Created by potrace 1.16, written by Peter Selinger 2001-2019beatandraise.com

WELLS FARGO & COMPANY/MN

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Exhibits

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aboutterms
2.4.0.8100500 - Disclosure - Loans and Allowance for Credit Lossestruefalsefalse1false falsefalseFROM_Jan01_2013_TO_Jun30_2013http://www.sec.gov/CIK0000072971duration2013-01-01T00:00:002013-06-30T00:00:001true 1us-gaap_AccountsNotesLoansAndFinancingReceivableGrossAllowanceAndNetAbstractus-gaap_truenadurationfalsefalsefalsefalsefalsefalsefalsefalse1falsefalsefalse00falsefalsefalsexbrli:stringItemTypestringfalse02false 2us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlockus-gaap_truenadurationfalsefalsefalsefalsefalsefalsefalsefalseverboseLabel1falsefalsefalse00<p style='margin-top:0pt; margin-bottom:0pt'><font style="font-family:Georgia;font-size:9pt;margin-left:0px;">The following table presents total loans outstanding </font><font style="font-family:Georgia;font-size:9pt;">by portfolio segment and class of financing receivable. Outstanding balances</font><font style="font-family:Georgia;font-size:9pt;"> include a total net reduction </font><font style="font-family:Georgia;font-size:9pt;">of </font><font style="font-family:Georgia;font-size:9pt;">$6.7</font><font style="font-family:Georgia;font-size:9pt;">&#160;billion</font><font style="font-family:Georgia;font-size:9pt;"> and $7.4 billion</font><font style="font-family:Georgia;font-size:9pt;"> </font><font style="font-family:Georgia;font-size:9pt;">at June 30, 2013 and</font><font style="font-family:Georgia;font-size:9pt;"> </font><font style="font-family:Georgia;font-size:9pt;">December 31, </font><font style="font-family:Georgia;font-size:9pt;">2012</font><font style="font-family:Georgia;font-size:9pt;">, respectively, for </font><font style="font-family:Georgia;font-size:9pt;">unearned income, net deferred loan fees, and una</font><font style="font-family:Georgia;font-size:9pt;">mortized discounts and premiums</font><font style="font-family:Georgia;font-size:9pt;">. Outstanding balances also include PCI loans net of any remaining purchase accounting adjustments. Information about PCI loans is presented separately in the &#8220;Purchased Credit-Impaired Loan</font><font style="font-family:Georgia;font-size:9pt;">s</font><font style="font-family:Georgia;font-size:9pt;">&#8221; section of this Note</font><font style="font-family:Georgia;font-size:9pt;">. </font></p><p style='margin-top: 0pt; margin-bottom: 0pt;'></p><div><table style="border-collapse:collapse;margin-top:20px;"><tr style="height: 10px"><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 457px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:457px;">&#160;<font style="FONT-FAMILY: Verdana;FONT-SIZE: 8pt;COLOR: #000000;" /></td><td style="width: 12px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 19px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 457px; text-align:left;border-color:#000000;min-width:457px;">&#160;<font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;" /></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">June 30,</font></td><td style="width: 19px; text-align:right;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">Dec. 31,</font></td></tr><tr style="height: 14px"><td colspan="6" style="width: 542px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:542px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">(in millions)</font><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;" /></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 2013</font></td><td style="width: 19px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 2012</font></td></tr><tr style="height: 18px"><td colspan="6" style="width: 542px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:542px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Commercial:</font><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;" /></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 19px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:61px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="5" style="width: 525px; text-align:left;border-color:#000000;min-width:525px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Commercial and industrial</font><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;" /></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: center;">$</font></td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 188,758</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">187,759</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="5" style="width: 525px; text-align:left;border-color:#000000;min-width:525px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Real estate mortgage</font><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;" /></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 104,673</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">106,340</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="5" style="width: 525px; text-align:left;border-color:#000000;min-width:525px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Real estate construction</font><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;" /></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 16,442</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">16,904</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="5" style="width: 525px; text-align:left;border-color:#000000;min-width:525px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Lease financing</font><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;" /></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 11,766</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">12,424</font></td></tr><tr style="height: 14px"><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="5" style="width: 525px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:525px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Foreign </font><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">(1)</font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 41,833</font></td><td style="width: 19px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">37,771</font></td></tr><tr style="height: 18px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 508px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:508px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Total commercial</font><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;" /></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 363,472</font></td><td style="width: 19px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">361,198</font></td></tr><tr style="height: 18px"><td colspan="6" style="width: 542px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:542px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Consumer:</font><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;" /></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 19px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="5" style="width: 525px; text-align:left;border-color:#000000;min-width:525px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Real estate 1-4 family first mortgage</font><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;" /></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 252,841</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">249,900</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="5" style="width: 525px; text-align:left;border-color:#000000;min-width:525px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Real estate 1-4 family junior lien mortgage</font><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;" /></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 70,059</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">75,465</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="5" style="width: 525px; text-align:left;border-color:#000000;min-width:525px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Credit card</font><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;" /></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 24,815</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">24,640</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="5" style="width: 525px; text-align:left;border-color:#000000;min-width:525px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Automobile</font><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;" /></td><td style="width: 12px; 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border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:203px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 68px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 68px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 20px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:20px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 60px; 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As servicer, we are able to buy delinquent insured/guaranteed loans out of the Government National Mortgage Association (GNMA) pools. 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border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 69px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:69px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 116px; text-align:left;border-color:#000000;min-width:116px;">&#160;</td><td colspan="2" style="width: 80px; text-align:right;border-color:#000000;min-width:80px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">June 30,</font></td><td style="width: 69px; text-align:right;border-color:#000000;min-width:69px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">Dec. 31,</font></td></tr><tr style="height: 14px"><td colspan="6" style="width: 201px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:201px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">(in millions)</font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 2013</font></td><td style="width: 69px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:69px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 2012</font></td></tr><tr style="height: 18px"><td colspan="6" style="width: 201px; 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border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (1,114)</font></td></tr><tr style="height: 18px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 68px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:68px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Consumer:</font></td><td style="width: 322px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:322px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 19px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 19px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 19px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 373px; text-align:left;border-color:#000000;min-width:373px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Real estate 1-4 family first mortgage</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (392)</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (772)</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (867)</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (1,600)</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 373px; text-align:left;border-color:#000000;min-width:373px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Real estate 1-4 family junior lien mortgage</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (428)</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (757)</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (942)</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (1,577)</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 373px; text-align:left;border-color:#000000;min-width:373px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Credit card</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (266)</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (286)</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (532)</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (587)</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 373px; text-align:left;border-color:#000000;min-width:373px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Automobile</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (126)</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (131)</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (290)</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (310)</font></td></tr><tr style="height: 14px"><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 373px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:373px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Other revolving credit and installment</font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (185)</font></td><td style="width: 19px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (187)</font></td><td style="width: 19px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (367)</font></td><td style="width: 19px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (381)</font></td></tr><tr style="height: 18px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="3" style="width: 356px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:356px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Total consumer</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (1,397)</font></td><td style="width: 19px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (2,133)</font></td><td style="width: 19px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (2,998)</font></td><td style="width: 19px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (4,455)</font></td></tr><tr style="height: 18px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="2" style="width: 339px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:339px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Total loan charge-offs</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (1,669)</font></td><td style="width: 19px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (2,689)</font></td><td style="width: 19px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (3,530)</font></td><td style="width: 19px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (5,569)</font></td></tr><tr style="height: 18px"><td colspan="6" style="width: 407px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:407px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Loan recoveries:</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 19px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 19px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 19px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="5" style="width: 390px; text-align:left;border-color:#000000;min-width:390px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Commercial:</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 373px; text-align:left;border-color:#000000;min-width:373px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Commercial and industrial</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 107</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; 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text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 373px; text-align:left;border-color:#000000;min-width:373px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Real estate construction </font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 52</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 43</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 91</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 56</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 373px; text-align:left;border-color:#000000;min-width:373px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Lease financing</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 6</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 5</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 10</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 11</font></td></tr><tr style="height: 14px"><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 373px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:373px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Foreign</font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 9</font></td><td style="width: 19px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 6</font></td><td style="width: 19px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 17</font></td><td style="width: 19px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 21</font></td></tr><tr style="height: 18px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="3" style="width: 356px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:356px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Total commercial </font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 228</font></td><td style="width: 19px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 198</font></td><td style="width: 19px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 398</font></td><td style="width: 19px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 371</font></td></tr><tr style="height: 18px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 68px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:68px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Consumer:</font></td><td style="width: 322px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:322px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 19px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 19px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 19px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 373px; text-align:left;border-color:#000000;min-width:373px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Real estate 1-4 family first mortgage</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 64</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 29</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 110</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 66</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 373px; text-align:left;border-color:#000000;min-width:373px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Real estate 1-4 family junior lien mortgage</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; 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text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 105</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 373px; text-align:left;border-color:#000000;min-width:373px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Automobile</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 84</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; 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border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 82</font></td><td style="width: 19px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 99</font></td></tr><tr style="height: 18px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="3" style="width: 356px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:356px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Total consumer</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 289</font></td><td style="width: 19px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 291</font></td><td style="width: 19px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 561</font></td><td style="width: 19px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 603</font></td></tr><tr style="height: 18px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="2" style="width: 339px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:339px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Total loan recoveries</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 517</font></td><td style="width: 19px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 489</font></td><td style="width: 19px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 959</font></td><td style="width: 19px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 974</font></td></tr><tr style="height: 18px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 322px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:322px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Net loan charge-offs (2)</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (1,152)</font></td><td style="width: 19px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (2,200)</font></td><td style="width: 19px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (2,571)</font></td><td style="width: 19px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (4,595)</font></td></tr><tr style="height: 18px"><td colspan="6" style="width: 407px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:407px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Allowances related to business combinations/other</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (2)</font></td><td style="width: 19px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (1)</font></td><td style="width: 19px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (13)</font></td><td style="width: 19px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (53)</font></td></tr><tr style="height: 18px"><td colspan="6" style="width: 407px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:407px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Balance, end of period</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:center;border-color:#000000;min-width:12px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: center;">$</font></td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 16,618</font></td><td style="width: 19px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 18,646</font></td><td style="width: 19px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 16,618</font></td><td style="width: 19px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 18,646</font></td></tr><tr style="height: 18px"><td colspan="5" style="width: 85px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:85px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Components:</font></td><td style="width: 322px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:322px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 19px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 19px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 19px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="5" style="width: 390px; text-align:left;border-color:#000000;min-width:390px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Allowance for loan losses</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: center;">$</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 16,144</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 18,320</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 16,144</font></td><td style="width: 19px; text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 18,320</font></td></tr><tr style="height: 14px"><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="5" style="width: 390px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:390px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Allowance for unfunded credit commitments</font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 474</font></td><td style="width: 19px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 326</font></td><td style="width: 19px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 474</font></td><td style="width: 19px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 326</font></td></tr><tr style="height: 18px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 373px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:373px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Allowance for credit losses (3)</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:center;border-color:#000000;min-width:12px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: center;">$</font></td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 16,618</font></td><td style="width: 19px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 18,646</font></td><td style="width: 19px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 16,618</font></td><td style="width: 19px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 18,646</font></td></tr><tr style="height: 18px"><td colspan="6" style="width: 407px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:407px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Net loan charge-offs (annualized) as a percentage of average total loans (2)</font></td><td style="width: 12px; 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text-align:right;border-color:#000000;min-width:73px;">&#160;</td><td style="width: 66px; text-align:right;border-color:#000000;min-width:66px;">&#160;</td><td style="width: 66px; text-align:right;border-color:#000000;min-width:66px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="3" style="width: 272px; text-align:left;border-color:#000000;min-width:272px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Loan charge-offs</font></td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 73px; text-align:right;border-color:#000000;min-width:73px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (272)</font></td><td style="width: 66px; text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (1,397)</font></td><td style="width: 66px; text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (1,669)</font></td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 73px; text-align:right;border-color:#000000;min-width:73px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (556)</font></td><td style="width: 66px; text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (2,133)</font></td><td style="width: 66px; text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (2,689)</font></td></tr><tr style="height: 14px"><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="3" style="width: 272px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:272px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Loan recoveries</font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 73px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:73px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 228</font></td><td style="width: 66px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 289</font></td><td style="width: 66px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 517</font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 73px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:73px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 198</font></td><td style="width: 66px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 291</font></td><td style="width: 66px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 489</font></td></tr><tr style="height: 18px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="2" style="width: 255px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:255px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Net loan charge-offs</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 73px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:73px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (44)</font></td><td style="width: 66px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (1,108)</font></td><td style="width: 66px; 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border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:73px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> -</font></td><td style="width: 66px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (1)</font></td><td style="width: 66px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (1)</font></td></tr><tr style="height: 18px"><td colspan="4" style="width: 289px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:289px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Balance, end of period</font></td><td style="width: 12px; 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border-top-style:solid;border-top-width:2px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 238px; border-top-style:solid;border-top-width:2px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:238px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:2px;border-bottom-style:solid;border-bottom-width:2px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 73px; border-top-style:solid;border-top-width:2px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:73px;">&#160;</td><td style="width: 66px; border-top-style:solid;border-top-width:2px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:66px;">&#160;</td><td style="width: 66px; border-top-style:solid;border-top-width:2px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:66px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:2px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 73px; border-top-style:solid;border-top-width:2px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:73px;">&#160;</td><td style="width: 66px; border-top-style:solid;border-top-width:2px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:66px;">&#160;</td><td style="width: 66px; border-top-style:solid;border-top-width:2px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:66px;">&#160;</td></tr><tr style="height: 10px"><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 238px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:238px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 73px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:73px;">&#160;</td><td style="width: 66px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:66px;">&#160;</td><td style="width: 66px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:66px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 73px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:73px;">&#160;</td><td style="width: 66px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:66px;">&#160;</td><td style="width: 66px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:66px;">&#160;</td></tr><tr style="height: 14px"><td colspan="4" style="width: 289px; text-align:left;border-color:#000000;min-width:289px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Six months ended June 30,</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 73px; text-align:left;border-color:#000000;min-width:73px;">&#160;</td><td style="width: 66px; text-align:left;border-color:#000000;min-width:66px;">&#160;</td><td style="width: 66px; text-align:left;border-color:#000000;min-width:66px;">&#160;</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 73px; text-align:left;border-color:#000000;min-width:73px;">&#160;</td><td style="width: 66px; text-align:left;border-color:#000000;min-width:66px;">&#160;</td><td style="width: 66px; text-align:left;border-color:#000000;min-width:66px;">&#160;</td></tr><tr style="height: 18px"><td colspan="4" style="width: 289px; text-align:left;border-color:#000000;min-width:289px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Balance, beginning of period</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: center;">$</font></td><td style="width: 73px; text-align:right;border-color:#000000;min-width:73px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 5,714</font></td><td style="width: 66px; 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text-align:right;border-color:#000000;min-width:73px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 598</font></td><td style="width: 66px; text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 3,197</font></td><td style="width: 66px; text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 3,795</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="3" style="width: 272px; text-align:left;border-color:#000000;min-width:272px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Interest income on certain impaired loans </font></td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 73px; text-align:right;border-color:#000000;min-width:73px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (35)</font></td><td style="width: 66px; text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (111)</font></td><td style="width: 66px; text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (146)</font></td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 73px; text-align:right;border-color:#000000;min-width:73px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (54)</font></td><td style="width: 66px; text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (115)</font></td><td style="width: 66px; text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (169)</font></td></tr><tr style="height: 10px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 238px; text-align:left;border-color:#000000;min-width:238px;">&#160;</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 73px; text-align:right;border-color:#000000;min-width:73px;">&#160;</td><td style="width: 66px; text-align:right;border-color:#000000;min-width:66px;">&#160;</td><td style="width: 66px; text-align:right;border-color:#000000;min-width:66px;">&#160;</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 73px; text-align:right;border-color:#000000;min-width:73px;">&#160;</td><td style="width: 66px; text-align:right;border-color:#000000;min-width:66px;">&#160;</td><td style="width: 66px; text-align:right;border-color:#000000;min-width:66px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="3" style="width: 272px; text-align:left;border-color:#000000;min-width:272px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Loan charge-offs</font></td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 73px; text-align:right;border-color:#000000;min-width:73px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (532)</font></td><td style="width: 66px; text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (2,998)</font></td><td style="width: 66px; text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (3,530)</font></td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 73px; text-align:right;border-color:#000000;min-width:73px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (1,114)</font></td><td style="width: 66px; text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (4,455)</font></td><td style="width: 66px; text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (5,569)</font></td></tr><tr style="height: 14px"><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="3" style="width: 272px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:272px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Loan recoveries</font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 73px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:73px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 398</font></td><td style="width: 66px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 561</font></td><td style="width: 66px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 959</font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 73px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:73px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 371</font></td><td style="width: 66px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 603</font></td><td style="width: 66px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 974</font></td></tr><tr style="height: 18px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="2" style="width: 255px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:255px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Net loan charge-offs</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 73px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:73px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (134)</font></td><td style="width: 66px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (2,437)</font></td><td style="width: 66px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (2,571)</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 73px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:73px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (743)</font></td><td style="width: 66px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (3,852)</font></td><td style="width: 66px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (4,595)</font></td></tr><tr style="height: 18px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="3" style="width: 272px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:272px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Allowance related to business combinations/other</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 73px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:73px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (13)</font></td><td style="width: 66px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> -</font></td><td style="width: 66px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (13)</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 73px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:73px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> -</font></td><td style="width: 66px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (53)</font></td><td style="width: 66px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> (53)</font></td></tr><tr style="height: 18px"><td colspan="4" style="width: 289px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:289px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Balance, end of period</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:center;border-color:#000000;min-width:12px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: center;">$</font></td><td style="width: 73px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:73px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 5,896</font></td><td style="width: 66px; 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border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 73px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:73px;">&#160;</td><td style="width: 66px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:66px;">&#160;</td><td style="width: 66px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:66px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 73px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:73px;">&#160;</td><td style="width: 66px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:66px;">&#160;</td><td style="width: 66px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:66px;">&#160;</td></tr></table></div><p style='margin-top: 0pt; margin-bottom: 0pt;'></p><p style='margin-top:12pt; margin-bottom:0pt'><font style="font-family:Georgia;font-size:9pt;margin-left:0px;">The following </font><font style="font-family:Georgia;font-size:9pt;">table </font><font style="font-family:Georgia;font-size:9pt;">disaggregates our allowance for credit losses and recorded investment in loans by impairment methodology.</font></p><p style='margin-top: 0pt; margin-bottom: 0pt;'></p><div><table style="border-collapse:collapse;margin-top:20px;"><tr style="height: 10px"><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 258px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:258px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 68px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 54px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:54px;">&#160;</td><td style="width: 19px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 68px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 68px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 54px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:54px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 258px; text-align:left;border-color:#000000;min-width:258px;">&#160;</td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td colspan="3" style="width: 190px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:190px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">Allowance for credit losses</font></td><td style="width: 19px; text-align:center;border-color:#000000;min-width:19px;">&#160;</td><td colspan="3" style="width: 190px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:190px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">Recorded investment in loans</font></td></tr><tr style="height: 18px"><td colspan="4" style="width: 309px; 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border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 68px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">Commercial</font></td><td style="width: 68px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">Consumer</font></td><td style="width: 54px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:54px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">Total</font></td></tr><tr style="height: 10px"><td style="width: 17px; 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border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 68px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 68px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 54px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:54px;">&#160;</td></tr><tr style="height: 14px"><td colspan="4" style="width: 309px; text-align:left;border-color:#000000;min-width:309px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">June 30, 2013</font></td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 54px; text-align:right;border-color:#000000;min-width:54px;">&#160;</td><td style="width: 19px; text-align:right;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 54px; text-align:right;border-color:#000000;min-width:54px;">&#160;</td></tr><tr style="height: 10px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 258px; text-align:left;border-color:#000000;min-width:258px;">&#160;</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 54px; text-align:right;border-color:#000000;min-width:54px;">&#160;</td><td style="width: 19px; text-align:right;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 54px; text-align:right;border-color:#000000;min-width:54px;">&#160;</td></tr><tr style="height: 14px"><td colspan="4" style="width: 309px; text-align:left;border-color:#000000;min-width:309px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Collectively evaluated (1)</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: center;">$</font></td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 4,360</font></td><td style="width: 68px; 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border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 22</font></td><td style="width: 54px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:54px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 71</font></td><td style="width: 19px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 68px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 3,257</font></td><td style="width: 68px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 25,542</font></td><td style="width: 54px; 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border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 258px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:258px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 68px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 54px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:54px;">&#160;</td><td style="width: 19px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:19px;">&#160;</td><td style="width: 68px; 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text-align:left;border-color:#000000;min-width:258px;">&#160;</td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td colspan="3" style="width: 190px; text-align:right;border-color:#000000;min-width:190px;">&#160;</td><td style="width: 19px; text-align:center;border-color:#000000;min-width:19px;">&#160;</td><td colspan="3" style="width: 190px; text-align:right;border-color:#000000;min-width:190px;">&#160;</td></tr><tr style="height: 14px"><td colspan="4" style="width: 309px; text-align:left;border-color:#000000;min-width:309px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Collectively evaluated (1)</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: center;">$</font></td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 3,951</font></td><td style="width: 68px; 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border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 73px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:73px;">&#160;</td><td style="width: 64px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:64px;">&#160;</td></tr><tr style="height: 14px"><td colspan="5" style="width: 315px; text-align:left;border-color:#000000;min-width:315px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">June 30, 2013</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 64px; text-align:left;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 73px; text-align:right;border-color:#000000;min-width:73px;">&#160;</td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;">&#160;</td></tr><tr style="height: 10px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 247px; text-align:left;border-color:#000000;min-width:247px;">&#160;</td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 73px; text-align:right;border-color:#000000;min-width:73px;">&#160;</td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;">&#160;</td></tr><tr style="height: 14px"><td colspan="6" style="width: 327px; text-align:left;border-color:#000000;min-width:327px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">By risk category:</font></td><td style="width: 64px; text-align:left;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; text-align:left;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 73px; text-align:left;border-color:#000000;min-width:73px;">&#160;</td><td style="width: 64px; text-align:left;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; text-align:left;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; text-align:left;border-color:#000000;min-width:64px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 298px; text-align:left;border-color:#000000;min-width:298px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Pass</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: center;">$</font></td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 172,072</font></td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 88,937</font></td><td style="width: 73px; text-align:right;border-color:#000000;min-width:73px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 13,393</font></td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 11,180</font></td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 39,366</font></td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 324,948</font></td></tr><tr style="height: 14px"><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 298px; 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border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 247px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:247px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 64px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 73px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:73px;">&#160;</td><td style="width: 64px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:64px;">&#160;</td></tr><tr style="height: 14px"><td colspan="5" style="width: 315px; text-align:left;border-color:#000000;min-width:315px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">December 31, 2012</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 64px; text-align:left;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; text-align:left;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 73px; text-align:left;border-color:#000000;min-width:73px;">&#160;</td><td style="width: 64px; text-align:left;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; text-align:left;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; text-align:left;border-color:#000000;min-width:64px;">&#160;</td></tr><tr style="height: 10px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 247px; text-align:left;border-color:#000000;min-width:247px;">&#160;</td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 73px; text-align:right;border-color:#000000;min-width:73px;">&#160;</td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;">&#160;</td></tr><tr style="height: 14px"><td colspan="6" style="width: 327px; text-align:left;border-color:#000000;min-width:327px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">By risk category:</font></td><td style="width: 64px; text-align:left;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; text-align:left;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 73px; text-align:left;border-color:#000000;min-width:73px;">&#160;</td><td style="width: 64px; text-align:left;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; text-align:left;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; text-align:left;border-color:#000000;min-width:64px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 298px; text-align:left;border-color:#000000;min-width:298px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Pass</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: center;">$</font></td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 169,293</font></td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 87,183</font></td><td style="width: 73px; text-align:right;border-color:#000000;min-width:73px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 12,224</font></td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 11,787</font></td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 35,380</font></td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 315,867</font></td></tr><tr style="height: 14px"><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 298px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:298px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Criticized</font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 64px; 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border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 41,354</font></td></tr><tr style="height: 18px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="3" style="width: 281px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:281px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Total commercial loans (excluding PCI)</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 64px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 187,500</font></td><td style="width: 64px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 104,370</font></td><td style="width: 73px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:73px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 16,027</font></td><td style="width: 64px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 12,424</font></td><td style="width: 64px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 36,900</font></td><td style="width: 64px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 357,221</font></td></tr><tr style="height: 14px"><td colspan="5" style="width: 315px; 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border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> -</font></td><td style="width: 64px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 871</font></td><td style="width: 64px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 3,977</font></td></tr><tr style="height: 18px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="2" style="width: 264px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:264px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Total commercial loans </font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:12px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">$</font></td><td style="width: 64px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 187,759</font></td><td style="width: 64px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 106,340</font></td><td style="width: 73px; 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border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 247px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:247px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 64px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 73px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:73px;">&#160;</td><td style="width: 64px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:64px;">&#160;</td></tr></table></div><p style='margin-top: 0pt; margin-bottom: 0pt;'></p><p style='margin-top:12pt; margin-bottom:0pt'><font style="font-family:Georgia;font-size:9pt;margin-left:0px;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;The following table provides past due information for commercial loans, which we monitor as part of our credit risk management practices.</font></p><p style='margin-top: 0pt; margin-bottom: 0pt;'></p><div><table style="border-collapse:collapse;margin-top:20px;"><tr style="height: 10px"><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 244px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:244px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 64px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 75px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:75px;">&#160;</td><td style="width: 64px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:64px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 244px; text-align:left;border-color:#000000;min-width:244px;">&#160;</td><td colspan="2" style="width: 76px; 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text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 244px; text-align:left;border-color:#000000;min-width:244px;">&#160;</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">and </font></td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">estate</font></td><td style="width: 75px; text-align:right;border-color:#000000;min-width:75px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">estate</font></td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">Lease</font></td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;">&#160;</td></tr><tr style="height: 14px"><td colspan="5" style="width: 312px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:312px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">(in millions)</font></td><td colspan="2" style="width: 76px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:76px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">industrial</font></td><td style="width: 64px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">mortgage</font></td><td style="width: 75px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:75px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">construction</font></td><td style="width: 64px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">financing</font></td><td style="width: 64px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">Foreign</font></td><td style="width: 64px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">Total</font></td></tr><tr style="height: 10px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 244px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:244px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 64px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 75px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:75px;">&#160;</td><td style="width: 64px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; 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text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 244px; text-align:left;border-color:#000000;min-width:244px;">&#160;</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 75px; text-align:right;border-color:#000000;min-width:75px;">&#160;</td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;">&#160;</td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;">&#160;</td></tr><tr style="height: 14px"><td colspan="5" style="width: 312px; 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text-align:right;border-color:#000000;min-width:75px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 139</font></td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 7</font></td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 52</font></td><td style="width: 64px; text-align:right;border-color:#000000;min-width:64px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 1,182</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 295px; text-align:left;border-color:#000000;min-width:295px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">90+ DPD and still accruing</font></td><td style="width: 12px; 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border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td></tr><tr style="height: 14px"><td colspan="5" style="width: 342px; text-align:left;border-color:#000000;min-width:342px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">December 31, 2012</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td></tr><tr style="height: 10px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 274px; text-align:left;border-color:#000000;min-width:274px;">&#160;</td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td></tr><tr style="height: 14px"><td colspan="6" style="width: 354px; text-align:left;border-color:#000000;min-width:354px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">By delinquency status:</font></td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 325px; text-align:left;border-color:#000000;min-width:325px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Current-29 DPD</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: center;">$</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 179,870</font></td><td style="width: 61px; 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border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> -</font></td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> -</font></td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 12,446</font></td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 42,165</font></td></tr><tr style="height: 18px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 325px; 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border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:274px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td></tr></table></div><p style='margin-top: 0pt; margin-bottom: 0pt;'></p><p style='margin-top:12pt; margin-bottom:0pt'></p><ul><li style="margin-left:36px;list-style:decimal;"><font style="font-family:Verdana;font-size:6pt;">Represents loans whose repayments are</font><font style="font-family:Verdana;font-size:6pt;"> predominantly</font><font style="font-family:Verdana;font-size:6pt;"> insured by the FHA or guaranteed by the VA and student loans whose repayments are predominantly guaranteed by agencies on behalf of the U.S. Department of Education under the Federal Family Education Loan Program (FFELP). 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border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:61px;">&#160;</td></tr><tr style="height: 14px"><td colspan="5" style="width: 342px; text-align:left;border-color:#000000;min-width:342px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">June 30, 2013</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td></tr><tr style="height: 10px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 274px; text-align:left;border-color:#000000;min-width:274px;">&#160;</td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td></tr><tr style="height: 14px"><td colspan="6" style="width: 354px; 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600</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: center;">$</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 15,868</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 5,199</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 2,239</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 8,077</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 876</font></td><td style="width: 61px; 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border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:308px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Total consumer loans (excluding PCI)</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 227,433</font></td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 69,925</font></td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 24,815</font></td><td style="width: 61px; 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border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 274px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:274px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td></tr><tr style="height: 14px"><td colspan="5" style="width: 342px; text-align:left;border-color:#000000;min-width:342px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">December 31, 2012</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td></tr><tr style="height: 10px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 274px; text-align:left;border-color:#000000;min-width:274px;">&#160;</td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;">&#160;</td></tr><tr style="height: 14px"><td colspan="6" style="width: 354px; text-align:left;border-color:#000000;min-width:354px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">By updated FICO:</font></td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 325px; text-align:left;border-color:#000000;min-width:325px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">&lt; 600</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: center;">$</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 17,662</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 6,122</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 2,314</font></td><td style="width: 61px; 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text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 5,114</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 5,787</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 4,942</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 63,337</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 325px; text-align:left;border-color:#000000;min-width:325px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">760-799</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 63,946</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 21,874</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 4,109</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 5,400</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 6,971</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 102,300</font></td></tr><tr style="height: 14px"><td style="width: 17px; 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text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 1,912</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 43,148</font></td></tr><tr style="height: 14px"><td colspan="5" style="width: 342px; text-align:left;border-color:#000000;min-width:342px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">No FICO available</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 3,491</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 1,204</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 157</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 898</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 2,882</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 8,632</font></td></tr><tr style="height: 14px"><td colspan="5" style="width: 342px; text-align:left;border-color:#000000;min-width:342px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">FICO not required</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> -</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> -</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> -</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> -</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 5,403</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 5,403</font></td></tr><tr style="height: 14px"><td colspan="5" style="width: 342px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:342px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Government insured/guaranteed loans (1)</font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 29,719</font></td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> -</font></td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> -</font></td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> -</font></td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 12,446</font></td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 42,165</font></td></tr><tr style="height: 18px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="3" style="width: 308px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:308px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Total consumer loans (excluding PCI)</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 223,061</font></td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 75,313</font></td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 24,640</font></td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 45,998</font></td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 42,373</font></td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 411,385</font></td></tr><tr style="height: 14px"><td colspan="5" style="width: 342px; 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border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> -</font></td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> -</font></td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 26,991</font></td></tr><tr style="height: 18px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="2" style="width: 291px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:291px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Total consumer loans </font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:center;border-color:#000000;min-width:12px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: center;">$</font></td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 249,900</font></td><td style="width: 61px; 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border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td></tr></table></div><p style='margin-top: 0pt; margin-bottom: 0pt;'></p><p style='margin-top:12pt; margin-bottom:0pt'></p><ul><li style="margin-left:36px;list-style:decimal;"><font style="font-family:Verdana;font-size:6pt;">Represent</font><font style="font-family:Verdana;font-size:6pt;">s l</font><font style="font-family:Verdana;font-size:6pt;">oans whose repayments are</font><font style="font-family:Verdana;font-size:6pt;"> predominantly</font><font style="font-family:Verdana;font-size:6pt;"> insured by the FHA or guaranteed by the VA and </font><font style="font-family:Verdana;font-size:6pt;">student loans whose repayments are predominantly guaranteed by agencies on behalf of</font><font style="font-family:Verdana;font-size:6pt;"> the U.S. </font><font style="font-family:Verdana;font-size:6pt;">Department of Education </font><font style="font-family:Verdana;font-size:6pt;">under F</font><font style="font-family:Verdana;font-size:6pt;">FELP</font><font style="font-family:Verdana;font-size:6pt;">.</font></li></ul><p style='margin-top: 0pt; margin-bottom: 0pt;'></p><p style='margin-top:12pt; margin-bottom:0pt'><font style="font-family:Georgia;font-size:9pt;margin-left:0px;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="font-family:Georgia;font-size:9pt;">LTV refers to the ratio comparing the loan's unpaid principal balance to the property's collateral value. CLTV refers to the </font><font style="font-family:Georgia;font-size:9pt;">combination of </font><font style="font-family:Georgia;font-size:9pt;">first </font><font style="font-family:Georgia;font-size:9pt;">mortgage </font><font style="font-family:Georgia;font-size:9pt;">and junior lien </font><font style="font-family:Georgia;font-size:9pt;">mortgage (including unused line amounts for credit line products) ratios. </font><font style="font-family:Georgia;font-size:9pt;">LTVs and CLTVs are updated </font><font style="font-family:Georgia;font-size:9pt;">quarterly</font><font style="font-family:Georgia;font-size:9pt;"> </font><font style="font-family:Georgia;font-size:9pt;">using</font><font style="font-family:Georgia;font-size:9pt;"> a cascade approach which first uses values provided by automated valuation models (AVMs</font><font style="font-family:Georgia;font-size:9pt;">) for the property. </font><font style="font-family:Georgia;font-size:9pt;">If an AVM is not available, then the value is estimated using the original appraised value adjusted by the </font><font style="font-family:Georgia;font-size:9pt;">change in Home Price Index (HPI) for the property location. If an </font><font style="font-family:Georgia;font-size:9pt;">HPI is not available</font><font style="font-family:Georgia;font-size:9pt;">, the original appraised value is used.</font><font style="font-family:Georgia;font-size:9pt;"> </font><font style="font-family:Georgia;font-size:9pt;">The HPI value is normally the only method considered for high value properties</font><font style="font-family:Georgia;font-size:9pt;">, generally with an original value of $1 million or more, </font><font style="font-family:Georgia;font-size:9pt;">as the AVM values have proven less accurate for these properties.</font></p><p style='margin-top:0pt; margin-bottom:0pt'><font style="font-family:Georgia;font-size:9pt;margin-left:0px;"></font><font style="font-family:Georgia;font-size:9pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;The </font><font style="font-family:Georgia;font-size:9pt;">following table </font><font style="font-family:Georgia;font-size:9pt;">shows the most </font><font style="font-family:Georgia;font-size:9pt;">updated</font><font style="font-family:Georgia;font-size:9pt;"> LTV and CLTV distribution of the real estate 1-4 family first and junior lien mortgage </font><font style="font-family:Georgia;font-size:9pt;">loan </font><font style="font-family:Georgia;font-size:9pt;">portfolios.</font><font style="font-family:Georgia;font-size:9pt;"> </font><font style="font-family:Georgia;font-size:9pt;">We consider the</font><font style="font-family:Georgia;font-size:9pt;"> trends </font><font style="font-family:Georgia;font-size:9pt;">in residential real estate markets as</font><font style="font-family:Georgia;font-size:9pt;"> we monitor credit risk and establish our allowance for credit losses. LTV does not necessarily reflect the likelihood of performance of a given loan, but does provide an indication of collateral value. 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border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 68px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 68px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td></tr></table></div><p style='margin-top: 0pt; margin-bottom: 0pt;'></p><p style='margin-top:12pt; 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margin-bottom: 0pt;'></p><p style='margin-top:12pt; margin-bottom:0pt'><font style="font-family:Georgia;font-size:7.5pt;font-weight:bold;margin-left:0px;">LOANS </font><font style="font-family:Georgia;font-size:7.5pt;font-weight:bold;">90 Days </font><font style="font-family:Georgia;font-size:7.5pt;font-weight:bold;">OR MORE </font><font style="font-family:Georgia;font-size:7.5pt;font-weight:bold;">Past Due and Still Accruing</font><font style="font-family:Georgia;font-size:9pt;"> </font><font style="font-family:Georgia;font-size:9pt;">Certain loans 90 days or more past due as to interest or principal are still accruing, because they are (1) well-secured and in the process of collection or (2) real estate 1</font><font style="font-family:Georgia;font-size:9pt;">-4&#160;family mortgage loans or consumer loans exempt under regulatory rules from being classified as nonaccrual until later delinquency, usually 12</font><font style="font-family:Georgia;font-size:9pt;">0 days past due. 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text-align:left;border-color:#000000;min-width:10px;">&#160;</td><td style="width: 162px; text-align:left;border-color:#000000;min-width:162px;">&#160;</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 50px; text-align:right;border-color:#000000;min-width:50px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">June 30,</font></td><td style="width: 48px; text-align:right;border-color:#000000;min-width:48px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">Dec. 31,</font></td></tr><tr style="height: 14px"><td colspan="6" style="width: 240px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:240px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">(in millions)</font></td><td colspan="2" style="width: 62px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:62px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;"> 2013</font></td><td style="width: 48px; 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text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 274</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 391px; text-align:left;border-color:#000000;min-width:391px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Real estate mortgage</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 5,130</font></td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 4,113</font></td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 3,920</font></td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 1,014</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 391px; text-align:left;border-color:#000000;min-width:391px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Real estate construction</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 1,407</font></td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 981</font></td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 954</font></td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 185</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 391px; text-align:left;border-color:#000000;min-width:391px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Lease financing</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 65</font></td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 27</font></td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 27</font></td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 9</font></td></tr><tr style="height: 14px"><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 391px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:391px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Foreign</font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 96</font></td><td style="width: 68px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 41</font></td><td style="width: 82px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 41</font></td><td style="width: 82px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 5</font></td></tr><tr style="height: 18px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="3" style="width: 374px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:374px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Total commercial (1)</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 9,200</font></td><td style="width: 68px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 6,661</font></td><td style="width: 82px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 6,265</font></td><td style="width: 82px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 1,487</font></td></tr><tr style="height: 18px"><td colspan="5" style="width: 408px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:408px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Consumer:</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 68px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 82px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:82px;">&#160;</td><td style="width: 82px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:82px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 391px; text-align:left;border-color:#000000;min-width:391px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Real estate 1-4 family first mortgage</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 22,778</font></td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 19,754</font></td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 14,263</font></td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 3,513</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 391px; text-align:left;border-color:#000000;min-width:391px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Real estate 1-4 family junior lien mortgage</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 3,049</font></td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 2,511</font></td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 2,093</font></td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 764</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 391px; text-align:left;border-color:#000000;min-width:391px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Credit card</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 477</font></td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 477</font></td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 477</font></td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 197</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 391px; text-align:left;border-color:#000000;min-width:391px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Automobile</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 298</font></td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 246</font></td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 137</font></td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 16</font></td></tr><tr style="height: 14px"><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 391px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:391px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Other revolving credit and installment</font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 38</font></td><td style="width: 68px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 30</font></td><td style="width: 82px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 24</font></td><td style="width: 82px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 1</font></td></tr><tr style="height: 18px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="3" style="width: 374px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:374px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Total consumer</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 26,640</font></td><td style="width: 68px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 23,018</font></td><td style="width: 82px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 16,994</font></td><td style="width: 82px; 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border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:center;border-color:#000000;min-width:12px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: center;">$</font></td><td style="width: 68px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 35,840</font></td><td style="width: 68px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 29,679</font></td><td style="width: 82px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 23,259</font></td><td style="width: 82px; 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border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 68px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 82px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:82px;">&#160;</td><td style="width: 82px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:82px;">&#160;</td></tr><tr style="height: 14px"><td colspan="5" style="width: 408px; text-align:left;border-color:#000000;min-width:408px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">December 31, 2012</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; text-align:left;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 68px; text-align:left;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 82px; text-align:left;border-color:#000000;min-width:82px;">&#160;</td><td style="width: 82px; text-align:left;border-color:#000000;min-width:82px;">&#160;</td></tr><tr style="height: 10px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 340px; text-align:left;border-color:#000000;min-width:340px;">&#160;</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;">&#160;</td><td style="width: 82px; 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border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 109</font></td><td style="width: 68px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 43</font></td><td style="width: 82px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 43</font></td><td style="width: 82px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 9</font></td></tr><tr style="height: 18px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="3" style="width: 374px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:374px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Total commercial (1)</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 11,235</font></td><td style="width: 68px; 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border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 68px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:68px;">&#160;</td><td style="width: 82px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:82px;">&#160;</td><td style="width: 82px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:82px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 391px; text-align:left;border-color:#000000;min-width:391px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Real estate 1-4 family first mortgage</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 21,293</font></td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 18,472</font></td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 15,224</font></td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 3,074</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 391px; text-align:left;border-color:#000000;min-width:391px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Real estate 1-4 family junior lien mortgage</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 2,855</font></td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 2,483</font></td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 2,070</font></td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 859</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 391px; text-align:left;border-color:#000000;min-width:391px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Credit card</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 531</font></td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 531</font></td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 531</font></td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 244</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 391px; text-align:left;border-color:#000000;min-width:391px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Automobile</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 314</font></td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 314</font></td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 314</font></td><td style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 27</font></td></tr><tr style="height: 14px"><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 391px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:391px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Other revolving credit and installment</font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 27</font></td><td style="width: 68px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 26</font></td><td style="width: 82px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 26</font></td><td style="width: 82px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 6</font></td></tr><tr style="height: 18px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="3" style="width: 374px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:374px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Total consumer</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 68px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 25,020</font></td><td style="width: 68px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:68px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 21,826</font></td><td style="width: 82px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 18,165</font></td><td style="width: 82px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 4,210</font></td></tr><tr style="height: 18px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; 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border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 9px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 9px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 152px; text-align:left;border-color:#000000;min-width:152px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Commercial and industrial</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: center;">$</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 1,573</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 22</font></td><td style="width: 9px; text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 2,665</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 33</font></td><td style="width: 9px; text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 1,603</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 48</font></td><td style="width: 9px; text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 2,756</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 72</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 152px; text-align:left;border-color:#000000;min-width:152px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Real estate mortgage</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 4,194</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 36</font></td><td style="width: 9px; text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 5,016</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 33</font></td><td style="width: 9px; text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 4,250</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 68</font></td><td style="width: 9px; text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 5,095</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 50</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 152px; text-align:left;border-color:#000000;min-width:152px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Real estate construction</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 1,082</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 11</font></td><td style="width: 9px; text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 1,986</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 17</font></td><td style="width: 9px; text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 1,174</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 23</font></td><td style="width: 9px; text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 2,124</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 27</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 152px; text-align:left;border-color:#000000;min-width:152px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Lease financing</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 30</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> - </font></td><td style="width: 9px; text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 58</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> - </font></td><td style="width: 9px; text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 32</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> - </font></td><td style="width: 9px; text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 60</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> - </font></td></tr><tr style="height: 14px"><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 152px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:152px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Foreign</font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 41</font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> - </font></td><td style="width: 9px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 43</font></td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> - </font></td><td style="width: 9px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 37</font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> - </font></td><td style="width: 9px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 38</font></td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> - </font></td></tr><tr style="height: 18px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="3" style="width: 135px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:135px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Total commercial</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 6,920</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 69</font></td><td style="width: 9px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 9,768</font></td><td style="width: 61px; 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border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 10,073</font></td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 149</font></td></tr><tr style="height: 18px"><td colspan="5" style="width: 169px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:169px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Consumer:</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; 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text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 9px; text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 9px; text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="3" style="width: 135px; 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text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 9px; text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="3" style="width: 135px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:135px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">and installment</font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; 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border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 237</font></td><td style="width: 9px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 22,575</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 635</font></td><td style="width: 9px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 17,525</font></td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 480</font></td></tr><tr style="height: 18px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="2" style="width: 118px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:118px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Total impaired loans</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 9px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 9px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 9px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td></tr><tr style="height: 18px"><td style="width: 17px; border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 101px; border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:101px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">(excluding PCI)</font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:2px;text-align:center;border-color:#000000;min-width:12px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: center;">$</font></td><td style="width: 61px; 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border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 29,671</font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 774</font></td><td style="width: 9px; border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 27,598</font></td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 629</font></td></tr><tr style="height: 16px"><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 101px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:101px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 9px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 9px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 9px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td></tr><tr style="height: 14px"><td colspan="5" style="width: 169px; text-align:left;border-color:#000000;min-width:169px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Interest income:</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 9px; text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 9px; text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 9px; text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 152px; text-align:left;border-color:#000000;min-width:152px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Cash basis of accounting</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: center;">$</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 119</font></td><td style="width: 9px; text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 77</font></td><td style="width: 9px; text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 242</font></td><td style="width: 9px; text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 126</font></td></tr><tr style="height: 14px"><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 152px; 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border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 243</font></td><td style="width: 9px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 532</font></td><td style="width: 9px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:9px;">&#160;</td><td style="width: 61px; 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border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 1.54</font></td><td style="width: 15px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:15px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 114</font></td></tr><tr style="height: 13px"><td colspan="5" style="width: 218px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:218px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;">Consumer:</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:63px;">&#160;</td><td style="width: 63px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:63px;">&#160;</td><td style="width: 75px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:75px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:63px;">&#160;</td><td style="width: 63px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:63px;">&#160;</td><td style="width: 15px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:15px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:63px;">&#160;</td></tr><tr style="height: 9px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 201px; text-align:left;border-color:#000000;min-width:201px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;">Real estate 1-4 family first mortgage</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 282</font></td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 378</font></td><td style="width: 75px; text-align:right;border-color:#000000;min-width:75px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 715</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 1,375</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 48</font></td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 2.71</font></td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;">&#160;</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 563</font></td></tr><tr style="height: 9px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 201px; text-align:left;border-color:#000000;min-width:201px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;">Real estate 1-4 family junior lien mortgage</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 25</font></td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 46</font></td><td style="width: 75px; text-align:right;border-color:#000000;min-width:75px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 90</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 161</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 1</font></td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 3.24</font></td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;">&#160;</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 70</font></td></tr><tr style="height: 9px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 201px; text-align:left;border-color:#000000;min-width:201px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;">Credit card</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> -</font></td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 46</font></td><td style="width: 75px; text-align:right;border-color:#000000;min-width:75px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> -</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 46</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> -</font></td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 10.53</font></td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;">&#160;</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 46</font></td></tr><tr style="height: 9px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 201px; text-align:left;border-color:#000000;min-width:201px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;">Automobile</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 1</font></td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 2</font></td><td style="width: 75px; text-align:right;border-color:#000000;min-width:75px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 24</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 27</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 8</font></td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 8.77</font></td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;">&#160;</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 2</font></td></tr><tr style="height: 9px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 201px; text-align:left;border-color:#000000;min-width:201px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;">Other revolving credit and installment</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> -</font></td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 4</font></td><td style="width: 75px; text-align:right;border-color:#000000;min-width:75px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 4</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 8</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> -</font></td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 5.31</font></td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;">&#160;</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 4</font></td></tr><tr style="height: 9px"><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 201px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:201px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;TEXT-ALIGN: left;">Trial modifications (6)</font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> -</font></td><td style="width: 63px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> -</font></td><td style="width: 75px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:75px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 22</font></td><td style="width: 61px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 22</font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> -</font></td><td style="width: 63px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> -</font></td><td style="width: 15px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:15px;">&#160;</td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> -</font></td></tr><tr style="height: 13px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="3" style="width: 184px; 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border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="2" style="width: 167px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:167px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;">Total</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:12px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;">$</font></td><td style="width: 63px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 312</font></td><td style="width: 63px; 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border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:63px;">&#160;</td><td style="width: 63px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:63px;">&#160;</td><td style="width: 75px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:75px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:63px;">&#160;</td><td style="width: 63px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:63px;">&#160;</td><td style="width: 15px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:15px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:63px;">&#160;</td></tr><tr style="height: 13px"><td colspan="7" style="width: 293px; text-align:left;border-color:#000000;min-width:293px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;TEXT-ALIGN: left;">Quarter ended June 30, 2012</font></td><td style="width: 63px; text-align:left;border-color:#000000;min-width:63px;">&#160;</td><td style="width: 75px; text-align:left;border-color:#000000;min-width:75px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;">&#160;</td><td style="width: 63px; text-align:left;border-color:#000000;min-width:63px;">&#160;</td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;">&#160;</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:left;border-color:#000000;min-width:63px;">&#160;</td></tr><tr style="height: 13px"><td colspan="5" style="width: 218px; text-align:left;border-color:#000000;min-width:218px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;">Commercial:</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:left;border-color:#000000;min-width:63px;">&#160;</td><td style="width: 63px; text-align:left;border-color:#000000;min-width:63px;">&#160;</td><td style="width: 75px; text-align:left;border-color:#000000;min-width:75px;">&#160;</td><td style="width: 61px; text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;">&#160;</td><td style="width: 63px; text-align:left;border-color:#000000;min-width:63px;">&#160;</td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;">&#160;</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:left;border-color:#000000;min-width:63px;">&#160;</td></tr><tr style="height: 9px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 201px; text-align:left;border-color:#000000;min-width:201px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;">Commercial and industrial</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;">$</font></td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 10</font></td><td style="width: 63px; 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text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> -</font></td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> -</font></td><td style="width: 75px; text-align:right;border-color:#000000;min-width:75px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 1</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 1</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> -</font></td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> -</font></td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;">&#160;</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> -</font></td></tr><tr style="height: 9px"><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 201px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:201px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;">Foreign</font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> -</font></td><td style="width: 63px; 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border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:15px;">&#160;</td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> -</font></td></tr><tr style="height: 13px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="3" style="width: 184px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:184px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;">Total commercial</font></td><td style="width: 12px; 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border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:63px;">&#160;</td><td style="width: 63px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:63px;">&#160;</td><td style="width: 15px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:15px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:63px;">&#160;</td></tr><tr style="height: 9px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 201px; text-align:left;border-color:#000000;min-width:201px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;">Real estate 1-4 family first mortgage</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 348</font></td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 207</font></td><td style="width: 75px; text-align:right;border-color:#000000;min-width:75px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 173</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 728</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; 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text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 14</font></td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 67</font></td><td style="width: 75px; text-align:right;border-color:#000000;min-width:75px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 35</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 116</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 7</font></td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 3.66</font></td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;">&#160;</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 79</font></td></tr><tr style="height: 9px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 201px; text-align:left;border-color:#000000;min-width:201px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;">Credit card</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> -</font></td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 59</font></td><td style="width: 75px; text-align:right;border-color:#000000;min-width:75px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> -</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 59</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> -</font></td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 10.75</font></td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;">&#160;</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 59</font></td></tr><tr style="height: 9px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 201px; text-align:left;border-color:#000000;min-width:201px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;">Automobile</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 2</font></td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 13</font></td><td style="width: 75px; text-align:right;border-color:#000000;min-width:75px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 34</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 49</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; 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border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:15px;">&#160;</td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> -</font></td></tr><tr style="height: 13px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="3" style="width: 184px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:184px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;">Total consumer</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 364</font></td><td style="width: 63px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 347</font></td><td style="width: 75px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:75px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 337</font></td><td style="width: 61px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 1,048</font></td><td style="width: 12px; 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border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 655</font></td></tr><tr style="height: 13px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="2" style="width: 167px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:167px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;">Total</font></td><td style="width: 12px; 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text-align:right;border-color:#000000;min-width:75px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 258</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 404</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 16</font></td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 3.24</font></td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;">&#160;</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 142</font></td></tr><tr style="height: 9px"><td style="width: 17px; 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text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 7.00</font></td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;">&#160;</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 8</font></td></tr><tr style="height: 9px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 201px; text-align:left;border-color:#000000;min-width:201px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;">Other revolving credit and installment</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> - </font></td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 6</font></td><td style="width: 75px; text-align:right;border-color:#000000;min-width:75px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 7</font></td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 13</font></td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> -</font></td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 4.80</font></td><td style="width: 15px; text-align:center;border-color:#000000;min-width:15px;">&#160;</td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 6</font></td></tr><tr style="height: 9px"><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 201px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:201px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;">Trial modifications (6)</font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> - </font></td><td style="width: 63px; 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border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> -</font></td><td style="width: 15px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:15px;">&#160;</td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> -</font></td></tr><tr style="height: 13px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="3" style="width: 184px; 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border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="2" style="width: 167px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:167px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;">Total</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:12px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;">$</font></td><td style="width: 63px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:63px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;"> 723</font></td><td style="width: 63px; 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border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:150px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:63px;">&#160;</td><td style="width: 63px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:63px;">&#160;</td><td style="width: 75px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:75px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:63px;">&#160;</td><td style="width: 63px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:63px;">&#160;</td><td style="width: 15px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:15px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 63px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:63px;">&#160;</td></tr><tr style="height: 11px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;">(1) </font></td><td colspan="15" style="width: 703px; text-align:left;background-color:#FFFF00;border-color:#000000;min-width:703px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;TEXT-ALIGN: left;">Amounts represent the recorded investment in loans after recognizing the effects of the TDR, if any. TDRs with multiple types of concessions are presented only once in the table in the first category type based on the order presented. The reported amounts include loans remodified in the current reporting period, which total $647 million and $601 million for the second quarters of 2013 and 2012 and $1.6 billion and $1.2 billion for the first half of 2013 and 2012, respectively.</font></td></tr><tr style="height: 11px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;">(2)</font></td><td colspan="15" style="width: 703px; text-align:left;border-color:#000000;min-width:703px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;TEXT-ALIGN: left;">Principal modifications include principal forgiveness at the time of the modification, contingent principal forgiveness granted over the life of the loan based on borrower performance, and principal that has been legally separated and deferred to the end of the loan, with a zero percent contractual interest rate. </font></td></tr><tr style="height: 11px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;">(3)</font></td><td colspan="15" style="width: 703px; text-align:left;border-color:#000000;min-width:703px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;TEXT-ALIGN: left;">Other interest rate concessions include loans modified to an interest rate that is not commensurate with the credit risk, even though the rate may have been increased. These modifications would include renewals, term extensions and other interest adjustments, but exclude modifications that also forgive principal and/or reduce the interest rate. Quarter and six months ended June 30, 2013, include $617 million and $1.9 billion, respectively, of consumer loans discharged in bankruptcy. The OCC guidance issued in third quarter 2012 requires consumer loans discharged in bankruptcy to be classified as TDRs, as well as written down to net realizable collateral value.</font></td></tr><tr style="height: 11px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;">(4)</font></td><td colspan="15" style="width: 703px; text-align:left;border-color:#000000;min-width:703px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6pt;COLOR: #000000;TEXT-ALIGN: left;">Charge-offs include write-downs of the investment in the loan in the period it is contractually modified. The amount of charge-off will differ from the modification terms if the loan has been charged down prior to the modification based on our policies. In addition, there may be cases where we have a charge-off/down with no legal principal modification. 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border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="2" style="width: 364px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:364px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Total</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:12px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">$</font></td><td style="width: 70px; 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border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:61px;">&#160;</td><td style="width: 54px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:54px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 452px; text-align:left;border-color:#000000;min-width:452px;">&#160;</td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">June 30,</font></td><td style="width: 12px; 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text-align:left;border-color:#000000;min-width:503px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Real estate 1-4 family junior lien mortgage</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 134</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 61px; text-align:right;border-color:#000000;min-width:61px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 152</font></td><td style="width: 54px; text-align:right;border-color:#000000;min-width:54px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 728</font></td></tr><tr style="height: 14px"><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 503px; 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border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 557px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:557px;">&#160;<font style="FONT-FAMILY: Verdana;FONT-SIZE: 8pt;COLOR: #000000;" /></td><td style="width: 12px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 66px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:66px;">&#160;</td></tr><tr style="height: 18px"><td colspan="6" style="width: 642px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:642px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">(in millions)</font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 66px; 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border-top-style:solid;border-top-width:2px;border-bottom-style:solid;border-bottom-width:2px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 66px; border-top-style:solid;border-top-width:2px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:66px;">&#160;</td></tr><tr style="height: 18px"><td colspan="6" style="width: 642px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:642px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Balance, March 31, 2013</font><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;" /></td><td style="width: 12px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:12px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: center;">$</font></td><td style="width: 66px; border-top-style:solid;border-top-width:2px;text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 17,965</font></td></tr><tr style="height: 14px"><td style="width: 17px; 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border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:428px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">(in millions)</font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 70px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">Commercial</font></td><td style="width: 70px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">Pick-a-Pay</font></td><td style="width: 70px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">consumer</font></td><td style="width: 70px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">Total</font></td></tr><tr style="height: 18px"><td colspan="3" style="width: 428px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:428px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Balance, December 31, 2008</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: center;">$</font></td><td style="width: 70px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> -</font></td><td style="width: 70px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> -</font></td><td style="width: 70px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> -</font></td><td style="width: 70px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> -</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="2" style="width: 411px; text-align:left;border-color:#000000;min-width:411px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Provision for losses due to credit deterioration</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 1,693</font></td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> -</font></td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 123</font></td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 1,816</font></td></tr><tr style="height: 14px"><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="2" style="width: 411px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:411px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Charge-offs </font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 70px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (1,605)</font></td><td style="width: 70px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> -</font></td><td style="width: 70px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (94)</font></td><td style="width: 70px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (1,699)</font></td></tr><tr style="height: 18px"><td colspan="3" style="width: 428px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:428px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Balance, December 31, 2012</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 70px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 88</font></td><td style="width: 70px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> -</font></td><td style="width: 70px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 29</font></td><td style="width: 70px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 117</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="2" style="width: 411px; text-align:left;border-color:#000000;min-width:411px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Provision for losses due to credit deterioration / (reversal of provision)</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (34)</font></td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> -</font></td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 1</font></td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (33)</font></td></tr><tr style="height: 14px"><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="2" style="width: 411px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:411px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Charge-offs </font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 70px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (5)</font></td><td style="width: 70px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> -</font></td><td style="width: 70px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (8)</font></td><td style="width: 70px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (13)</font></td></tr><tr style="height: 18px"><td colspan="3" style="width: 428px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:428px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Balance, June 30, 2013</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:center;border-color:#000000;min-width:12px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: center;">$</font></td><td style="width: 70px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 49</font></td><td style="width: 70px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> -</font></td><td style="width: 70px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 22</font></td><td style="width: 70px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 71</font></td></tr><tr style="height: 18px"><td style="width: 17px; border-top-style:solid;border-top-width:2px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 394px; border-top-style:solid;border-top-width:2px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:394px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:2px;border-bottom-style:solid;border-bottom-width:2px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 70px; border-top-style:solid;border-top-width:2px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 70px; border-top-style:solid;border-top-width:2px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 70px; border-top-style:solid;border-top-width:2px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 70px; border-top-style:solid;border-top-width:2px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:70px;">&#160;</td></tr><tr style="height: 18px"><td colspan="3" style="width: 428px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:428px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Balance, March 31, 2013</font></td><td style="width: 12px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:12px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: center;">$</font></td><td style="width: 70px; border-top-style:solid;border-top-width:2px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 53</font></td><td style="width: 70px; border-top-style:solid;border-top-width:2px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> -</font></td><td style="width: 70px; border-top-style:solid;border-top-width:2px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 27</font></td><td style="width: 70px; border-top-style:solid;border-top-width:2px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 80</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="2" style="width: 411px; text-align:left;border-color:#000000;min-width:411px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Provision for losses due to credit deterioration / (reversal of provision)</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (2)</font></td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> -</font></td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 1</font></td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (1)</font></td></tr><tr style="height: 14px"><td style="width: 17px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="2" style="width: 411px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:411px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Charge-offs </font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 70px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (2)</font></td><td style="width: 70px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> -</font></td><td style="width: 70px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (6)</font></td><td style="width: 70px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> (8)</font></td></tr><tr style="height: 18px"><td colspan="3" style="width: 428px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:428px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Balance, June 30, 2013</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:center;border-color:#000000;min-width:12px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: center;">$</font></td><td style="width: 70px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 49</font></td><td style="width: 70px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> -</font></td><td style="width: 70px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 22</font></td><td style="width: 70px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 71</font></td></tr><tr style="height: 16px"><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 394px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:394px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 70px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 70px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 70px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 70px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:70px;">&#160;</td></tr></table></div><p style='margin-top: 0pt; margin-bottom: 0pt;'></p><p style='margin-top:12pt; margin-bottom:0pt'><font style="font-family:Georgia;font-size:7.5pt;font-weight:bold;margin-left:0px;">Commercial PCI Credit Quality Indicators</font><font style="font-family:Georgia;font-size:7.5pt;font-weight:bold;"> </font><font style="font-family:Georgia;font-size:9pt;">The following</font></p><p style='margin-top:0pt; margin-bottom:0pt'><font style="font-family:Georgia;font-size:9pt;margin-left:0px;">table provides a breakdown of commercial PCI loans by risk </font><font style="font-family:Georgia;font-size:9pt;">category.</font></p><p style='margin-top: 0pt; margin-bottom: 0pt;'></p><div><table style="border-collapse:collapse;margin-top:20px;"><tr style="height: 10px"><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 284px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:284px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 70px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 70px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 76px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:76px;">&#160;</td><td style="width: 70px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 70px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:70px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; text-align:right;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:right;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:right;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:right;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 284px; text-align:right;border-color:#000000;min-width:284px;">&#160;</td><td colspan="2" style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">Commercial</font></td><td style="width: 70px; 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text-align:left;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 76px; text-align:left;border-color:#000000;min-width:76px;">&#160;</td><td style="width: 70px; text-align:left;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 70px; text-align:left;border-color:#000000;min-width:70px;">&#160;</td></tr><tr style="height: 10px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 284px; text-align:left;border-color:#000000;min-width:284px;">&#160;</td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 76px; text-align:right;border-color:#000000;min-width:76px;">&#160;</td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;">&#160;</td></tr><tr style="height: 14px"><td colspan="6" style="width: 364px; text-align:left;border-color:#000000;min-width:364px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">By risk category:</font></td><td style="width: 70px; text-align:left;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 70px; text-align:left;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 76px; text-align:left;border-color:#000000;min-width:76px;">&#160;</td><td style="width: 70px; text-align:left;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 70px; text-align:left;border-color:#000000;min-width:70px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; 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text-align:left;border-color:#000000;min-width:70px;">&#160;</td></tr><tr style="height: 10px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 284px; text-align:left;border-color:#000000;min-width:284px;">&#160;</td><td colspan="6" style="width: 368px; text-align:right;border-color:#000000;min-width:368px;">&#160;</td></tr><tr style="height: 14px"><td colspan="6" style="width: 364px; text-align:left;border-color:#000000;min-width:364px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">By risk category:</font></td><td style="width: 70px; text-align:left;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 70px; text-align:left;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 76px; text-align:left;border-color:#000000;min-width:76px;">&#160;</td><td style="width: 70px; text-align:left;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 70px; text-align:left;border-color:#000000;min-width:70px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 335px; text-align:left;border-color:#000000;min-width:335px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">Pass</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: center;">$</font></td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 95</font></td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 341</font></td><td style="width: 76px; 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border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 164</font></td><td style="width: 70px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 1,629</font></td><td style="width: 76px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:76px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 670</font></td><td style="width: 70px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 616</font></td><td style="width: 70px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 3,079</font></td></tr><tr style="height: 18px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="3" style="width: 318px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:318px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Total commercial PCI loans</font></td><td style="width: 12px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:center;border-color:#000000;min-width:12px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: center;">$</font></td><td style="width: 70px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 259</font></td><td style="width: 70px; 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border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 284px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:284px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 70px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 70px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 76px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:76px;">&#160;</td><td style="width: 70px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 70px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:70px;">&#160;</td></tr></table></div><p style='margin-top: 0pt; margin-bottom: 0pt;'></p><p style='margin-top:12pt; margin-bottom:0pt'><font style="font-family:Georgia;font-size:9pt;margin-left:0px;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="font-family:Georgia;font-size:9pt;">The following table provides past due information for commercial </font><font style="font-family:Georgia;font-size:9pt;">PCI loans</font><font style="font-family:Georgia;font-size:9pt;">.</font></p><p style='margin-top: 0pt; margin-bottom: 0pt;'></p><div><table style="border-collapse:collapse;margin-top:20px;"><tr style="height: 10px"><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 284px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:284px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 70px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 70px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 76px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:76px;">&#160;</td><td style="width: 70px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 70px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:70px;">&#160;</td></tr><tr style="height: 14px"><td colspan="5" style="width: 352px; text-align:left;border-color:#000000;min-width:352px;">&#160;</td><td colspan="2" style="width: 82px; text-align:right;border-color:#000000;min-width:82px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">Commercial</font></td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">Real</font></td><td style="width: 76px; text-align:right;border-color:#000000;min-width:76px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">Real</font></td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 284px; text-align:left;border-color:#000000;min-width:284px;">&#160;</td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">and </font></td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">estate</font></td><td style="width: 76px; text-align:right;border-color:#000000;min-width:76px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">estate</font></td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;">&#160;</td></tr><tr style="height: 14px"><td colspan="5" style="width: 352px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:352px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">(in millions)</font></td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 70px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">industrial</font></td><td style="width: 70px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">mortgage</font></td><td style="width: 76px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:76px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">construction</font></td><td style="width: 70px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">Foreign</font></td><td style="width: 70px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:70px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">Total</font></td></tr><tr style="height: 10px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 284px; border-top-style:solid;border-top-width:1px;text-align:left;border-color:#000000;min-width:284px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 70px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 70px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 76px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:76px;">&#160;</td><td style="width: 70px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 70px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:70px;">&#160;</td></tr><tr style="height: 14px"><td colspan="5" style="width: 352px; text-align:left;border-color:#000000;min-width:352px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">June 30, 2013</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 76px; text-align:right;border-color:#000000;min-width:76px;">&#160;</td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;">&#160;</td></tr><tr style="height: 10px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 284px; text-align:left;border-color:#000000;min-width:284px;">&#160;</td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 76px; text-align:right;border-color:#000000;min-width:76px;">&#160;</td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;">&#160;</td></tr><tr style="height: 14px"><td colspan="6" style="width: 364px; 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text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 284px; text-align:left;border-color:#000000;min-width:284px;">&#160;</td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 76px; text-align:right;border-color:#000000;min-width:76px;">&#160;</td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;">&#160;</td><td style="width: 70px; text-align:right;border-color:#000000;min-width:70px;">&#160;</td></tr><tr style="height: 14px"><td colspan="6" style="width: 364px; text-align:left;border-color:#000000;min-width:364px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">By delinquency status:</font></td><td style="width: 70px; 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border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 256px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:256px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 66px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:66px;">&#160;</td><td style="width: 66px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:66px;">&#160;</td><td style="width: 62px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:62px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 59px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:59px;">&#160;</td><td style="width: 59px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:59px;">&#160;</td><td style="width: 55px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:55px;">&#160;</td></tr></table></div><p style='margin-top: 0pt; margin-bottom: 0pt;'></p><p style='margin-top:12pt; margin-bottom:0pt'><font style="font-family:Georgia;font-size:9pt;margin-left:14.4px;">The following table provides </font><font style="font-family:Georgia;font-size:9pt;">FICO scores for</font><font style="font-family:Georgia;font-size:9pt;"> </font><font style="font-family:Georgia;font-size:9pt;">consumer</font><font style="font-family:Georgia;font-size:9pt;"> PCI loans.</font></p><p style='margin-top: 0pt; margin-bottom: 0pt;'></p><div><table style="border-collapse:collapse;margin-top:20px;"><tr style="height: 10px"><td style="width: 17px; 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border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:62px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 59px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:59px;">&#160;</td><td style="width: 59px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:59px;">&#160;</td><td style="width: 55px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:55px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 256px; text-align:left;border-color:#000000;min-width:256px;">&#160;</td><td style="width: 12px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:12px;">&#160;</td><td colspan="3" style="width: 194px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:194px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 6.5pt;COLOR: #000000;TEXT-ALIGN: right;">June 30, 2013</font></td><td style="width: 17px; text-align:center;border-color:#000000;min-width:17px;">&#160;</td><td colspan="3" style="width: 173px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:173px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 6.5pt;COLOR: #000000;TEXT-ALIGN: right;">December 31, 2012</font></td></tr><tr style="height: 18px"><td style="width: 17px; text-align:right;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:right;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:right;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:right;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 256px; text-align:right;border-color:#000000;min-width:256px;">&#160;</td><td style="width: 12px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 66px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">Real estate</font></td><td style="width: 66px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">Real estate</font></td><td style="width: 62px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:62px;">&#160;</td><td style="width: 17px; text-align:right;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 59px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:59px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">Real estate</font></td><td style="width: 59px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:59px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">Real estate</font></td><td style="width: 55px; border-top-style:solid;border-top-width:1px;text-align:right;border-color:#000000;min-width:55px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; text-align:right;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:right;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:right;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:right;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 256px; text-align:right;border-color:#000000;min-width:256px;">&#160;</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 66px; text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">1-4 family</font></td><td style="width: 66px; text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">1-4 family</font></td><td style="width: 62px; text-align:right;border-color:#000000;min-width:62px;">&#160;</td><td style="width: 17px; text-align:right;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 59px; text-align:right;border-color:#000000;min-width:59px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">1-4 family</font></td><td style="width: 59px; text-align:right;border-color:#000000;min-width:59px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: right;">1-4 family</font></td><td style="width: 55px; 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text-align:right;border-color:#000000;min-width:62px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 3,696</font></td><td style="width: 17px; text-align:center;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 59px; text-align:right;border-color:#000000;min-width:59px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 3,635</font></td><td style="width: 59px; text-align:right;border-color:#000000;min-width:59px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 39</font></td><td style="width: 55px; text-align:right;border-color:#000000;min-width:55px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 3,674</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 307px; text-align:left;border-color:#000000;min-width:307px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">720-759</font></td><td style="width: 12px; 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text-align:right;border-color:#000000;min-width:55px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 1,768</font></td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="4" style="width: 307px; text-align:left;border-color:#000000;min-width:307px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">760-799</font></td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;">&#160;</td><td style="width: 66px; text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 884</font></td><td style="width: 66px; text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 5</font></td><td style="width: 62px; text-align:right;border-color:#000000;min-width:62px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 889</font></td><td style="width: 17px; 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text-align:right;border-color:#000000;min-width:66px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 1</font></td><td style="width: 62px; text-align:right;border-color:#000000;min-width:62px;"><font style="FONT-WEIGHT: bold;FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 207</font></td><td style="width: 17px; text-align:center;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 59px; text-align:right;border-color:#000000;min-width:59px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 202</font></td><td style="width: 59px; text-align:right;border-color:#000000;min-width:59px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 1</font></td><td style="width: 55px; text-align:right;border-color:#000000;min-width:55px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 203</font></td></tr><tr style="height: 14px"><td colspan="5" style="width: 324px; border-bottom-style:solid;border-bottom-width:1px;text-align:left;border-color:#000000;min-width:324px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;TEXT-ALIGN: left;">No FICO available</font></td><td style="width: 12px; 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border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:59px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 3</font></td><td style="width: 55px; border-bottom-style:solid;border-bottom-width:1px;text-align:right;border-color:#000000;min-width:55px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;"> 159</font></td></tr><tr style="height: 18px"><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td colspan="3" style="width: 290px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:2px;text-align:left;border-color:#000000;min-width:290px;"><font style="FONT-FAMILY: Verdana;FONT-SIZE: 7pt;COLOR: #000000;">Total consumer PCI loans (adjusted unpaid principal balance)</font></td><td style="width: 12px; 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border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:66px;">&#160;</td><td style="width: 66px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:66px;">&#160;</td><td style="width: 62px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:62px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 59px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:59px;">&#160;</td><td style="width: 59px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:59px;">&#160;</td><td style="width: 55px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:55px;">&#160;</td></tr></table></div><p style='margin-top: 0pt; margin-bottom: 0pt;'></p><p style='margin-top:12pt; 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border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:62px;">&#160;</td><td style="width: 17px; border-top-style:solid;border-top-width:2px;text-align:center;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 59px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:59px;">&#160;</td><td style="width: 59px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:59px;">&#160;</td><td style="width: 55px; border-top-style:solid;border-top-width:2px;text-align:left;border-color:#000000;min-width:55px;">&#160;</td></tr><tr style="height: 14px"><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 17px; text-align:left;border-color:#000000;min-width:17px;">&#160;</td><td style="width: 256px; 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