodwill and other intangible assets. These assets are not measured at fair value on an ongoing basis; however, they are subject to fair value adjustments in certain circumstances, such as when there is evidence of impairment. The valuation methods for goodwill and other intangible assets involve assumptions concerning comparable company multiples, discount rates, growth projections and other assumptions of future business conditions. The Company uses a weighted income and market approach for estimating the fair values of its reporting units. As the assumptions employed to measure these assets on a nonrecurring basis are based on management's judgment using internal and external data, these fair value determinations are classified in Level 3 of the Valuation Hierarchy.

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Investment Securities	12 Months Ended
Dec. 31, 2010
Investment Securities
Investment Securities	Note 6. Investment Securities Amortized Costs and Fair Values—Available-for-Sale Investment Securities: The major classes of the Company's available-for-sale investment securities, for which unrealized gains and losses are recorded as a separate component of other comprehensive income (loss) on the consolidated statement of comprehensive income (loss), and their respective cost bases and fair values as of December 31, 2010 and 2009 were as follows:        December 31, 2010        Amortized Cost      Gross Unrealized Gain      Gross Unrealized Loss1     Fair Value        (in millions)   Municipal bonds     $ 305        $ 10        $ —         $ 315    Taxable short-term bond funds      511         5         —          516    Auction rate securities      118         —           (12 )      106                                       Total     $ 934        $ 15        $ (12 )     $ 937                                            December 31, 2009        Amortized Cost      Gross Unrealized Gain      Gross Unrealized Loss1     Fair Value        (in millions)   Municipal bonds     $ 492        $ 22        $ —         $ 514    Taxable short-term bond funds      306         4         —          310    Auction rate securities      212         —           (32 )      180                                       Total     $ 1,010        $ 26        $ (32 )     $ 1,004                                       1 The unrealized losses relate to ARS, which have been in an unrealized loss position longer than 12 months but have not been deemed other-than-temporarily impaired.   The municipal bond portfolio is comprised of tax exempt bonds and is diversified across states and sectors. The portfolio has an average credit quality of double-A. The short-term bond funds invest in fixed income securities, including corporate bonds, mortgage-backed securities and asset-backed securities. The Company holds investments in ARS. Interest on these securities is exempt from U.S. federal income tax and the interest rate on the securities typically resets every 35 days. The securities are fully collateralized by student loans with guarantees, ranging from approximately 95% to 98% of principal and interest, by the U.S. government via the Department of Education. Beginning on February 11, 2008, the auction mechanism that normally provided liquidity to the ARS investments began to fail. Since mid-February 2008, all investment positions in the Company's ARS investment portfolio have experienced failed auctions. The securities for which auctions have failed have continued to pay interest in accordance with the contractual terms of such instruments and will continue to accrue interest and be auctioned at each respective reset date until the auction succeeds, the issuer redeems the securities or they mature. During 2008, ARS were reclassified as Level 3 from Level 2. As of December 31, 2010, the ARS market remained illiquid, but issuer call and redemption activity in the ARS student loan sector has occurred periodically since the auctions began to fail. During 2010 and 2009, the Company did not sell any ARS in the auction market, but there were calls at par. The table below includes a roll-forward of the Company's ARS investments from January 1, 2009 to December 31, 2010.      Significant Unobservable Inputs (Level 3)        (in millions)   Fair value, December 31, 2008     $ 192    Calls, at par      (28 )  Recovery of unrealized losses due to issuer calls      5    Increase in fair value      11             Fair value, December 31, 2009      180    Calls, at par      (94 )  Recovery of unrealized losses due to issuer calls      13    Increase in fair value      7             Fair value, December 31, 2010     $ 106             The Company evaluated the estimated impairment of its ARS portfolio to determine if it was other-than-temporary. The Company considered several factors including, but not limited to, the following: (1) the reasons for the decline in value (changes in interest rates, credit event, or market fluctuations); (2) assessments as to whether it is more likely than not that it will hold and not be required to sell the investments for a sufficient period of time to allow for recovery of the cost basis; (3) whether the decline is substantial; and (4) the historical and anticipated duration of the events causing the decline in value. The evaluation for other-than-temporary impairments is a quantitative and qualitative process, which is subject to various risks and uncertainties. The risks and uncertainties include changes in credit quality, market liquidity, timing and amounts of issuer calls and interest rates. As of December 31, 2010, the Company believed that the unrealized losses on the ARS were not related to credit quality but rather due to the lack of liquidity in the market. The Company believes that it is more likely than not that the Company will hold and not be required to sell its ARS investments until recovery of their cost bases which may be at maturity or earlier if called. Therefore MasterCard does not consider the unrealized losses to be other-than-temporary. The Company estimated 10% and 15% price discounts to the par value of the ARS portfolio at December 31, 2010 and 2009, respectively. The pre-tax impairment included in accumulated other comprehensive income related to the Company's ARS was  $12 million and  $32 million as of December 31, 2010 and 2009, respectively. A hypothetical increase of 100 basis points in the discount rate used in the discounted cash flow analysis would have increased the impairment by  $2 million and  $23 million as of December 31, 2010 and 2009, respectively.     Carrying and Fair Values—Held-to-Maturity Investment Securities:       As of December 31, 2010, the Company also owned held-to-maturity investment securities, which consisted of U.S. Treasury notes and a municipal bond yielding interest at 5.0% per annum. The municipal bond relates to the Company's back-up processing center in Kansas City, Missouri. The Company cancelled  $154 million of short-term municipal bonds related to its global technology and operations center located in O'Fallon, Missouri, called Winghaven, on March 1, 2009, as further discussed in Note 16 (Consolidation of Variable Interest Entity). The carrying value, gross unrecorded gains and fair value of held-to-maturity investment securities were as follows at December 31:        2010      2009        (in millions)   Carrying value     $ 336        $ 338    Gross unrecorded gains      2         2                      Fair value     $ 338        $ 340                      Investment Maturities: The maturity distribution based on the contractual terms of the Company's investment securities at December 31, 2010 was as follows:        Available-For-Sale      Held-To-Maturity        Amortized Cost      Fair Value      Carrying Value      Fair Value        (in millions)   Due within 1 year     $ 8        $ 8        $ 300        $ 300    Due after 1 year through 5 years      242         251         36         38    Due after 5 years through 10 years      59         60         —           —      Due after 10 years      114         102         —           —      No contractual maturity      511         516         —           —                                          Total     $ 934        $ 937        $ 336        $ 338                                        All securities due after ten years are ARS. Taxable short-term bond funds have been included in the table above in the no contractual maturity category, as these investments do not have a stated maturity date; however, the short-term bond funds have daily liquidity. The table below summarizes the maturity ranges of the ARS portfolio, based on relative par value, as of December 31, 2010:        Par Amount      % of Total        (in millions)   Due within 10 years     $ 4         3 %  Due year 11 through year 20      11         9 %  Due year 21 through year 30      81         69 %  Due after year 30      22         19 %                    Total     $ 118         100 %                    Investment Income: Components of net investment income were as follows:      2010      2009      2008        (in millions)   Interest income     $ 48        $ 56        $ 109    Dividend income      —           —           1    Investment securities available-for-sale:          Gross realized gains      9         2         88    Gross realized losses      —           —           (4 )  Other than temporary impairment on short-term bond fund      —           —           (11 )                             Total investment income, net     $ 57        $ 58        $ 183                               Interest income is generated from cash and cash equivalents, available-for-sale investment securities and held-to-maturity investment securities. Dividend income primarily consists of dividends received on the Company's cost method investments. At December 31, 2008, the Company held investments in short-term bond funds, with underlying holdings in structured products such as mortgage-backed securities and asset-backed securities. During 2008, certain of these investments were deemed to be other-than-temporarily impaired and an impairment loss of  $11 million was recorded. Due to the high credit quality of the Company's other investment securities, no other investment securities were considered to be other-than-temporarily impaired in 2008. During 2008, MasterCard sold all of its remaining shares of Redecard S.A. and realized a pre-tax gain, net of commissions, of  $86 million. This gain was included in investment income within the consolidated statements of operations.

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Prepaid Expenses	12 Months Ended
Dec. 31, 2010
Prepaid Expenses
Prepaid Expenses	Note 7. Prepaid Expenses Prepaid expenses consisted of the following at December 31:        2010     2009        (in millions)   Customer and merchant incentives     $ 497       $ 445    Advertising      69        56    Income taxes      50        93    Data processing      31        29    Other      33        18                     Total prepaid expenses      680        641    Prepaid expenses, current      (315 )      (313 )                   Prepaid expenses, long-term     $ 365       $ 328                     Prepaid customer and merchant incentives represent payments made to customers and merchants under business agreements.

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Other Assets	12 Months Ended
Dec. 31, 2010
Other Assets
Other Assets	Note 8. Other Assets Other assets consisted of the following at December 31:        2010     2009        (in millions)   Nonmarketable equity investments     $ 107       $ 35    Customer and merchant incentives      104        216    Income tax receivable      50        —      Cash surrender value of keyman life insurance      24        23    Other      25        36                     Total other assets      310        310    Other assets, current      (85 )      (126 )                   Other assets, long-term     $ 225       $ 184                     Certain customer and merchant business agreements provide incentives upon entering into the agreement. As of December 31, 2010 and 2009, other assets included amounts to be paid for these incentives and the related liability was included in accrued expenses and other liabilities. Once the payment is made, the liability is relieved and the other asset is reclassified to a prepaid expense. The Company accounts for investments in common stock or in-substance common stock under the equity method of accounting when it has the ability to exercise significant influence over the investee, generally when it holds 20% or more of the common stock in the entity. MasterCard's share of net earnings or losses of entities accounted for under the equity method of accounting is included in other income (expense) on the consolidated statement of operations. The Company accounts for investments under the historical cost method of accounting when it does not exercise significant influence, generally when it holds less than 20% ownership in the common stock of the entity. Investments for which the equity method or historical cost method of accounting are used are recorded in other assets on the consolidated balance sheet.

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Property, Plant and Equipment	12 Months Ended
Dec. 31, 2010
Property, Plant and Equipment
Property, Plant and Equipment	Note 9. Property, Plant and Equipment Property, plant and equipment consist of the following at December 31:        2010     2009        (in millions)   Building and land     $ 402       $ 392    Equipment      265        255    Furniture and fixtures      50        52    Leasehold improvements      54        54                     Property, plant and equipment      771        753    Less accumulated depreciation and amortization      (332 )      (304 )                   Property, plant and equipment, net     $ 439       $ 449                     Effective March 1, 2009, MasterCard executed a new ten-year lease between MasterCard, as tenant, and the Missouri Development Finance Board ("MDFB"), as landlord, for MasterCard's global technology and operations center located in O'Fallon, Missouri, called Winghaven. See Note 16 (Consolidation of Variable Interest Entity) for further discussion. The lease includes a bargain purchase option and is thus classified as a capital lease. The building and land assets and capital lease obligation were recorded at  $154 million, which represented the lesser of the present value of the minimum lease payments or the fair value of the building and land assets. The Company received refunding revenue bonds issued by MDFB in the exact amount,  $154 million, and with the same payment terms as the capital lease and which contain the legal right of setoff with the capital lease. The Company has netted its investment in the MDFB refunding revenue bonds and the corresponding capital lease obligation in the consolidated balance sheet. The related leasehold improvements for Winghaven will continue to be amortized over the economic life of the improvements. As of December 31, 2010 and 2009, capital leases of  $13 million and  $14 million, respectively, were included in equipment. Accumulated amortization of capital leases was  $7 million and  $6 million as of December 31, 2010 and 2009, respectively. Depreciation expense for the above property, plant and equipment, including amortization for capital leases, was  $70 million,  $76 million and  $59 million for the years ended December 31, 2010, 2009 and 2008, respectively.

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Goodwill	12 Months Ended
Dec. 31, 2010
Goodwill
Goodwill	Note 10. Goodwill The changes in the carrying amount of goodwill for the years ended December 31, 2010 and 2009 were as follows:        2010     2009        (in millions)   Beginning balance     $ 309       $ 298    Goodwill acquired during the year      402        13    Foreign currency translation      (34 )      9    Impairment losses      —          (11 )                   Ending balance     $ 677       $ 309                     During 2010, the Company recognized  $402 million of goodwill in connection with its acquisition of DataCash. See Note 2 (Acquisition of DataCash Group plc) for further details.   The Company had no accumulated impairment losses for goodwill at December 31, 2010 or 2009. Based on annual impairment testing, no reporting units are at significant risk of future material goodwill impairment.

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Other Intangible Assets	12 Months Ended
Dec. 31, 2010
Other Intangible Assets
Other Intangible Assets	Note 11. Other Intangible Assets The following table sets forth net intangible assets, other than goodwill, at December 31:        2010      2009        (in millions)        Gross Carrying Amount      Accumulated Amortization     Net Carrying Amount      Gross Carrying Amount      Accumulated Amortization     Net Carrying Amount   Amortized intangible assets:                 Capitalized software     $ 683        $ (447 )     $ 236        $ 582        $ (397 )     $ 185    Trademarks and tradenames      33         (22 )      11         22         (22 )      —      Customer relationships      91         (5 )      86         22         (2 )      20    Other      4         (1 )      3         2         (1 )      1                                                        Total      811         (475 )      336         628         (422 )      206    Unamortized intangible assets:                 Customer relationships      194         —          194         209         —          209                                                        Total     $ 1,005        $ (475 )     $ 530        $ 837        $ (422 )     $ 415                                                        Additions to capitalized software in 2010 primarily related to internally developed software and the acquisition of DataCash. See Note 2 (Acquisition of DataCash Group plc) for further details. Amortizable customer relationships were added in 2010 due to the acquisition of DataCash. Certain intangible assets, including amortizable and unamortizable customer relationships and trademarks and tradenames, are denominated in foreign currencies. As such, the change in intangible assets includes a component attributable to foreign currency translation. Amortization and impairment expense on the assets above amounted to the following for the years ended December 31:        2010      2009      2008        (in millions)   Amortization       $78        $ 65          $53    Capitalized software impairments       $2        $ 3          $1    Intangible asset impairments (other than capitalized software)     $ —          $ 2        $ —      The following table sets forth the estimated future amortization expense on amortizable intangible assets for the years ending December 31:      (in millions)   2011     $ 92    2012      77    2013      53    2014      33    2015 and thereafter      81                 $ 336

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Accrued Expenses	12 Months Ended
Dec. 31, 2010
Accrued Expenses
Accrued Expenses	Note 12. Accrued Expenses Accrued expenses consisted of the following at December 31:        2010      2009        (in millions)   Customer and merchant incentives     $ 666        $ 598    Personnel costs      307         367    Advertising      162         131    Income taxes      79         32    Other      101         97                      Total accrued expenses     $ 1,315        $ 1,225

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Pension, Savings Plan and Other Benefits	12 Months Ended
Dec. 31, 2010
Pension, Savings Plan and Other Benefits
Pension, Savings Plan and Other Benefits	Note 13. Pension, Savings Plan and Other Benefits The Company maintains a non-contributory, qualified, defined benefit pension plan (the "Qualified Plan") with a cash balance feature covering substantially all of its U.S. employees hired before July 1, 2007. In September 2010, the Company amended the Qualified Plan to phase out participant pay credit percentages in the years 2011 and 2012 and eliminate the pay credit beginning January 1, 2013. Plan participants will continue to earn interest credits. As a result of the amendment, the Company recognized a curtailment gain of  $6 million in the third quarter of 2010 and a reduction in pension liability of  $17 million. The Company also recognized corresponding effects in accumulated other comprehensive income and deferred taxes. In 2008, the Qualified Plan experienced a steep decline in the fair value of plan assets which resulted in significant increases in the Company's pension liability and contributed to other comprehensive loss as of December 31, 2008 and increased net periodic pension cost in 2009. During 2010 and 2009, Company contributions and favorable investment returns increased the Qualified Plan's fair value of assets and resulted in significant decreases in the Company's pension liability and contributed to other comprehensive income as of December 31, 2010 and 2009. The Company also has an unfunded non-qualified supplemental executive retirement plan (the "Non-qualified Plan") that provides certain key employees with supplemental retirement benefits in excess of limits imposed on qualified plans by U.S. tax laws. The Non-qualified Plan had settlement gains in 2009 and 2008 resulting from payments to participants. The term "Pension Plans" includes both the Qualified Plan and the Non-qualified Plan.   The Company uses a December 31 measurement date for its Pension Plans. The following table sets forth the Pension Plans' funded status, key assumptions and amounts recognized in the Company's consolidated balance sheet at December 31:        2010     2009        (in millions)   Change in benefit obligation      Benefit obligation at beginning of year     $ 235       $ 217    Service cost      16        18    Interest cost      12        14    Voluntary plan participants' contributions      1        —      Actuarial (gain)/loss      19        (1 )  Benefits paid      (26 )      (13 )  Curtailment      (17 )      —                       Projected benefit obligation at end of year     $ 240       $ 235                     Change in plan assets      Fair value of plan assets at beginning of year     $ 214       $ 149    Actual return on plan assets      27        44    Employer contribution      20        34    Voluntary plan participants' contributions      1        —      Benefits paid      (26 )      (13 )                   Fair value of plan assets at end of year     $ 236       $ 214                     Funded status      Fair value of plan assets at end of year     $ 236       $ 214    Projected benefit obligation at end of year      240        235                     Funded status at end of year     $ (4 )     $ (21 )                   Amounts recognized on the consolidated balance sheet consist of:      Prepaid expenses, long term     $ 4       $ —      Accrued expenses      (5 )      —      Other liabilities, long term      (3 )      (21 )                       $ (4 )     $ (21 )                   Amounts recognized in accumulated other comprehensive income consist of:      Net actuarial loss     $ 37       $ 48    Prior service credit      (4 )      (12 )                       $ 33       $ 36                     Weighted-average assumptions used to determine end of year benefit obligations      Discount rate      5.00 %      5.50 %  Rate of compensation increase—Qualified Plan/Non-Qualified Plan      5.37%/5.00 %      5.37%/5.00 %  The accumulated benefit obligation of the Pension Plans was  $239 million and  $216 million at December 31, 2010 and 2009, respectively. At December 31, 2010 only the Non-qualified Plan had benefit obligations in excess of plan assets, while at December 31, 2009 both of the Pension Plans had benefit obligations in excess of plan assets. The benefit obligations and plan assets of the Non-qualified Plan were as follows at December 31, 2010:          (in millions)   Projected benefit obligation     $ 9    Accumulated benefit obligation      8    Fair value of plan assets      —         The benefit obligations and plan assets of both the Qualified Plan and the Non-qualified Plan were as follows at December 31, 2009:      (in millions)   Projected benefit obligation     $ 235    Accumulated benefit obligation      216    Fair value of plan assets      214    Components of net periodic pension costs recorded in general and administrative expenses were as follows for each of the years ended December 31:      2010     2009     2008        (in millions)   Service cost     $ 16       $ 18       $ 20    Interest cost      12        14        13    Expected return on plan assets      (17 )      (13 )      (16 )  Curtailment gain      (6 )      —          —      Settlement gain      —          (1 )      (1 )  Amortization:        Actuarial loss      3        8        2    Prior service credit      (2 )      (2 )      (2 )                           Net periodic pension cost     $ 6       $ 24       $ 16                             Other changes in plan assets and benefit obligations recognized in other comprehensive income for the years ended December 31 were as follows:        2010     2009     2008        (in millions)   Curtailment gain     $ (10 )     $ —         $ —      Settlement gain      —          1        1    Current year actuarial (gain) loss      8        (32 )      56    Amortization of actuarial loss      (3 )      (8 )      (2 )  Amortization of prior service credit      2        2        2                             Total recognized in other comprehensive income (loss)     $ (3 )     $ (37 )     $ 57                             Total recognized in net periodic benefit cost and other comprehensive income (loss)     $ 3       $ (13 )     $ 73                             The estimated amounts that are expected to be amortized from accumulated other comprehensive income into net periodic benefit cost in 2011 are as follows:        (in millions)   Actuarial loss     $ 2    Prior service credit      (2 )           Total     $ —                 Weighted-average assumptions used to determine net periodic pension cost were as follows for the years ended December 31:          2010        2009        2008   Discount rate        5.50%           6.00%           6.00%    Expected return on plan assets        8.00%           8.00%           8.00%    Rate of compensation increase—Qualified Plan/ Non-Qualified Plan        5.37%/5.00%           5.37%/5.00%           5.37%/5.00%    The Company's discount rate assumption is based on a yield curve derived from high quality corporate bonds, which is matched to the Pension Plans' expected cash flows. For the Qualified Plan, the Company utilized an actuarial practice referred to as a building block method to determine the assumption for the expected weighted average return on plan assets. This method includes the following components: (1) compiling historical return data for both the equity and fixed income markets over the past ten, twenty and thirty year periods; (2) weighting the assets within our portfolio at December 31, 2010 by class; and (3) identifying expected rate of return on assets utilizing both current and historical market experience. Plan assets are managed with a long-term perspective intended to ensure that there is an adequate level of assets to support benefit payments to participants over the life of the Qualified Plan. The Company periodically conducts asset-liability studies to establish the preferred target asset allocation. Plan assets are managed within established asset allocation ranges, toward targets of 40% large/medium cap U.S. equity, 15% small cap U.S. equity, 15% non-U.S. equity and 30% fixed income, with periodic rebalancing to maintain plan assets within the target asset allocation ranges. Plan assets are managed by external investment managers. The majority of investment risk is primarily related to equity exposure, but this investment allocation is diversified across several external investment managers. Investment manager performance is measured against benchmarks for each asset class and peer group on quarterly, one-, three- and five-year periods. An independent consultant assists management with investment manager selections and performance evaluations. The balance in cash and cash equivalents is available to pay expected benefit payments and expenses. The Valuation Hierarchy of the Qualified Plan's assets is determined using a consistent application of the categorization measurements for the Company's financial instruments. See Note 1 (Summary of Significant Accounting Policies). Mutual funds (including small cap U.S. equity securities and non-U.S. equity securities) are public investment vehicles valued at quoted market prices, which represent the net asset value of the shares held by the Qualified Plan and are therefore included in Level 1 of the Valuation Hierarchy. Commingled funds (including large/medium cap U.S. equity securities and fixed income securities) are valued at unit values provided by investment managers, which are based on the fair value of the underlying investments utilizing public information, independent external valuation from third-party services or third-party advisors, and are therefore included in Level 2 of the Valuation Hierarchy.   The following table sets forth by level, within the Valuation Hierarchy, the Qualified Plan's assets at fair value as of December 31, 2010 and 2009:     Quoted Prices in Active Markets (Level 1)      Significant Other Observable Inputs (Level 2)      Significant Unobservable Inputs (Level 3)      Fair Value at December 31, 2010        (in millions)   Mutual funds:             Money market     $ 3        $ —          $ —          $ 3    Domestic small cap equity      36         —           —           36    International equity      35         —           —           35    Common and collective funds:             Domestic large cap equity      —           94         —           94    Domestic core plus fixed income      —           68         —           68                                        Total     $ 74        $ 162        $ —          $ 236                                               Quoted Prices in Active Markets (Level 1)      Significant Other Observable Inputs (Level 2)      Significant Unobservable Inputs (Level 3)      Fair Value at December 31, 2009        (in millions)   Mutual funds:             Money market     $ 3        $ —          $ —          $ 3    Domestic small cap equity      29         —           —           29    International equity      32         —           —           32    Common and collective funds:             Domestic large cap equity      —           86         —           86    Domestic core plus fixed income      —           64         —           64                                        Total     $ 64        $ 150        $ —          $ 214                                        Pursuant to the requirements of the Pension Protection Act of 2006, the Company did not have a mandatory contribution to the Qualified Plan in 2010, 2009 or 2008. However, the Company did make voluntary contributions of  $20 million,  $31 million and  $22 million to the Qualified Plan in 2010, 2009 and 2008, respectively. Although not required, the Company may voluntarily elect to contribute to the Qualified Plan in 2011. The Company does not make any contributions to the Non-qualified Plan other than funding benefit payments. The Company currently estimates that it may contribute  $20 million to the Qualified Plan in 2011. The following table summarizes expected benefit payments through 2020 for the Pension Plans, including those payments expected to be paid from the Company's general assets. Since the majority of the benefit payments are made in the form of lump-sum distributions, actual benefit payments may differ from expected benefit payments.        (in millions)   2011     $ 19    2012      15    2013      16    2014      15    2015      13    2016-2020      63      Substantially all of the Company's U.S. employees are eligible to participate in a defined contribution savings plan (the "Savings Plan") sponsored by the Company. The Savings Plan allows employees to contribute a portion of their base compensation on a pre-tax and after-tax basis in accordance with specified guidelines. The Company matches a percentage of employees' contributions up to certain limits. In addition, the Company has several defined contribution plans outside of the United States. The Company's contribution expense related to all of its defined contribution plans was  $33 million,  $41 million and  $35 million for 2010, 2009 and 2008, respectively.

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Postemployment and Postretirement Benefits	12 Months Ended
Dec. 31, 2010
Postemployment and Postretirement Benefits
Postemployment and Postretirement Benefits	Note 14. Postemployment and Postretirement Benefits The Company maintains a postretirement plan (the "Postretirement Plan") providing health coverage and life insurance benefits for substantially all of its U.S. employees hired before July 1, 2007. In 2009, the Company recorded a  $4 million expense as a result of enhanced postretirement medical benefits under the Postretirement Plan provided to employees that chose to participate in a voluntary transition program. The Company uses a December 31 measurement date for its Postretirement Plan. The following table presents the status of the Company's Postretirement Plan recognized in the Company's consolidated balance sheet at December 31, 2010 and 2009:        2010     2009        (in millions)   Change in benefit obligation      Benefit obligation at beginning of year     $ 60       $ 60    Service cost      1        2    Interest cost      3        4    Plan participants' contributions      1        —      Actuarial (gain) loss      (2 )      (8 )  Gross benefits paid      (3 )      (2 )  Enhanced termination benefits      —          4                     Projected benefit obligation at end of year     $ 60       $ 60                     Change in plan assets      Employer contributions     $ 2       $ 2    Plan participants' contributions      1        —      Net benefits paid      (3 )      (2 )                   Fair value of plan assets at end of year     $ —         $ —                       Funded status      Projected benefit obligation     $ (60 )     $ (60 )                   Funded status at end of year     $ (60 )     $ (60 )                   Amounts recognized on the consolidated balance sheet consist of:      Accrued expenses     $ (3 )     $ (3 )  Other liabilities, long-term      (57 )      (57 )                       $ (60 )     $ (60 )                   Amounts recognized in accumulated other comprehensive income consist of:      Net actuarial gain     $ (15 )     $ (14 )  Transition obligation      —          1                         $ (15 )     $ (13 )                   Weighted-average assumptions used to determine end of year benefit obligation      Discount rate      5.25 %      5.75 %  Rate of compensation increase      5.37 %      5.37 %    The assumed health care cost trend rates at December 31 for the Postretirement Plan were as follows:        2010     2009   Health care cost trend rate assumed for next year      7.50 %      7.50 %  Rate to which the cost trend rate is expected to decline (the ultimate trend rate)      5.00 %      5.00 %  Year that the rate reaches the ultimate trend rate      2016        2015      Components of net periodic benefit costs recorded in general and administrative expenses, for each of the years ended December 31 for the Postretirement Plan were as follows:        2010     2009      2008        (in millions)   Service cost     $ 1       $ 2        $ 2    Interest cost      3        4         4    Amortization of actuarial gain      (1 )      —           (1 )  Enhanced termination benefits      —          4         —                                Net periodic postretirement benefit cost     $ 3       $ 10        $ 5                              Other changes in plan assets and benefit obligations for the Postretirement Plan that were recognized in other comprehensive income for the years ended December 31 were as follows:        2010     2009     2008        (in millions)   Current year actuarial (gain) loss     $ (2 )     $ (8 )     $ 4    Amortization of actuarial gain      1        —          1                             Total recognized in other comprehensive income (loss)     $ (1 )     $ (8 )     $ 5                             Total recognized in net periodic benefit cost and other comprehensive income (loss)     $ 2       $ 2       $ 10                             The estimated actuarial gain that is expected to be amortized for the Postretirement Plan from accumulated other comprehensive income into net periodic benefit cost in 2011 is  $1 million. The weighted-average assumptions for the Postretirement Plan which were used to determine net periodic postretirement benefit cost for the years ended December 31 were:      2010     2009     2008   Discount rate      5.75 %      6.00 %      6.25 %  Rate of compensation increase      5.37 %      5.37 %      5.37 %  The assumed health care cost trend rates have a significant effect on the amounts reported for the Postretirement Plan. A one-percentage point change in assumed health care cost trend rates for 2010 would have the following effects:        1% increase      1% decrease        (in millions)   Effect on postretirement obligation     $  6        $    (5)  The effect on total service and interest cost components would be less than  $1 million.   . The Company does not make any contributions to its Postretirement Plan other than funding benefit payments. The following table summarizes expected net benefit payments from the Company's general assets through 2020:        Benefit Payments      Expected Subsidy Receipts      Net Benefit Payments        (in millions)   2011     $ 3        $ —          $ 3    2012      4         —           4    2013      4         —           4    2014      4         —           4    2015      4         —           4    2016 – 2020      21         1         20    The Company provides limited postemployment benefits to eligible former U.S. employees, primarily severance under a formal severance plan (the "Severance Plan"). The Company accounts for severance expense by accruing the expected cost of the severance benefits expected to be provided to former employees after employment over their relevant service periods. The Company updates the assumptions in determining the severance accrual by evaluating the actual severance activity and long-term trends underlying the assumptions. As a result of updating the assumptions, the Company recorded incremental severance expense related to the Severance Plan of  $3 million in each of the years 2010, 2009 and 2008. These amounts were part of total severance expenses of  $39 million,  $135 million and  $33 million in 2010, 2009 and 2008, respectively, included in general and administrative expenses in the accompanying consolidated statement of operations.

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Debt	12 Months Ended
Dec. 31, 2010
Debt
Debt	Note 15. Debt On November 22, 2010, the Company entered into a committed three-year unsecured  $2.75 billion revolving credit facility (the "Credit Facility") with certain financial institutions. The Credit Facility, which expires on November 22, 2013, replaced the Company's prior credit facility which was to expire on April 26, 2011 (the "Prior Credit Facility"). The available funding under the Prior Credit Facility was  $2.5 billion from April 28, 2006 through April 27, 2010 and then decreased to  $2 billion for the remaining period of the Prior Credit Facility agreement. Borrowings under the Credit Facility are available to provide liquidity for general corporate purposes, including providing liquidity in the event of one or more settlement failures by the Company's customers. The facility fee and borrowing cost under the Credit Facility are contingent upon the Company's credit rating. At December 31, 2010, the applicable facility fee was 20 basis points on the average daily commitment (whether or not utilized). In addition to the facility fee, interest on borrowings under the Credit Facility would be charged at the London Interbank Offered Rate (LIBOR) plus an applicable margin of 130 basis points or an alternate base rate plus 30 basis points. The Credit Facility contains customary representations, warranties and affirmative and negative covenants, including a maximum level of consolidated debt to earnings before interest, taxes, depreciation and amortization (EBITDA) financial covenant and events of default. MasterCard was in compliance with the covenants of the Credit Facility and had no borrowings under the Credit Facility at December 31, 2010. MasterCard was in compliance with the covenants of the Prior Credit Facility and had no borrowings under the Prior Credit Facility at December 31, 2009. The majority of Credit Facility lenders are members or affiliates of members of MasterCard International. In June 1998, MasterCard International issued ten-year unsecured, subordinated notes (the "Notes") paying a fixed interest rate of 6.67% per annum. MasterCard repaid the entire principal amount of  $80 million on June 30, 2008 pursuant to the terms of the Notes.   At December 31, 2008, the Company's consolidated balance sheet included  $149 million in short-term debt relating to the Company's Variable Interest Entity. See Note 16 (Consolidation of Variable Interest Entity) for more information. On March 2, 2009, the Company repaid this short-term debt. On January 5, 2009, HSBC Bank plc ("HSBC") notified the Company that, effective December 31, 2008, it had terminated an uncommitted credit agreement totaling 100 million euros between HSBC and MasterCard Europe. There were no borrowings under this agreement at December 31, 2008.

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Consolidation of Variable Interest Entity	12 Months Ended
Dec. 31, 2010
Consolidation of Variable Interest Entity
Consolidation of Variable Interest Entity	Note 16. Consolidation of Variable Interest Entity As discussed in Note 9 (Property, Plant and Equipment), the Company executed a new lease agreement for Winghaven, effective March 1, 2009. In conjunction with entering into the new lease agreement, the Company terminated the original synthetic lease agreement for Winghaven, which included a ten-year term with MCI O'Fallon 1999 Trust (the "Trust") as the lessor. The Trust, which was a variable interest entity, was established for a single discrete purpose, was not an operating entity, had a limited life and had no employees. The Trust had financed Winghaven through a combination of a third party equity investment in the amount of  $5 million and the issuance of 7.36 percent Series A Senior Secured Notes (the "Secured Notes") with an aggregate principal amount of  $149 million and a maturity date of September 1, 2009. MasterCard International executed a guarantee of 85.15 percent of the aggregate principal amount of the Secured Notes outstanding, for a total of  $127 million. Additionally, upon the occurrence of specific events of default, MasterCard International guaranteed the repayment of the total outstanding principal and interest on the Secured Notes and agreed to take ownership of the facility. During 2004, MasterCard Incorporated became party to the guarantee and assumed certain covenant compliance obligations, including financial reporting and maintenance of a certain level of consolidated net worth. As the primary beneficiary of the Trust, the Company had consolidated the assets and liabilities of the Trust in its consolidated financial statements.   Effective March 1, 2009, the aggregate outstanding principal and accrued interest on the Secured Notes was repaid, the investor equity was redeemed, and the guarantee obligations of MasterCard International and MasterCard Incorporated were terminated. The aggregate principal amount and interest plus a "make-whole" amount repaid to the holders of Secured Notes and the equity investor was  $165 million. The "make-whole" amount of  $5 million included in the repayment represented the discounted value of the remaining principal and interest on the Secured Notes, less the outstanding principal balance and an equity investor premium. Also as a result of the transaction,  $154 million of short-term municipal bonds classified as held-to-maturity investments were cancelled. The Trust is no longer considered a variable interest entity and is no longer consolidated by the Company. During the period when the Trust was a consolidated entity within the years ended December 31, 2009 and 2008, its operations had no impact on net income. However, interest income and interest expense were increased by  $7 million and  $11 million in 2009 and 2008, respectively. The Company did not provide any financial or other support that it was not contractually required to provide during the years ended December 31, 2009, or 2008. The Company has additional investments in VIEs for which the Company is not the primary beneficiary. These investments are not consolidated and are accounted for under the equity method of accounting and recorded in other assets on the consolidated balance sheet.

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Stockholders' Equity	12 Months Ended
Dec. 31, 2010
Stockholders' Equity
Stockholders' Equity	Note 17. Stockholders' Equity Initial Public Offering ("IPO") On May 31, 2006, MasterCard transitioned to a new ownership and governance structure upon the closing of its IPO and issuance of a new class of the Company's common stock. Prior to the IPO, the Company's capital stock was privately held by certain of its customers that were principal members of MasterCard International. All stockholders held shares of Class A redeemable common stock. Immediately prior to the closing of the IPO, MasterCard Incorporated filed an amended and restated certificate of incorporation (the "certificate of incorporation"). The certificate of incorporation authorized 4.5 billion shares, consisting of the following new classes of capital stock: Class    Par Value    Authorized Shares (in  millions)      Dividend and Voting Rights A     $.0001 per share      3,000       •    One vote per share •    Dividend rights B     $.0001 per share      1,200       •    Non-voting •    Dividend rights M     $.0001 per share      1       •    Generally non-voting, but can elect up to three, but not more than one-quarter, of the members of the Company's Board of Directors and approve specified significant corporate actions (e.g., the sale of all of the assets of the Company) •    No dividend rights Preferred     $.0001 per share      300       •    No shares issued or outstanding. Dividend and voting rights are to be determined by the Board of Directors of the Company upon issuance. The certificate of incorporation also provided for the immediate reclassification of all of the Company's 100 million outstanding shares of existing Class A redeemable common stock, causing each of its existing stockholders to receive 1.35 shares of the Company's newly issued Class B common stock for each share of common stock that they held prior to the reclassification as well as a single share of Class M common stock. The Company paid stockholders an aggregate of  $27 thousand in lieu of issuing fractional shares that resulted from the reclassification. This resulted in the issuance of 135 million shares of Class B common stock and 2 thousand shares of Class M common stock. The Company issued 66.1 million newly authorized shares of Class A common stock in the IPO, including 4.6 million shares sold to the underwriters pursuant to an option to purchase additional shares, at a price of  $39 per share. The Company received net proceeds from the IPO of  $2.4 billion. The Company issued and retired one share of Class M common stock at the inception or termination, respectively, of each principal membership of MasterCard International. All outstanding Class M common stock were to be transferred to the Company and retired and unavailable for issue or reissue on the day on which the outstanding shares of Class B common stock represented less than 15% of the total outstanding shares of Class A common stock and Class B common stock. As further described below, all Class M common stock was retired during 2010. The MasterCard Foundation In connection and simultaneously with the IPO, the Company issued and donated 13.5 million newly authorized shares of Class A common stock to The MasterCard Foundation (the "Foundation"). The Foundation is a private charitable foundation incorporated in Canada that is controlled by directors who are independent of the Company and its principal members. Under the terms of the donation, the Foundation became able to resell the donated shares in May 2010 beginning on the fourth anniversary of the IPO and to the extent necessary to meet charitable disbursement requirements dictated by Canadian tax law. Under Canadian tax law, the Foundation is generally required to disburse at least 3.5% of its assets not used in administration each year for qualified charitable disbursements. However, the Foundation obtained permission from the Canadian tax authorities to defer the giving requirements for up to ten years. The Foundation, at its discretion, may decide to meet its disbursement obligations on an annual basis or to settle previously accumulated obligations during any given year. The Foundation will be permitted to sell all of its remaining shares beginning twenty years and eleven months after the consummation of the IPO.   Ownership and Governance Structure Equity ownership and voting power of the Company's shares were allocated as follows as of December 31:        2010     2009        Equity Ownership     General Voting Power     Equity Ownership     General Voting Power   Public Investors (Class A stockholders)      83.5 %      89.1 %      74.2 %      87.7 %  Principal or Affiliate Members (Class B stockholders)      6.3 %      0.0 %      15.4 %      0.0 %  Foundation (Class A stockholders)      10.2 %      10.9 %      10.4 %      12.3 %  Class B Common Stock Conversions At the annual meeting of stockholders of the Company on June 7, 2007, the Company's stockholders approved amendments to the Company's certificate of incorporation designed to facilitate an accelerated, orderly conversion of Class B common stock into Class A common stock for subsequent sale prior to May 2010. Through "conversion transactions," in amounts and at times designated by the Company, current holders of shares of Class B common stock who elected to participate were eligible to convert their shares, on a one-for-one basis, into shares of Class A common stock for subsequent sale or transfer to public investors, within a 30 day "transitory" ownership period. Holders of Class B common stock were not allowed to participate in any vote of holders of Class A common stock during this "transitory" ownership period. The number of shares of Class B common stock eligible for conversion transactions was limited to an annual aggregate number of up to 10% of the total combined outstanding shares of Class A common stock and Class B common stock, based upon the total number of shares outstanding as of December 31 of the prior calendar year. In addition, prior to May 31, 2010, a conversion transaction was not permitted that would have caused the number of shares of Class B common stock to represent less than 15% of the total number of outstanding shares of Class A common stock and Class B common stock outstanding. During 2007, the Company implemented and completed two separate conversion programs in which 11.4 million shares, of an eligible 13.4 million shares, of Class B common stock were converted into an equal number of shares of Class A common stock and subsequently sold or transferred to public investors. In February 2008, the Company's Board of Directors authorized the conversion and sale or transfer of up to 13.1 million shares of Class B common stock into Class A common stock in one or more conversion programs during 2008. In May 2008, the Company implemented and completed a conversion program in which all of the 13.1 million authorized shares of Class B common stock were converted into an equal number of shares of Class A common stock and subsequently sold or transferred by participating holders of Class B common stock to public investors. In February 2009, the Company's Board of Directors authorized the conversion and sale or transfer of up to 11 million shares of Class B common stock into Class A common stock. In May 2009, the Company implemented and completed a conversion program in which 10.9 million shares of Class B common stock were converted into an equal number of shares of Class A common stock and subsequently sold or transferred to public investors. Commencing on May 31, 2010, the fourth anniversary of the IPO, each share of Class B common stock became eligible for conversion, at the holder's option, into a share of Class A common stock on a one-for-one basis. In February 2010, the Company's Board of Directors authorized programs to facilitate conversions of shares of Class B common stock (without limits as to the number of shares) on a one-for-one basis into shares of Class A common stock for subsequent sale or transfer to public investors, beginning after May 31, 2010. The conversion programs followed the expiration on May 31, 2010 of a 4-year post-IPO restriction period with respect to the conversion of shares of Class B common stock. In June 2010, the Company implemented and completed the first 2010 conversion program which consisted of four one-week periods, during which approximately 8 million shares of Class B common stock were converted on a one-for-one basis into shares of Class A common stock for subsequent sale or transfer to public investors in accordance with the terms of both the program and the Company's certificate of incorporation. In July 2010, the Company commenced a subsequent, continuous conversion program for the remaining shares of Class B common stock, featuring an "open window" for elections of any size. Retirement of Class M Common Stock Effective June 1, 2010, shares of the Company's Class A common stock and Class B common stock represented approximately 90.4% and 9.6%, respectively, of the aggregate outstanding shares of the Class A common stock and Class B common stock. This level of Class B ownership represented the first time the outstanding shares of the Class B common stock represented less than 15% of the aggregate outstanding shares of the Class A common stock and Class B common stock. Accordingly, pursuant to the Company's amended and restated certificate of incorporation in effect at that time, all outstanding shares of the Company's Class M common stock were automatically transferred to the Company and retired, and are no longer available for issue or reissue. Additionally, the Company no longer has authority to issue additional shares of Class M common stock. Although the Class M common stock was generally non-voting, the holders of Class M common stock had (prior to the retirement of such class) the right to elect up to three of the Company's directors (but not more than one-quarter of all directors) and approve specified significant corporate actions under the Company's certificate of incorporation. The retirement of the Class M common stock had no effect on the Company's financial position or basic or diluted EPS. As of December 31, 2010, approximately 8.2 million shares of Class B common stock had not been converted into shares of Class A common stock and remained outstanding (representing 6.3% of the aggregate shares outstanding). Stock Repurchase Programs In April 2007, the Company's Board of Directors authorized a plan for the Company to repurchase up to  $500 million of its Class A common stock in open market transactions during 2007. On October 29, 2007, the Company's Board of Directors amended the share repurchase plan to authorize the Company to repurchase an incremental  $750 million (aggregate for the entire repurchase program of  $1.25 billion) of its Class A common stock in open market transactions through June 30, 2008. As of December 31, 2007, approximately 3.9 million shares of Class A common stock had been repurchased at a cost of  $601 million. During 2008, the Company repurchased approximately 2.8 million shares of Class A common stock at a cost of  $649 million, completing its aggregate authorized share repurchase program of  $1.25 billion.   In September 2010, the Company's Board of Directors authorized a plan for the Company to repurchase up to  $1 billion of its Class A common stock in open market transactions. The Company did not repurchase any shares under this plan during 2010. As of February 16, 2011, the Company had completed the repurchase of approximately 0.3 million shares of its Class A common stock at a cost of approximately  $75 million.

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Share Based Payment and Other Benefits	12 Months Ended
Dec. 31, 2010
Share Based Payment and Other Benefits
Share Based Payment and Other Benefits	Note 18. Share Based Payment and Other Benefits In May 2006, the Company implemented the MasterCard Incorporated 2006 Long-Term Incentive Plan, which was amended and restated as of October 13, 2008 (the "LTIP"). The LTIP is a shareholder-approved omnibus plan that permits the grant of various types of equity awards to employees. The Company has granted restricted stock units ("RSUs"), non-qualified stock options ("options") and performance stock units ("PSUs") under the LTIP. The RSUs generally vest after three to four years. The options, which expire ten years from the date of grant, generally vest ratably over four years from the date of grant. The PSUs generally vest after three years. Additionally, the Company made a one-time grant to all non-executive management employees upon the IPO for a total of approximately 440 thousand RSUs (the "Founders' Grant"). The Founders' Grant RSUs vested three years from the date of grant. The Company uses the straight-line method of attribution for expensing equity awards. Compensation expense is recorded net of estimated forfeitures. Estimates are adjusted as appropriate. Upon termination of employment, excluding retirement, all of a participant's unvested awards are forfeited. However, when a participant terminates employment due to retirement, the participant generally retains all of their awards without providing additional service to the Company. Eligible retirement is dependent upon age and years of service, as follows: age 55 with ten years of service, age 60 with five years of service and age 65 with two years of service. Compensation expense is recognized over the shorter of the vesting periods stated in the LTIP, or the date the individual becomes eligible to retire. There are 11,550,000 shares of Class A common stock reserved for equity awards under the LTIP. Although the LTIP permits the issuance of shares of Class B common stock, no such shares have been reserved for issuance. Shares issued as a result of option exercises and the conversions of RSUs and PSUs are expected to be funded primarily with the issuance of new shares of Class A common stock. Stock Options The fair value of each option is estimated on the date of grant using a Black-Scholes option pricing model. The following table presents the weighted-average assumptions used in the valuation and the resulting weighted-average fair value per option granted for the years ended December 31:      2010     2009     2008   Risk-free rate of return      2.7 %      2.5 %      3.2 %  Expected term (in years)      6.25        6.17        6.25    Expected volatility      32.7 %      41.7 %      37.9 %  Expected dividend yield      0.3 %      0.4 %      0.3 %  Weighted-average fair value per option granted     $ 84.62       $ 71.03       $ 78.54    The risk-free rate of return was based on the U.S. Treasury yield curve in effect on the date of grant. The Company utilizes the simplified method for calculating the expected term of the option based on the vesting terms and the contractual life of the option. The expected volatility for options granted during 2010 and 2009 was based on the average of the implied volatility of MasterCard and a blend of the historical volatility of MasterCard and the historical volatility of a group of companies that management believes is generally comparable to MasterCard. The expected volatility for options granted during 2008 was based on the average of the implied volatility of MasterCard and the historical volatility of a group of companies that management believes is generally comparable to MasterCard. The expected dividend yields were based on the Company's expected annual dividend rate on the date of grant.   The following table summarizes the Company's option activity for the year ended December 31, 2010:       Options     Weighted-Average Exercise Price     Weighted Average Remaining Contractual Term     Aggregate Intrinsic Value       (in thousands)           (in years)     (in millions)   Outstanding at January 1, 2010     731       $ 120        Granted     182       $ 232        Exercised     (152 )     $ 72        Forfeited/expired     (25 )     $ 163                      Outstanding at December 31, 2010     736       $ 156        7.4       $ 52                                    Exercisable at December 31, 2010     305       $ 111        6.4       $ 35                                    Options vested and expected to vest at         December 31, 20101     433       $ 122        6.7       $ 44                                    1 Includes options for participants that are eligible to retire and thus have fully earned their awards. The total intrinsic value of options exercised during the years ended December 31, 2010, 2009 and 2008 was  $26 million,  $22 million and  $37 million, respectively. As of December 31, 2010, there was  $12 million of total unrecognized compensation cost related to non-vested options. The cost is expected to be recognized over a weighted average period of 1.7 years. Restricted Stock Units The following table summarizes the Company's RSU activity for the year ended December 31, 2010:       Units     Weighted-Average Grant-Date Fair Value     Weighted Average Remaining Contractual Term     Aggregate Intrinsic Value       (in thousands)           (in years)     (in millions)   Outstanding at January 1, 2010     1,208       $ 71        Granted     186       $ 231        Converted     (936 )     $ 44        Forfeited/expired     (41 )     $ 174                      Outstanding at December 31, 2010     417       $ 193        1.7       $ 93                                    RSUs vested at December 31, 20101     31       $ 174        1.3       $ 7                                    1 Includes RSUs for participants that are eligible to retire and thus have fully earned their awards. The fair value of each RSU is the closing stock price on the New York Stock Exchange of the Company's Class A common stock on the date of grant. The weighted-average grant-date fair value of RSUs granted during the years ended December 31, 2010, 2009 and 2008 was  $231,  $164 and  $209, respectively. Upon vesting a portion of the RSU award may be withheld to satisfy the minimum statutory withholding taxes. The remaining RSUs will be settled in shares of the Company's Class A common stock after the vesting period. The total intrinsic value of RSUs converted into shares of Class A common stock during the years ended December 31, 2010, 2009 and 2008 was  $234 million,  $91 million and  $194 million, respectively. As of December 31, 2010, there was  $40 million of total unrecognized compensation cost related to non-vested RSUs. The cost is expected to be recognized over a weighted average period of 2 years. Performance Stock Units The following table summarizes the Company's PSU activity for the year ended December 31, 2010:       Units     Weighted-Average Grant-Date Fair Value     Weighted Average Remaining Contractual Term     Aggregate Intrinsic Value       (in thousands)           (in years)     (in millions)   Outstanding at January 1, 2010     1,027       $ 145        Granted     57       $ 219        Converted     (550 )     $ 106        Forfeited/expired     (49 )     $ 187                      Outstanding at December 31, 2010     485       $ 192        0.5       $ 109                                    PSUs vested at December 31, 20101     182       $ 189        0.5       $ 41                                    1 Includes PSUs for participants that are eligible to retire and thus have fully earned their awards. The weighted-average grant-date fair value of PSUs granted during the years ended December 31, 2010, 2009 and 2008 was  $219,  $184 and  $192, respectively. With regard to the performance stock units granted in 2010, whether or not the performance stock units vest will be based upon MasterCard performance against a predetermined return on equity goal, with an average of return on equity over the three-year period commencing January 1, 2010 yielding threshold, target or maximum performance, with a potential adjustment determined at the discretion of the MasterCard Human Resources and Compensation Committee of the Board of Directors using subjective quantitative and qualitative goals expected to be established at the beginning of each year in the performance period from 2010 through 2012. These goals are expected to include MasterCard performance against internal management metrics and external relative metrics. With regard to the performance stock units granted in 2009, whether or not the performance stock units vest will be based upon MasterCard performance against a predetermined return on equity goal, with an average of return on equity over the three-year period commencing January 1, 2009 yielding threshold, target or maximum performance, with a potential adjustment determined at the discretion of the MasterCard Human Resources and Compensation Committee of the Board of Directors using subjective quantitative and qualitative goals expected to be established at the beginning of each year in the performance period from 2009 through 2011. These goals are expected to include MasterCard performance against internal management metrics and external relative metrics. These performance stock units have been classified as equity awards, will be settled by delivering stock to the employees and contain service and performance conditions. The initial fair value of each PSU is the closing price on the New York Stock Exchange of the Company's Class A common stock on the date of grant. Given that the performance terms are subjective and not fixed on the date of grant, the performance units will be remeasured at the end of each reporting period, at fair value, until the time the performance conditions are fixed and the ultimate number of shares to be issued is determined. Estimates are adjusted as appropriate. Compensation expense is calculated using the number of performance stock units expected to vest; multiplied by the period ending price of a share of MasterCard's Class A common stock on the New York Stock Exchange; less previously recorded compensation expense. With regard to the performance stock units granted in 2008, the ultimate number of shares to be received by the employee upon vesting will be determined by the Company's performance against predetermined net income (two-thirds weighting) and operating margin (one-third weighting) goals for the three-year period commencing January 1, 2008. With regard to the performance stock units granted in 2007, the Company awarded 200% of the original number of shares granted and not forfeited prior to vesting based upon the Company's performance against equally weighted predetermined net income and return on equity goals for the three-year period commencing January 1, 2007 and ending December 31, 2009. In 2010, 550 thousand PSUs were converted into shares of Class A common stock. The total intrinsic value of PSUs converted into shares of Class A common stock during the year ended December 31, 2010, was  $123 million. There were no PSUs converted into shares of Class A common stock during the years ended December 31, 2009 and 2008. As of December 31, 2010, there was  $8 million of total unrecognized compensation cost related to non-vested PSUs. The cost is expected to be recognized over a weighted average period of 1.2 years. Additional Information For the years ended December 31, 2010, 2009 and 2008, the Company recorded compensation expense for all equity awards of  $62 million,  $87 million and  $60 million, respectively. The total income tax benefit recognized for the equity awards was  $22 million,  $30 million and  $21 million for the years ended December 31, 2010, 2009 and 2008, respectively. The income tax benefit related to options exercised during 2010, 2009 and 2008 was  $8 million,  $8 million and  $13 million, respectively. The additional paid-in capital balance attributed to the equity awards was  $156 million,  $197 million and  $136 million as of December 31, 2010, 2009 and 2008, respectively. On July 18, 2006, the Company's stockholders approved the MasterCard Incorporated 2006 Non-Employee Director Equity Compensation Plan, which was amended and restated as of October 13, 2008 (the "Director Plan"). The Director Plan provides for awards of Deferred Stock Units ("DSUs") to each director of the Company who is not a current employee of the Company. There are 100 thousand shares of Class A common stock reserved for DSU awards under the Director Plan. During the years ended December 31, 2010, 2009 and 2008, the Company granted 5 thousand, 7 thousand and 4 thousand DSUs, respectively. The fair value of the DSUs was based on the closing stock price on the New York Stock Exchange of the Company's Class A common stock on the date of grant. The weighted average grant-date fair value of DSUs granted during the years ended December 31, 2010, 2009 and 2008 was  $217,  $168 and  $285, respectively. The DSUs vested immediately upon grant and will be settled in shares of the Company's Class A common stock on the fourth anniversary of the date of grant. Accordingly, the Company recorded general and administrative expense of  $1 million for the DSUs for each of the years ended December 31, 2010, 2009 and 2008. The total income tax benefit recognized in the income statement for DSUs was less than  $1 million for each of the years ended December 31, 2010, 2009 and 2008. During the year ended December 31, 2010, there were approximately 25 thousand DSUs converted into shares of Class A common stock. The total intrinsic value of these DSUs converted into shares of Class A common stock was  $5 million. There were no DSUs converted into shares of Class A Common stock during the years ended December 31, 2009 and 2008.

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Commitments	12 Months Ended
Dec. 31, 2010
Commitments
Commitments	Note 19. Commitments On December 9, 2010, MasterCard entered into an agreement to acquire the prepaid card program management operations of Travelex Holdings Ltd. ("Travelex CPM") for 290 million U.K. pound sterling, or approximately  $458 million, with contingent consideration (an "earn-out") of up to an additional 35 million U.K. pound sterling, or approximately  $55 million, if certain performance targets are met. The acquisition agreement is subject to conditions precedent to the consummation of the transaction, which is expected to occur during the first half of 2011. In addition to the commitment to purchase Travelex CPM, at December 31, 2010, the Company had the following future minimum payments due under non-cancelable agreements:        Total      Capital Leases      Operating Leases      Sponsorship, Licensing & Other        (in millions)   2011     $ 359        $ 7        $ 26        $ 326    2012      173         5         23         145    2013      88         38         13         37    2014      26         —           10         16    2015      14         —           9         5    Thereafter      17         —           16         1                                        Total     $ 677        $ 50        $ 97        $ 530                                          Included in the table above are capital leases with imputed interest expense of  $5 million and a net present value of minimum lease payments of  $45 million. In addition, at December 31, 2010,  $96 million of the future minimum payments in the table above for leases, sponsorship, licensing and other agreements was accrued. Consolidated rental expense for the Company's office space, which is recognized on a straight line basis over the life of the lease, was approximately  $27 million,  $40 million and  $43 million for the years ended December 31, 2010, 2009 and 2008, respectively. Consolidated lease expense for automobiles, computer equipment and office equipment was  $8 million,  $9 million and  $8 million for the years ended December 31, 2010, 2009 and 2008, respectively. In January 2003, MasterCard purchased a building in Kansas City, Missouri for approximately  $24 million. The building is a co-processing data center which replaced a back-up data center in Lake Success, New York. During 2003, MasterCard entered into agreements with the City of Kansas City for (i) the sale-leaseback of the building and related equipment which totaled  $36 million and (ii) the purchase of municipal bonds for the same amount which have been classified as investment securities held-to-maturity. The agreements enabled MasterCard to secure state and local financial benefits. No gain or loss was recorded in connection with the agreements. The leaseback has been accounted for as a capital lease as the agreement contains a bargain purchase option at the end of the ten-year lease term on April 1, 2013. The building and related equipment are being depreciated over their estimated economic life in accordance with the Company's policy. Rent of  $2 million is due annually and is equal to the interest due on the municipal bonds. The future minimum lease payments are  $40 million and are included in the table above. A portion of the building was subleased to the original building owner for a five-year term with a renewal option. This sublease expires on June 30, 2011. As of December 31, 2010, the future minimum sublease rental income is  $1 million.

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Obligations Under Litigation Settlements	12 Months Ended
Dec. 31, 2010
Obligations Under Litigation Settlements
Obligations Under Litigation Settlements	Note 20. Obligations Under Litigation Settlements On October 27, 2008, MasterCard and Visa Inc. ("Visa") entered into a settlement agreement (the "Discover Settlement") with Discover Financial Services, Inc. ("Discover") relating to the U.S. federal antitrust litigation amongst the parties. The Discover Settlement ended all litigation among the parties for a total of  $2.75 billion. In July 2008, MasterCard and Visa had entered into a judgment sharing agreement that allocated responsibility for any judgment or settlement of the Discover action among the parties. Accordingly, the MasterCard share of the Discover Settlement was  $863 million, which was paid to Discover in November 2008. In addition, in connection with the Discover Settlement, Morgan Stanley, Discover's former parent company, paid MasterCard  $35 million in November 2008, pursuant to a separate agreement. The net impact of  $828 million is included in litigation settlements for the year ended December 31, 2008. On June 24, 2008, MasterCard entered into a settlement agreement (the "American Express Settlement") with American Express Company ("American Express") relating to the U.S. federal antitrust litigation between MasterCard and American Express. The American Express Settlement ended all existing litigation between MasterCard and American Express. Under the terms of the American Express Settlement, MasterCard is obligated to make 12 quarterly payments of up to  $150 million per quarter beginning in the third quarter of 2008. MasterCard's maximum nominal payments will total  $1.8 billion. The amount of each quarterly payment is contingent on the performance of American Express's U.S. Global Network Services business. The quarterly payments will be in an amount equal to 15% of American Express's U.S. Global Network Services billings during the quarter, up to a maximum of  $150 million per quarter. If, however, the payment for any quarter is less than  $150 million, the maximum payment for subsequent quarters will be increased by the difference between  $150 million and the lesser amount that was paid in any quarter in which there was a shortfall. MasterCard assumes American Express will achieve these financial hurdles. MasterCard recorded the present value of  $1.8 billion, at a 5.75% discount rate, or  $1.6 billion for the year ended December 31, 2008. As of December 31, 2010, the Company has two quarterly payments for a total of  $300 million remaining. In 2003, MasterCard entered into a settlement agreement (the "U.S. Merchant Lawsuit Settlement") related to the U.S. merchant lawsuit described under the caption "U.S. Merchant and Consumer Litigations" in Note 22 (Legal and Regulatory Proceedings) and contract disputes with certain customers. Under the terms of the U.S. Merchant Lawsuit Settlement, the Company was required to pay  $125 million in 2003 and  $100 million annually each December from 2004 through 2012. On July 1, 2009, MasterCard entered into an agreement (the "Prepayment Agreement") with plaintiffs of the U.S. Merchant Lawsuit Settlement whereby MasterCard agreed to make a prepayment of its remaining  $400 million in payment obligations at a discounted amount of  $335 million on September 30, 2009. The Company made the prepayment at the discounted amount of  $335 million on September 30, 2009, after the Prepayment Agreement became final. In addition, in 2003, several other lawsuits were initiated by merchants who opted not to participate in the plaintiff class in the U.S. merchant lawsuit. The "opt-out" merchant lawsuits were not covered by the terms of the U.S. Merchant Lawsuit Settlement and all have been individually settled. We recorded liabilities for these and certain litigation settlements in 2010 and prior years. Total liabilities for litigation settlements changed from December 31, 2008, as follows:        (in millions)   Balance as of December 31, 2008     $ 1,736    Interest accretion on U.S. Merchant Lawsuit Settlement      21    Interest accretion on American Express Settlement      66    Payments on American Express Settlement      (600 )  Payment on U.S. Merchant Lawsuit Settlement      (335 )  Gain on prepayment of U.S. Merchant Lawsuit Settlement      (14 )  Other payments, accruals and accretion, net      (4 )           Balance as of December 31, 2009      870    Interest accretion on American Express Settlement      35    Payments on American Express Settlement      (600 )  Other payments, accruals and accretion, net      (3 )           Balance as of December 31, 2010     $ 302             See Note 22 (Legal and Regulatory Proceedings) for additional discussion regarding the Company's legal proceedings.

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Income Tax	12 Months Ended
Dec. 31, 2010
Income Tax
Income Tax	Note 21. Income Tax The total income tax provision for the years ended December 31 is comprised of the following components:        2010     2009      2008        (in millions)   Current    Federal     $ 379       $ 160        $ 119    State and local      17        18         13    Foreign      301        240         223                                   697        418         355    Deferred         Federal      225        308         (482 )  State and local      8        21         2    Foreign      (20 )      8         (4 )                                 213        337         (484 )                            Total income tax expense (benefit)     $ 910       $ 755        $ (129 )                            The domestic and foreign components of earnings (loss) before income taxes for the years ended December 31 are as follows:      2010      2009      2008        (in millions)   United States     $ 2,198        $ 1,482        $ (986 )  Foreign      559         736         603                                   $ 2,757        $ 2,218        $ (383 )                             MasterCard has not provided for U.S. federal income and foreign withholding taxes on approximately  $1.5 billion of undistributed earnings from non-U.S. subsidiaries as of December 31, 2010 because such earnings are intended to be reinvested indefinitely outside of the United States. If these earnings were distributed, foreign tax credits may become available under current law to reduce the resulting U.S. income tax liability; however, the amount of the tax and credits is not practically determinable. The provision for income taxes differs from the amount of income tax determined by applying the appropriate statutory U.S. federal income tax rate to pretax income (loss) for the years ended December 31, as a result of the following:        2010     2009     2008        Amount     Percent     Amount     Percent     Amount     Percent        (in millions, except percentages)   Income (loss) before income tax expense     $ 2,757         $ 2,218         $ (383 )    Federal statutory tax      965        35.0 %      776        35.0 %      (134 )      35.0 %  State tax effect, net of federal benefit      19        0.7 %      25        1.1 %      11        (2.9 )  Foreign tax effect, net of federal benefit      (24 )      (0.9 )%      (22 )      (1.0 )%      2        (0.5 )  Non-deductible expenses and other differences      23        0.9 %      (18 )      (0.7 )%      2        (0.7 )  Tax exempt income      (5 )      (0.2 )%      (6 )      (0.3 )%      (10 )      2.8    Foreign repatriation      (68 )      (2.5 )%      —          —   %      —          —                                                       Income tax expense (benefit)     $ 910        33.0 %     $ 755        34.1 %     $ (129 )      33.7 %                                                     Effective Income Tax Rate The effective income tax rates for the years ended December 31, 2010, 2009 and 2008 were 33.0%, 34.1% and 33.7%, respectively. The tax rate for 2010 was lower than the tax rate for 2009 due primarily to the impact of actual and anticipated repatriations from foreign subsidiaries, partially offset by discrete adjustments in 2010 and 2009. The tax rate for 2009 was higher than the tax rate for 2008 due primarily to litigation settlement charges recorded in 2008, which resulted in a pretax loss in a higher tax rate jurisdiction and pretax income in lower tax rate jurisdictions. Deferred Taxes Deferred tax assets and liabilities represent the expected future tax consequences of temporary differences between the carrying amounts and the tax bases of assets and liabilities. The net deferred tax asset at December 31 was comprised of the following:      Assets (Liabilities)        2010     2009        Current     Non-current     Current     Non-current        (in millions)   Accrued liabilities (including litigation settlements)     $ 133       $ 4       $ 240       $ 114    Deferred compensation and benefits      34        30        20        51    Stock based compensation      27        26        —          59    Intangible assets      (6 )      (92 )      —          (52 )  Property, plant and equipment      —          (107 )      —          (63 )  State taxes and other credits      36        62        9        54    Other items      (8 )      26        (25 )      33    Valuation allowance      —          (18 )      —          (12 )                                       $ 216       $ (69 )     $ 244       $ 184                                     The net increase in the valuation allowance during 2010 was  $6 million. The 2010 and 2009 valuation allowances relate primarily to the Company's ability to recognize tax benefits associated with certain foreign net operating losses. The recognition of these benefits is dependent upon the future taxable income in such foreign jurisdictions and the ability under tax law in these jurisdictions to utilize net operating losses following a change in control. A reconciliation of the beginning and ending balance for the Company's unrecognized tax benefits for the years ended December 31, is as follows:        2010     2009     2008        (in millions)   Beginning balance     $ 146       $ 163       $ 135    Additions:        Current year tax positions      22        19        20    Prior year tax positions      15        10        16    Reductions:        Prior year tax positions, due to changes in judgments      (12 )      (18 )      (3 )  Settlements with tax authorities      (6 )      (16 )      (1 )  Expired statute of limitations      —          (12 )      (4 )                           Ending balance     $ 165       $ 146       $ 163                             The entire balance of  $165 million of unrecognized tax benefits, if recognized, would reduce the effective tax rate. There are no positions for which it is reasonably possible that the total amounts of unrecognized tax benefits will increase or decrease significantly within the next twelve months. The Company is subject to tax in the United States, Belgium and various state and other foreign jurisdictions. With few exceptions, the Company is no longer subject to federal, state, local and foreign examinations by tax authorities for years before 2002. It is the Company's policy to account for interest expense related to income tax matters as interest expense in its statement of operations, and to include penalties related to income tax matters in the income tax provision. For the years ended December 31, 2010, 2009 and 2008, the Company recorded tax-related interest income of  $5 million and tax-related interest expense of  $5 million and  $8 million, respectively, in its consolidated statement of operations. At December 31, 2010 and 2009, the Company had a net income tax-related interest payable of  $17 million and  $19 million, respectively, in its consolidated balance sheet. At December 31, 2010 and 2009, the amounts the Company had recognized for penalties payable in its consolidated balance sheet were not significant.

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Legal and Regulatory Proceedings	12 Months Ended
Dec. 31, 2010
Legal and Regulatory Proceedings
Legal and Regulatory Proceedings	Note 22. Legal and Regulatory Proceedings MasterCard is a party to legal and regulatory proceedings with respect to a variety of matters in the ordinary course of business. Some of these proceedings involve complex claims that are subject to substantial uncertainties and unascertainable damages. Therefore, the probability of loss and an estimation of damages are not possible to ascertain at present. While these types of contingencies are generally resolved over long periods of time, the probability of loss or an estimation of damages can change due to discrete or a combination of developments, which could result in a material adverse effect on our results of operations, cash flows or financial condition. Except as discussed below, MasterCard has not established reserves for any of these proceedings. MasterCard has recorded liabilities for certain legal proceedings which have been settled through contractual agreements. Except as described below, MasterCard does not believe that any legal or regulatory proceedings to which it is a party would have a material impact on its results of operations, financial position, or cash flows. Although MasterCard believes that it has strong defenses for the pending litigations and regulatory proceedings described below, it could in the future incur judgments and/or fines, enter into settlements of claims or be required to change its business practices in ways that could have a material adverse effect on its results of operations, financial position or cash flows. Notwithstanding MasterCard's belief, in the event it were found liable in a large class-action lawsuit or on the basis of a claim entitling the plaintiff to treble damages or under which it were jointly and severally liable, charges it may be required to record could be significant and could materially and adversely affect its results of operations, cash flow and financial condition, or, in certain circumstances, even cause MasterCard to become insolvent. Moreover, an adverse outcome in a regulatory proceeding could result in fines and/or lead to the filing of civil damage claims and possibly result in damage awards in amounts that could be significant and could materially and adversely affect the Company's results of operations, cash flows and financial condition. Department of Justice Antitrust Litigation and Related Private Litigations In October 1998, the U.S. Department of Justice ("DOJ") filed suit against MasterCard International, Visa U.S.A., Inc. and Visa International Corp. in the U.S. District Court for the Southern District of New York alleging that both MasterCard's and Visa's governance structure and policies violated U.S. federal antitrust laws. First, the DOJ claimed that "dual governance"—the situation where a financial institution has a representative on the Board of Directors of MasterCard or Visa while a portion of its card portfolio is issued under the brand of the other association—was anti-competitive and acted to limit innovation within the payment card industry. Second, the DOJ challenged MasterCard's Competitive Programs Policy ("CPP") and a Visa bylaw provision that prohibited financial institutions participating in the respective associations from issuing competing proprietary payment cards (such as American Express or Discover). The DOJ alleged that MasterCard's CPP and Visa's bylaw provision acted to restrain competition. In October 2001, District Court Judge Barbara Jones issued an opinion upholding the legality and pro-competitive nature of dual governance. However, the judge also held that MasterCard's CPP and the Visa bylaw constituted unlawful restraints of trade under the federal antitrust laws. In November 2001, the judge issued a final judgment that ordered MasterCard to repeal the CPP insofar as it applies to issuers and enjoined MasterCard from enacting or enforcing any bylaw, rule, policy or practice that prohibits its issuers from issuing general purpose credit or debit cards in the United States on any other general purpose card network. The Second Circuit upheld the final judgment and the Supreme Court denied certiorari. Shortly after the Supreme Court's denial of certiorari, both American Express and Discover Financial Services, Inc. filed complaints against MasterCard and Visa in which they alleged that the implementation and enforcement of MasterCard's CPP and Visa's bylaw provision violated U.S. federal antitrust laws. In June 2008, MasterCard entered into a settlement agreement with American Express to resolve all current litigation between American Express and MasterCard. Under the terms of the settlement agreement, MasterCard is obligated to make twelve quarterly payments of up to  $150 million per quarter with the first payment having been made in September 2008. See Note 20 (Obligations under Litigation Settlements) for additional discussion. In October 2008, MasterCard and Visa entered into a settlement agreement with Discover (the "Discover Settlement"), ending all litigation between the parties for a total of approximately  $2.8 billion. The MasterCard share of the settlement, paid to Discover in November 2008, was approximately  $863 million. In addition, in connection with the Discover Settlement and pursuant to a separate agreement, Morgan Stanley, Discover's former parent company, paid MasterCard  $35 million in November 2008.   In April 2005, a complaint was filed in California state court on behalf of a putative class of consumers under California unfair competition law (Section 17200) and the Cartwright Act (the "Attridge action"). The claims in this action seek to piggyback on the portion of the DOJ antitrust litigation discussed above with regard to the district court's findings concerning MasterCard's CPP and Visa's related bylaw. MasterCard and Visa moved to dismiss the complaint and the court granted the defendants' motion to dismiss the plaintiffs' Cartwright Act claims but denied the defendants' motion to dismiss the plaintiffs' Section 17200 unfair competition claims. MasterCard filed an answer to the complaint in June 2006 and the parties have proceeded with discovery. In September 2009, MasterCard executed a settlement agreement that is subject to court approval in the California consumer litigations (see "—U.S. Merchant and Consumer Litigations"). The agreement includes a release that the parties believe encompasses the claims asserted in the Attridge action. On August 23, 2010, the court in the California consumer actions executed an order granting final approval to the settlement. The plaintiff from the Attridge action and three other objectors have filed a notice that they intend to appeal the settlement approval order. At this time, it is not possible to determine the outcome of, or estimate the liability related to, the Attridge action and no incremental provision for losses has been provided in connection with it. Currency Conversion Litigations MasterCard International, together with Visa U.S.A., Inc. and Visa International Corp., are defendants in a state court lawsuit in California. The lawsuit alleges that MasterCard and Visa wrongfully imposed an asserted one percent currency conversion "fee" on every credit card transaction by U.S. MasterCard and Visa cardholders involving the purchase of goods or services in a foreign country, and that such alleged "fee" is unlawful. This action, titled Schwartz v. Visa Int'l Corp., et al. (the "Schwartz action"), was brought in the Superior Court of California in February 2000, purportedly on behalf of the general public. MasterCard International, Visa U.S.A., Inc., Visa International Corp., several member banks including Citibank (South Dakota), N.A., Chase Manhattan Bank USA, N.A., Bank of America, N.A. (USA), MBNA, and Citicorp Diners Club Inc. are also defendants in a number of federal putative class actions that allege, among other things, violations of federal antitrust laws based on the asserted one percent currency conversion "fee." Pursuant to an order of the Judicial Panel on Multidistrict Litigation, the federal complaints have been consolidated in MDL No. 1409 (the "MDL action") before Judge William H. Pauley III in the U.S. District Court for the Southern District of New York. In July 2006, MasterCard and the other defendants in the MDL action entered into agreements settling the MDL action and related matters, as well as the Schwartz matter. Pursuant to the settlement agreements, MasterCard paid approximately  $72 million to be used for the defendants' settlement fund to settle the MDL action and approximately  $13 million to settle the Schwartz matter. In November 2006, Judge Pauley granted preliminary approval of the settlement agreements, which were subject to both final approval by Judge Pauley and resolution of all appeals. Subsequently in November 2006, the plaintiff in one of the New York state court cases appealed the preliminary approval of the settlement agreement to the U.S. Court of Appeals for the Second Circuit. In November 2009, Judge Pauley signed a Final Judgment and Order of Dismissal granting final approval to the settlement agreements, and subsequently the same plaintiff in the New York state cases filed notice of appeal of final settlement approval in the MDL action. Within the time period for appeal in the MDL action, twelve other such notices of appeal were filed. Subsequently, several plaintiffs have requested to withdraw their appeals. Briefing on the remaining appeals is ongoing. With regard to other state court currency conversion actions, MasterCard has reached agreements in principle with the plaintiffs for a total of approximately  $4 million, which has been accrued. Settlement agreements have been executed with plaintiffs in the Ohio, Pennsylvania, Florida, Texas, Arkansas, Tennessee, Arizona, New York, Minnesota, Illinois and Missouri actions. At this time, it is not possible to predict with certainty the ultimate resolution of these matters.   U.S. Merchant and Consumer Litigations Commencing in October 1996, several class action suits were brought by a number of U.S. merchants against MasterCard International and Visa U.S.A., Inc. challenging certain aspects of the payment card industry under U.S. federal antitrust law. Those suits were later consolidated in the U.S. District Court for the Eastern District of New York. The plaintiffs claimed that MasterCard's "Honor All Cards" rule (and a similar Visa rule), which required merchants who accept MasterCard cards to accept for payment every validly presented MasterCard card, constituted an illegal tying arrangement in violation of Section 1 of the Sherman Act. Plaintiffs claimed that MasterCard and Visa unlawfully tied acceptance of debit cards to acceptance of credit cards. In June 2003, MasterCard International signed a settlement agreement to settle the claims brought by the plaintiffs in this matter, which the Court approved in December 2003. In January 2005, the Second Circuit Court of Appeals issued an order affirming the District Court's approval of the settlement agreement thus making it final. In July 2009, MasterCard International entered into an agreement with the plaintiffs to prepay MasterCard International's remaining payment obligations under the settlement agreement at a discount. In August 2009, the court entered a final order approving the prepayment agreement. The agreement became final pursuant to its terms In September 2009 as there were no appeals of the court's approval, and the prepayment was subsequently made in September 2009. In addition, individual or multiple complaints have been brought in nineteen different states and the District of Columbia alleging state unfair competition, consumer protection and common law claims against MasterCard International (and Visa) on behalf of putative classes of consumers. The claims in these actions largely mirror the allegations made in the U.S. merchant lawsuit and assert that merchants, faced with excessive merchant discount fees, have passed these overcharges to consumers in the form of higher prices on goods and services sold. MasterCard has been successful in dismissing cases in seventeen of the jurisdictions as courts have granted MasterCard's motions to dismiss for failure to state a claim or plaintiffs have voluntarily dismissed their complaints. However, there are outstanding cases in New Mexico and California. On June 9, 2010, the court issued an order granting MasterCard's motion to dismiss the complaint in the New Mexico action. The plaintiffs have filed a notice of appeal of that decision. With respect to the California state actions, and as discussed above under "Department of Justice Antitrust Litigation and Related Private Litigations," in September 2009, the parties to the California state court actions executed a settlement agreement which required a payment by MasterCard of  $6 million, subject to approval by the California state court. On August 23, 2010, the court executed an order granting final approval of the settlement, subsequent to which MasterCard made the payment required by the settlement agreement. The plaintiff from the Attridge action described above under "Department of Justice Antitrust Litigation and Related Private Litigations" and three other objectors have filed a notice that they intend to appeal the settlement approval order. At this time, it is not possible to determine the outcome of, or, except as indicated above in the California consumer action, estimate the liability related to, the remaining consumer cases and no provision for losses has been provided in connection with them. The consumer class actions are not covered by the terms of the settlement agreement in the U.S. merchant lawsuit. Interchange Litigation and Regulatory Proceedings Interchange fees represent a sharing of payment system costs among the financial institutions participating in a four-party payment card system such as MasterCard's. Typically, interchange fees are paid by the acquirer to the issuer in connection with purchase transactions initiated with the payment system's cards. These fees reimburse the issuer for a portion of the costs incurred by it in providing services which are of benefit to all participants in the system, including acquirers and merchants. MasterCard or its customer financial institutions establish default interchange fees in certain circumstances that apply when there is no other interchange fee arrangement between the issuer and the acquirer. MasterCard establishes a variety of interchange rates depending on such considerations as the location and the type of transaction, and collects the interchange fee on behalf of the institutions entitled to receive it and remits the interchange fee to eligible institutions. As described more fully below, MasterCard's interchange fees are subject to regulatory and/or legal review and/or challenges in a number of jurisdictions. At this time, it is not possible to determine the ultimate resolution of, or estimate the liability related to, any of the interchange proceedings described below. Except as described below, no provision for losses has been provided in connection with them. United States.    In June 2005, a purported class action lawsuit was filed by a group of merchants in the U.S. District Court of Connecticut against MasterCard International Incorporated, Visa U.S.A., Inc., Visa International Service Association and a number of member banks alleging, among other things, that MasterCard's and Visa's purported setting of interchange fees violates Section 1 of the Sherman Act, which prohibits contracts, combinations and conspiracies that unreasonably restrain trade. In addition, the complaint alleges MasterCard's and Visa's purported tying and bundling of transaction fees also constitutes a violation of Section 1 of the Sherman Act. The suit seeks treble damages in an unspecified amount, attorneys' fees and injunctive relief. Since the filing of this complaint, there have been approximately fifty similar complaints (the majority of which are styled as class actions, although a few complaints are on behalf of individual plaintiffs) filed on behalf of merchants against MasterCard and Visa (and in some cases, certain member banks) in federal courts in California, New York, Wisconsin, Pennsylvania, New Jersey, Ohio, Kentucky and Connecticut. In October 2005, the Judicial Panel on Multidistrict Litigation issued an order transferring these cases to Judge Gleeson of the U.S. District Court for the Eastern District of New York for coordination of pre-trial proceedings in MDL No. 1720. In April 2006, the group of purported class plaintiffs filed a First Amended Class Action Complaint. Taken together, the claims in the First Amended Class Action Complaint and in the complaints brought on the behalf of the individual merchants are generally brought under both Section 1 of the Sherman Act and Section 2 of the Sherman Act, which prohibits monopolization and attempts or conspiracies to monopolize a particular industry. Specifically, the complaints contain some or all of the following claims: (1) that MasterCard's and Visa's setting of interchange fees (for both credit and off-line debit transactions) violates Section 1 of the Sherman Act; (2) that MasterCard and Visa have enacted and enforced various rules, including the no surcharge rule and purported anti-steering rules, in violation of Section 1 or 2 of the Sherman Act; (3) that MasterCard's and Visa's purported bundling of the acceptance of premium credit cards to standard credit cards constitutes an unlawful tying arrangement; and (4) that MasterCard and Visa have unlawfully tied and bundled transaction fees. In addition to the claims brought under federal antitrust law, some of these complaints contain certain unfair competition law claims under state law based upon the same conduct described above. These interchange-related litigations seek treble damages, as well as attorneys' fees and injunctive relief. In June 2006, MasterCard answered the complaint and moved to dismiss or, alternatively, moved to strike the pre-2004 damage claims that were contained in the First Amended Class Action Complaint and moved to dismiss the Section 2 claims that were brought in the individual merchant complaints. In January 2008, the district court dismissed the plaintiffs' pre-2004 damage claims. In May 2008, the court denied MasterCard's motion to dismiss the Section 2 monopolization claims. Fact discovery has been proceeding and was generally completed by November 2008. Briefs have been submitted on plaintiffs' motion for class certification. The court heard oral argument on the plaintiffs' class certification motion in November 2009. The parties are awaiting a decision on the motion. In January 2009, the class plaintiffs filed a Second Consolidated Class Action Complaint. The allegations and claims in this complaint generally mirror those in the first amended class action complaint described above although plaintiffs have added additional claims brought under Sections 1 and 2 of the Sherman Act against MasterCard, Visa and a number of banks alleging, among other things, that the networks and banks have continued to fix interchange fees following each network's initial public offering. In March 2009, MasterCard and the other defendants in the action filed a motion to dismiss the Second Consolidated Class Action Complaint in its entirety, or alternatively, to narrow the claims in the complaint. The parties have fully briefed the motion and the court heard oral argument on the motion in November 2009. The parties are awaiting decisions on the motions. In July 2006, the group of purported class plaintiffs filed a supplemental complaint alleging that MasterCard's initial public offering of its Class A Common Stock in May 2006 (the "IPO") and certain purported agreements entered into between MasterCard and its member financial institutions in connection with the IPO: (1) violate Section 7 of the Clayton Act because their effect allegedly may be to substantially lessen competition, (2) violate Section 1 of the Sherman Act because they allegedly constitute an unlawful combination in restraint of trade and (3) constitute a fraudulent conveyance because the member banks are allegedly attempting to release without adequate consideration from the member banks MasterCard's right to assess the member banks for MasterCard's litigation liabilities in these interchange-related litigations and in other antitrust litigations pending against it. The plaintiffs seek unspecified damages and an order reversing and unwinding the IPO. In September 2006, MasterCard moved to dismiss all of the claims contained in the supplemental complaint. In November 2008, the district court granted MasterCard's motion to dismiss the plaintiffs' supplemental complaint in its entirety with leave to file an amended complaint. In January 2009, the class plaintiffs repled their complaint directed at MasterCard's IPO by filing a First Amended Supplemental Class Action Complaint. The causes of action in the complaint generally mirror those in the plaintiffs' original IPO-related complaint although the plaintiffs have attempted to expand their factual allegations based upon discovery that has been garnered in the case. The class plaintiffs seek treble damages and injunctive relief including, but not limited to, an order reversing and unwinding the IPO. In March 2009, MasterCard filed a motion to dismiss the First Amended Supplemental Class Action Complaint in its entirety. The parties have fully briefed the motion to dismiss and the court heard oral argument on the motion in November 2009. The parties are awaiting a decision on the motion. In July 2009, the class plaintiffs and individual plaintiffs served confidential expert reports detailing the plaintiffs' theories of liability and alleging damages in the tens of billions of dollars. The defendants served their expert reports in December 2009 countering the plaintiffs' assertions of liability and damages. In February 2011, both the defendants and the plaintiffs served a number of dispositive motions seeking summary judgment on all or portions of the claims in the complaints. Briefing on these motions is scheduled to be completed in June 2011. No trial date has been scheduled, however, the court has asked the parties to consider a trial date of September 12, 2012. The parties have also entered into court-recommended mediation and anticipate scheduling a number of mediation sessions in the coming months. It is not possible to predict whether the mediation will be successful or not. On February 7, 2011, MasterCard and MasterCard International Incorporated entered into each of: (1) an omnibus judgment sharing and settlement sharing agreement with Visa Inc., Visa U.S.A. Inc. and Visa International Service Association and a number of member banks; and (2) a MasterCard settlement and judgment sharing agreement with a number of member banks. The agreements provide for the apportionment of certain costs and liabilities which MasterCard, the Visa parties and the member banks may incur, jointly and/or severally, in the event of an adverse judgment or settlement of one or all of the cases in the interchange merchant litigations. Among a number of scenarios addressed by the agreements, in the event of a global settlement involving the Visa parties, the member banks and MasterCard, MasterCard would pay 12% of the monetary portion of the settlement. In the event of a settlement involving only MasterCard and the member banks with respect to their issuance of MasterCard cards, MasterCard would pay 36% of the monetary portion of such settlement. In October 2008, the Antitrust Division of the DOJ issued a civil investigative demand to MasterCard and other payment industry participants seeking information regarding certain rules relating to merchant point of acceptance rules. Subsequently, MasterCard received requests for similar information from ten State Attorneys General. On October 1, 2010, MasterCard, the DOJ and seven of the State Attorneys General executed a stipulation and proposed final judgment, subject to court review and approval, pursuant to which MasterCard agreed to make certain modifications to its rules to conform to MasterCard's existing business practices, and therefore to specify, among other things, the ways in which merchants may steer customers to preferred payment forms. The proposed settlement would resolve the DOJ's investigation, and all ten State Attorneys General have closed their investigations of MasterCard. The parties are currently awaiting court approval of the settlement. European Union.    In September 2003, the European Commission issued a Statement of Objections challenging MasterCard Europe's cross-border default interchange fees. In June 2006, the European Commission issued a supplemental Statement of Objections covering credit, debit and commercial card fees. In November 2006, the European Commission held hearings on MasterCard Europe's cross-border default interchange fees. In March 2007, the European Commission issued a Letter of Facts, also covering credit, debit and commercial card fees and discussing its views on the impact of the IPO on the case. MasterCard Europe responded to the Statements of Objections and Letter of Facts and made presentations on a variety of issues at the hearings. The European Commission announced its decision in December 2007. The decision applies to MasterCard's default cross-border interchange fees for MasterCard and Maestro branded consumer payment card transactions in the European Economic Area ("EEA") (the European Commission refers to these as "MasterCard's MIF"), but not to commercial card transactions (the European Commission stated publicly that it has not yet finished its investigation of commercial card interchange fees). The decision applies to MasterCard's MIF for cross-border consumer card payments and to any domestic consumer card transactions that default to MasterCard's MIF, of which currently there are none. The decision required MasterCard to stop applying the MasterCard MIF, to refrain from repeating the conduct, and not apply its then recently adopted (but never implemented) Maestro SEPA and Intra-Eurozone default interchange fees to debit card payment transactions within the Eurozone. MasterCard understood that the decision gave MasterCard until June 21, 2008 to comply, with the possibility that the European Commission could have extended this time at its discretion. The decision also required MasterCard to issue certain specific notices to financial institutions and other entities that participate in its MasterCard and Maestro payment systems in the EEA and make certain specific public announcements regarding the steps it has taken to comply. The decision did not impose a fine on MasterCard, but provides for a daily penalty of up to 3.5% of MasterCard's daily consolidated global turnover in the preceding business year (which MasterCard estimates to be approximately  $0.5 million U.S. per day ) in the event that MasterCard fails to comply. In March 2008, MasterCard filed an application for annulment of the European Commission's decision with the General Court of the European Union. The December 2007 decision against MasterCard permits MasterCard to establish other default cross-border interchange fees for MasterCard and Maestro branded consumer payment card transactions in the EEA if MasterCard can demonstrate by empirical proof to the European Commission's satisfaction that the new interchange fees create efficiencies that outweigh the restriction of competition alleged by the European Commission, that consumers get a fair share of the benefits of the new interchange fees, that there are no less restrictive means of achieving the efficiencies of MasterCard's payment systems, and that competition is not eliminated altogether. In March 2008, MasterCard entered into discussions with the European Commission about, among other things, the nature of the empirical proof it would require for MasterCard to establish other default cross-border interchange fees consistent with the decision and so as to understand more fully the European Commission's position as to how it may comply with the decision. MasterCard requested an extension of time to comply with the decision and, in April 2008, the European Commission informed MasterCard that it had rejected such request. In June 2008, MasterCard announced that, effective June 21, 2008, MasterCard would temporarily repeal its then current default intra-EEA cross-border consumer card interchange fees in conformity with the decision. In October 2008, MasterCard received an information request from the European Commission in connection with the decision concerning certain pricing changes that MasterCard implemented as of October 1, 2008. MasterCard submitted its response in November 2008. In March 2009, MasterCard gave certain undertakings to the European Commission and, in response, in April 2009, the Commissioner for competition policy and DG Competition informed MasterCard that, subject to MasterCard's fulfilling its undertakings, they do not intend to pursue proceedings for non-compliance with or circumvention of the decision of December 2007 or for infringing the antitrust laws in relation to the October 2008 pricing changes, the introduction of new cross-border consumer default interchange fees or any of the other MasterCard undertakings. MasterCard's undertakings include: (1) repealing the October 2008 pricing changes; (2) adopting a specific methodology for the setting of cross-border consumer default interchange fees; (3) establishing new default cross-border consumer interchange fees as of July 1, 2009 such that the weighted average interchange fee for credit card transactions does not exceed 30 basis points and for debit card transactions does not exceed 20 basis points; (4) introducing a new rule prohibiting its acquirers from requiring merchants to process all of their MasterCard and Maestro transactions with the acquirer; and (5) introducing a new rule requiring its acquirers to provide merchants with certain pricing information in connection with MasterCard and Maestro transactions. The undertakings will be effective until a final decision by the General Court of the European Union regarding MasterCard's application for annulment of the European Commission's December 2007 decision. Although MasterCard believes that any other business practices it would implement in response to the decision would be in compliance with the December 2007 decision, the European Commission may deem any such practice not in compliance with the decision, or in violation of European competition law, in which case MasterCard may be assessed fines for the period that it is not in compliance. Furthermore, because a balancing mechanism like default cross-border interchange fees constitutes an essential element of MasterCard Europe's operations, the December 2007 decision could also significantly impact MasterCard International's European customers' and MasterCard Europe's business. The European Commission decision could also lead to additional competition authorities in European Union member states commencing investigations or proceedings regarding domestic interchange fees or, in certain jurisdictions, regulation. In addition, the European Commission's decision could lead to the filing of private actions against MasterCard Europe by merchants and/or consumers which, if MasterCard is unsuccessful in its application for annulment of the decision, could result in MasterCard owing substantial damages. United Kingdom.    In September 2001, the Office of Fair Trading of the United Kingdom ("OFT") issued a Rule 14 Notice under the U.K. Competition Act 1998 challenging the MasterCard default interchange fees and multilateral service fee ("MSF"), the fee paid by issuers to acquirers when a customer uses a MasterCard-branded card in the United Kingdom either at an ATM or over the counter to obtain a cash advance. Until November 2004, the interchange fees and MSF were established by MasterCard U.K. Members Forum Limited ("MMF") (formerly MasterCard Europay U.K. Ltd.) for domestic credit card transactions in the United Kingdom. The notice contained preliminary conclusions to the effect that the MasterCard U.K. default interchange fees and MSF infringed U.K. competition law and did not qualify for an exemption in their present forms. In February 2003, the OFT issued a supplemental Rule 14 Notice, which also contained preliminary conclusions challenging MasterCard's U.K. interchange fees (but not the MSF) under the Competition Act. In November 2004, the OFT issued a third notice (now called a Statement of Objections) claiming that the interchange fees infringed U.K. and European Union competition law. Subsequently in November 2004, MasterCard's board of directors adopted a resolution withdrawing the authority of the U.K. members to set domestic MasterCard interchange fees and MSFs and conferring such authority on MasterCard's President and Chief Executive Officer. In September 2005, the OFT issued its decision, concluding that MasterCard's U.K. interchange fees that were established by MMF prior to November 18, 2004 contravene U.K. and European Union competition law. The OFT decided not to impose penalties on MasterCard or MMF. MMF and MasterCard appealed the OFT's decision to the U.K. Competition Appeals Tribunal. In June 2006, the U.K. Competition Appeals Tribunal set aside the OFT's decision, following the OFT's request to the Tribunal to withdraw the decision and end its case against MasterCard's U.K. default interchange fees in place prior to November 18, 2004.   Shortly thereafter, the OFT commenced a new investigation of MasterCard's current U.K. default credit card interchange fees and announced in February 2007 that the investigation would also cover so-called "immediate debit" cards. To date, the OFT has issued a number of requests for information to MasterCard Europe and financial institutions that participate in MasterCard's payment system in the United Kingdom. MasterCard understands that the OFT is considering whether to commence a formal proceeding through the issuance of a Statement of Objections. The OFT has informed MasterCard that it does not intend to issue such a Statement of Objections prior to the judgment of the General Court of the European Union with respect to MasterCard's appeal of the December 2007 cross-border interchange fee decision of the European Commission. If the OFT ultimately determines that any of MasterCard's U.K. interchange fees contravene U.K. and European Union competition law, it may issue a new decision and possibly levy fines accruing from the date of its first decision. MasterCard would likely appeal a negative decision by the OFT in any future proceeding to the Competition Appeals Tribunal. Such an OFT decision could lead to the filing of private actions against MasterCard by merchants and/or consumers which, if its appeal of such an OFT decision were to fail, could result in an award or awards of substantial damages and could have a significant adverse impact on the revenues of MasterCard International's U.K. customers and MasterCard's overall business in the U.K. Poland.    In April 2001, in response to merchant complaints, the Polish Office for Protection of Competition and Consumers (the "PCA") initiated an investigation of MasterCard's domestic credit and debit card default interchange fees. MasterCard Europe filed several submissions and met with the PCA in connection with the investigation. In January 2007, the PCA issued a decision that MasterCard's interchange fees are unlawful under Polish competition law, and imposed fines on MasterCard's licensed financial institutions. As part of this decision, the PCA also decided that MasterCard had not violated the law. MasterCard and the financial institutions appealed the decision to the court of first instance. In November 2008, the court of first instance reversed the decision of the PCA and also rejected MasterCard's appeal on the basis that MasterCard did not have a legal interest in the PCA's decision because its conduct was not found to be in breach of the relevant competition laws. MasterCard has appealed this part of the court of first instance's decision because it has significant interest in the outcome of the case. The PCA appealed the other parts of the decision. On April 22, 2010, the court of appeals issued an oral decision (followed by a written decision on May 25, 2010) in which it reinstated MasterCard's appeal, reversed a specific finding of the court of first instance and sent the case back to the court of first instance for further proceedings. If on appeal the PCA's decision is ultimately allowed to stand, it could have a significant adverse impact on the revenues of MasterCard's Polish customers and on MasterCard's overall business in Poland. Hungary.    In January 2008, the Hungarian Competition Authority ("HCA") notified MasterCard that it had commenced a formal investigation of MasterCard Europe's domestic interchange fees. This followed an informal investigation that the HCA had been conducting since the middle of 2007. In July 2009, the HCA issued to MasterCard a Preliminary Position that MasterCard Europe's historic domestic interchange fees violate Hungarian competition law. MasterCard responded to the Preliminary Position both in writing and at a hearing which was held in September 2009. Subsequently in September 2009, the HCA ruled that MasterCard's historic interchange fees violated the law and fined MasterCard Europe approximately  $3 million, which was paid during the fourth quarter of 2009. In December 2009, the HCA issued its formal decision and MasterCard appealed the decision to the Hungarian courts. On September 24, 2010, the HCA filed its reply to MasterCard's appeal, while MasterCard filed its response in October 2010. On October 29, 2010, the Hungarian appeals court stayed the proceeding until MasterCard's appeal to the General Court of the European Union of the European Commission's December 2007 cross-border interchange fee decision is finally decided. If the HCA's decision is not reversed on appeal, it could have a significant adverse impact on the revenues of MasterCard's Hungarian customers and on MasterCard's overall business in Hungary. Italy.    In July 2009, the Italian Competition Authority ("ICA") commenced a proceeding against MasterCard and a number of its customers concerning MasterCard Europe's domestic interchange fees in Italy. MasterCard, as well as each of the banks involved in the proceeding, offered to give certain undertakings to the ICA, which were rejected (which rejection MasterCard appealed to the Administrative Court). On May 28, 2010, the ICA issued a Statement of Objections to MasterCard and the banks. On November 3, 2010, the ICA adopted a decision in which it determined that MasterCard Europe's domestic interchange fees violate European Union competition law, fined MasterCard €2.7 million and ordered MasterCard to refrain in the future from maintaining interchange fees that are not based on economic justifications linked to efficiency criteria and to eliminate any anticompetitive clauses from its licensing agreements. MasterCard has appealed the ICA's interchange fee decision to the Administrative Court. On November 16, 2010, the Administrative Court announced its judgment that the ICA had improperly rejected MasterCard's proposed undertakings and annulled the ICA's rejection decision (which decision the ICA has appealed to the Council of State). If the Administrative Court's judgment is overturned and the ICA's interchange fee decision is not reversed on appeal, the ICA's decision could have a significant adverse impact on the revenues of MasterCard's Italian customers and on MasterCard's overall business in Italy. Canada.    On December 15, 2010, the Canadian Competition Bureau (the "CCB") filed an application with the Canadian Competition Tribunal to strike down MasterCard rules related to interchange fees, including the "honor all cards" and "no surcharge" rules. Also in December 2010, MasterCard learned that a purported class action lawsuit had been commenced against it in Quebec on behalf of Canadian merchants and consumers. The suit essentially repeats the allegations and arguments of the CCB application to the Canadian Competition Tribunal and seeks compensatory and punitive damages in unspecified amounts, as well as injunctive relief. If the CCB's challenges and/or the class action law suit were ultimately successful, such negative decisions could have a significant adverse impact on the revenues of MasterCard's Canadian customers and on MasterCard's overall business in Canada. Australia.    In 2002, the Reserve Bank of Australia ("RBA") announced regulations under the Payments Systems (Regulation) Act of 1998 applicable to four-party credit card payment systems in Australia, including MasterCard's. Those regulations, among other things, mandate the use of a formula for determining domestic interchange fees that effectively caps their weighted average at 50 basis points. Operators of three-party systems, such as American Express and Diners Club, were unaffected by the interchange fee regulation. In 2007, the RBA commenced a review of such regulations and, in September 2008, the RBA released its final conclusions. These indicated that the RBA was willing to withdraw its regulations if MasterCard and Visa made certain undertakings regarding the future levels of their respective credit card interchange fees and other practices, including their "honor all cards" rules. If the undertakings were not made, the RBA said it would consider imposing in 2009 additional regulations that could further reduce the domestic interchange fees of MasterCard and Visa in Australia. In August 2009, the RBA announced that it had decided not to withdraw its regulations and that it would maintain them in their current form pending further consideration of the regulations. MasterCard plans to continue discussions with the RBA as to the nature of the undertakings that MasterCard may be willing to provide. The effect of the undertakings or any such additional regulations could put MasterCard at an even greater competitive disadvantage relative to competitors in Australia that purportedly do not operate four-party systems or, in the case of the undertakings, possibly increase MasterCard's legal exposure under Australian competition laws, which could have a significant adverse impact on MasterCard's business in Australia. South Africa.    In August 2006, the South Africa Competition Commission created a special body, the Jali Enquiry (the "Enquiry"), to examine competition in the payments industry in South Africa, including interchange fees. After nearly two years of investigation, including several rounds of public hearings in which MasterCard participated, in June 2008, the Enquiry published an Executive Summary of its findings. The Enquiry's full report was made public in December 2008. The Enquiry recommends, among other things, that an independent authority be established to set payment card interchange fees in South Africa and that payment systems' (including MasterCard's) respective "honor all cards" rules be modified to give merchants greater freedom to choose which types of cards to accept. Following the issuance of the Enquiry's report, the South African Reserve Bank ("SARB"), the South African Treasury and the South African Competition Commission informed MasterCard that they were actively considering what, if any, action they would take in response to the Enquiry's recommendations. In September 2010, the SARB informed MasterCard that it intended to appoint an independent consultant to make a recommendation on a simplified interchange structure for all payment systems in South Africa, including MasterCard's. Such an interchange structure, if adopted, could have a significant adverse impact on the revenues of MasterCard's South African customers and on MasterCard's overall business in South Africa. Other Jurisdictions.    In January 2006, a German retailers association filed a complaint with the Federal Cartel Office ("FCO") in Germany concerning MasterCard's domestic default interchange fees. The complaint alleges that MasterCard's German domestic interchange fees are not transparent to merchants and include so-called "extraneous costs". In December 2009, the FCO sent MasterCard a questionnaire concerning its domestic interchange fees. MasterCard is aware that regulatory authorities and/or central banks in certain other jurisdictions including Belgium, Brazil, Colombia, Czech Republic, Estonia, France, Israel, Latvia, the Netherlands, Norway, Slovakia, Turkey and Venezuela are reviewing MasterCard's and/or its members' interchange fees and/or related practices (such as the "honor all cards" rule) and may seek to regulate the establishment of such fees and/or such practices. Other Regulatory Proceedings In addition to challenges to interchange fees, MasterCard's standards and operations are also subject to regulatory and/or legal review and/or challenges in a number of jurisdictions. At this time, it is not possible to determine the ultimate resolution of, or estimate the liability related to, any of the proceedings described below. Except as described below, no provision for losses has been provided in connection with them. Switzerland. On July 2, 2010, MasterCard received a notice from the Swiss Competition Authority ("WEKO") that, based upon complaints, WEKO had opened an investigation of MasterCard's domestic debit acquirer fees to determine whether to order MasterCard to discontinue charging the fees. In July 2010, MasterCard responded to the notice and filed additional comments. On September 1, 2010, the WEKO issued a decision in which it rejected the complaints and declined to open proceedings on the matter. Ukraine. On June 5, 2010, the Ukrainian Competition Authority (the "UCA") issued MasterCard a comprehensive information request concerning its rules and domestic fees in response to a complaint filed by a Ukrainian banking association. MasterCard is cooperating with the UCA's investigation. Netherlands. On February 11, 2011, the Netherlands Competition Authority issued MasterCard a Statement of Objections challenging MasterCard co-branding and co-residency rules and policies. The co-branding rules being challenged prohibit, in some cases, financial institutions licensed by MasterCard from placing other payment systems' brands on MasterCard cards. The co-residency rules being challenged prohibit, in some cases, licensed financial institutions from encoding other payment systems' applications on the electronic "chip" in MasterCard cards. MasterCard's response to the Statement of Objection is due by March 11, 2011.

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Settlement and Other Risk Management	12 Months Ended
Dec. 31, 2010
Settlement and Other Risk Management
Settlement and Other Risk Management	Note 23. Settlement and Other Risk Management MasterCard International's rules generally guarantee the payment of certain MasterCard, Cirrus and Maestro branded transactions between its principal members. The term and amount of the guarantee are unlimited. Settlement risk is the exposure to members under MasterCard International's rules ("Settlement Exposure"), due to the difference in timing between the payment transaction date and subsequent settlement. The duration of this exposure is short term and typically limited to a few days. Settlement Exposure is estimated using the average daily card volumes during the quarter multiplied by the estimated number of days to settle. The Company has global risk management policies and procedures, which include risk standards, to provide a framework for managing the Company's settlement risk. Member-reported transaction data and the transaction clearing data underlying the settlement risk calculation may be revised in subsequent reporting periods. In the event that MasterCard International effects a payment on behalf of a failed member, MasterCard International may seek an assignment of the underlying receivables. Subject to approval by the Board of Directors, members may be charged for the amount of any settlement loss incurred during the ordinary activities of the Company. MasterCard requires certain members that are not in compliance with the Company's risk standards in effect at the time of review to post collateral, typically in the form of cash, letters of credit, or guarantees. This requirement is based on management review of the individual risk circumstances for each member that is out of compliance. In addition to these amounts, MasterCard holds collateral to cover variability and future growth in member programs. The Company also holds collateral to pay merchants in the event of merchant bank/acquirer failure. Although it is not contractually obligated under MasterCard International's standards to effect such payments to merchants, the Company may elect to do so to protect brand integrity. MasterCard monitors its credit risk portfolio on a regular basis and the adequacy of collateral on hand. Additionally, from time to time, the Company reviews its risk management methodology and standards. As such, the amounts of estimated settlement risk are revised as necessary. Estimated Settlement Exposure, and the portion of the Company's uncollateralized Settlement Exposure for MasterCard-branded transactions that relates to members that are deemed not to be in compliance with, or that are under review in connection with, the Company's risk management standards, were as follows:        2010     2009        (in millions)   MasterCard-branded transactions:      Gross Settlement Exposure     $ 28,509       $ 25,279    Collateral held for Settlement Exposure      (2,993 )      (2,688 )                   Net uncollateralized Settlement Exposure     $ 25,516       $ 22,591                     Uncollateralized Settlement Exposure attributable to non-compliant members     $ 273       $ 205                     Cirrus and Maestro transactions:      Gross Settlement Exposure     $ 2,962       $ 3,830                     Although MasterCard holds collateral at the member level, the Cirrus and Maestro estimated Settlement Exposures are calculated at the regional level. Therefore, these Settlement Exposures are reported on a gross basis, rather than net of collateral. Of the total estimated Settlement Exposure under the MasterCard brand, net of collateral, the U.S. accounted for approximately 35% and 37% at December 31, 2010 and 2009, respectively. With the exception of Brazil, which was 12% at December 31, 2010, no individual country other than the United States accounted for more than 10% of total uncollateralized Settlement Exposure at either December 31, 2010 or 2009. Of the total uncollateralized Settlement Exposure attributable to non-compliant members, five members represented approximately 66% and 57% at December 31, 2010 and 2009, respectively. MasterCard guarantees the payment of MasterCard-branded travelers cheques in the event of issuer default. The guarantee estimate is based on all outstanding MasterCard-branded travelers cheques, reduced by an actuarial determination of cheques that are not anticipated to be presented for payment. The term of the guarantee is unlimited, while the amount is limited to cheques issued but not yet cashed. MasterCard calculated its MasterCard-branded travelers cheques exposure under this guarantee as  $361 million and  $401 million at December 31, 2010 and 2009, respectively. The reduction in travelers cheques exposure is attributable to MasterCard branded travelers cheques no longer being issued. A significant portion of the Company's travelers cheques risk is concentrated in one MasterCard travelers cheques issuer. MasterCard obtained an unlimited guarantee estimated at  $280 million and  $313 million at December 31, 2010 and 2009, respectively, from a financial institution that is a member, to cover all of the exposure of outstanding travelers cheques with respect to such issuer. In addition, MasterCard obtained a limited guarantee estimated at  $13 million and  $14 million as of December 31, 2010 and 2009, respectively, from a financial institution that is a member in order to cover the exposure of outstanding travelers cheques with respect to another issuer. These guarantee amounts have also been reduced by an actuarial determination of travelers cheques that are not anticipated to be presented for payment. Beginning in 2008, many of the Company's financial institution customers were directly and adversely impacted by the unprecedented events that occurred in the financial markets around the world. The ongoing economic turmoil presents increased risk that the Company may have to perform under its settlement and travelers cheque guarantees. General economic conditions and political conditions in countries in which MasterCard operates may also affect the Company's settlement risk. The Company's global risk management policies and procedures, which are revised and enhanced from time to time, continue to be effective as evidenced by the historically low level of losses that the Company has experienced from customer financial institution failures. MasterCard provides a guarantee to a financial institution that is also a principal member, indemnifying the financial institution from losses stemming from failures of DataCash customers to perform duties. The amount of the guarantee was estimated at 13 million U.K. pound sterling, or approximately  $20 million, as of December 31, 2010. The Company enters into business agreements in the ordinary course of business under which the Company agrees to indemnify third parties against damages, losses and expenses incurred in connection with legal and other proceedings arising from relationships or transactions with the Company. As the extent of the Company's obligations under these agreements depends entirely upon the occurrence of future events, the Company's potential future liability under these agreements is not determinable. See Note 5 (Fair Value).

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Foreign Exchange Risk Management	12 Months Ended
Dec. 31, 2010
Foreign Exchange Risk Management
Foreign Exchange Risk Management	Note 24. Foreign Exchange Risk Management The Company enters into foreign currency forward contracts to manage risk associated with anticipated receipts and disbursements which are either transacted in a non-functional currency or valued based on a currency other than its functional currencies. The Company also enters into foreign currency forward contracts to offset possible changes in value due to foreign exchange fluctuations of assets and liabilities denominated in foreign currencies. The objective of this activity is to reduce the Company's exposure to transaction gains and losses resulting from fluctuations of foreign currencies against its functional currencies. On January 1, 2009, the Company adopted the new disclosure requirements for derivative instruments and hedging activities. This adoption had no impact on the Company's financial position or results of operations; it required additional financial statement disclosures. The Company has applied these disclosure requirements on a prospective basis. Accordingly, disclosures related to periods prior to the date of adoption have not been presented. MasterCard purchased U.K. pound sterling option contracts to limit the foreign exchange risk related to the DataCash acquisition. The Company completed its acquisition of DataCash on October 22, 2010. See Note 2 (Acquisition of DataCash Group plc) for further details.   The Company does not designate foreign currency derivatives as hedging instruments pursuant to the accounting standards for derivative instruments and hedging activities. The Company records the change in the estimated fair value of the outstanding derivatives at the end of the reporting period to its consolidated balance sheet and consolidated statement of operations. As of December 31, 2010, all contracts to purchase and sell foreign currency had been entered into with customers of MasterCard. MasterCard's derivative contracts are classified by functional currency as summarized below: U.S. Dollar Functional Currency        December 31, 2010     December 31, 2009        Notional      Estimated Fair  Value 1     Notional      Estimated Fair  Value 1        (in millions)   Commitments to purchase foreign currency     $ 36        $ 1 1     $ 38        $ —   1  Commitments to sell foreign currency      129         (2 )1      50         (1 )1  Balance Sheet Location:            Accounts Receivable        $ 1          $ 1    Other Current Liabilities         (2 )         (2 )  Euro Functional Currency        December 31, 2010     December 31, 2009        Notional      Estimated Fair Value  1     Notional      Estimated Fair  Value 1        (in millions)   Commitments to purchase foreign currency     $ 2        $ —         $ 16        $ —      Commitments to sell foreign currency      14         —          45         —      Balance Sheet Location:            Accounts Receivable        $ —            $ —      Other Current Liabilities         —             —      U.K. Pound Sterling Functional Currency        December 31, 2010     December 31, 2009        Notional      Estimated Fair Value  1     Notional      Estimated Fair  Value 1        (in millions)   Commitments to purchase foreign currency     $ —          $ —         $ —          $ —      Commitments to sell foreign currency      5         —          —           —      Balance Sheet Location:            Accounts Receivable        $ —            $ —      Other Current Liabilities         —             —      Amount and Location of Gain (Loss) Recognized in Income during the Year Ended December 31,        2010     2009        (in millions)   Derivatives Not Designated As Hedging Instruments      Foreign Currency Derivative Contracts      General and administrative     $ (17 )     $ (12 )  Revenues      (3 )      (6 )                   Total     $ (20 )     $ (18 )                   1 Amounts represent gross fair value amounts while these amounts may be netted for actual balance sheet presentation.   The currencies underlying the foreign currency forward contracts consist primarily of the Australian dollar, Canadian dollar, Chinese renminbi, Mexican peso and U.K. pound sterling. The fair value of the foreign currency forward contracts and foreign currency option contracts generally reflects the estimated amounts that the Company would receive or (pay), on a pre-tax basis, to terminate the contracts at the reporting date based on broker quotes for the same or similar instruments. The terms of the foreign currency forward contracts are generally less than 18 months. The Company had no deferred gains or losses in accumulated other comprehensive income as of December 31, 2010 and 2009 as there were no derivative contracts accounted for under hedge accounting. The Company's derivative financial instruments are subject to both credit and market risk. Credit risk is the risk of loss due to failure of the counterparty to perform its obligations in accordance with contractual terms. Market risk is the risk of loss due to the potential change in an instrument's value caused by fluctuations in interest rates and other variables related to currency exchange rates. Credit and market risk related to derivative instruments were not material at December 31, 2010 and 2009. Generally, the Company does not obtain collateral related to derivatives because of the high credit ratings of the counterparties. The amount of loss the Company would incur if the counterparties failed to perform according to the terms of the contracts is not considered material.

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Segment Reporting	12 Months Ended
Dec. 31, 2010
Segment Reporting
Segment Reporting	Note 25. Segment Reporting MasterCard has one reportable segment, "Payment Solutions." All of the Company's activities are interrelated, and each activity is dependent upon and supportive of the other. Accordingly, all significant operating decisions are based upon analyses of MasterCard as one operating segment. The President and Chief Executive Officer has been identified as the chief operating decision-maker. Revenue by geographic market is based on the location of the Company's customer that issued the cards which are generating the revenue. Revenue generated in the U.S. was approximately 41.6%, 42.4% and 44.1% of net revenues in 2010, 2009 and 2008, respectively. No individual country, other than the U.S., generated more than 10% of total revenues in those periods. MasterCard does not maintain or measure long-lived assets by geographic location. MasterCard did not have any one customer that generated greater than 10% of net revenues in 2010, 2009 or 2008.

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Other Income	12 Months Ended
Dec. 31, 2010
Other Income
Other Income	Note 26. Other Income During the year ended December 31, 2009, the Company recognized a gain of  $14 million on the prepayment of the Company's remaining obligation on a litigation settlement. During the year ended December 31, 2008, the Company recognized  $75 million pre-tax, in other income, related to the termination of a customer business agreement for a customer exiting a specific line of business.

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SUMMARY OF QUARTERLY DATA (Unaudited)	12 Months Ended
Dec. 31, 2010
SUMMARY OF QUARTERLY DATA (Unaudited)
SUMMARY OF QUARTERLY DATA (Unaudited)	MASTERCARD INCORPORATED SUMMARY OF QUARTERLY DATA (Unaudited) (In thousands, except per share data)        2010 Quarter Ended      2010 Total        March 31      June 30      September 30      December 31  1           (in millions, except per share amounts)   Revenues, net     $ 1,308        $ 1,365        $ 1,428        $ 1,438        $ 5,539    Operating income      700         717         766         569         2,752    Net income attributable to MasterCard      455         458         518         415         1,846    Basic earnings per share     $ 3.47        $ 3.50        $ 3.96        $ 3.17        $ 14.10    Weighted average shares outstanding (basic)      130         131         131         131         131    Diluted earnings per share     $ 3.46        $ 3.49        $ 3.94        $ 3.16        $ 14.05    Weighted average shares outstanding (diluted)      131         131         131         131         131         2009 Quarter Ended               March 31      June 30      September 30      December 31 1      2009 Total        (in millions, except per share amounts)   Revenues, net     $ 1,156        $ 1,280        $ 1,364        $ 1,299        $ 5,099    Operating income      561         557         673         469         2,260    Net income attributable to MasterCard      367         349         452         295         1,463    Basic earnings per share     $ 2.81        $ 2.67        $ 3.46        $ 2.25        $ 11.19    Weighted average shares outstanding (basic)      130         130         130         130         130    Diluted earnings per share     $ 2.80        $ 2.67        $ 3.45        $ 2.24        $ 11.16    Weighted average shares outstanding (diluted)      130         130         130         130         130    1 Portions of our business can be seasonal. Our gross revenue has historically reflected progressively increased card purchasing volume throughout the year, particularly in the fourth quarter during the holiday shopping period. Similarly, customer and merchant incentives, which are recorded as contra-revenue, and advertising and marketing expenses have historically increased in the fourth quarter, generally causing our profitability to decline.

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Summary of Significant Accounting Policies (Policy)	12 Months Ended
Dec. 31, 2010
Summary of Significant Accounting Policies
Organization	Organization—MasterCard Incorporated and its consolidated subsidiaries, including MasterCard International Incorporated ("MasterCard International") and MasterCard Europe sprl ("MasterCard Europe") (together, "MasterCard" or the "Company"), provide payment solutions, including transaction processing and related services to customers principally in support of their credit, deposit access (debit), prepaid, electronic cash and Automated Teller Machine ("ATM") payment card programs, and travelers cheque programs. Our financial institution customers are generally either principal members ("principal members") of MasterCard International, which participate directly in MasterCard International's business, or affiliate members ("affiliate members") of MasterCard International, which participate indirectly in MasterCard International's business through a principal member.
Consolidation and basis of presentation	Consolidation and basis of presentation—The consolidated financial statements include the accounts of MasterCard and its majority-owned and controlled entities, including any variable interest entities for which the Company is the primary beneficiary. Intercompany transactions and balances are eliminated in consolidation. The Company follows accounting principles generally accepted in the United States of America ("GAAP"). The Company is a variable interest holder in certain entities that do not have sufficient equity at risk to finance their activities without additional subordinated financial support from other parties or whose equity investors lack the ability to control the entity's activities (referred to as VIEs). These variable interests arise from contractual, ownership or other monetary interests in the entities. The Company consolidates a VIE if it is the primary beneficiary, defined as the entity that has both the power to direct the activities that most significantly impact the VIE's economic performance and a variable interest that could potentially be significant to the VIE. To determine whether or not a variable interest the Company holds could potentially be significant to the VIE, the Company considers both qualitative and quantitative factors regarding the nature, size and form of the Company's involvement with the VIE. The Company assesses whether or not it is the primary beneficiary of a VIE on an on-going basis. Investments in variable interest entities for which the Company is not considered the primary beneficiary are not consolidated and are accounted for as equity method or cost method investments. See Note 16 (Consolidation of Variable Interest Entity) for further discussion. Non-controlling interest represents the equity interest not owned by the Company and is recorded for consolidated entities in which the Company owns less than 100% of the interests. Non-controlling interests are reported as a component of equity. In addition, changes in a parent's ownership interest while the parent retains its controlling interest are accounted for as equity transactions, and upon a gain or loss of control, retained ownership interests are remeasured at fair value, with any gain or loss recognized in earnings. The Company accounts for investments in common stock or in-substance common stock under the equity method of accounting when it has the ability to exercise significant influence over the investee, generally when it holds 20% or more of the common stock in the entity. MasterCard's share of net earnings or losses of entities accounted for under the equity method of accounting is included in other income (expense) on the consolidated statement of operations. The Company accounts for investments under the historical cost method of accounting when it does not exercise significant influence, generally when it holds less than 20% ownership in the common stock of the entity. Investments for which the equity method or historical cost method of accounting are used are recorded in other assets on the consolidated balance sheet.
Reclassification of prior period amounts	Reclassification of prior period amounts—Certain prior period amounts have been reclassified to conform to the 2010 presentation. Additionally, in 2009, the Company reclassified amounts that primarily related to the adoption of certain accounting standards and the reclassification of certain cardholder-related enhancement expenses, which were previously classified as advertising and marketing expenses, to general and administrative expenses. These cardholder benefit program expenses, such as insurance and card replacements, were previously deemed promotional features of the cards and over time have become standard product offerings in certain card categories. Approximately  $83 million of these expenses were reclassified for the year ended December 31, 2008 to conform to the 2009 presentation.
Use of estimates	Use of estimates—The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting periods. Management has established detailed policies and control procedures to ensure the methods used to make estimates are well controlled and applied consistently from period to period. Actual results may differ from these estimates.
Fair value	Fair value—The Company measures certain financial assets and liabilities at fair value on a recurring basis by estimating the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. When valuing liabilities, the Company also considers the Company's creditworthiness. The Company classifies these recurring fair value measurements into a three-level hierarchy ("Valuation Hierarchy") and discloses the significant assumptions utilized in measuring all of its assets and liabilities at fair value. The Valuation Hierarchy is based upon the transparency of inputs to the valuation of an asset or liability as of the measurement date. A financial instrument's categorization within the Valuation Hierarchy is based upon the lowest level of input that is significant to the fair value measurement. The three levels of the Valuation Hierarchy are as follows:     •   Level 1—inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets.     •   Level 2—inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, quoted prices for identical assets and liabilities in inactive markets and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument.     •   Level 3—inputs to the valuation methodology are unobservable and significant to the fair value measurement. Certain assets and liabilities are measured at fair value on a nonrecurring basis. The Company's non financial assets and liabilities measured at fair value on a nonrecurring basis include property, plant and equipment, goodwill and other intangible assets. These assets are not measured at fair value on an ongoing basis; however, they are subject to fair value adjustments in certain circumstances, such as when there is evidence of impairment. The valuation methods for goodwill and other intangible assets involve assumptions concerning comparable company multiples, discount rates, growth projections and other assumptions of future business conditions. As the assumptions employed to measure these assets and liabilities on a nonrecurring basis are based on management's judgment using internal and external data, these fair value determinations are classified in Level 3 of the Valuation Hierarchy. See Note 5 (Fair Value) for information about methods and assumptions. The Company has not elected to apply the fair value option to its eligible financial assets and liabilities.
Cash and cash equivalents	Cash and cash equivalents—Cash and cash equivalents include certain liquid investments with a maturity of three months or less from the date of purchase. Cash equivalents are recorded at cost, which approximates fair value.
Restricted Cash	Restricted Cash—The Company classifies cash as restricted when the cash is unavailable for withdrawal or usage. Restrictions may include legally restricted deposits, contracts entered into with others, or the Company's statements of intention with regard to particular deposits.
Investment securities	Investment securities—The Company classifies investments in debt securities as held-to-maturity or available-for-sale and classifies investments in equity securities as available-for-sale or trading. Available-for-sale securities that are available to meet the Company's current operational needs are classified as current assets. Available-for-sale securities that are not available to meet the Company's current operational needs are classified as non-current assets. Investments in debt securities are classified as held-to-maturity when the Company has the intent and ability to hold the debt securities to maturity and are stated at amortized cost. Investments in debt securities not classified as held-to-maturity are classified as available-for-sale and are carried at fair value, with unrealized gains and losses, net of applicable taxes, recorded as a separate component of other comprehensive income (loss) on the consolidated statement of comprehensive income (loss). Net realized gains and losses on debt securities are recognized in investment income on the consolidated statement of operations. The fair values of the Company's short-term bond funds are based on quoted prices for identical investments in active markets and are therefore included in Level 1 of the Valuation Hierarchy. The fair values of the Company's available-for-sale municipal bonds are based on quoted prices for similar assets in active markets and are therefore included in Level 2 of the Valuation Hierarchy. The fair value determination for the Company's Auction Rate Securities ("ARS") is based primarily on an income approach and is therefore included in Level 3 of the Valuation Hierarchy. See Note 5 (Fair Value) and Note 6 (Investment Securities) for additional disclosures related to the fair value standard. The Company has incorporated the considerations of guidance pertaining to determining the fair value of financial assets in inactive markets in its assessment of the fair value of its ARS as of December 31, 2010 and 2009. The guidance provides consideration of how management's internal cash flow and discount rate assumptions should be considered when measuring fair value when relevant observable data does not exist, how observable market information in a market that is not active should be considered when measuring fair value and how the use of market quotes should be considered when assessing the relevance of observable and unobservable data available to measure fair value. See Note 5 (Fair Value) for further detail. Investments in equity securities classified as available-for-sale are carried at fair value, with unrealized gains and losses, net of applicable taxes, recorded as a separate component of other comprehensive income (loss) on the consolidated statement of comprehensive income (loss). Net realized gains and losses on available-for-sale equity securities are recognized in investment income on the consolidated statement of operations. The specific identification method is used to determine realized gains and losses. Available-for-sale debt and equity securities are evaluated for other than temporary impairment on an ongoing basis. If an investment is determined to be other than temporarily impaired, realized losses are recognized in investment income on the consolidated statements of operations.
Settlement due from/due to customers	Settlement due from/due to customers—The Company operates systems for clearing and settling payment transactions among MasterCard International members. Net settlements are generally cleared daily among members through settlement cash accounts by wire transfer or other bank clearing means. However, some transactions may not settle until subsequent business days, resulting in amounts due from and due to MasterCard International members.
Restricted security deposits held for MasterCard International members	Restricted security deposits held for MasterCard International members—MasterCard requires and holds cash deposits and certificates of deposit from certain members of MasterCard International as collateral for settlement of their transactions. These assets are fully offset by corresponding liabilities included on the consolidated balance sheet. However, the majority of collateral for settlement is typically in the form of standby letters of credit and bank guarantees which are not recorded on the balance sheet.
Property, plant and equipment	Property, plant and equipment—Property, plant and equipment are stated at cost less accumulated depreciation and amortization. Depreciation of equipment and furniture and fixtures is computed using the straight-line method over the related estimated useful lives of the assets, generally ranging from two to five years. Amortization of leasehold improvements is generally computed using the straight-line method over the lesser of the estimated useful lives of the improvements or the terms of the related leases. Capital leases are amortized using the straight-line method over the lives of the leases. Depreciation on buildings is calculated using the straight-line method over an estimated useful life of 30 years. Amortization of leasehold improvements and capital leases is included in depreciation expense. The Company evaluates the recoverability of all long-lived assets whenever events or changes in circumstances indicate that their carrying amount may not be recoverable. If the carrying value of the asset cannot be recovered from estimated future cash flows, undiscounted and without interest, the fair value of the asset is calculated using the present value of estimated net future cash flows. If the carrying amount of the asset exceeds its fair value, an impairment is recorded.
Leases	Leases—The Company enters into operating and capital leases for the use of premises, software and equipment. Rent expense related to lease agreements which contain lease incentives is recorded on a straight-line basis.
Business combinations	Business combinations—The Company accounts for businesses acquired in business combinations under the acquisition method of accounting. The Company measures the tangible and intangible identifiable assets acquired, liabilities assumed, and any noncontrolling interest in the acquiree at the acquisition date, at their fair values as of that date. Acquisition-related costs are expensed separately from the business combination and are included in general and administrative expenses. Any excess of purchase price over the fair value of net assets acquired, including identifiable intangible assets, is recorded as goodwill.
Goodwill	Goodwill—Goodwill represents the excess of cost over net assets acquired in connection with the acquisition of businesses accounted for as business combinations. The Company tests its goodwill for impairment annually as of October 1, or sooner if indicators of impairment exist. The impairment evaluation utilizes a two step approach. The first step is to determine if the carrying value of the reporting unit including its goodwill exceeds its fair value. If so, the second step measures the amount of the impairment loss. Impairment charges, if any, are recorded in general and administrative expenses on the consolidated statement of operations. See Note 10 (Goodwill) for additional information on the Company's goodwill.
Intangible assets	Intangible assets—Intangible assets consist of capitalized software costs, trademarks, tradenames, customer relationships and other intangible assets, which have finite lives, and customer relationships related to the acquisition of Europay International S.A. in 2002, which have indefinite lives. Intangible assets with finite useful lives are amortized over their estimated useful lives, which range from 1 to 10 years, under the straight-line method. For capitalized software, MasterCard capitalizes average internal costs incurred for payroll and payroll related expenses by department for the employees who directly devote time to the design, development and testing phases of each capitalized software project.   The Company reviews intangible assets with finite lives for impairment when events or changes in circumstances indicate that their carrying amounts may not be recoverable. Impairment losses are recognized when the expected undiscounted cash flows of an asset group are less than the carrying value. Impairment charges are recorded in general and administrative expense on the consolidated statement of operations. Intangible assets with indefinite lives are tested for impairment annually as of October 1, or sooner if indicators of impairment exist. Impairment exists if the fair value of the indefinite-lived intangible asset is less than carrying value. See Note 11 (Other Intangible Assets) for further detail on impairment charges and other information regarding intangible assets.
Treasury stock	Treasury stock—The Company records the repurchase of shares of common stock at cost based on the settlement date of the transaction. These shares are classified as treasury stock, which is a reduction to stockholders' equity. Treasury stock is included in authorized and issued shares but excluded from outstanding shares.
Litigation	Litigation—The Company is a party to certain legal and regulatory proceedings with respect to a variety of matters. Except as described in Note 20 (Obligations Under Litigation Settlements) and Note 22 (Legal and Regulatory Proceedings), MasterCard does not believe that any legal or regulatory proceedings to which it is a party would have a material adverse impact on its business or prospects. The Company evaluates the likelihood of an unfavorable outcome of all legal or regulatory proceedings to which it is a party and accrues a loss contingency when the loss is probable and reasonably estimable. These judgments are subjective based on the status of the legal or regulatory proceedings, the merits of its defenses and consultation with in-house and external legal counsel. The actual outcomes of these proceedings may materially differ from the Company's judgments. Legal costs are expensed as incurred and recorded in general and administrative expenses.
Settlement and other risk management	Settlement and other risk management—MasterCard has global risk management policies and procedures, which include risk standards to provide a framework for managing the Company's settlement exposure. Settlement risk is the legal exposure due to the difference in timing between the payment transaction date and subsequent settlement. MasterCard International's rules generally guarantee the payment of certain MasterCard, Cirrus and Maestro-branded transactions between its principal members. The term and amount of the guarantee are unlimited. Settlement exposure under the guarantee is short term and typically limited to a few days. In the event that MasterCard International effects a payment on behalf of a failed member, MasterCard International may seek an assignment of the underlying receivables. Subject to approval by the Company's Board of Directors, members may be charged for the amount of any settlement losses incurred during the ordinary activities of the Company. MasterCard has also guaranteed the payment of MasterCard-branded travelers cheques in the event of issuer default. The term of the guarantee is unlimited, while the amount is limited to cheques issued but not yet cashed. The Company may also have other guarantee obligations in the course of its business. The Company accounts for each of its guarantees issued or modified after December 31, 2002, the adoption date of the relevant accounting standard, by recording the guarantee at its fair value at the inception or modification of the guarantee through earnings. To the extent that a guarantee is modified subsequent to the inception of the guarantee, the Company remeasures the fair value of the guarantee at the date of modification through earnings. The Company enters into business agreements in the ordinary course of business under which the Company agrees to indemnify third parties against damages, losses and expenses incurred in connection with legal and other proceedings arising from relationships or transactions with the Company. As the extent of the Company's obligations under these agreements depends entirely upon the occurrence of future events, the Company's potential future liability under these agreements is not determinable. See Note 5 (Fair Value) and Note 23 (Settlement and Other Risk Management).
Derivative financial instruments	Derivative financial instruments—The Company accounts for all derivatives, whether designated in hedging relationships or not, by recording them on the balance sheet at fair value in other assets and other liabilities, regardless of the purpose or intent for holding them. The Company's foreign exchange forward contracts are included in level 2 of the Valuation Hierarchy as the fair value of these contracts are based on broker quotes for the same or similar instruments. Changes in the fair value of derivative instruments are reported in current-period earnings. The Company did not have any derivative contracts accounted for under hedge accounting as of December 31, 2010 and 2009.
Income taxes	Income taxes—The Company follows an asset and liability based approach in accounting for income taxes as required under GAAP. Deferred income tax assets and liabilities are recorded to reflect the tax consequences on future years of temporary differences between the financial statement carrying amounts and income tax bases of assets and liabilities. Deferred income taxes are displayed as separate line items or are included in other current liabilities on the consolidated balance sheet. Valuation allowances are provided against assets which are not more likely than not to be realized. The Company recognizes all material tax positions, including all significant uncertain tax positions in which it is more likely than not that the position will be sustained based on its technical merits and if challenged by the relevant taxing authorities. At each balance sheet date, unresolved uncertain tax positions are reassessed to determine whether subsequent developments require a change in the amount of recognized tax benefit. The allowance for uncertain tax positions is recorded in other current and noncurrent liabilities on the consolidated balance sheet. The Company records interest expense related to income tax matters as interest expense in its statement of operations. The company includes penalties related to income tax matters in the income tax provision. The Company does not provide for U.S. federal income tax and foreign withholding taxes on undistributed earnings from non-U.S. subsidiaries when such earnings are intended to be reinvested indefinitely outside of the U.S.
Revenue recognition	Revenue recognition—Revenues are recognized when persuasive evidence of an arrangement exists, delivery has occurred or services have been rendered, the price is fixed or determinable, and collectibility is reasonably assured. Revenues are generally based upon transactional information accumulated by our systems or reported by our customers. The Company's revenues are based on the volume of activity on cards that carry the Company's brands, the number of transactions processed or the nature of other payment-related services. Volume-based revenues (domestic assessments and cross-border volume fees) are recorded as revenue in the period they are earned, which is when the related volume is generated on the cards. Certain quarterly revenues are estimated based upon aggregate transaction information and historical and projected customer quarterly volumes. Actual results may differ from these estimates. Transaction-based revenues (transaction processing fees) are calculated by multiplying the number and type of transactions by the specific price for each service. Transaction-based fees are recognized as revenue in the same period as the related transactions occur. Other payment-related services are dependent on the nature of the products or services provided to our customers and are recognized as revenue in the same period as the related transactions occur or services are rendered. MasterCard has business agreements with certain customers that provide for fee rebates when the customers meet certain volume hurdles as well as other support incentives such as marketing, which are tied to performance. Rebates and incentives are recorded as a reduction of revenue in the same period as the revenue is earned or performance has occurred. Rebates and incentives are calculated on a monthly basis based upon estimated performance and the terms of the related business agreements. In addition, MasterCard may incur costs directly related to the acquisition of the contract, which are deferred and amortized over the life of the contract.
Pension and other postretirement plans	Pension and other postretirement plans—Compensation cost of an employee's pension benefit is recognized in general and administrative expenses on the projected unit credit method over the employee's approximate service period. The unit credit cost method is utilized for funding purposes. The Company recognizes the overfunded or underfunded status of its single-employer defined benefit plan or postretirement plan as an asset or liability in its balance sheet and recognizes changes in the funded status in the year in which the changes occur through comprehensive income. The Company also measures the funded status of a plan as of the date of its year-end balance sheet.
Share based payments	Share based payments—The Company recognizes the fair value of all share-based payments to employees in its financial statements. The Company uses the straight-line method of attribution for expensing equity awards. Compensation expense is recorded net of estimated forfeitures. Estimates are adjusted as appropriate. The Company recognizes a realized tax benefit associated with dividends on certain equity shares and options as an increase to additional paid-in capital. The benefit is included in the pool of excess tax benefits available to absorb potential future tax liabilities on share based payment awards.
Advertising expense	Advertising expense—The cost of media advertising is expensed when the advertising takes place. Advertising production costs are expensed as incurred. Promotional items are expensed at the time the promotional event occurs. Sponsorship costs are recognized over the period of benefit based on the estimated value of certain events.
Foreign currency translation	Foreign currency translation—The Company's functional currencies include the U.S. dollar, the euro, the Brazilian real, the Australian dollar, and the U.K. pound sterling. For foreign currency remeasurement from each local currency into the appropriate functional currency, monetary assets and liabilities are remeasured to U.S. dollars using current exchange rates in effect at the balance sheet date. Non-monetary assets and liabilities are recorded at historical exchange rates, and revenue and expense accounts are remeasured at a weighted average exchange rate for the period. Resulting exchange gains and losses related to remeasurement are included in general and administrative expenses in the consolidated statement of operations. Where a non-U.S. currency is the functional currency, translation from that functional currency to U.S. dollars is performed for balance sheet accounts using current exchange rates in effect at the balance sheet date and for revenue and expense accounts using a weighted average exchange rate for the period. Resulting translation adjustments are reported as a component of other comprehensive income (loss).
Earnings (loss) per share	Earnings (loss) per share—A new accounting standard related to instruments granted in share-based payment transactions became effective for the Company on January 1, 2009, resulting in the retrospective adjustment of earnings per share ("EPS") for prior periods. See Note 3 (Earnings (Loss) Per Share) for further detail.
Recent accounting pronouncements	Recent accounting pronouncements Transfers of financial assets—In June 2009, the accounting standard for transfers and servicing of financial assets and extinguishments of liabilities was amended. The change eliminates the qualifying special purpose entity concept, establishes a new unit of account definition that must be met for the transfer of portions of financial assets to be eligible for sale accounting, clarifies and changes the derecognition criteria for a transfer to be accounted for as a sale, changes the amount of gain or loss on a transfer of financial assets accounted for as a sale when beneficial interests are received by the transferor, and requires additional new disclosures. The Company adopted the new standard upon its effective date of January 1, 2010. The adoption did not have an impact on the Company's financial position or results of operations. Variable interest entities—In June 2009, there was a revision to the accounting standard for the consolidation of variable interest entities. The revision eliminates the exemption for qualifying special purpose entities, requires a new qualitative approach for determining whether a reporting entity should consolidate a variable interest entity, and changes the requirement of when to reassess whether a reporting entity should consolidate a variable interest entity. During February 2010, the scope of the revised standard was modified to indefinitely exclude certain entities from the requirement to be assessed for consolidation. The Company adopted the new standard upon its effective date of January 1, 2010. The adoption did not have an impact on the Company's financial position or results of operations.   Revenue arrangements with multiple deliverables—In September 2009, the accounting standard for the allocation of revenue in arrangements involving multiple deliverables was amended. Current accounting standards require companies to allocate revenue based on the fair value of each deliverable, even though such deliverables may not be sold separately either by the company itself or other vendors. The new accounting standard eliminates (i) the residual method of revenue allocation and (ii) the requirement that all undelivered elements must have objective and reliable evidence of fair value before a company can recognize the portion of the overall arrangement fee that is attributable to items that already have been delivered. The Company will adopt the revised accounting standard effective January 1, 2011 via prospective adoption. The Company does not expect the adoption to have a material impact on the Company's financial position or results of operations. Fair value disclosures—In January 2010, fair value disclosure requirements were amended to require detailed disclosures about transfers to and from Level 1 and 2 of the Valuation Hierarchy effective January 1, 2010 and disclosures regarding purchases, sales, issuances, and settlements on a "gross" basis within the Level 3 (of the Valuation Hierarchy) reconciliation effective January 1, 2011. The Company adopted the new guidance for disclosures about transfers to and from Level 1 and 2 of the Valuation Hierarchy effective January 1, 2010. The adoption did not have an impact on the Company's financial position or results of operations. The Company will adopt the guidance that requires disclosure of a reconciliation of purchases, sales, issuances, and settlements on a "gross" basis within Level 3 (of the Valuation Hierarchy) effective January 1, 2011, as required, and the adoption will have no impact on the Company's financial position or results of operations. Disclosure about the Credit Quality of Financing Receivables and the Allowance for Credit Losses—In July 2010, a new accounting standard was issued. This standard provides new disclosure guidance that will require companies to provide more information about the credit quality of their financing receivables in the disclosures to financial statements including, but not limited to, significant purchases and sales of financing receivables, aging information and credit quality indicators. The Company adopted this accounting standard upon its effective date, periods ending on or after December 15, 2010, and the adoption had no impact on the Company's financial position or results of operations. Impairment testing for goodwill—In December 2010, a new accounting standard was issued. This standard requires Step 2 of the goodwill impairment test to be performed for reporting units with zero or negative carrying amounts if qualitative factors indicate that it is more likely than not that a goodwill impairment exists. The provisions for this pronouncement are effective for fiscal years beginning after December 15, 2010, with no early adoption permitted. The Company will adopt this accounting standard on January 1, 2011, and does not anticipate that this adoption will have an impact on the Company's financial position or results of operations. Business combinations—In December 2010, a new accounting standard was issued. This standard requires a company to disclose revenue and earnings of the combined entity as though the business combination that occurred during the current year had occurred as of the beginning of the comparable prior annual reporting period, only when comparative financial statements are presented. The disclosure provisions are effective prospectively for business combinations for which the acquisition date is on or after the beginning of the first annual reporting period beginning on or after December 15, 2010, with early adoption permitted. The Company will adopt this accounting standard on January 1, 2011, and the adoption will have no impact on the Company's financial position or results of operations.

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Acquisition of DataCash Group plc (Tables)	12 Months Ended
Dec. 31, 2010
Acquisition of DataCash Group plc
Schedule of Purchase Price Allocation for Acquisition of DataCash Group PLC	Fair Value at October 22, 2010        (in millions)   Current assets     $ 48    Property, plant and equipment      3    Intangible assets      129    Goodwill      402    Other assets      7             Total assets acquired      589             Current liabilities      (24 )  Non-current liabilities      (31 )           Total liabilities assumed      (55 )           Net assets acquired     $ 534
Schedule of Acquired Intangible Assets for Acquisition of DataCash Group PLC	Fair Value at October 22, 2010      Weighted-Average Useful Life        (in millions)      (in years)   Customer relationships     $ 74         7    Developed technologies      42         5    Tradenames      11         5    Non-compete agreements      2         1                Total intangible assets     $ 129

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Earnings (Loss) Per Share ("EPS") (Tables)	12 Months Ended
Dec. 31, 2010
Earnings (Loss) Per Share ("EPS")
Schedule of Basic and Diluted Earnings Per Share	2010      2009      2008        (in millions, except per share data)   Numerator:          Net income (loss) attributable to MasterCard     $ 1,846        $ 1,463        $ (254 )  Less: Net income (loss) allocated to Unvested Units      3         9         (1 )                             Net income (loss) attributable to MasterCard allocated to common shares     $ 1,843        $ 1,454        $ (253 )                             Denominator:          Basic EPS weighted average shares outstanding      131         130         130    Dilutive stock options and restricted stock units      —           —           —                                 Diluted EPS weighted-average shares outstanding      131         130         130                               Earnings (Loss) per Share:          Basic     $ 14.10        $ 11.19        $ (1.94 )                             Diluted     $ 14.05        $ 11.16        $ (1.94 )
Schedule of Excluded Items in Calculation of EPS	2010      2009      2008        (in thousands)   Stock options      204         251         705    Restricted stock units      11         —           —

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Supplemental Cash Flows (Tables)	12 Months Ended
Dec. 31, 2010
Supplemental Cash Flows
Non-Cash Investing and Financing Information	2010     2009     2008        (in millions)   Cash paid for income taxes     $ 540       $ 457       $ 493 1  Cash paid for interest      3        11        14    Cash paid for legal settlements (Notes 20 and 22)      607        946        1,263    Non-cash investing and financing activities:        Dividend declared but not yet paid      20        20        20    Municipal bonds cancelled      —          154 2      —      Revenue bonds received      —          (154 ) 3      —      Building and land assets recorded pursuant to capital lease      —          (154 ) 3      —      Capital lease obligation      —          154 3      —      Fair value of assets acquired, net of original investment, cash paid and cash acquired      553 4      17        124    Fair value of liabilities assumed related to investments in affiliates      55 4      15 5      43 6  Fair value of non-controlling interest acquired      2        8        —      1  $198 million of these payments were recorded as an income tax receivable as of December 31, 2008. 2 See Note 16 (Consolidation of Variable Interest Entity) for further details. 3 See Note 9 (Property, Plant, and Equipment) for further details. 4 See Note 2 (Acquisition of DataCash Group plc) for further details. 5 Includes  $9 million to be extinguished in 2013 and 2016 for future benefits to be provided by MasterCard in the establishment of a joint venture. 6 Includes  $20 million due in 2011 relating to the MasterCard France acquisition.

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Fair Value (Tables)	12 Months Ended
Dec. 31, 2010
Fair Value
Distribution of Financial Instruments, Measured at Fair Value on a Recurring Basis	December 31, 2010        Quoted Prices in Active Markets (Level 1)      Significant Other Observable Inputs (Level 2)     Significant Unobservable Inputs (Level 3)      Fair Value        (in millions)   Municipal bonds1     $ —          $ 315       $ —          $ 315    Taxable short-term bond funds      516         —          —           516    Auction rate securities      —           —          106         106    Foreign currency derivative contracts      —           (1 )      —           (1 )                                     Total     $ 516        $ 314       $ 106        $ 936                                            December 31, 2009        Quoted Prices in Active Markets (Level 1)      Significant Other Observable Inputs (Level 2)     Significant Unobservable Inputs (Level 3)      Fair Value        (in millions)   Municipal bonds1     $ —          $ 514       $ —          $ 514    Taxable short-term bond funds      310         —          —           310    Auction rate securities      —           —          180         180    Foreign currency derivative contracts      —           (1 )      —           (1 )                                     Total     $ 310        $ 513       $ 180        $ 1,003

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Investment Securities (Tables)	12 Months Ended
Dec. 31, 2010
Investment Securities
Available-for-Sale Investment Securities, Unrealized Gains and Losses	December 31, 2010        Amortized Cost      Gross Unrealized Gain      Gross Unrealized Loss1     Fair Value        (in millions)   Municipal bonds     $ 305        $ 10        $ —         $ 315    Taxable short-term bond funds      511         5         —          516    Auction rate securities      118         —           (12 )      106                                       Total     $ 934        $ 15        $ (12 )     $ 937                                            December 31, 2009        Amortized Cost      Gross Unrealized Gain      Gross Unrealized Loss1     Fair Value        (in millions)   Municipal bonds     $ 492        $ 22        $ —         $ 514    Taxable short-term bond funds      306         4         —          310    Auction rate securities      212         —           (32 )      180                                       Total     $ 1,010        $ 26        $ (32 )     $ 1,004                                       1 The unrealized losses relate to ARS, which have been in an unrealized loss position longer than 12 months but have not been deemed other-than-temporarily impaired.
Roll-Forward of ARS Investments	Significant Unobservable Inputs (Level 3)        (in millions)   Fair value, December 31, 2008     $ 192    Calls, at par      (28 )  Recovery of unrealized losses due to issuer calls      5    Increase in fair value      11             Fair value, December 31, 2009      180    Calls, at par      (94 )  Recovery of unrealized losses due to issuer calls      13    Increase in fair value      7             Fair value, December 31, 2010     $ 106
Carrying Value, Gross Unrecorded Gains and Fair Value of Held-to-Maturity Investment Securities	2010      2009        (in millions)   Carrying value     $ 336        $ 338    Gross unrecorded gains      2         2                      Fair value     $ 338        $ 340
Maturity Distribution Based on Contractual Terms of Investment Securities	Available-For-Sale      Held-To-Maturity        Amortized Cost      Fair Value      Carrying Value      Fair Value        (in millions)   Due within 1 year     $ 8        $ 8        $ 300        $ 300    Due after 1 year through 5 years      242         251         36         38    Due after 5 years through 10 years      59         60         —           —      Due after 10 years      114         102         —           —      No contractual maturity      511         516         —           —                                          Total     $ 934        $ 937        $ 336        $ 338
Maturity Ranges of ARS portfolio	Par Amount      % of Total        (in millions)   Due within 10 years     $ 4         3 %  Due year 11 through year 20      11         9 %  Due year 21 through year 30      81         69 %  Due after year 30      22         19 %                    Total     $ 118         100 %
Schedule of Components of Net Investment Income	2010      2009      2008        (in millions)   Interest income     $ 48        $ 56        $ 109    Dividend income      —           —           1    Investment securities available-for-sale:          Gross realized gains      9         2         88    Gross realized losses      —           —           (4 )  Other than temporary impairment on short-term bond fund      —           —           (11 )                             Total investment income, net     $ 57        $ 58        $ 183

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Prepaid Expenses (Tables)	12 Months Ended
Dec. 31, 2010
Prepaid Expenses
Schedule of Prepaid Expenses	2010     2009        (in millions)   Customer and merchant incentives     $ 497       $ 445    Advertising      69        56    Income taxes      50        93    Data processing      31        29    Other      33        18                     Total prepaid expenses      680        641    Prepaid expenses, current      (315 )      (313 )                   Prepaid expenses, long-term     $ 365       $ 328

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Other Assets (Tables)	12 Months Ended
Dec. 31, 2010
Other Assets
Schedule of Other Assets	2010     2009        (in millions)   Nonmarketable equity investments     $ 107       $ 35    Customer and merchant incentives      104        216    Income tax receivable      50        —      Cash surrender value of keyman life insurance      24        23    Other      25        36                     Total other assets      310        310    Other assets, current      (85 )      (126 )                   Other assets, long-term     $ 225       $ 184

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Property, Plant and Equipment (Tables)	12 Months Ended
Dec. 31, 2010
Property, Plant and Equipment
Property, Plant and Equipment	2010     2009        (in millions)   Building and land     $ 402       $ 392    Equipment      265        255    Furniture and fixtures      50        52    Leasehold improvements      54        54                     Property, plant and equipment      771        753    Less accumulated depreciation and amortization      (332 )      (304 )                   Property, plant and equipment, net     $ 439       $ 449

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Goodwill (Tables)	12 Months Ended
Dec. 31, 2010
Goodwill
Schedule of Changes in Goodwill	2010     2009        (in millions)   Beginning balance     $ 309       $ 298    Goodwill acquired during the year      402        13    Foreign currency translation      (34 )      9    Impairment losses      —          (11 )                   Ending balance     $ 677       $ 309

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Other Intangible Assets (Tables)	12 Months Ended
Dec. 31, 2010
Other Intangible Assets
Schedule of Intangible Assets	2010      2009        (in millions)        Gross Carrying Amount      Accumulated Amortization     Net Carrying Amount      Gross Carrying Amount      Accumulated Amortization     Net Carrying Amount   Amortized intangible assets:                 Capitalized software     $ 683        $ (447 )     $ 236        $ 582        $ (397 )     $ 185    Trademarks and tradenames      33         (22 )      11         22         (22 )      —      Customer relationships      91         (5 )      86         22         (2 )      20    Other      4         (1 )      3         2         (1 )      1                                                        Total      811         (475 )      336         628         (422 )      206    Unamortized intangible assets:                 Customer relationships      194         —          194         209         —          209                                                        Total     $ 1,005        $ (475 )     $ 530        $ 837        $ (422 )     $ 415
Schedule of Amortization and Impairment Expense	2010      2009      2008        (in millions)   Amortization       $78        $ 65          $53    Capitalized software impairments       $2        $ 3          $1    Intangible asset impairments (other than capitalized software)     $ —          $ 2        $ —
Schedule of Estimated Future Amortization Expense	(in millions)   2011     $ 92    2012      77    2013      53    2014      33    2015 and thereafter      81                 $ 336

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Accrued Expenses (Tables)	12 Months Ended
Dec. 31, 2010
Accrued Expenses
Accrued Expenses	2010      2009        (in millions)   Customer and merchant incentives     $ 666        $ 598    Personnel costs      307         367    Advertising      162         131    Income taxes      79         32    Other      101         97                      Total accrued expenses     $ 1,315        $ 1,225

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Pension, Savings Plan and Other Benefits (Tables)	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009
Schedule of Pension Plans with Benefit Obligations in Excess of Plan Assets Non-Qualified	(in millions)   Projected benefit obligation     $ 9    Accumulated benefit obligation      8    Fair value of plan assets      —
Schedule of Pension Plans with Benefit Obligations in Excess of Plan Assets		(in millions)   Projected benefit obligation     $ 235    Accumulated benefit obligation      216    Fair value of plan assets      214
Schedule of Valuation Hierarchy of Qualified Plans Assets at Fair Value	Quoted Prices in Active Markets (Level 1)      Significant Other Observable Inputs (Level 2)      Significant Unobservable Inputs (Level 3)      Fair Value at December 31, 2010        (in millions)   Mutual funds:             Money market     $ 3        $ —          $ —          $ 3    Domestic small cap equity      36         —           —           36    International equity      35         —           —           35    Common and collective funds:             Domestic large cap equity      —           94         —           94    Domestic core plus fixed income      —           68         —           68                                        Total     $ 74        $ 162        $ —          $ 236                                               Quoted Prices in Active Markets (Level 1)      Significant Other Observable Inputs (Level 2)      Significant Unobservable Inputs (Level 3)      Fair Value at December 31, 2009        (in millions)   Mutual funds:             Money market     $ 3        $ —          $ —          $ 3    Domestic small cap equity      29         —           —           29    International equity      32         —           —           32    Common and collective funds:             Domestic large cap equity      —           86         —           86    Domestic core plus fixed income      —           64         —           64                                        Total     $ 64        $ 150        $ —          $ 214
Pension Plans [Member]
Schedule of Funded Status	2010     2009        (in millions)   Change in benefit obligation      Benefit obligation at beginning of year     $ 235       $ 217    Service cost      16        18    Interest cost      12        14    Voluntary plan participants' contributions      1        —      Actuarial (gain)/loss      19        (1 )  Benefits paid      (26 )      (13 )  Curtailment      (17 )      —                       Projected benefit obligation at end of year     $ 240       $ 235                     Change in plan assets      Fair value of plan assets at beginning of year     $ 214       $ 149    Actual return on plan assets      27        44    Employer contribution      20        34    Voluntary plan participants' contributions      1        —      Benefits paid      (26 )      (13 )                   Fair value of plan assets at end of year     $ 236       $ 214                     Funded status      Fair value of plan assets at end of year     $ 236       $ 214    Projected benefit obligation at end of year      240        235                     Funded status at end of year     $ (4 )     $ (21 )                   Amounts recognized on the consolidated balance sheet consist of:      Prepaid expenses, long term     $ 4       $ —      Accrued expenses      (5 )      —      Other liabilities, long term      (3 )      (21 )                       $ (4 )     $ (21 )                   Amounts recognized in accumulated other comprehensive income consist of:      Net actuarial loss     $ 37       $ 48    Prior service credit      (4 )      (12 )                       $ 33       $ 36                     Weighted-average assumptions used to determine end of year benefit obligations      Discount rate      5.00 %      5.50 %  Rate of compensation increase—Qualified Plan/Non-Qualified Plan      5.37%/5.00 %      5.37%/5.00 %
Net Periodic Pension Cost for Pension Plans	2010     2009     2008        (in millions)   Service cost     $ 16       $ 18       $ 20    Interest cost      12        14        13    Expected return on plan assets      (17 )      (13 )      (16 )  Curtailment gain      (6 )      —          —      Settlement gain      —          (1 )      (1 )  Amortization:        Actuarial loss      3        8        2    Prior service credit      (2 )      (2 )      (2 )                           Net periodic pension cost     $ 6       $ 24       $ 16
Schedule of Changes in Plan Assets and Benefit Obligations Recognized in Other Comprehensive Income	2010     2009     2008        (in millions)   Curtailment gain     $ (10 )     $ —         $ —      Settlement gain      —          1        1    Current year actuarial (gain) loss      8        (32 )      56    Amortization of actuarial loss      (3 )      (8 )      (2 )  Amortization of prior service credit      2        2        2                             Total recognized in other comprehensive income (loss)     $ (3 )     $ (37 )     $ 57                             Total recognized in net periodic benefit cost and other comprehensive income (loss)     $ 3       $ (13 )     $ 73
Schedule of Expected Benefit Payments	(in millions)   2011     $ 19    2012      15    2013      16    2014      15    2015      13    2016-2020      63
Schedule of Amounts to be Amortized from AOCI into Net Periodic Benefit Cost	(in millions)   Actuarial loss     $ 2    Prior service credit      (2 )           Total     $ —
Schedule of Weighted-Average Assumptions used in Net Periodic Pension Cost	2010        2009        2008   Discount rate        5.50%           6.00%           6.00%    Expected return on plan assets        8.00%           8.00%           8.00%    Rate of compensation increase—Qualified Plan/ Non-Qualified Plan        5.37%/5.00%           5.37%/5.00%           5.37%/5.00%
Non-Qualified [Member]
Schedule of Pension Plans with Benefit Obligations in Excess of Plan Assets Non-Qualified	(in millions)   Projected benefit obligation     $ 9    Accumulated benefit obligation      8    Fair value of plan assets      —

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Postemployment and Postretirement Benefits (Tables) (Postretirement Plans [Member])	12 Months Ended
Dec. 31, 2010
Schedule of Funded Status	2010     2009        (in millions)   Change in benefit obligation      Benefit obligation at beginning of year     $ 60       $ 60    Service cost      1        2    Interest cost      3        4    Plan participants' contributions      1        —      Actuarial (gain) loss      (2 )      (8 )  Gross benefits paid      (3 )      (2 )  Enhanced termination benefits      —          4                     Projected benefit obligation at end of year     $ 60       $ 60                     Change in plan assets      Employer contributions     $ 2       $ 2    Plan participants' contributions      1        —      Net benefits paid      (3 )      (2 )                   Fair value of plan assets at end of year     $ —         $ —                       Funded status      Projected benefit obligation     $ (60 )     $ (60 )                   Funded status at end of year     $ (60 )     $ (60 )                   Amounts recognized on the consolidated balance sheet consist of:      Accrued expenses     $ (3 )     $ (3 )  Other liabilities, long-term      (57 )      (57 )                       $ (60 )     $ (60 )                   Amounts recognized in accumulated other comprehensive income consist of:      Net actuarial gain     $ (15 )     $ (14 )  Transition obligation      —          1                         $ (15 )     $ (13 )                   Weighted-average assumptions used to determine end of year benefit obligation      Discount rate      5.25 %      5.75 %  Rate of compensation increase      5.37 %      5.37 %
Schedule of Assumed Health Care Cost Trend	2010     2009   Health care cost trend rate assumed for next year      7.50 %      7.50 %  Rate to which the cost trend rate is expected to decline (the ultimate trend rate)      5.00 %      5.00 %  Year that the rate reaches the ultimate trend rate      2016        2015
Net Periodic Benefit Cost for Postretirement Plan	2010     2009      2008        (in millions)   Service cost     $ 1       $ 2        $ 2    Interest cost      3        4         4    Amortization of actuarial gain      (1 )      —           (1 )  Enhanced termination benefits      —          4         —                                Net periodic postretirement benefit cost     $ 3       $ 10        $ 5
Schedule of Change in Plan Assets Postretirement Plan	2010     2009     2008        (in millions)   Current year actuarial (gain) loss     $ (2 )     $ (8 )     $ 4    Amortization of actuarial gain      1        —          1                             Total recognized in other comprehensive income (loss)     $ (1 )     $ (8 )     $ 5                             Total recognized in net periodic benefit cost and other comprehensive income (loss)     $ 2       $ 2       $ 10
Schedule of Weighted-Average Assumptions Used in Net Periodic Postretirement Cost	2010     2009     2008   Discount rate      5.75 %      6.00 %      6.25 %  Rate of compensation increase      5.37 %      5.37 %      5.37 %
Schedule of Health Care Cost Assumptions Effects	1% increase      1% decrease        (in millions)   Effect on postretirement obligation     $  6        $    (5)
Schedule of Expected Benefit Payments for the Postretirement Plan	Benefit Payments      Expected Subsidy Receipts      Net Benefit Payments        (in millions)   2011     $ 3        $ —          $ 3    2012      4         —           4    2013      4         —           4    2014      4         —           4    2015      4         —           4    2016 – 2020      21         1         20

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Stockholders' Equity (Tables)	12 Months Ended
Dec. 31, 2010
Stockholders' Equity
Schedule of Classes of Capital Stock	Class    Par Value    Authorized Shares (in  millions)      Dividend and Voting Rights A     $.0001 per share      3,000       •    One vote per share •    Dividend rights B     $.0001 per share      1,200       •    Non-voting •    Dividend rights M     $.0001 per share      1       •    Generally non-voting, but can elect up to three, but not more than one-quarter, of the members of the Company's Board of Directors and approve specified significant corporate actions (e.g., the sale of all of the assets of the Company) •    No dividend rights Preferred     $.0001 per share      300       •    No shares issued or outstanding. Dividend and voting rights are to be determined by the Board of Directors of the Company upon issuance.
Equity and Governance Structure	2010     2009        Equity Ownership     General Voting Power     Equity Ownership     General Voting Power   Public Investors (Class A stockholders)      83.5 %      89.1 %      74.2 %      87.7 %  Principal or Affiliate Members (Class B stockholders)      6.3 %      0.0 %      15.4 %      0.0 %  Foundation (Class A stockholders)      10.2 %      10.9 %      10.4 %      12.3 %

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Share Based Payment and Other Benefits (Tables)	12 Months Ended
Dec. 31, 2010
Share Based Payment and Other Benefits
Schedule of Weighted-Average Assumptions Used in the Valuation of Awards	2010     2009     2008   Risk-free rate of return      2.7 %      2.5 %      3.2 %  Expected term (in years)      6.25        6.17        6.25    Expected volatility      32.7 %      41.7 %      37.9 %  Expected dividend yield      0.3 %      0.4 %      0.3 %  Weighted-average fair value per option granted     $ 84.62       $ 71.03       $ 78.54
Summary of Stock Option Activity	Options     Weighted-Average Exercise Price     Weighted Average Remaining Contractual Term     Aggregate Intrinsic Value       (in thousands)           (in years)     (in millions)   Outstanding at January 1, 2010     731       $ 120        Granted     182       $ 232        Exercised     (152 )     $ 72        Forfeited/expired     (25 )     $ 163                      Outstanding at December 31, 2010     736       $ 156        7.4       $ 52                                    Exercisable at December 31, 2010     305       $ 111        6.4       $ 35                                    Options vested and expected to vest at         December 31, 20101     433       $ 122        6.7       $ 44                                    1 Includes options for participants that are eligible to retire and thus have fully earned their awards.
Summary of Restricted Stock Unit Activity	Units     Weighted-Average Grant-Date Fair Value     Weighted Average Remaining Contractual Term     Aggregate Intrinsic Value       (in thousands)           (in years)     (in millions)   Outstanding at January 1, 2010     1,208       $ 71        Granted     186       $ 231        Converted     (936 )     $ 44        Forfeited/expired     (41 )     $ 174                      Outstanding at December 31, 2010     417       $ 193        1.7       $ 93                                    RSUs vested at December 31, 20101     31       $ 174        1.3       $ 7                                    1 Includes RSUs for participants that are eligible to retire and thus have fully earned their awards.
Summary of Performance Stock Unit Activity	Units     Weighted-Average Grant-Date Fair Value     Weighted Average Remaining Contractual Term     Aggregate Intrinsic Value       (in thousands)           (in years)     (in millions)   Outstanding at January 1, 2010     1,027       $ 145        Granted     57       $ 219        Converted     (550 )     $ 106        Forfeited/expired     (49 )     $ 187                      Outstanding at December 31, 2010     485       $ 192        0.5       $ 109                                    PSUs vested at December 31, 20101     182       $ 189        0.5       $ 41                                    1 Includes PSUs for participants that are eligible to retire and thus have fully earned their awards.

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Commitments (Tables)	12 Months Ended
Dec. 31, 2010
Commitments
Future Minimum Payments Due Under Non-Cancelable Agreements	Total      Capital Leases      Operating Leases      Sponsorship, Licensing & Other        (in millions)   2011     $ 359        $ 7        $ 26        $ 326    2012      173         5         23         145    2013      88         38         13         37    2014      26         —           10         16    2015      14         —           9         5    Thereafter      17         —           16         1                                        Total     $ 677        $ 50        $ 97        $ 530

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Obligations Under Litigation Settlements (Tables)	12 Months Ended
Dec. 31, 2010
Obligations Under Litigation Settlements
Change Total Liabilities for Litigation Settlements	(in millions)   Balance as of December 31, 2008     $ 1,736    Interest accretion on U.S. Merchant Lawsuit Settlement      21    Interest accretion on American Express Settlement      66    Payments on American Express Settlement      (600 )  Payment on U.S. Merchant Lawsuit Settlement      (335 )  Gain on prepayment of U.S. Merchant Lawsuit Settlement      (14 )  Other payments, accruals and accretion, net      (4 )           Balance as of December 31, 2009      870    Interest accretion on American Express Settlement      35    Payments on American Express Settlement      (600 )  Other payments, accruals and accretion, net      (3 )           Balance as of December 31, 2010     $ 302

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Income Tax (Tables)	12 Months Ended
Dec. 31, 2010
Income Tax
Components of Income Tax Provision	2010     2009      2008        (in millions)   Current    Federal     $ 379       $ 160        $ 119    State and local      17        18         13    Foreign      301        240         223                                   697        418         355    Deferred         Federal      225        308         (482 )  State and local      8        21         2    Foreign      (20 )      8         (4 )                                 213        337         (484 )                            Total income tax expense (benefit)     $ 910       $ 755        $ (129 )
Schedule of Domestic and Foreign Earnings (Loss) Before Income Taxes	2010      2009      2008        (in millions)   United States     $ 2,198        $ 1,482        $ (986 )  Foreign      559         736         603                                   $ 2,757        $ 2,218        $ (383 )
Schedule of Effective Income Tax Rate Reconciliation	2010     2009     2008        Amount     Percent     Amount     Percent     Amount     Percent        (in millions, except percentages)   Income (loss) before income tax expense     $ 2,757         $ 2,218         $ (383 )    Federal statutory tax      965        35.0 %      776        35.0 %      (134 )      35.0 %  State tax effect, net of federal benefit      19        0.7 %      25        1.1 %      11        (2.9 )  Foreign tax effect, net of federal benefit      (24 )      (0.9 )%      (22 )      (1.0 )%      2        (0.5 )  Non-deductible expenses and other differences      23        0.9 %      (18 )      (0.7 )%      2        (0.7 )  Tax exempt income      (5 )      (0.2 )%      (6 )      (0.3 )%      (10 )      2.8    Foreign repatriation      (68 )      (2.5 )%      —          —   %      —          —                                                       Income tax expense (benefit)     $ 910        33.0 %     $ 755        34.1 %     $ (129 )      33.7 %
Schedule of Deferred Tax Assets and Liabilities	Assets (Liabilities)        2010     2009        Current     Non-current     Current     Non-current        (in millions)   Accrued liabilities (including litigation settlements)     $ 133       $ 4       $ 240       $ 114    Deferred compensation and benefits      34        30        20        51    Stock based compensation      27        26        —          59    Intangible assets      (6 )      (92 )      —          (52 )  Property, plant and equipment      —          (107 )      —          (63 )  State taxes and other credits      36        62        9        54    Other items      (8 )      26        (25 )      33    Valuation allowance      —          (18 )      —          (12 )                                       $ 216       $ (69 )     $ 244       $ 184
Reconciliation of Beginning and Ending Tax Benefits	2010     2009     2008        (in millions)   Beginning balance     $ 146       $ 163       $ 135    Additions:        Current year tax positions      22        19        20    Prior year tax positions      15        10        16    Reductions:        Prior year tax positions, due to changes in judgments      (12 )      (18 )      (3 )  Settlements with tax authorities      (6 )      (16 )      (1 )  Expired statute of limitations      —          (12 )      (4 )                           Ending balance     $ 165       $ 146       $ 163

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Settlement and Other Risk Management (Tables)	12 Months Ended
Dec. 31, 2010
Settlement and Other Risk Management
Estimated Settlement Exposure and Portion of Uncollateralized Settlement Exposure for MasterCard-Branded Transactions	2010     2009        (in millions)   MasterCard-branded transactions:      Gross Settlement Exposure     $ 28,509       $ 25,279    Collateral held for Settlement Exposure      (2,993 )      (2,688 )                   Net uncollateralized Settlement Exposure     $ 25,516       $ 22,591                     Uncollateralized Settlement Exposure attributable to non-compliant members     $ 273       $ 205                     Cirrus and Maestro transactions:      Gross Settlement Exposure     $ 2,962       $ 3,830

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Foreign Exchange Risk Management (Tables)	12 Months Ended
Dec. 31, 2010
Foreign Exchange Risk Management
Classification of Outstanding Forward Contracts by Functional Currency	U.S. Dollar Functional Currency        December 31, 2010     December 31, 2009        Notional      Estimated Fair  Value 1     Notional      Estimated Fair  Value 1        (in millions)   Commitments to purchase foreign currency     $ 36        $ 1 1     $ 38        $ —   1  Commitments to sell foreign currency      129         (2 )1      50         (1 )1  Balance Sheet Location:            Accounts Receivable        $ 1          $ 1    Other Current Liabilities         (2 )         (2 )  Euro Functional Currency        December 31, 2010     December 31, 2009        Notional      Estimated Fair Value  1     Notional      Estimated Fair  Value 1        (in millions)   Commitments to purchase foreign currency     $ 2        $ —         $ 16        $ —      Commitments to sell foreign currency      14         —          45         —      Balance Sheet Location:            Accounts Receivable        $ —            $ —      Other Current Liabilities         —             —      U.K. Pound Sterling Functional Currency        December 31, 2010     December 31, 2009        Notional      Estimated Fair Value  1     Notional      Estimated Fair  Value 1        (in millions)   Commitments to purchase foreign currency     $ —          $ —         $ —          $ —      Commitments to sell foreign currency      5         —          —           —      Balance Sheet Location:            Accounts Receivable        $ —            $ —      Other Current Liabilities         —             —        1 Amounts represent gross fair value amounts while these amounts may be netted for actual balance sheet presentation.
Foreign Exchange Risk Management	2010     2009        (in millions)   Derivatives Not Designated As Hedging Instruments      Foreign Currency Derivative Contracts      General and administrative     $ (17 )     $ (12 )  Revenues      (3 )      (6 )                   Total     $ (20 )     $ (18 )                   1 Amounts represent gross fair value amounts while these amounts may be netted for actual balance sheet presentation.

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SUMMARY OF QUARTERLY DATA (Unaudited) (Tables)	12 Months Ended
Dec. 31, 2010
SUMMARY OF QUARTERLY DATA (Unaudited)
Schedule of Selected Quarterly Financial Data	2010 Quarter Ended      2010 Total        March 31      June 30      September 30      December 31  1           (in millions, except per share amounts)   Revenues, net     $ 1,308        $ 1,365        $ 1,428        $ 1,438        $ 5,539    Operating income      700         717         766         569         2,752    Net income attributable to MasterCard      455         458         518         415         1,846    Basic earnings per share     $ 3.47        $ 3.50        $ 3.96        $ 3.17        $ 14.10    Weighted average shares outstanding (basic)      130         131         131         131         131    Diluted earnings per share     $ 3.46        $ 3.49        $ 3.94        $ 3.16        $ 14.05    Weighted average shares outstanding (diluted)      131         131         131         131         131         2009 Quarter Ended               March 31      June 30      September 30      December 31 1      2009 Total        (in millions, except per share amounts)   Revenues, net     $ 1,156        $ 1,280        $ 1,364        $ 1,299        $ 5,099    Operating income      561         557         673         469         2,260    Net income attributable to MasterCard      367         349         452         295         1,463    Basic earnings per share     $ 2.81        $ 2.67        $ 3.46        $ 2.25        $ 11.19    Weighted average shares outstanding (basic)      130         130         130         130         130    Diluted earnings per share     $ 2.80        $ 2.67        $ 3.45        $ 2.24        $ 11.16    Weighted average shares outstanding (diluted)      130         130         130         130         130    1 Portions of our business can be seasonal. Our gross revenue has historically reflected progressively increased card purchasing volume throughout the year, particularly in the fourth quarter during the holiday shopping period. Similarly, customer and merchant incentives, which are recorded as contra-revenue, and advertising and marketing expenses have historically increased in the fourth quarter, generally causing our profitability to decline.

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Acquisition of DataCash Group plc (Narrative) (Details) (DataCash Group plc [Member]) In Millions, unless otherwise specified	12 Months Ended
Dec. 31, 2010 USD ( $)	Oct. 22, 2010 USD ( $)	Oct. 22, 2010 GBP ( £)
Purchase price to acquire DataCash		$ 534	£ 334
Acquisition related expense	7
Goodwill		$ 402
Finite intangible asset useful life minimum, in years	1
Finite intangible asset useful life maximum, in years	10

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Acquisition of DataCash Group plc (Schedule of Purchase Price Allocation for Acquisition of DataCash Group PLC) (Details) (DataCash Group plc [Member], USD  $) In Millions	Oct. 22, 2010
Current assets	$ 48
Property, plant and equipment	3
Intangible assets	129
Goodwill	402
Other assets	7
Total assets acquired	589
Current liabilities	(24)
Non-current liabilities	(31)
Total liabilities assumed	(55)
Net assets acquired	$ 534

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Acquisition of DataCash Group plc (Schedule of Acquired Intangible Assets for Acquisition of DataCash Group Plc) (Details) (DataCash Group plc [Member], USD  $) In Millions, unless otherwise specified	12 Months Ended
Dec. 31, 2010	Oct. 22, 2010
Total intangible assets		$ 129
Tradenames [Member]
Total intangible assets		11
Weighted-average useful life (in years)	5
Developed Technology [Member]
Total intangible assets		42
Weighted-average useful life (in years)	5
Customer Relationships [Member]
Total intangible assets		74
Weighted-average useful life (in years)	7
Noncompete Agreements [Member]
Total intangible assets		$ 2
Weighted-average useful life (in years)	1

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Earnings (Loss) Per Share ("EPS") (Schedule of Basic and Diluted Earnings Per Share ) (Details) (USD  $) In Millions, except Per Share data	3 Months Ended	12 Months Ended
Dec. 31, 2010	Sep. 30, 2010	Jun. 30, 2010	Mar. 31, 2010	Dec. 31, 2009	Sep. 30, 2009	Jun. 30, 2009	Mar. 31, 2009	Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Earnings (Loss) Per Share ("EPS")
Net income (loss) attributable to MasterCard	$ 415	[1]	$ 518	$ 458	$ 455	$ 295	[1]	$ 452	$ 349	$ 367	$ 1,846	$ 1,463	$ (254)
Less: Net income (loss) allocated to Unvested Units											3	9	(1)
Net income (loss) attributable to MasterCard allocated to common shares											$ 1,843	$ 1,454	$ (253)
Basic EPS weighted average shares outstanding	131	[1]	131	131	130	130	[1]	130	130	130	131	130	130
Diluted EPS weighted-average shares outstanding	131	[1]	131	131	131	130	[1]	130	130	130	131	130	130
Basic	$ 3.17	[1]	$ 3.96	$ 3.5	$ 3.47	$ 2.25	[1]	$ 3.46	$ 2.67	$ 2.81	$ 14.1	$ 11.19	$ (1.94)
Diluted	$ 3.16	[1]	$ 3.94	$ 3.49	$ 3.46	$ 2.24	[1]	$ 3.45	$ 2.67	$ 2.8	$ 14.05	$ 11.16	$ (1.94)
[1]	Portions of our business can be seasonal. Our gross revenue has historically reflected progressively increased card purchasing volume throughout the year, particularly in the fourth quarter during the holiday shopping period. Similarly, customer and merchant incentives, which are recorded as contra-revenue, and advertising and marketing expenses have historically increased in the fourth quarter, generally causing our profitability to decline.

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Earnings (Loss) Per Share ("EPS") (Schedule of Excluded Items in Calculation of EPS) (Details) In Thousands	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Stock Options [Member]
Restricted stock units	204	251	705
Restricted Stock Units [Member]
Restricted stock units	11

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Supplemental Cash Flows (Non-Cash Investing and Financing Information) (Details) (USD  $) In Millions	1 Months Ended	12 Months Ended
Mar. 01, 2009	Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Cash paid for income taxes		$ 540		$ 457		$ 493	[1]
Cash paid for interest		3		11		14
Cash paid for legal settlements (Notes 20 and 22)		607		946		1,263
Dividend declared but not yet paid		20		20		20
Municipal bonds cancelled	154			154	[2]
Revenue bonds received				(154)	[3]
Building and land assets recorded pursuant to capital lease				(154)	[3]
Capital lease obligation				154	[3]
Fair value of assets acquired, net of original investment, cash paid and cash acquired		553	[4]	17		124
Fair value of liabilities assumed related to investments in affiliates		55	[4]	15	[5]	43	[6]
Fair value of non-controlling interest acquired		2		8
Income tax receivable						198
Fair value of liabilities assumed related to investments in affiliates, to be extinguished in 2013 and 2016 for future benefits to be provided by MasterCard in the establishment of a joint venture				9
Debt Due In 2011 Relating To MasterCard France [Member]
Fair value of liabilities assumed related to investments in affiliates						$ 20
[1]	$198 million of these payments were recorded as an income tax receivable as of December 31, 2008.
[2]	See Note 16 (Consolidation of Variable Interest Entity) for further details.
[3]	See Note 9 (Property, Plant, and Equipment) for further details.
[4]	See Note 2 (Acquisition of DataCash Group plc) for further details.
[5]	Includes  $9 million to be extinguished in 2013 and 2016 for future benefits to be provided by MasterCard in the establishment of a joint venture.
[6]	Includes  $20 million due in 2011 relating to the MasterCard France acquisition.

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Fair Value (Narrative) (Details) (USD  $)	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Repayments of short term debt		$ 149,000,000
Percentage of fair value of investments using discounted cash flow pricing model	10.00%	15.00%
Debt, carrying value		20,000,000
Debt, fair value	22,000,000
Obligations under litigation settlements	302,000,000	870,000,000	1,736,000,000
Portion at Fair Value, Fair Value Disclosure [Member]
Obligations under litigation settlements	$ 307,000,000	$ 895,000,000

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Fair Value (Distribution of Financial Instruments, Measured at Fair Value on a Recurring Basis) (Details) (USD  $) In Millions	Dec. 31, 2010	Dec. 31, 2009
Financial instruments measured at fair value on a recurring basis	$ 936		$ 1,003
Quoted Prices in Active Markets (Level 1) [Member]
Financial instruments measured at fair value on a recurring basis	516		310
Quoted Prices in Active Markets (Level 1) [Member] | Municipal Bonds [Member]
Financial instruments measured at fair value on a recurring basis			310	[1]
Quoted Prices in Active Markets (Level 1) [Member] | Taxable Short-Term Bond Funds [Member]
Financial instruments measured at fair value on a recurring basis	516
Significant Other Observable Inputs (Level 2) [ Member]
Financial instruments measured at fair value on a recurring basis	314		513
Significant Other Observable Inputs (Level 2) [ Member] | Municipal Bonds [Member]
Financial instruments measured at fair value on a recurring basis	315	[1]
Significant Other Observable Inputs (Level 2) [ Member] | Auction Rate Securities [Member]
Financial instruments measured at fair value on a recurring basis			(1)
Significant Other Observable Inputs (Level 2) [ Member] | Foreign Currency Derivative and Option Contracts [Member]
Financial instruments measured at fair value on a recurring basis	(1)
Significant Unobservable Inputs (Level 3) [Member]
Financial instruments measured at fair value on a recurring basis	106		180
Significant Unobservable Inputs (Level 3) [Member] | Taxable Short-Term Bond Funds [Member]
Financial instruments measured at fair value on a recurring basis			180
Significant Unobservable Inputs (Level 3) [Member] | Auction Rate Securities [Member]
Financial instruments measured at fair value on a recurring basis	106
Municipal Bonds [Member]
Financial instruments measured at fair value on a recurring basis	315	[1]	310	[1]
Taxable Short-Term Bond Funds [Member]
Financial instruments measured at fair value on a recurring basis	516		180
Auction Rate Securities [Member]
Financial instruments measured at fair value on a recurring basis	106		(1)
Foreign Currency Derivative and Option Contracts [Member]
Financial instruments measured at fair value on a recurring basis	$ (1)
[1]	Available-for-sale municipal bonds are carried at fair value and are included in the above tables. However, held-to-maturity municipal bonds are carried at amortized cost and excluded from the above tables.

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Investment Securities (Narrative) (Details) (USD  $) In Millions, unless otherwise specified	1 Months Ended	12 Months Ended
Mar. 01, 2009	Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
ARS, interest rate reset duration		35
Estimated fair value of Auction rate securities (ARS), discount rate		10.00%	15.00%
Pre-tax impairment included in accumulated other comprehensive income related to the company's ARS		$ 12	$ 32
Increased impairment of securities by hypothetical increase of 100 basis points in the discount rate used in the discounted cash flow analysis		2	23
Held-to-maturity investment security, municipal bond yielding interest per annum		5.00%
Municipal bonds cancelled	154		154	[1]
Other than temporary impairment on short-term bond fund					11
Gain on sale of Redecard S.A. available-for-sale securities					(86)
Redecard S. A. [Member]
Gain on sale of Redecard S.A. available-for-sale securities					$ 86
Lower Limit [Member]
ARS, collateralized by student loans with guarantees of principal and interest by the U.S. government via the Department of Education		95.00%
Upper Tier II [Member]
ARS, collateralized by student loans with guarantees of principal and interest by the U.S. government via the Department of Education		98.00%
[1]	See Note 16 (Consolidation of Variable Interest Entity) for further details.

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Investment Securities (Available-for-Sale Investment Securities, Unrealized Gains and Losses) (Details) (USD  $) In Millions	Dec. 31, 2010	Dec. 31, 2009
Amortized Cost	$ 934		$ 1,010
Gross Unrealized Gain	15		26
Gross Unrealized Loss	(12)	[1]	(32)	[1]
Fair Value	937		1,004
Municipal Bonds [Member]
Amortized Cost	305		492
Gross Unrealized Gain	10		22
Fair Value	315		514
Taxable Short-Term Bond Funds [Member]
Amortized Cost	511		306
Gross Unrealized Gain	5		4
Fair Value	516		310
Auction Rate Securities [Member]
Amortized Cost	118		212
Gross Unrealized Loss	(12)	[1]	(32)	[1]
Fair Value	$ 106		$ 180
[1]	The unrealized losses relate to ARS, which have been in an unrealized loss position longer than 12 months but have not been deemed other-than-temporarily impaired.

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Investment Securities (Roll-Forward of ARS investments) (Details) (Significant Unobservable Inputs (Level 3) [Member], USD  $) In Millions	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009
Fair value, Beginning Balance	$ 180	$ 192
Calls, at par	(94)	(28)
Recovery of unrealized losses due to issuer calls	13	5
Increase in fair value	7	11
Fair value, Ending Balance	$ 106	$ 180

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Investment Securities (Carrying value, Gross Unrecorded Gains and Fair Value of Held-to-Maturity Investment Securities) (Details) (USD  $) In Millions	Dec. 31, 2010	Dec. 31, 2009
Investment Securities
Carrying value	$ 336	$ 338
Gross unrecorded gains	2	2
Fair value	$ 338	$ 340

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Investment Securities (Maturity Distribution Based on Contractual Terms of Investment Securities) (Details) (USD  $) In Millions	Dec. 31, 2010	Dec. 31, 2009
Available For Sale Amortized cost
Due within 1 year	$ 8
Due after 1 year through 5 years	242
Due after 5 years through 10 years	59
Due after 10 years	114
No contractual maturity	511
Total	934
Available For Sale Fair Value
Due within 1 year	8
Due after 1 year through 5 years	251
Due after 5 years through 10 years	60
Due after 10 years	102
No contractual maturity	516
Total	937
Held-To-Maturity Carrying Value
Due within 1 year	300
Due after 1 year through 5 years	36
Total	336	338
Held-To-Maturity Fair Value
Due within 1 year	300
Due after 1 year through 5 years	38
Total	$ 338

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Investment Securities (Maturity Ranges of ARS Portfolio) (Details) (USD  $) In Millions, unless otherwise specified	Dec. 31, 2010
Par Amount
Due within 10 years	$ 4
Due year 11 through year 20	11
Due year 21 through year 30	81
Due after year 30	22
Total	$ 118
Percent of Total
Due within 10 years	3.00%
Due year 11 through year 20	9.00%
Due year 21 through year 30	69.00%
Due after year 30	19.00%
Total	100.00%

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Investment Securities (Schedule of Components of Net Investment Income) (Details) (USD  $) In Millions	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Investment Securities
Interest income	$ 48	$ 56	$ 109
Dividend income			1
Gross realized gains	9	2	88
Gross realized losses			(4)
Other than temporary impairment on short-term bond fund			(11)
Total investment income, net	$ 57	$ 58	$ 183

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Prepaid Expenses (Schedule of Prepaid Expenses) (Details) (USD  $) In Millions	Dec. 31, 2010	Dec. 31, 2009
Prepaid Expenses
Customer and merchant incentives	$ 497	$ 445
Advertising	69	56
Income taxes	50	93
Data processing	31	29
Other	33	18
Total prepaid expenses	680	641
Prepaid expenses, current	(315)	(313)
Prepaid expenses, long-term	$ 365	$ 328

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Other Assets (Schedule of Other Assets) (Details) (USD  $) In Millions	Dec. 31, 2010	Dec. 31, 2009
Other Assets
Nonmarketable equity investments	$ 107	$ 35
Customer and merchant incentives	104	216
Income tax receivable	50
Cash surrender value of keyman life insurance	24	23
Other	25	36
Total other assets	310	310
Other assets, current	(85)	(126)
Other assets, long-term	$ 225	$ 184

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Property, Plant and Equipment (Narrative) (Details) (USD  $) In Millions, unless otherwise specified	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Property, Plant and Equipment
Capital leases included in equipment, excluding the Winghaven facility	$ 13	$ 14
Depreciation expense including amortization	70	76		59
Accumulated amortization, capital leases	7	6
Building and land assets and capital lease obligation		154	[1]
Refunding revenue bonds issued by MDFB		$ 154	[1]
Length of lease agreement (years)	10
[1]	See Note 9 (Property, Plant, and Equipment) for further details.

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Property, Plant and Equipment (Property, Plant and Equipment) (Details) (USD  $) In Millions	Dec. 31, 2010	Dec. 31, 2009
Property, Plant and Equipment
Building and land	$ 402	$ 392
Equipment	265	255
Furniture and fixtures	50	52
Leasehold improvements	54	54
Property, plant and equipment	771	753
Less accumulated depreciation and amortization	(332)	(304)
Property, plant and equipment, net	$ 439	$ 449

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Goodwill (Schedule of Changes in Goodwill) (Details) (USD  $)	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Oct. 22, 2010 DataCash Group plc [Member]
Beginning balance	$ 309,000,000	$ 298,000,000
Goodwill acquired during the year	402,000,000	13,000,000
Foreign currency translation	(34,000,000)	9,000,000
Impairment losses		(11,000,000)
Ending balance	677,000,000	309,000,000
Goodwill			402,000,000
Impairment losses, accumulated	$ 0	$ 0

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Other Intangible Assets (Schedule of Intangible Assets) (Details) (USD  $) In Millions	Dec. 31, 2010	Dec. 31, 2009
Gross carrying amount	$ 1,005	$ 837
Accumulated amortization	(475)	(422)
Net carrying amount	530	415
Amortized intangible assets:
Gross carrying amount	811	628
Accumulated amortization	(475)	(422)
Net carrying amount	336	206
Customer Relationships [Member]
Amortized intangible assets:
Net carrying amount	194	209
Unamortized intangible assets:
Carrying amount	194	209
Customer Relationships [Member]
Amortized intangible assets:
Gross carrying amount	91	22
Accumulated amortization	(5)	(2)
Net carrying amount	86	20
Capitalized Software [Member]
Amortized intangible assets:
Gross carrying amount	683	582
Accumulated amortization	(447)	(397)
Net carrying amount	236	185
Trademarks And Tradenames [Member]
Amortized intangible assets:
Gross carrying amount	33	22
Accumulated amortization	(22)	(22)
Net carrying amount	11
Other Intangible Assets [Member]
Amortized intangible assets:
Gross carrying amount	4	2
Accumulated amortization	(1)	(1)
Net carrying amount	$ 3	$ 1

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Other Intangible Assets (Schedule of Amortization and Impairment Expense) (Details) (USD  $) In Millions	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Other Intangible Assets
Amortization	$ 78	$ 65	$ 53
Capitalized software impairments	2	3	1
Intangible asset impairments (other than capitalized software)		$ 2

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Other Intangible Assets (Schedule of Estimated Future Amortization Expense) (Details) (USD  $) In Millions	12 Months Ended
Dec. 31, 2010
Other Intangible Assets
2011	$ 92
2012	77
2013	53
2014	33
2015 and thereafter	81
Total future amortization expense	$ 336

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Accrued Expenses (Accrued Expenses) (Details) (USD  $) In Millions	Dec. 31, 2010	Dec. 31, 2009
Accrued Expenses
Customer and merchant incentives	$ 666	$ 598
Personnel costs	307	367
Advertising	162	131
Income taxes	79	32
Other	101	97
Total accrued expenses	$ 1,315	$ 1,225

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Pension, Savings Plan and Other Benefits (Narrative) (Details) (USD  $) In Millions, unless otherwise specified	12 Months Ended	3 Months Ended	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008	Dec. 31, 2010 U. S. Equity Large/Medium Cap [Member] Pension Plans [Member]	Dec. 31, 2010 U. S. Equity Small Cap [Member] Pension Plans [Member]	Dec. 31, 2010 Non U. S. Equity [Member] Pension Plans [Member]	Sep. 30, 2010 Pension Plans [Member]	Dec. 31, 2010 Pension Plans [Member]	Dec. 31, 2009 Pension Plans [Member]	Dec. 31, 2010 Qualified Plan [Member]	Dec. 31, 2009 Qualified Plan [Member]	Dec. 31, 2008 Qualified Plan [Member]
Curtailment gain							$ 6
Reduction in pension liability							(17)
Accumulated benefit obligation								239	216
Employer contributions								20	34	20	31	22
Contribution expense for all defined contribution plans	33	41	35
Allocation of asset range, equity securities, percentage				40.00%	15.00%	15.00%
Allocation of asset range, fixed income securities, percentage								30.00%
Estimated contributions in 2011								$ 20

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Pension, Savings Plan and Other Benefits (Schedule of Funded Status) (Details) (USD  $) In Millions, unless otherwise specified	Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2010 Pension Plans [Member]	Dec. 31, 2009 Pension Plans [Member]	Dec. 31, 2008 Pension Plans [Member]	Dec. 31, 2010 Non-Qualified [Member]	Dec. 31, 2009 Non-Qualified [Member]	Dec. 31, 2008 Non-Qualified [Member]	Dec. 31, 2010 Qualified Plan [Member]	Dec. 31, 2009 Qualified Plan [Member]	Dec. 31, 2008 Qualified Plan [Member]
Benefit obligation at beginning of year			$ 235	$ 217
Service cost			16	18	20
Interest cost			12	14	13
Voluntary plan participants' contributions			1
Actuarial (gain) loss			19	(1)
Benefits paid			(26)	(13)
Curtailment			(17)
Projected benefit obligation at end of year			240	235	217
Fair value of plan assets at beginning of year	236	214	214	149
Actual return of plan assets			27	44
Employer contributions			20	34					20	31	22
Fair value of plan assets at end of year	236	214	236	214	149
Funded status at end of year			(4)	(21)
Prepaid expenses, long term			4
Accrued expenses			(5)
Other liabilities, long-term			(3)	(21)
Total			(4)	(21)
Net actuarial (gain) loss			37	48
Prior service credit			(4)	(12)
Total			$ 33	$ 36
Discount rate			5.00%	5.50%
Rate of compensation increase benefit obligation						5.00%	5.00%	5.00%	5.37%	5.37%	5.37%

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Pension, Savings Plan and Other Benefits (Schedule of Pension Plans with Benefit Obligations in Excess of Plan Assets, Non-Qualified) (Details) (USD  $) In Millions	Dec. 31, 2009 Pension Plans [Member]	Dec. 31, 2010 Non-Qualified [Member]
Projected benefit obligation	$ 235	$ 9
Accumulated benefit obligation	216	8
Fair value of plan assets	$ 214

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Pension, Savings Plan and Other Benefits (Schedule of Pension Plans with Benefit Obligations in Excess of Plan Assets) (Details) (USD  $) In Millions	Dec. 31, 2009 Pension Plans [Member]	Dec. 31, 2010 Non-Qualified [Member]
Projected benefit obligation	$ 235	$ 9
Accumulated benefit obligation	216	8
Fair value of plan assets	$ 214

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Pension, Savings Plan and Other Benefits (Net Periodic Pension Cost for Pension Plans) (Details) (Pension Plans [Member], USD  $) In Millions	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Service cost	$ 16	$ 18	$ 20
Interest cost	12	14	13
Expected return on plan assets	(17)	(13)	(16)
Curtailment gain	(6)
Settlement gain		(1)	(1)
Actuarial loss	3	8	2
Prior service credit	(2)	(2)	(2)
Net periodic pension cost, total	$ 6	$ 24	$ 16

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Pension, Savings Plan and Other Benefits (Schedule of Change in Plan Assets and Benefit Obligations Recognized in Other Comprehensive Income) (Details) (USD  $) In Millions	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Total recognized in other comprehensive income (loss)	$ (5)	$ (45)	$ 63
Pension Plans [Member]
Curtailment gain	(10)
Settlement gain		1	1
Current year actuarial (gain) loss	8	(32)	56
Amortization of actuarial loss	(3)	(8)	(2)
Amortization of prior service credit	2	2	2
Total recognized in other comprehensive income (loss)	(3)	(37)	57
Total recognized in net periodic benefit cost and other comprehensive income (loss)	$ 3	$ (13)	$ 73

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Pension, Savings Plan and Other Benefits (Schedule of Amounts to be Amortized from AOCI into Net Periodic Benefit Cost) (Details) (USD  $) In Millions	12 Months Ended
Dec. 31, 2010
Actuarial loss	$ 1
Pension Plans [Member]
Actuarial loss	2
Prior service credit	$ (2)

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Pension, Savings Plan and Other Benefits (Schedule of Weighted-Average Assumptions Used in Net Periodic Pension Cost) (Details)	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Pension Plans [Member]
Discount rate	5.50%	6.00%	6.00%
Expected return on plan assets	8.00%	8.00%	8.00%
Non-Qualified [Member]
Rate of compensation increase benefit obligation	5.00%	5.00%	5.00%
Qualified Plan [Member]
Rate of compensation increase benefit obligation	5.37%	5.37%	5.37%

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Pension, Savings Plan and Other Benefits (Schedule of Valuation Hierarchy of Qualified Plans Assets at Fair Value) (Details) (USD  $) In Millions	Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2010 U. S. Equity Small Cap [Member] Quoted Prices in Active Markets (Level 1) [Member]	Dec. 31, 2009 U. S. Equity Small Cap [Member] Quoted Prices in Active Markets (Level 1) [Member]	Dec. 31, 2010 Money Market [Member] Quoted Prices in Active Markets (Level 1) [Member]	Dec. 31, 2009 Money Market [Member] Quoted Prices in Active Markets (Level 1) [Member]	Dec. 31, 2010 Quoted Prices in Active Markets (Level 1) [Member]	Dec. 31, 2009 Quoted Prices in Active Markets (Level 1) [Member]	Dec. 31, 2010 Quoted Prices in Active Markets (Level 1) [Member] International Equity [Member]	Dec. 31, 2009 Quoted Prices in Active Markets (Level 1) [Member] International Equity [Member]	Dec. 31, 2010 U. S. Equity Large/Medium Cap [Member] Significant Other Observable Inputs (Level 2) [ Member]	Dec. 31, 2009 U. S. Equity Large/Medium Cap [Member] Significant Other Observable Inputs (Level 2) [ Member]	Dec. 31, 2010 Fixed Income [Member] Significant Other Observable Inputs (Level 2) [ Member]	Dec. 31, 2009 Fixed Income [Member] Significant Other Observable Inputs (Level 2) [ Member]	Dec. 31, 2010 Significant Other Observable Inputs (Level 2) [ Member]	Dec. 31, 2009 Significant Other Observable Inputs (Level 2) [ Member]	Dec. 31, 2010 Pension Plans [Member]	Dec. 31, 2009 Pension Plans [Member]	Dec. 31, 2008 Pension Plans [Member]	Dec. 31, 2010 Money Market [Member]	Dec. 31, 2009 Money Market [Member]	Dec. 31, 2010 U. S. Equity Small Cap [Member]	Dec. 31, 2009 U. S. Equity Small Cap [Member]	Dec. 31, 2010 International Equity [Member]	Dec. 31, 2009 International Equity [Member]	Dec. 31, 2010 U. S. Equity Large/Medium Cap [Member]	Dec. 31, 2009 U. S. Equity Large/Medium Cap [Member]	Dec. 31, 2010 Fixed Income [Member]	Dec. 31, 2009 Fixed Income [Member]
Total assets at fair value	$ 236	$ 214	$ 36	$ 29	$ 3	$ 3	$ 74	$ 64	$ 35	$ 32	$ 94	$ 86	$ 68	$ 64	$ 162	$ 150	$ 236	$ 214	$ 149	$ 3	$ 3	$ 36	$ 29	$ 35	$ 32	$ 94	$ 86	$ 68	$ 64

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Pension, Savings Plan and Other Benefits (Schedule of Expected Benefit Payments) (Details) (Pension Plans [Member], USD  $) In Millions	Dec. 31, 2010
Net benefit payments 2011	$ 19
Net benefit payments 2012	15
Net benefit payments 2013	16
Net benefit payments 2014	15
Net benefit payments 2015	13
Net benefit payments 2016-2020	$ 63

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Postemployment and Postretirement Benefits (Narrative) (Details) (USD  $) In Millions	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Incremental severance costs	$ 3	$ 3	$ 3
Actuarial gain	1
Total severance costs (benefits)	39	135	33
Effect on total service and interest cost components, 1% increase (less than)	1
Effect on total service and interest cost components, 1% decrease (less than)	1
Postretirement Plans [Member]
Enhanced termination benefits		$ 4

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Postemployment and Postretirement Benefits (Schedule of Funded Status) (Details) (USD  $) In Millions, unless otherwise specified	Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2010 Postretirement Plans [Member]	Dec. 31, 2009 Postretirement Plans [Member]	Dec. 31, 2008 Postretirement Plans [Member]
Benefit obligation at beginning of year			$ 60	$ 60
Service cost			1	2	2
Interest cost			3	4	4
Plan participants' contributions			1
Actuarial (gain) loss			(2)	(8)
Benefits paid			(3)	(2)
Enhanced termination benefits				4
Projected benefit obligation at end of year			60	60	60
Employer contributions			2	2
Voluntary plan participants' contributions			1
Net benefits paid			(3)	(2)
Fair value of plan assets at end of year	236	214
Projected benefit obligation at end of year			(60)	(60)	(60)
Funded status at end of year			(60)	(60)
Accrued expenses			(3)	(3)
Other liabilities, long-term			(57)	(57)
Total			(60)	(60)
Net actuarial (gain) loss			(15)	(14)
Transition obligation				1
Total			$ (15)	$ (13)
Discount rate			5.25%	5.75%
Rate of compensation increase			5.37%	5.37%	5.37%

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Postemployment and Postretirement Benefits (Schedule of Assumed Health Care Cost Trend) (Details)	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009
Health care cost trend rate assumed for next year	7.50%	7.50%
Rate to which the cost trend is expected to decline (the ultimate trend rate)	5.00%	5.00%
Year that the rate reaches the ultimate trend rate	2016	2015

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Postemployment and Postretirement Benefits (Net Periodic Benefit Cost for Postretirement Plan) (Details) (Postretirement Plans [Member], USD  $) In Millions	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Service cost	$ 1	$ 2	$ 2
Interest cost	3	4	4
Amortization of actuarial gain	(1)		(1)
Enhanced termination benefits		4
Net periodic postretirement benefit cost	$ 3	$ 10	$ 5

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Postemployment and Postretirement Benefits (Schedule of Change in Plan Assets Postretirement Plan) (Details) (USD  $) In Millions	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Total recognized in other comprehensive income (loss)	$ (5)	$ (45)	$ 63
Postretirement Plans [Member]
Current year actuarial (gain) loss	(2)	(8)	4
Amortization of actuarial gain	1		1
Total recognized in other comprehensive income (loss)	(1)	(8)	5
Total recognized in net periodic benefit cost and other comprehensive income (loss)	$ 2	$ 2	$ 10

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Postemployment and Postretirement Benefits (Schedule of Weighted-Average Assumptions Used in Net Periodic Postretirement Cost) (Details) (Postretirement Plans [Member])	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Discount rate	5.75%	6.00%	6.25%
Rate of compensation increase	5.37%	5.37%	5.37%

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Postemployment and Postretirement Benefits (Schedule of Health Care Cost Assumptions Effects) (Details) (USD  $) In Millions	12 Months Ended
Dec. 31, 2010
Effect on postretirement obligation, 1% increase	$ 6
Effect on postretirement obligation, 1% decrease	$ (5)

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Postemployment and Postretirement Benefits (Schedule of Expected Benefit Payments for the Postretirement Plan) (Details) (Postretirement Plans [Member], USD  $) In Millions	Dec. 31, 2010
Gross benefit payments 2011	$ 3
Gross benefit payments 2012	4
Gross benefit payments 2013	4
Gross benefit payments 2014	4
Gross benefit payments 2015	4
Gross benefit payments 2016-2020	21
2016-2020 Expected subsidy receipts	1
Net benefit payments 2011	3
Net benefit payments 2012	4
Net benefit payments 2013	4
Net benefit payments 2014	4
Net benefit payments 2015	4
Net benefit payments 2016-2020	$ 20

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Debt (Narrative) (Details)	12 Months Ended			10 Months Ended		0 Months Ended	12 Months Ended
Dec. 31, 2010	Mar. 01, 2009 Variable Interest, Held by Entity [Member] USD ( $)	Dec. 31, 2008 Variable Interest, Held by Entity [Member] USD ( $)	Oct. 31, 2010 Prior Credit Facility [Member] USD ( $)	Apr. 27, 2010 Prior Credit Facility [Member] USD ( $)	Nov. 22, 2010 Credit Facility [Member] USD ( $)	Dec. 31, 2008 HSBC Facility [Member] EUR ( €)	Dec. 31, 2008 Subordinated Debt [Member] USD ( $)
Revolving credit facility				$ 2,000,000,000	$ 2,500,000,000	$ 2,750,000,000
Expiration date				April 26, 2011		November 22, 2013
Facility fee, basis points	20
Basis points in excess of LIBOR	130
Fixed interest rate		7.36%						6.67%
Repayment of subordinated debt								80,000,000
Short term notes payable		149,000,000	149,000,000
Credit agreement terminated							€ 100,000,000

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Consolidation of Variable Interest Entity (Narrative) (Details) (USD  $) In Millions, unless otherwise specified	1 Months Ended	12 Months Ended
Mar. 01, 2009	Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Maximum exposure		$ 361	$ 401
Municipal bonds cancelled	154		154	[1]
Interest income		48	56		109
Interest expense		52	115		104
Guarantee of Indebtedness [Member]
Percent of debt guaranteed	85.15%
Maximum exposure	127
Variable Interest, Held by Entity [Member]
Equity issued	5
Debt interest rate	7.36%
Notes issued	149				149
Debt maturity date	Sep 1, 2009
Aggregate principal amount repaid	165
Make whole payment amount	5
Interest income			7
Interest expense					$ 11
[1]	See Note 16 (Consolidation of Variable Interest Entity) for further details.

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Stockholders' Equity (Narrative) (Details) (USD  $)	1 Months Ended	5 Months Ended	12 Months Ended		5 Months Ended	1 Months Ended	3 Months Ended	5 Months Ended	12 Months Ended				1 Months Ended	3 Months Ended	5 Months Ended	12 Months Ended				5 Months Ended
Sep. 30, 2010	Oct. 29, 2007	Apr. 30, 2007	May 31, 2006	Dec. 31, 2010	Dec. 31, 2008	Dec. 31, 2007	Feb. 16, 2011	May 31, 2006 Underwriters [Member] Class A Common Stock [Member]	May 31, 2006 The MasterCard Foundation [Member] Class A Common Stock [Member]	May 31, 2006 The MasterCard Foundation [Member]	May 31, 2009 Class A Common Stock [Member]	May 31, 2008 Class A Common Stock [Member]	Jun. 30, 2010 Class A Common Stock [Member]	May 31, 2006 Class A Common Stock [Member]	Dec. 31, 2007 Class A Common Stock [Member]	Dec. 31, 2010 Class A Common Stock [Member]	Jun. 01, 2010 Class A Common Stock [Member]	Dec. 31, 2009 Class A Common Stock [Member]	May 31, 2009 Class B Common Stock [Member]	Feb. 28, 2009 Class B Common Stock [Member]	May 31, 2008 Class B Common Stock [Member]	Feb. 29, 2008 Class B Common Stock [Member]	Jun. 30, 2010 Class B Common Stock [Member]	May 31, 2006 Class B Common Stock [Member]	Dec. 31, 2007 Class B Common Stock [Member]	Dec. 31, 2010 Class B Common Stock [Member]	Jun. 01, 2010 Class B Common Stock [Member]	Dec. 31, 2009 Class B Common Stock [Member]	May 31, 2006 Class M Common Stock [Member]	Dec. 31, 2010 Class M Common Stock [Member]	Dec. 31, 2009 Class M Common Stock [Member]
Shares authorized under the certificate of incorporation				4,500,000,000
Shares reclassified															100,000,000
Shares received per share of stock																									1.35
Amount paid to stockholders in lieu of fractional shares				$ 27,000
Issuance of shares									4,600,000	13,500,000					66,100,000										135,000,000					2,000
Price per share															$ 39
Proceeds from issuance of stock				2,400,000,000
Percent at which Class M stock will be retired				15.00%
Required disbursements by charitable entity											3.50%
Percentage of Class B shares conversion limitation					10.00%
Common stock converted, shares												10,900,000	13,100,000	8,000,000		11,400,000				(10,900,000)		(13,100,000)		(8,000,000)		(11,400,000)
Authorized Class B common stock to be converted into Class A common stock																					11,000,000		13,100,000
Class B common stock eligible to be converted																										13,400,000
Percentage of all common stock outstanding (sum of Class A and Class B) aggregate outstanding shares'																		90.40%										9.60%
Common stock, outstanding																	122,696,228		109,793,439								8,202,380		19,977,657		0	1,812
Class B common stocks, outstanding percentage					6.30%
Authorized plan to repurchase stock, maximum repurchase amount	1,000,000,000		500,000,000				1,250,000,000
Incremental amount of shares authorized to be repurchased		750,000,000
Common stock repurchased, shares						2,800,000	3,900,000	300,000
Common stock repurchased, value							$ 601,000,000	$ 75,000,000
Common stock repurchased during period, value						649,000,000

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Stockholders' Equity (Schedule of Classes of Capital Stock) (Details) (USD  $)	Dec. 31, 2010	Dec. 31, 2009	May 31, 2006
Class A Common Stock [Member]
Common stock, par value	$ 0.0001	$ 0.0001	$ 0.0001
Common stock, authorized	3,000,000,000	3,000,000,000	3,000,000,000
Class B Common Stock [Member]
Common stock, par value	$ 0.0001	$ 0.0001	$ 0.0001
Common stock, authorized	1,200,000,000	1,200,000,000	1,200,000,000
Class M Common Stock [Member]
Common stock, par value	$ 0.0001	$ 0.0001	$ 0.0001
Common stock, authorized	0	1,000,000	1,000,000
Preferred Stock [Member]
Preferred stock, par value			$ 0.0001
Preferred stock, authorized shares			300,000,000

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Stockholders' Equity (Equity and Governance Structure) (Details)	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009
Public Investors (Class A Stockholders) [Member]
Equity ownership	83.50%	74.20%
General voting power	89.10%	87.70%
Principal or Affiliate Members (Class B Stockholders) [Member]
Equity ownership	6.30%	15.40%
General voting power	0.00%	0.00%
Foundation (Class A Stockholders) [Member]
Equity ownership	10.20%	10.40%
General voting power	10.90%	12.30%

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Share Based Payment and Other Benefits (Narrative) (Details) (USD  $) In Millions, except Share data, unless otherwise specified	12 Months Ended					12 Months Ended	1 Months Ended	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008	Dec. 31, 2010 Deferred Stock Units [Member]	Dec. 31, 2009 Deferred Stock Units [Member]	Dec. 31, 2008 Deferred Stock Units [Member]	Dec. 31, 2010 Class A Common Stock [Member] Long-Term Incentive Plan [Member]	Dec. 31, 2010 Class A Common Stock [Member] Director Plan [Member]	Dec. 31, 2010 Director Plan [Member]	Dec. 31, 2009 Director Plan [Member]	Dec. 31, 2008 Director Plan [Member]	May 31, 2006 Restricted Stock Units [Member]	Dec. 31, 2010 Restricted Stock Units [Member]	Dec. 31, 2009 Restricted Stock Units [Member]	Dec. 31, 2008 Restricted Stock Units [Member]	Dec. 31, 2010 Stock Option [Member]	Dec. 31, 2010 Performance-Based Restricted Stock [Member]	Dec. 31, 2009 Performance-Based Restricted Stock [Member]	Dec. 31, 2008 Performance-Based Restricted Stock [Member]	Dec. 31, 2010 Class A Common Stock [Member]	Dec. 31, 2009 Class A Common Stock [Member]	May 31, 2006 Class A Common Stock [Member]
Stock granted under Long-Term Incentive Plan (LTIP)									5,000	7,000	4,000
Class A common stock, par value																				$ 0.0001	$ 0.0001	$ 0.0001
Fair value of restricted stock units and performance units													$ 193	$ 71			$ 192	$ 145
Stock options vesting term																4
Stock options expiration period (years)																10
Stock options vesting term, minimum (years)													3				3
Stock options vesting term, maximum (years)													4
Restricted stock units granted												440,000	186,000				57,000
Shares reserve for future issuance							11,550,000	100,000
Total intrinsic value of stock options exercised	$ 26	$ 22	$ 37
Unrecognized compensation cost													40			12	8
Period over which unrecognized cost will be recognized, in years													2			1.7	1.2
Weighted-average grant-date fair value									$ 217	$ 168	$ 285		$ 231	$ 164	$ 209		$ 219	$ 184	$ 192
Units converted in period									25,000				936,000				550,000
Total intrinsic value of units converted										5			234	91	194		123
Percent of units awarded																	200.00%
Compensation expense	62	87	60						1	1	1
Income tax benefit related to options	22	30	21						1	1	1
Income tax benefit related to the exercise of options	8	8	13
Additional paid-in capital attributed to equity awards	$ 3,445	$ 3,412		$ 156	$ 197	$ 136

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Share Based Payment and Other Benefits (Schedule of Weighted-Average Assumptions Used in the Valuation of Awards) (Details) (USD  $)	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Share Based Payment and Other Benefits
Risk-free rate of return	2.70%	2.50%	3.20%
Expected term (in years)	6.25	6.17	6.25
Expected volatility	32.70%	41.70%	37.90%
Expected dividend yield	0.30%	0.40%	0.30%
Weighted-average fair value per option granted	$ 84.62	$ 71.03	$ 78.54

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Share Based Payment and Other Benefits (Summary of Stock Option Activity) (Details) (USD  $) In Millions, except Share data in Thousands, unless otherwise specified	12 Months Ended
Dec. 31, 2010
Share Based Payment and Other Benefits
Options outstanding at January 1, 2010	731
Options granted	182
Options exercised	(152)
Options forfeited/expired	(25)
Options outstanding at December 31, 2010	736
Options exercisable at December 31, 2010	305
Options vested and expected to vest at December 31, 2010	433	[1]
Weighted average exercise price, options outstanding at January 1, 2010	$ 120
Weighted average exercise price, options granted	$ 232
Weighted average exercise price, options forfeited/expired	$ 72
Weighted average exercise price, options exercised	$ 163
Weighted average exercise price, options outstanding at December 31, 2010	$ 156
Weighted average exercise price, options exercisable at December 31, 2010	$ 111
Weighted average exercise price, options vested and expected to vest at December 31, 2010	$ 122	[1]
Weighted average remaining contractual term, options outstanding at December 31, 2010, in years	7.4
Weighted average remaining contractual term, options exercisable at December 31, 2010, in years	6.4
Weighted average remaining contractual term, options vested and expected to vest at December 31, 2010, in years	6.7	[1]
Aggregate intrinsic value, options outstanding at December 31, 2010	$ 52
Aggregate intrinsic value, options exercisable at December 31, 2010	35
Aggregate intrinsic value, options vested and expected to vest at December 31, 2010	$ 44	[1]
[1]	Includes options for participants that are eligible to retire and thus have fully earned their awards.

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Share Based Payment and Other Benefits (Summary of Restricted Stock Unit Activity) (Details) (Restricted Stock Units [Member], USD  $) In Millions, except Share data in Thousands, unless otherwise specified	1 Months Ended	12 Months Ended
May 31, 2006	Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Outstanding at January 1, 2010		1,208
Granted	440	186
Converted		(936)
Forfeited/expired		(41)
Outstanding at December 31, 2010		417		1,208
Units vested at December 31, 2010		31	[1]
Weighted-average grant-date fair value, units outstanding at January 1, 2010		$ 71
Weighted-average grant-date fair value, granted		$ 231		$ 164	$ 209
Weighted-average grant-date fair value, converted		$ 44
Weighted-average grant-date fair value, forfeited/expired		$ 174
Weighted-average grant-date fair value, units outstanding at December 31, 2010		$ 193		$ 71
Weighted-average grant-date fair value, units vested at December 31, 2010		$ 174	[1]
Weighted-average remaining contractual term (in years), outstanding at December 31, 2010		1.7
Weighted-average remaining contractual term (in years), units vested at December 31, 2010		1.3	[1]
Aggregate intrinsic value, outstanding at December 31, 2010		$ 93
Aggregate intrinsic value, units vested at December 31, 2010		$ 7	[1]
[1]	Includes RSUs for participants that are eligible to retire and thus have fully earned their awards.

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Share Based Payment and Other Benefits (Summary of Performance Stock Unit Activity) (Details) (Performance-Based Restricted Stock [Member], USD  $) In Millions, except Share data in Thousands, unless otherwise specified	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Outstanding at January 1, 2010	1,027
Granted	57
Converted	(550)
Forfeited/expired	(49)
Outstanding at December 31, 2010	485		1,027
Units vested at December 31, 2010	182	[1]
Weighted-average grant-date fair value, units outstanding at January 1, 2010	$ 145
Weighted-average grant-date fair value, granted	$ 219		$ 184	$ 192
Weighted-average grant-date fair value, converted	$ 106
Weighted-average grant-date fair value, forfeited/expired	$ 187
Weighted-average grant-date fair value, units outstanding at December 31, 2010	$ 192		$ 145
Weighted-average grant-date fair value, units vested at December 31, 2010	$ 189	[1]
Weighted-average remaining contractual term (in years), outstanding at December 31, 2010	0.5
Weighted-average remaining contractual term (in years), units vested at December 31, 2010	0.5	[1]
Aggregate intrinsic value, outstanding at December 31, 2010	$ 109
Aggregate intrinsic value, units vested at December 31, 2010	$ 41	[1]
[1]	Includes PSUs for participants that are eligible to retire and thus have fully earned their awards.

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Commitments (Narrative) (Details) In Millions	1 Months Ended	12 Months Ended
Jan. 31, 2003 USD ( $)	Dec. 31, 2010 USD ( $)	Dec. 31, 2009 USD ( $)	Dec. 31, 2008 USD ( $)	Dec. 31, 2003 USD ( $)	Dec. 31, 2010 Acquisition [Member] USD ( $)	Dec. 31, 2010 Travelex CPM [Member] USD ( $)	Dec. 31, 2010 Travelex CPM [Member] GBP ( £)
Purchase price						$ 458		£ 290
Contingent consideration							55	35
Capital leases with imputed interest expense		5
Net present value of minimum lease payments		45
Future minimum payments operating leases, sponsorship, licensing and other agreements, accrued		96
Rental expense for office space		27	40	43
Lease expense for automobiles, computer equipment and office equipment		8	9	8
Payment to acquire building	24
Amount of sale-leaseback					36
Sale-leaseback, annual rental payments		2
Future minimum lease payments		40
Future minimum sublease income		$ 1

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Commitments (Future Minimum Payments Due Under Non-Cancelable Agreements) (Details) (USD  $) In Millions	Dec. 31, 2010
Total
2011	$ 359
2012	173
2013	88
2014	26
2015	14
Thereafter	17
Total	677
Capital Leases
2011	7
2012	5
2013	38
Total	50
Operating Leases
2011	26
2012	23
2013	13
2014	10
2015	9
Thereafter	16
Total	97
Sponsorship, Licensing & Other
2011	326
2012	145
2013	37
2014	16
2015	5
Thereafter	1
Total	$ 530

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Obligations Under Litigation Settlements (Narrative) (Details) (USD  $)	12 Months Ended	1 Months Ended	12 Months Ended			1 Months Ended	3 Months Ended	6 Months Ended	12 Months Ended		3 Months Ended	12 Months Ended		1 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008	Nov. 30, 2008 Discover Lawsuit [Member]	Dec. 31, 2008 Discover Lawsuit [Member]	Oct. 27, 2008 Discover Lawsuit [Member]	Sep. 30, 2009 State Unfair Competition [Member]	Jun. 30, 2008 American Express Settlement [Member]	Sep. 30, 2008 American Express Settlement [Member]	Jun. 30, 2008 American Express Settlement [Member]	Dec. 31, 2010 American Express Settlement [Member]	Dec. 31, 2008 American Express Settlement [Member]	Sep. 30, 2009 U.S. Merchant Lawsuit Settlement [Member]	Dec. 31, 2009 U.S. Merchant Lawsuit Settlement [Member]	Dec. 31, 2004 U.S. Merchant Lawsuit Settlement [Member]	Dec. 31, 2003 U.S. Merchant Lawsuit Settlement [Member]	Jun. 30, 2009 U.S. Merchant Lawsuit Settlement [Member]	Nov. 30, 2008 Sherman Act [Member]
Amount of settlement						$ 2,750,000,000
Litigation settlement payments	607,000,000	946,000,000	1,263,000,000	863,000,000									335,000,000			125,000,000		863,000,000
Proceeds from litigation settlement																		35,000,000
Litigation settlements	(5,000,000)	(7,000,000)	(2,483,000,000)		828,000,000									14,000,000
Litigation settlement payments, American Express and US merchants								150,000,000	150,000,000		300,000,000				100,000,000
Periodic litigation settlement payments								150,000,000	150,000,000		300,000,000				100,000,000
Percent of billings										15.00%
Obligation under the terms of the American Express Settlement to make a quarterly payment, future value							6,000,000	1,800,000,000		1,800,000,000							400,000,000
Obligation under the terms of the American Express Settlement to make a quarterly payment, present value												$ 1,600,000,000
Obligation under the terms of the American Express Settlement to make a quarterly payment, discount rate												5.75%

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Obligations Under Litigation Settlements (Change Total Liabilities for Litigation Settlements) (Details) (USD  $)	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Beginning Balance	$ 870,000,000	$ 1,736,000,000
Interest accretion on settlement	35,000,000	86,000,000	77,000,000
Litigation settlements	5,000,000	7,000,000	2,483,000,000
Other payments, accruals and accretion, net	(3,000,000)	(4,000,000)
Ending Balance	302,000,000	870,000,000	1,736,000,000
American Express Settlement [Member]
Interest accretion on settlement	35,000,000	66,000,000
Payments on settlement	(600,000,000)	(600,000,000)
U.S. Merchant Lawsuit Settlement [Member]
Interest accretion on settlement		21,000,000
Payments on settlement		(335,000,000)
Litigation settlements		$ (14,000,000)

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Income Tax (Narrative) (Details) (USD  $)	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Effective income tax rate	33.00%	34.10%	33.70%
Unrecognized tax benefits that would effect the effective tax rate	$ 165,000,000
Net tax-related interest payable	17,000,000	19,000,000
Net tax-related interest expense (income)	(5,000,000)	5,000,000	8,000,000
Foreign Net Operating Losses [Member]
Change in valuation allowance	6,000,000
Investments in Foreign Subsidiaries and Foreign Corporate Joint Ventures that are Essentially Permanent in Duration [Member]
Undistributed foreign earnings, indefinitely reinvested	$ 1,500,000,000

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Income Tax (Components of Income Tax Provision) (Details) (USD  $) In Millions	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Current
Federal	$ 379	$ 160	$ 119
State and local	17	18	13
Foreign	301	240	223
Current income tax expense (provision)	697	418	355
Deferred
Federal	225	308	(482)
State and local	8	21	2
Foreign	(20)	8	(4)
Deferred income tax expense (provision)	213	337	(484)
Total income tax expense (benefit)	$ 910	$ 755	$ (129)

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Income Tax (Schedule of Domestic and Foreign Earnings (Loss) Before Income Taxes) (Details) (USD  $) In Millions	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Income Tax
United States	$ 2,198	$ 1,482	$ (986)
Foreign	559	736	603
Earnings (loss) before income taxes	$ 2,757	$ 2,218	$ (383)

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Income Tax (Schedule of Effective Income Tax Rate Reconciliation) (Details) (USD  $) In Millions, unless otherwise specified	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Amount
Income (loss) before income tax expense	$ 2,757	$ 2,218	$ (383)
Federal statutory tax	965	776	(134)
State tax effect, net of federal benefit	19	25	11
Foreign tax effect, net of federal benefit	(24)	(22)	2
Non-deductible expenses and other differences	23	(18)	2
Tax exempt income	(5)	(6)	(10)
Foreign repatriation	(68)
Income tax expense (benefit)	$ 910	$ 755	$ (129)
Percent
Federal statutory tax	35.00%	35.00%	35.00%
State tax effect, net of federal benefit	0.70%	1.10%	(2.90%)
Foreign tax effect, net of federal benefit	(0.90%)	(1.00%)	(0.50%)
Non-deductible expenses and other differences	0.90%	(0.70%)	(0.70%)
Tax exempt income	(0.20%)	(0.30%)	2.80%
Foreign repatriation	(2.50%)
Income tax expense (benefit)	33.00%	34.10%	33.70%

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Income Tax (Schedule of Deferred Tax Assets and Liabilities) (Details) (USD  $) In Millions	Dec. 31, 2010	Dec. 31, 2009
Income Tax
Accrued liabilities (including litigation settlements), current	$ 133	$ 240
Deferred compensation and benefits, current	34	20
Stock based compensation, current	27
Intangible assets, current	(6)
State taxes and other credits, current	36	9
Other items, current	(8)	(25)
Deferred tax assets (liabilities), current	216	244
Accrued liabilities (including litigation settlements), noncurrent	4	114
Deferred compensation and benefits, noncurrent	30	51
Stock based compensation, noncurrent	26	59
Intangible assets, noncurrent	(92)	(52)
Property, plant and equipment, noncurrent	(107)	(63)
State taxes and other credits, noncurrent	62	54
Other items, noncurrent	26	33
Valuation allowance, noncurrent	(18)	(12)
Deferred tax assets (liabilities), noncurrent	$ (69)	$ 184

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Income Tax (Reconciliation of Beginning and Ending Tax Benefits) (Details) (USD  $) In Millions	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Income Tax
Beginning balance	$ 146	$ 163	$ 135
Current year tax positions	22	19	20
Prior year tax positions	15	10	16
Prior year tax positions, due to changes in judgments	(12)	(18)	(3)
Settlements with tax authorities	(6)	(16)	(1)
Expired statute of limitations		(12)	(4)
Ending balance	$ 165	$ 146	$ 163

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Legal and Regulatory Proceedings (Narrative) (Details)	12 Months Ended	1 Months Ended		1 Months Ended	3 Months Ended	6 Months Ended			1 Months Ended	3 Months Ended	12 Months Ended	1 Months Ended
Dec. 31, 2010 USD ( $)	Dec. 31, 2009 USD ( $)	Dec. 31, 2008 USD ( $)	Feb. 07, 2011 Event Involving Visa Parties, Member Banks and MasterCard [Member]	Feb. 07, 2011 Event Involving Member Banks and MasterCard [Member]	Nov. 30, 2009 Other State Court Currency Conversion Action [Member] USD ( $)	Jul. 31, 2006 MDL Action [Member] USD ( $)	Jul. 31, 2006 Schwartz Matter [Member] USD ( $)	Nov. 30, 2008 Sherman Act [Member] USD ( $)	Dec. 31, 2009 Hungarian Competition Authority [Member] USD ( $)	Mar. 31, 2008 Cross Border [Member]	Jun. 30, 2008 Cross Border [Member]	Nov. 03, 2010 Italian Competition Authority [Member] EUR ( €)	Sep. 30, 2009 State Unfair Competition [Member] USD ( $)	Jun. 30, 2008 American Express Settlement [Member] USD ( $)	Sep. 30, 2008 American Express Settlement [Member] USD ( $)	Dec. 31, 2010 American Express Settlement [Member] USD ( $)	Nov. 30, 2008 Discover Lawsuit [Member] USD ( $)	Oct. 27, 2008 Discover Lawsuit [Member] USD ( $)
Litigation settlement payments, American Express and US merchants															$ 150,000,000	$ 150,000,000	$ 300,000,000
Amount of settlement																			2,750,000,000
Percent of settlement paid by MasterCard				12.00%	36.00%
Daily penalty upon failure to comply European Commission's decision, percentage												3.50%
Daily penalty upon failure to comply European Commission's decision											500,000
Litigation settlement payments	607,000,000	946,000,000	1,263,000,000				72,000,000	13,000,000	863,000,000	3,000,000								863,000,000
Proceeds from litigation settlement									35,000,000
Accrued litigation payment						4,000,000								6,000,000	1,800,000,000
Amount of fine													€ 2,700,000

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Settlement and Other Risk Management (Narrative) (Details) In Millions, unless otherwise specified	Dec. 31, 2010 USD ( $)	Dec. 31, 2009 USD ( $)	Dec. 31, 2010 DataCash Group plc [Member] USD ( $)	Dec. 31, 2010 DataCash Group plc [Member] GBP ( £)	Dec. 31, 2010 United States [Member]	Dec. 31, 2009 United States [Member]	Dec. 31, 2010 Brazil [Member]	Dec. 31, 2010 Country Other than United States [Member] Upper Limit [Member]	Dec. 31, 2009 Country Other than United States [Member] Upper Limit [Member]	Dec. 31, 2010 Five Non-compliant Members [Member]	Dec. 31, 2009 Five Non-compliant Members [Member]
Uncollateralized Settlement Exposure					35.00%	37.00%	12.00%	10.00%	10.00%	66.00%	57.00%
MasterCard-branded travelers cheques guarantee exposure	$ 361	$ 401
Obtained unlimited guarantee	280	313
Obtained limited guarantee	$ 13	$ 14	$ 20	£ 13

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Settlement and Other Risk Management (Estimated Settlement Exposure and Portion of Uncollateralized Settlement Exposure for MasterCard-Branded Transactions) (Details) (USD  $) In Millions	Dec. 31, 2010	Dec. 31, 2009
Master Card Branded Transactions [Member]
Gross Settlement Exposure	$ 28,509	$ 25,279
Collateral held for Settlement Exposure	(2,993)	(2,688)
Net uncollateralized Settlement Exposure	25,516	22,591
Uncollateralized Settlement Exposure attributable to non-compliant members	273	205
Cirrus And Maestro Transactions [Member]
Gross Settlement Exposure	$ 2,962	$ 3,830

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Foreign Exchange Risk Management (Classification of Outstanding Forward Contracts by Functional Currency) (Details) (USD  $) In Millions	Dec. 31, 2010	Dec. 31, 2009
U.S. Dollar Functional Currency [Member] | Commitments [Member]
Notional amount to purchase foreign currency	$ 36	[1]	$ 38	[1]
Notional amount to sell foreign currency	129	[1]	50	[1]
Estimated fair value amount to purchase foreign currency	1	[1]
Estimated fair value amount to sell foreign currency	(2)	[1]	(1)	[1]
U.S. Dollar Functional Currency [Member] | Accounts Receivable [Member]
Balance Sheet Location	1		1
U.S. Dollar Functional Currency [Member] | Other Current Liabilities [Member]
Balance Sheet Location	(2)		(2)
Euro Functional Currency [Member] | Commitments [Member]
Notional amount to purchase foreign currency	2		16
Notional amount to sell foreign currency	14		45
U.K. Pound Sterling Currency [Member] | Commitments [Member]
Notional amount to sell foreign currency	$ 5
[1]	Amounts represent gross fair value amounts while these amounts may be netted for actual balance sheet presentation.

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Foreign Exchange Risk Management (Foreign Exchange Risk Management) (Details) (USD  $) In Millions	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009
Terms of the foreign currency forward contracts and foreign currency option contracts	18
Derivatives Not Designated As Hedging Instruments
Total	$ (20)	$ (18)
Foreign Currency Derivative and Option Contracts [Member] | General and Administrative [Member]
Derivatives Not Designated As Hedging Instruments
Foreign Currency Derivative Contracts	(17)	(12)
Foreign Currency Derivative and Option Contracts [Member] | Revenues [Member]
Derivatives Not Designated As Hedging Instruments
Foreign Currency Derivative Contracts	$ (3)	$ (6)

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Segment Reporting (Details)	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Segment Reporting
Percentage of revenue generated in the U.S.	41.60%	42.40%	44.10%
Number of countries contributing more than 10% of total revenues	0	0	0
Number of countries contributing more than 10% of net revenues	0	0	0

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Other Income (Details) (USD  $) In Millions	12 Months Ended
Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Litigation settlements	$ (5)	$ (7)	$ (2,483)
Income from termination of business agreement			75
U.S. Merchant Lawsuit Settlement [Member]
Litigation settlements		$ 14

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SUMMARY OF QUARTERLY DATA (Unaudited) (Details) (USD  $) In Millions, except Per Share data	3 Months Ended	12 Months Ended
Dec. 31, 2010	Sep. 30, 2010	Jun. 30, 2010	Mar. 31, 2010	Dec. 31, 2009	Sep. 30, 2009	Jun. 30, 2009	Mar. 31, 2009	Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
SUMMARY OF QUARTERLY DATA (Unaudited)
Revenue	$ 1,438	[1]	$ 1,428	$ 1,365	$ 1,308	$ 1,299	[1]	$ 1,364	$ 1,280	$ 1,156	$ 5,539	$ 5,099	$ 4,992
Operating income (loss)	569	[1]	766	717	700	469	[1]	673	557	561	2,752	2,260	(534)
Net income (loss) attributable to MasterCard	$ 415	[1]	$ 518	$ 458	$ 455	$ 295	[1]	$ 452	$ 349	$ 367	$ 1,846	$ 1,463	$ (254)
Basic	$ 3.17	[1]	$ 3.96	$ 3.5	$ 3.47	$ 2.25	[1]	$ 3.46	$ 2.67	$ 2.81	$ 14.1	$ 11.19	$ (1.94)
Weighted average shares outstanding (basic)	131	[1]	131	131	130	130	[1]	130	130	130	131	130	130
Diluted	$ 3.16	[1]	$ 3.94	$ 3.49	$ 3.46	$ 2.24	[1]	$ 3.45	$ 2.67	$ 2.8	$ 14.05	$ 11.16	$ (1.94)
Weighted average shares outstanding (diluted)	131	[1]	131	131	131	130	[1]	130	130	130	131	130	130
[1]	Portions of our business can be seasonal. Our gross revenue has historically reflected progressively increased card purchasing volume throughout the year, particularly in the fourth quarter during the holiday shopping period. Similarly, customer and merchant incentives, which are recorded as contra-revenue, and advertising and marketing expenses have historically increased in the fourth quarter, generally causing our profitability to decline.

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