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AMERICAN EXPRESS CO

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-45000000 1000 88000000 -23000000 -167000000 4660000000 56000000 624000000 21000000 15697000000 57000000000 128000000 111000000 <div><p style='text-align:justify;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >T</font><font style='font-family:Times New Roman;font-size:11pt;' >he Company&#8217;s charge and lending payment card products result in the generation of </font><font style='font-family:Times New Roman;font-size:11pt;' >Card Member</font><font style='font-family:Times New Roman;font-size:11pt;' > receivables and </font><font style='font-family:Times New Roman;font-size:11pt;' >Card Member loans, respectively. </font></p><p style='text-align:justify;line-height:12pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;margin-left:0pt;color:#000000;' >Impaired Card Member Loans and R</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;color:#000000;' >eceivables</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >Impaired loans and receivables are individual larger balance or homogeneous pools of smaller balance loans and receivables for which it is probable that th</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >e Company will be unable to collect all amounts due according to the original contractual terms of the </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >Card Member agreement. In certain cases these Card Member loans and receivables are included in one of the Company&#8217;s various modification programs. Begin</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >ning January 1, 2015, on a prospective basis the Company will continue to classify Card Member accounts that have exited a modification program as a Troubled Debt Restructuring (TDR), with such accounts identified as &#8220;Out of Program TDRs.&#8221; </font></p><p style='text-align:justify;line-height:12pt;' ></p></div> 23000000 1365000000 -23000000 0 0 19500000000 <div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;margin-left:-20.15pt;' >13</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' >.</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' > </font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' > Non-Interest Revenue and Expense Detail </font></p><p style='text-align:justify;margin-top:9pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following is a deta</font><font style='font-family:Times New Roman;font-size:11pt;' >il of Other commissions and fees for the three months ended March 31: </font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:341.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:341.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:57pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:341.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:341.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Foreign currency conversion fee revenue</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:12pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >211 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 213 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:341.25pt;text-align:left;border-color:Black;min-width:341.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Delinquency fees</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:12pt;text-align:left;border-color:Black;min-width:12pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >195 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 181 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:341.25pt;text-align:left;border-color:Black;min-width:341.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Loyalty Partner-related fees</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:12pt;text-align:left;border-color:Black;min-width:12pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >91 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 91 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:341.25pt;text-align:left;border-color:Black;min-width:341.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Service fees</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:12pt;text-align:left;border-color:Black;min-width:12pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >87 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 90 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:341.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:341.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Other</font><sup><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(a)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:12pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:12pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >35 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 43 </font></td></tr><tr style='height:9.75pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:330pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:330pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Total Other commissions and fees</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:12pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >619 </font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 618 </font></td></tr><tr style='height:0.75pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:330pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:330pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:12pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:12pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:45pt;' ></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;line-height:12pt;' ></p><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Other primarily includes revenues from fees related to Membership Rewards programs.</font></li></ul><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following is a detail of </font><font style='font-family:Times New Roman;font-size:11pt;' >O</font><font style='font-family:Times New Roman;font-size:11pt;' >ther revenues</font><font style='font-family:Times New Roman;font-size:11pt;' > for the three months ended March 31: </font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:340.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:340.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:340.5pt;text-align:left;border-color:Black;min-width:340.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Global Network Services partner revenues</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >164</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >158</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:340.5pt;text-align:left;border-color:Black;min-width:340.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Net realized gains on investment securities</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >39</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:340.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:340.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Other</font><sup><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(a)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >304</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >304</font></td></tr><tr style='height:9.75pt;' ><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:330pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:330pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Total Other revenues</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >468</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >501</font></td></tr><tr style='height:6.75pt;' ><td style='width:10.5pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:330pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:330pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:45pt;' ></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;line-height:12pt;' ></p><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Other includes revenues arising from </font><font style='font-family:Times New Roman;font-size:8pt;' >net revenue earned</font><font style='font-family:Times New Roman;font-size:8pt;' > on cross-border Card Member spending, merchant-related fees, insurance premiums earned from Card Member travel and other insurance programs, Travelers </font><font style='font-family:Times New Roman;font-size:8pt;' >Cheques</font><font style='font-family:Times New Roman;font-size:8pt;' >-related revenues, revenues related to</font><font style='font-family:Times New Roman;font-size:8pt;' > the GBT JV transition services agreement, earnings from equity method investments </font><font style='font-family:Times New Roman;font-size:8pt;' >(including the GBT JV) </font><font style='font-family:Times New Roman;font-size:8pt;' >and other miscellaneous revenue and fees.</font></li></ul><p style='text-align:justify;line-height:12pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following is a detail of </font><font style='font-family:Times New Roman;font-size:11pt;' >O</font><font style='font-family:Times New Roman;font-size:11pt;' >ther, net</font><font style='font-family:Times New Roman;font-size:11pt;' > expenses for the three months ended March 31: </font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:341.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:341.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >2014</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:341.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:341.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Professional services</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >624</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >692</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:341.25pt;text-align:left;border-color:Black;min-width:341.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Occupancy and equipment</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' > </font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >434</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' > </font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >462</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:341.25pt;text-align:left;border-color:Black;min-width:341.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Card and merchant-related fraud losses </font><sup><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >(a)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >100</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >84</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:341.25pt;text-align:left;border-color:Black;min-width:341.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Communications</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >88</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >93</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:341.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:341.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Other</font><sup><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >(b)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >153</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >218</font></td></tr><tr style='height:9.75pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:330pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:330pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Total Other, net</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >1,399</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >1,549</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;line-height:13.8pt;' ></p><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Beginning January 1, 2015, merchant-related fraud losses are reported within O</font><font style='font-family:Times New Roman;font-size:8pt;' >ther, net expenses.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Other expense inclu</font><font style='font-family:Times New Roman;font-size:8pt;' >des general operating expenses, </font><font style='font-family:Times New Roman;font-size:8pt;' >gains (losses) on sale of assets or businesses not classified as discontinued operations, litigation, </font><font style='font-family:Times New Roman;font-size:8pt;' >certain </font><font style='font-family:Times New Roman;font-size:8pt;' >internal and regulatory review-related reimbursements and insurance costs or settlements, </font><font style='font-family:Times New Roman;font-size:8pt;' >investment impairments </font><font style='font-family:Times New Roman;font-size:8pt;' >certain Loyalty Partner</font><font style='font-family:Times New Roman;font-size:8pt;' >-related</font><font style='font-family:Times New Roman;font-size:8pt;' > expenses</font><font style='font-family:Times New Roman;font-size:8pt;' > and foreign currency-related gains and losses, (including the favorable impact from the reasse</font><font style='font-family:Times New Roman;font-size:8pt;' >ssment of the functional currency of certain UK legal entities in the three months ended March 31, 2015).</font></li></ul></div> 11 20740000000 516000000 40000000 -51000000 69184000000 17000000 129000000 <div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following table presents the effects of reclassifications out of AOCI and into the Consolidated Statement</font><font style='font-family:Times New Roman;font-size:11pt;' >s</font><font style='font-family:Times New Roman;font-size:11pt;' > of Income for</font><font style='font-family:Times New Roman;font-size:11pt;' > the three months ended </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >and</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:9.75pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:246.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:246.75pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:91.5pt;' ></td><td colspan='7' rowspan='1' style='width:108pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:108pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Gains (losses) recognized in earnings</font></td></tr><tr style='height:9.75pt;' ><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:91.5pt;text-align:left;border-color:Black;min-width:91.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Income Statement</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td colspan='4' rowspan='1' style='width:90pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:90pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Amount</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:269.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:269.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Description (</font><font style='font-family:Times New Roman;font-size:7.5pt;font-style:italic;color:#000000;' >Millions</font><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >)</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:91.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Line Item</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >2014</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:269.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:269.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Available-for-sale securities</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:91.5pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:39pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:39pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td></tr><tr style='height:11.25pt;' ><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:258pt;text-align:left;border-color:Black;min-width:258pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Net gain in AOCI reclassifications for previously unrealized net gains on </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:91.5pt;text-align:left;border-color:Black;min-width:91.5pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;text-align:left;border-color:Black;min-width:39pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;text-align:left;border-color:Black;min-width:39pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td></tr><tr style='height:9pt;' ><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >investment securities</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:91.5pt;text-align:left;border-color:Black;min-width:91.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Other non-interest revenues</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:39pt;text-align:right;border-color:Black;min-width:39pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:39pt;text-align:right;border-color:Black;min-width:39pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 45 </font></td><td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' ></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:258pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:258pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Related income tax expense</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:91.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Income tax provision</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:39pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:39pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (16)</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td></tr><tr style='height:12pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:258pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:258pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Reclassification to net income related to available-for sale securities </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:91.5pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:39pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:39pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 29 </font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td></tr><tr style='height:10.5pt;' ><td colspan='3' rowspan='1' style='width:269.25pt;text-align:left;border-color:Black;min-width:269.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Foreign currency translation adjustments</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:91.5pt;text-align:left;border-color:Black;min-width:91.5pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;text-align:right;border-color:Black;min-width:39pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;text-align:right;border-color:Black;min-width:39pt;' ></td><td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' ></td></tr><tr style='height:11.25pt;' ><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:258pt;text-align:left;border-color:Black;min-width:258pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Reclassification of realized losses on translation adjustments and related hedges</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:91.5pt;text-align:left;border-color:Black;min-width:91.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Other expenses </font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;text-align:right;border-color:Black;min-width:39pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;text-align:right;border-color:Black;min-width:39pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (2)</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:258pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:258pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Related income tax benefit</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:91.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Income tax provision</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:39pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:39pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 1 </font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:258pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:258pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Reclassification of foreign currency translation adjustments</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:91.5pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:39pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:39pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (1)</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:269.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:269.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >Total</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:91.5pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:39pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:39pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 28 </font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6pt;' ></td></tr></table></div> 317000000 1423000000 105000000 45000000 351000000 22096000000 0.007 286000000 -2245000000 0.001 -1919000000 59000000 21501000000 -17000000 0.017 -280000000 0 <div><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following is a summary of inv</font><font style='font-family:Times New Roman;font-size:11pt;' >estment securities as of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:111.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:111.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' > </font></td><td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td colspan='11' rowspan='1' style='width:177pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:177pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >&#160;&#160;</font></td><td colspan='11' rowspan='1' style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:174pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >2014</font></td></tr><tr style='height:10.5pt;' ><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:111.75pt;text-align:center;border-color:Black;min-width:111.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-style:italic;color:#000000;' > </font></td><td style='width:4.5pt;text-align:center;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:31.5pt;' ></td><td colspan='1' rowspan='3' style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Gross</font></td><td colspan='1' rowspan='3' style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Gross</font></td><td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:9pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Estimated</font></td><td colspan='1' rowspan='3' style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:31.5pt;' ></td><td colspan='1' rowspan='3' style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Gross</font></td><td colspan='1' rowspan='3' style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Gross</font></td><td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Estimated</font></td></tr><tr style='height:8.25pt;' ><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:111.75pt;text-align:center;border-color:Black;min-width:111.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-style:italic;color:#000000;' > </font></td><td style='width:4.5pt;text-align:center;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Unrealized</font></td><td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Unrealized</font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Fair</font></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ></td><td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Unrealized</font></td><td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Unrealized</font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Fair</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:118.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:118.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Description of Securities </font><font style='font-family:Times New Roman;font-size:7pt;font-style:italic;color:#000000;' > (Millions)</font></td><td style='width:4.5pt;text-align:center;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Cost</font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Gains</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Losses</font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:9pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Value</font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Cost</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Gains</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Losses</font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Value</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:118.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:118.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >State and municipal obligations</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 3,196 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 126 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > (1)</font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 3,321 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 3,366 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 129 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > (2)</font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 3,493 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:118.5pt;text-align:left;border-color:Black;min-width:118.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >U.S. Government agency</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;text-align:center;border-color:Black;min-width:9pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:111.75pt;text-align:left;border-color:Black;min-width:111.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >obligations</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 2 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 2 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 3 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 3 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:118.5pt;text-align:left;border-color:Black;min-width:118.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >U.S. Government treasury </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:111.75pt;text-align:left;border-color:Black;min-width:111.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >obligations</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 346 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 6 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 352 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 346 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 4 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 350 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:118.5pt;text-align:left;border-color:Black;min-width:118.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Corporate debt securities</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 35 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 2 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 37 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 37 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 3 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 40 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:118.5pt;text-align:left;border-color:Black;min-width:118.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Mortgage-backed securities</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><sup><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(a)</font></sup></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 120 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 6 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 126 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 128 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 8 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 136 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:118.5pt;text-align:left;border-color:Black;min-width:118.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Equity securities</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 1 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 1 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 1 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 1 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:118.5pt;text-align:left;border-color:Black;min-width:118.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Foreign government bonds and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:111.75pt;text-align:left;border-color:Black;min-width:111.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >obligations</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 518 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 11 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 529 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 350 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 9 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 359 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:118.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:118.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Other</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><sup><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(b)</font></sup></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 50 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > (1)</font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 49 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 50 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > (1)</font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 49 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:118.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:118.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Total</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font></td><td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 4,267 </font></td><td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 152 </font></td><td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > (2)</font></td><td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 4,417 </font></td><td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4,280</font></td><td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >154</font></td><td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(3)</font></td><td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4,431</font></td></tr></table></div><p style='line-height:20pt;' /><div><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Represents mortgage-backed securities guaranteed by Fannie Mae, Freddie Mac or </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Ginnie</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > Mae. </font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Other comprises investments in </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >various mutual funds.</font></li></ul><p style='text-align:justify;line-height:12pt;' ></p></div> <div><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >The following table presents changes in the </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >Card Member</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > receivables reserve for losses for the </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >three months ended</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >:</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > </font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:13.5pt;' ><td colspan='3' rowspan='1' style='width:324.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:324.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font></td></tr><tr style='height:12pt;' ><td colspan='3' rowspan='1' style='width:324.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:324.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Balance, January&#160;1</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >465</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >386</font></td></tr><tr style='height:12pt;' ><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td colspan='2' rowspan='1' style='width:316.5pt;text-align:left;border-color:Black;min-width:316.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Provisions</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >174</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >215</font></td></tr><tr style='height:12pt;' ><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td colspan='2' rowspan='1' style='width:316.5pt;text-align:left;border-color:Black;min-width:316.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Net write-offs</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(b)</font></sup></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >(199)</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(170)</font></td></tr><tr style='height:12pt;' ><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td colspan='2' rowspan='1' style='width:316.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:316.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Other</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(c)</font></sup></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >(11)</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(17)</font></td></tr><tr style='height:12pt;' ><td colspan='3' rowspan='1' style='width:324.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:324.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Balance, March 31</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >429</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >414</font></td></tr></table></div><p style='line-height:20pt;' /><div><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >P</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >rovisions for</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > principal</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and fee reserve components. </font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Consists of principal</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and fee components, less recoveries of $</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >99</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >92</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million, including net write-offs from TDRs of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >31</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million, for the </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >three months ended</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >,</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > respectively. </font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Beginning in the first quarter 2014, reserves for card-related fraud losses of $(7) million are included in Other liabilities. Also includes </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >foreign currency tra</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >nslation adjustments of</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > $(7) million and</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >nil </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >for the </font><font style='font-family:Times New Roman;font-size:8pt;' >three months ended</font><font style='font-family:Times New Roman;font-size:8pt;' > </font><font style='font-family:Times New Roman;font-size:8pt;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;' >, </font><font style='font-family:Times New Roman;font-size:8pt;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;' > and </font><font style='font-family:Times New Roman;font-size:8pt;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;' >, respectively</font><font style='font-family:Times New Roman;font-size:8pt;' >,</font><font style='font-family:Times New Roman;font-size:8pt;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >and other items of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(4)</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(10)</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >for the </font><font style='font-family:Times New Roman;font-size:8pt;' >three months ended</font><font style='font-family:Times New Roman;font-size:8pt;' > </font><font style='font-family:Times New Roman;font-size:8pt;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;' >, </font><font style='font-family:Times New Roman;font-size:8pt;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;' > and </font><font style='font-family:Times New Roman;font-size:8pt;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;' >, respectively</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >.</font></li></ul><p style='text-align:justify;line-height:12pt;' ></p></div> 20000000 430000000 1000 8000000000 -62000000 7744000000 21000000000 0 0 305000000 286000000 255000000 356000000 0 134000000 0 210000000 1065000000 -259000000 -1499000000 38000000000 1000000 3938000000 7000000 73000000 219000000 0.011 <div><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >The following table summarizes the impact on the Consolidated Statements of Income associated with the Company&#8217;s </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >fair value </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >hedges </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >for the </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >three months ended </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:168.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:168.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >For the Three Months Ended March 31:</font><font style='font-family:Times New Roman;font-size:7.5pt;font-style:italic;color:#000000;' > (Millions)</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:90pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:90pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:72pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:72pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td colspan='21' rowspan='1' style='width:397.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:397.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Gains (losses) recognized in income</font></td></tr><tr style='height:9.75pt;' ><td style='width:72pt;text-align:left;border-color:Black;min-width:72pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td colspan='7' rowspan='1' style='width:160.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:160.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Derivative contract</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6pt;' ></td><td colspan='7' rowspan='1' style='width:160.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:160.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Hedged item</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td colspan='5' rowspan='1' style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:64.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Net hedge</font></td></tr><tr style='height:9.75pt;' ><td style='width:72pt;text-align:left;border-color:Black;min-width:72pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:90pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:90pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > </font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td colspan='5' rowspan='1' style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:64.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Amount</font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ></td><td style='width:90pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:90pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td colspan='5' rowspan='1' style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:64.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Amount</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td colspan='5' rowspan='1' style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:64.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;ineffectiveness</font></td></tr><tr style='height:9.75pt;' ><td style='width:72pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:72pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Derivative relationship</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:90pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:90pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Income Statement Line Item</font><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > </font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:29.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:29.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:29.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:29.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >2014</font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ></td><td style='width:90pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:90pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Income Statement Line Item</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:29.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:29.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td colspan='2' rowspan='1' style='width:29.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:29.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >2014</font></td><td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:29.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:29.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:29.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:29.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >2014</font></td></tr><tr style='height:9.75pt;' ><td style='width:72pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:72pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Interest rate contracts</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:90pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:90pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Other expenses&#160;&#160;</font><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > </font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >63</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >(51)</font></td><td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:90pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:90pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Other expenses&#160;&#160;</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >(57)</font></td><td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >51</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >6</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > &#8213; </font></td></tr><tr style='height:9.75pt;' ><td style='width:72pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:72pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Total return contract</font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:90pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:90pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Other non-interest revenues</font><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > </font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > &#8213; </font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >13 </font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:90pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:90pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Other non-interest revenues</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > &#8213; </font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >(13)</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > &#8213; </font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > &#8213; </font></td></tr></table></div> 48000000 650000000 1000000 39000000 2015 173000000 3366000000 1015795685 49000000 44803000000 1432000000 1016000000 6282000000 218000000 159103000000 0.0009 1000000 124000000 39000000 16500000000 719000000 1776000000 2208000000 4080000000 120000000 124000000 -13000000 14583000000 696000000 737000000 105000000 53000000 33000000 -3000000 47000000 12000000000 290000000 <div><p style='text-align:justify;margin-top:4.5pt;margin-bottom:9pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;margin-left:-19.45pt;' >12</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' >. Changes In Accumulated Other Comprehensive Loss</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >Accumulated Other Comprehensive Loss is comprised of items that have not been recognized in earnings but may be recognized in earnings in the future when certain events occur. </font><font style='font-family:Times New Roman;font-size:11pt;' >Changes in each component for the </font><font style='font-family:Times New Roman;font-size:11pt;' >three months ended</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' > were as follows:</font></p><p style='text-align:justify;line-height:12pt;' ></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:57pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >2015 </font><font style='font-family:Times New Roman;font-size:7.5pt;font-style:italic;color:#000000;' >(Millions)</font><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >, net of tax</font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td colspan='2' rowspan='1' style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Net Unrealized Gains (Losses) on Investment Securities</font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Foreign Currency Translation Adjustments</font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Net Unrealized Pension and Other Postretirement Gains (Losses)</font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Accumulated Other Comprehensive Loss </font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >Balances as of December&#160;31, 2014</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Calibri;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:29.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:29.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 96 </font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (1,499)</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (516)</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (1,919)</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Net translation loss of investments in foreign operations</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Calibri;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:29.25pt;text-align:left;border-color:Black;min-width:29.25pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > (450)</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:right;border-color:Black;min-width:22.5pt;' ></td><td style='width:33pt;text-align:left;border-color:Black;min-width:33pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > (450)</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Net gains related to hedges of investments in foreign operations</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Calibri;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:29.25pt;text-align:left;border-color:Black;min-width:29.25pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 195 </font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:33pt;text-align:left;border-color:Black;min-width:33pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 195 </font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Pension and other postretirement benefit gains</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Calibri;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:29.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:29.25pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 23 </font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 23 </font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Net change in accumulated other comprehensive (loss) income</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Calibri;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:29.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:29.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > (255)</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 23 </font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > (232)</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >Balances as of March 31, 2015</font></td><td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Calibri;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:29.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:29.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 96 </font></td><td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > (1,754)</font></td><td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:33pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > (493)</font></td><td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > (2,151)</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:225pt;' ></td><td style='width:5.25pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:29.25pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:29.25pt;' ></td><td style='width:5.25pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:5.25pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33pt;' ></td><td style='width:5.25pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:65.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:7.5pt;font-style:italic;color:#000000;' > (Millions)</font><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >, net of tax</font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td colspan='2' rowspan='1' style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Net Unrealized Gains (Losses) on Investment Securities</font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Foreign Currency Translation Adjustments</font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Net Unrealized Pension and Other Postretirement Gains (Losses)</font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Accumulated Other Comprehensive Loss </font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >Balances as of December&#160;31, 2013</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Calibri;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:29.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:29.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 63 </font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (1,090)</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (399)</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (1,426)</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Net unrealized gains</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Calibri;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:29.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:29.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 68 </font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 68 </font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >(Decrease) increase due to amounts reclassified into earnings </font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Calibri;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:29.25pt;text-align:right;border-color:Black;min-width:29.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (29)</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 1 </font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:33pt;text-align:left;border-color:Black;min-width:33pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (28)</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Net translation loss of investments in foreign operations</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Calibri;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:29.25pt;text-align:left;border-color:Black;min-width:29.25pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (18)</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:33pt;text-align:left;border-color:Black;min-width:33pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (18)</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Net losses related to hedges of investments in foreign operations</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Calibri;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:29.25pt;text-align:left;border-color:Black;min-width:29.25pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (17)</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:33pt;text-align:left;border-color:Black;min-width:33pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (17)</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Pension and other postretirement benefit gains</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Calibri;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:29.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:29.25pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 27 </font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 27 </font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Net change in accumulated other comprehensive income (loss)</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Calibri;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:29.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:29.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 39 </font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (34)</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 27 </font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 32 </font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >Balances as of March 31, 2014</font></td><td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Calibri;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:29.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:29.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 102 </font></td><td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (1,124)</font></td><td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:33pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (372)</font></td><td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (1,394)</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following table presents the effects of reclassifications out of AOCI and into the Consolidated Statement</font><font style='font-family:Times New Roman;font-size:11pt;' >s</font><font style='font-family:Times New Roman;font-size:11pt;' > of Income for</font><font style='font-family:Times New Roman;font-size:11pt;' > the three months ended </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >and</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:9.75pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:246.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:246.75pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:91.5pt;' ></td><td colspan='7' rowspan='1' style='width:108pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:108pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Gains (losses) recognized in earnings</font></td></tr><tr style='height:9.75pt;' ><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:91.5pt;text-align:left;border-color:Black;min-width:91.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Income Statement</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td colspan='4' rowspan='1' style='width:90pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:90pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Amount</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:269.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:269.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Description (</font><font style='font-family:Times New Roman;font-size:7.5pt;font-style:italic;color:#000000;' >Millions</font><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >)</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:91.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Line Item</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td colspan='2' rowspan='1' style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >2014</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:269.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:269.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Available-for-sale securities</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:91.5pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:39pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:39pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td></tr><tr style='height:11.25pt;' ><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:258pt;text-align:left;border-color:Black;min-width:258pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Net gain in AOCI reclassifications for previously unrealized net gains on </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:91.5pt;text-align:left;border-color:Black;min-width:91.5pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;text-align:left;border-color:Black;min-width:39pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;text-align:left;border-color:Black;min-width:39pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td></tr><tr style='height:9pt;' ><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:246.75pt;text-align:left;border-color:Black;min-width:246.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >investment securities</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:91.5pt;text-align:left;border-color:Black;min-width:91.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Other non-interest revenues</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:39pt;text-align:right;border-color:Black;min-width:39pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:39pt;text-align:right;border-color:Black;min-width:39pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 45 </font></td><td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' ></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:258pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:258pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Related income tax expense</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:91.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Income tax provision</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:39pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:39pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (16)</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td></tr><tr style='height:12pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:258pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:258pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Reclassification to net income related to available-for sale securities </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:91.5pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:39pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:39pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 29 </font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td></tr><tr style='height:10.5pt;' ><td colspan='3' rowspan='1' style='width:269.25pt;text-align:left;border-color:Black;min-width:269.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Foreign currency translation adjustments</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:91.5pt;text-align:left;border-color:Black;min-width:91.5pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;text-align:right;border-color:Black;min-width:39pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;text-align:right;border-color:Black;min-width:39pt;' ></td><td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' ></td></tr><tr style='height:11.25pt;' ><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:258pt;text-align:left;border-color:Black;min-width:258pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Reclassification of realized losses on translation adjustments and related hedges</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:91.5pt;text-align:left;border-color:Black;min-width:91.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Other expenses </font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;text-align:right;border-color:Black;min-width:39pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;text-align:right;border-color:Black;min-width:39pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (2)</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:258pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:258pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Related income tax benefit</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:91.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Income tax provision</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:39pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:39pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 1 </font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:258pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:258pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Reclassification of foreign currency translation adjustments</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:91.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:91.5pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:39pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:39pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (1)</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:269.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:269.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >Total</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:91.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:91.5pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:39pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:39pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:39pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 28 </font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6pt;' ></td></tr></table></div> 0 0.018 1261000000 93000000 -395000000 49000000 -122000000 414000000 239000000 529000000 46000000000 -158000000 0 4620000000 0.018 -2000000 21144000000 0 1157000000 0 -7000000 0 251000000 338000000 4280000000 61995000000 0 0 350000000 146000000 439000000 0 1337000000 1191000000 -1000000 <div><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following is a detail of </font><font style='font-family:Times New Roman;font-size:11pt;' >O</font><font style='font-family:Times New Roman;font-size:11pt;' >ther revenues</font><font style='font-family:Times New Roman;font-size:11pt;' > for the three months ended March 31: </font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:340.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:340.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:340.5pt;text-align:left;border-color:Black;min-width:340.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Global Network Services partner revenues</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >164</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >158</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:340.5pt;text-align:left;border-color:Black;min-width:340.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Net realized gains on investment securities</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >-</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >39</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:340.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:340.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Other</font><sup><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(a)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >304</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >304</font></td></tr><tr style='height:9.75pt;' ><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:330pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:330pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Total Other revenues</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >468</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >501</font></td></tr><tr style='height:6.75pt;' ><td style='width:10.5pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:330pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:330pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:45pt;' ></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;line-height:12pt;' ></p><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Other includes revenues arising from </font><font style='font-family:Times New Roman;font-size:8pt;' >net revenue earned</font><font style='font-family:Times New Roman;font-size:8pt;' > on cross-border Card Member spending, merchant-related fees, insurance premiums earned from Card Member travel and other insurance programs, Travelers </font><font style='font-family:Times New Roman;font-size:8pt;' >Cheques</font><font style='font-family:Times New Roman;font-size:8pt;' >-related revenues, revenues related to</font><font style='font-family:Times New Roman;font-size:8pt;' > the GBT JV transition services agreement, earnings from equity method investments </font><font style='font-family:Times New Roman;font-size:8pt;' >(including the GBT JV) </font><font style='font-family:Times New Roman;font-size:8pt;' >and other miscellaneous revenue and fees.</font></li></ul><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ></p></div> 126000000 39000000 6000000 -173000000 102000000 70000000000 -16000000 -122000000 2991000000 111000000 0.02 21501000000 0 0 92000000 1200000000 1352000000 28000000 0 501000000 0.01 48000000 <div><p style='text-align:justify;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >Investment securities </font><font style='font-family:Times New Roman;font-size:11pt;' >principally </font><font style='font-family:Times New Roman;font-size:11pt;' >include debt securities </font><font style='font-family:Times New Roman;font-size:11pt;' >the Company</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >classifies as available-for-</font><font style='font-family:Times New Roman;font-size:11pt;' >sale</font><font style='font-family:Times New Roman;font-size:11pt;' > and carries </font><font style='font-family:Times New Roman;font-size:11pt;' >at fair value on the Consolidated Balance Sheets</font><font style='font-family:Times New Roman;font-size:11pt;' >,</font><font style='font-family:Times New Roman;font-size:11pt;' > with unrealized </font><font style='font-family:Times New Roman;font-size:11pt;' >gains (losses) recorded in Accumulated </font><font style='font-family:Times New Roman;font-size:11pt;' >Other Comprehensive Income (AOCI)</font><font style='font-family:Times New Roman;font-size:11pt;' >, net of income</font><font style='font-family:Times New Roman;font-size:11pt;' > taxes</font><font style='font-family:Times New Roman;font-size:11pt;' >. Realized gains and losses are recognized</font><font style='font-family:Times New Roman;font-size:11pt;' > on a trade-date basis</font><font style='font-family:Times New Roman;font-size:11pt;' > in results of operations upon disposition of the securities using the specific identification method. </font></p><p style='text-align:justify;line-height:12pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >Overall, for the investment securities in gross unrealized loss positions</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > (</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >i</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >)&#160;the Company does not intend to sell the investment </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >securities, (ii</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >)&#160;it is more likely than not that the Company w</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >ill not be required to sell the investment securities before recovery of the unrealized losses</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >, and (iii</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >)&#160;the Company expects that the contractual principal and interest will be received on the investment securities. As a result, the Company recognized no </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >other-than-temporary impairment</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > during the periods presented.</font></p></div> 607000000 0 50000000 152000000 2628000000 -1000000 1711000000 3037000000 -1062000000 12000000 54000000 16000000 -2000000 346000000 12000000 67000000000 82000000 1000000 3000000 0 <div><p style='text-align:justify;margin-top:12pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following table provides </font><font style='font-family:Times New Roman;font-size:11pt;' >information </font><font style='font-family:Times New Roman;font-size:11pt;' >for the three months ended </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >with respect to the </font><font style='font-family:Times New Roman;font-size:11pt;' >USCS Card Member</font><font style='font-family:Times New Roman;font-size:11pt;' > loans and receivables modified as TDRs </font><font style='font-family:Times New Roman;font-size:11pt;' >that subsequently defaulted</font><font style='font-family:Times New Roman;font-size:11pt;' > w</font><font style='font-family:Times New Roman;font-size:11pt;' >ithin 12 months of modification.</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >A</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >Card Member</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >is considered in default of a modi</font><font style='font-family:Times New Roman;font-size:11pt;' >fication program after one and up to two consecutive missed payments, depending on the terms of the modification program</font><font style='font-family:Times New Roman;font-size:11pt;' >.</font><font style='font-family:Times New Roman;font-size:11pt;' > For all Card Members that defaulted from a modification program, the probability of default is factored into the reserves for Card Mem</font><font style='font-family:Times New Roman;font-size:11pt;' >ber loans and receivables. The defaulted ICS Card Member loan and receivable modifications were not significant.</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:165pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:165pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='4' rowspan='1' style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:135pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='4' rowspan='1' style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:135pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:176.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:176.25pt;' ></td><td style='width:11.25pt;text-align:center;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:56.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:71.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Aggregated</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:56.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:71.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Aggregated</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:71.25pt;text-align:right;border-color:Black;min-width:71.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Outstanding </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:71.25pt;text-align:right;border-color:Black;min-width:71.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Outstanding </font></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:165pt;text-align:left;border-color:Black;min-width:165pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Number of</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:71.25pt;text-align:right;border-color:Black;min-width:71.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Balances</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Number of</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:71.25pt;text-align:right;border-color:Black;min-width:71.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Balances</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:176.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:176.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-style:italic;color:#000000;' >(Accounts in thousands, Dollars in millions)</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Accounts</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:71.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Upon Default</font><sup><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(a)</font></sup></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Accounts</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:71.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Upon Default</font><sup><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(a)</font></sup></td></tr><tr style='height:11.25pt;' ><td colspan='2' rowspan='1' style='width:176.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:176.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Troubled Debt Restructurings That </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:60pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:60pt;' ></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:165pt;text-align:left;border-color:Black;min-width:165pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Subsequently Defaulted: </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:165pt;text-align:left;border-color:Black;min-width:165pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Card Member Loans</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >10</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 2 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 20 </font></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:165pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:165pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Card Member Receivables</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 1 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 7 </font></td></tr><tr style='height:11.25pt;' ><td colspan='2' rowspan='1' style='width:176.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:176.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Total</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >3</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >11</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 3 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 27 </font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;line-height:12pt;' ></p><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >The outstanding balance include</font><font style='font-family:Times New Roman;font-size:8pt;' >s principal</font><font style='font-family:Times New Roman;font-size:8pt;' >, fees </font><font style='font-family:Times New Roman;font-size:8pt;' >and accrued interest</font><font style='font-family:Times New Roman;font-size:8pt;' > on Card Member </font><font style='font-family:Times New Roman;font-size:8pt;' >l</font><font style='font-family:Times New Roman;font-size:8pt;' >oans and principal and fees on Card Member </font><font style='font-family:Times New Roman;font-size:8pt;' >r</font><font style='font-family:Times New Roman;font-size:8pt;' >eceivables.</font></li></ul></div> 64000000 0 126000000 44000000 0.019 -3000000 784000000 674000000 1023000000 46000000000 4416000000 1464000000 11000000 138430000000 22000000 0 115000000 154000000 7025000000 0 <div><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following table presents </font><font style='font-family:Times New Roman;font-size:11pt;' >Card Member</font><font style='font-family:Times New Roman;font-size:11pt;' > receivables evaluated </font><font style='font-family:Times New Roman;font-size:11pt;' >individually and collectively for impair</font><font style='font-family:Times New Roman;font-size:11pt;' >ment and related reserves as of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:13.5pt;' ><td style='width:345.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:345.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font></td></tr><tr style='height:12.75pt;' ><td style='width:345.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:345.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Card Member receivables evaluated individually for impairment</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >28</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:9.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >48</font></td></tr><tr style='height:12.75pt;' ><td style='width:345.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:345.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Related reserves </font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >17</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:9.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >35</font></td></tr><tr style='height:12.75pt;' ><td style='width:345.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:345.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Card Member receivables evaluated collectively for impairment</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >43,675</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:9.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >44,803</font></td></tr><tr style='height:12.75pt;' ><td style='width:345.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:345.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Related reserves </font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(b)</font></sup></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >412</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:9.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:9.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >430</font></td></tr></table></div><p style='line-height:20pt;' /><div><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Represents receivables modified </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >as</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > a TDR and related reserves. </font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >The reserves include the quantitative results of analytical models that are specific to individual pools of receivables, and reserves for internal and external qualitative risk factors that </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >apply to receivables that are collectively evaluated for impairment.</font></li></ul><p style='text-align:justify;line-height:12pt;' ></p></div> 3500000000 73000000 2006 0 0 7621000000 277000000 27500000000 2000000 -1000000 -493000000 0 730000000 250000000 7838000000 44386000000 0 -1090000000 11 8000000000 6369000000 1293000000 2008 -478000000 6000000 6000000000 0 0 48000000000 353000000 0 359000000 68000000 71000000000 304000000 918000000 -4000000 46000000000 2000000 128000000 59000000 0 2000000 <div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >Contractual maturities</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > of investment securities</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >with stated maturities</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > as of </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > were as follows</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:9.75pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:318pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:318pt;' ></td><td colspan='1' rowspan='2' style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td colspan='1' rowspan='2' style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Estimated</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:329.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:329.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Cost&#160;</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Fair&#160;Value</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:329.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:329.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Due within 1 year</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 736 </font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 737 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:329.25pt;text-align:left;border-color:Black;min-width:329.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Due after 1 year but within 5 years</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 331 </font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 338 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:329.25pt;text-align:left;border-color:Black;min-width:329.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Due after 5 years but within 10 years</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 239 </font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 255 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:329.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:329.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Due after 10 years</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 2,911 </font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 3,037 </font></td></tr><tr style='height:14.25pt;' ><td colspan='2' rowspan='1' style='width:329.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:329.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total</font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 4,217 </font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 4,367 </font></td></tr></table></div> 17600000000 59000000000 0 0.007 128000000 5349000000 48000000 7384000000 147000000 -199000000 64000000 -18000000 2126000000 23000000000 29900000000 16000000 688000000 0 60000000000 47000000 -1919000000 161000000 <div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;margin-left:-14.4pt;' >5</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' >. </font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' > </font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' >Investment Securities</font></p><p style='text-align:justify;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >Investment securities </font><font style='font-family:Times New Roman;font-size:11pt;' >principally </font><font style='font-family:Times New Roman;font-size:11pt;' >include debt securities </font><font style='font-family:Times New Roman;font-size:11pt;' >the Company</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >classifies as available-for-</font><font style='font-family:Times New Roman;font-size:11pt;' >sale</font><font style='font-family:Times New Roman;font-size:11pt;' > and carries </font><font style='font-family:Times New Roman;font-size:11pt;' >at fair value on the Consolidated Balance Sheets</font><font style='font-family:Times New Roman;font-size:11pt;' >,</font><font style='font-family:Times New Roman;font-size:11pt;' > with unrealized </font><font style='font-family:Times New Roman;font-size:11pt;' >gains (losses) recorded in Accumulated </font><font style='font-family:Times New Roman;font-size:11pt;' >Other Comprehensive Income (AOCI)</font><font style='font-family:Times New Roman;font-size:11pt;' >, net of income</font><font style='font-family:Times New Roman;font-size:11pt;' > taxes</font><font style='font-family:Times New Roman;font-size:11pt;' >. Realized gains and losses are recognized</font><font style='font-family:Times New Roman;font-size:11pt;' > on a trade-date basis</font><font style='font-family:Times New Roman;font-size:11pt;' > in results of operations upon disposition of the securities using the specific identification method. </font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following is a summary of inv</font><font style='font-family:Times New Roman;font-size:11pt;' >estment securities as of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:111.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:111.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' > </font></td><td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td colspan='11' rowspan='1' style='width:177pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:177pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >&#160;&#160;</font></td><td colspan='11' rowspan='1' style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:174pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >2014</font></td></tr><tr style='height:10.5pt;' ><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:111.75pt;text-align:center;border-color:Black;min-width:111.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-style:italic;color:#000000;' > </font></td><td style='width:4.5pt;text-align:center;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:31.5pt;' ></td><td colspan='1' rowspan='3' style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Gross</font></td><td colspan='1' rowspan='3' style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Gross</font></td><td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:9pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Estimated</font></td><td colspan='1' rowspan='3' style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:31.5pt;' ></td><td colspan='1' rowspan='3' style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Gross</font></td><td colspan='1' rowspan='3' style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Gross</font></td><td style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Estimated</font></td></tr><tr style='height:8.25pt;' ><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:111.75pt;text-align:center;border-color:Black;min-width:111.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-style:italic;color:#000000;' > </font></td><td style='width:4.5pt;text-align:center;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Unrealized</font></td><td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Unrealized</font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Fair</font></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ></td><td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Unrealized</font></td><td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Unrealized</font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Fair</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:118.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:118.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Description of Securities </font><font style='font-family:Times New Roman;font-size:7pt;font-style:italic;color:#000000;' > (Millions)</font></td><td style='width:4.5pt;text-align:center;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Cost</font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Gains</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Losses</font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:9pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Value</font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Cost</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Gains</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Losses</font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Value</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:118.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:118.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >State and municipal obligations</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 3,196 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 126 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > (1)</font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 3,321 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 3,366 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 129 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > (2)</font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 3,493 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:118.5pt;text-align:left;border-color:Black;min-width:118.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >U.S. Government agency</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;text-align:center;border-color:Black;min-width:9pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:111.75pt;text-align:left;border-color:Black;min-width:111.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >obligations</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 2 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 2 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 3 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 3 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:118.5pt;text-align:left;border-color:Black;min-width:118.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >U.S. Government treasury </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:111.75pt;text-align:left;border-color:Black;min-width:111.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >obligations</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 346 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 6 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 352 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 346 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 4 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 350 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:118.5pt;text-align:left;border-color:Black;min-width:118.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Corporate debt securities</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 35 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 2 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 37 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 37 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 3 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 40 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:118.5pt;text-align:left;border-color:Black;min-width:118.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Mortgage-backed securities</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><sup><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(a)</font></sup></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 120 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 6 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 126 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 128 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 8 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 136 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:118.5pt;text-align:left;border-color:Black;min-width:118.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Equity securities</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 1 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 1 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 1 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 1 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:118.5pt;text-align:left;border-color:Black;min-width:118.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Foreign government bonds and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:111.75pt;text-align:left;border-color:Black;min-width:111.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >obligations</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 518 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 11 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 529 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 350 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 9 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 359 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:118.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:118.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Other</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><sup><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(b)</font></sup></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 50 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > (1)</font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 49 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:6.75pt;' ></td><td style='width:31.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 50 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > &#8213; </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > (1)</font></td><td style='width:4.5pt;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 49 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:118.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:118.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Total</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font></td><td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:center;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 4,267 </font></td><td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 152 </font></td><td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > (2)</font></td><td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' > 4,417 </font></td><td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:31.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:31.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4,280</font></td><td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >154</font></td><td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:4.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(3)</font></td><td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >4,431</font></td></tr></table></div><p style='line-height:20pt;' /><div><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Represents mortgage-backed securities guaranteed by Fannie Mae, Freddie Mac or </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Ginnie</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > Mae. </font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Other comprises investments in </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >various mutual funds.</font></li></ul><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' > </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following table provides information about the Company&#8217;s investment securities with gross unrealized losses and the length of time that individual securities have been in a continuous unrealized loss position as of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >and </font><font style='font-family:Times New Roman;font-size:11pt;' >December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:13.5pt;' ><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:108.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:108.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > </font></td><td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='11' rowspan='1' style='width:177pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:177pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='11' rowspan='1' style='width:176.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:176.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >2014</font></td></tr><tr style='height:12pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-style:italic;color:#000000;' > </font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='5' rowspan='1' style='width:86.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:86.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Less than 12 months</font></td><td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='5' rowspan='1' style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:87pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >12 months or more</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='5' rowspan='1' style='width:86.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:86.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Less than 12 months</font></td><td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='5' rowspan='1' style='width:86.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:86.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >12 months or more</font></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' > </font></td><td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:35.25pt;' ></td><td colspan='1' rowspan='3' style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Gross</font></td><td colspan='1' rowspan='3' style='width:3.75pt;text-align:right;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:35.25pt;' ></td><td colspan='1' rowspan='3' style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Gross</font></td><td style='width:3.75pt;text-align:right;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:35.25pt;' ></td><td colspan='1' rowspan='3' style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Gross</font></td><td colspan='1' rowspan='3' style='width:3.75pt;text-align:right;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:35.25pt;' ></td><td colspan='1' rowspan='3' style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Gross</font></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' > </font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Estimated</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Unrealized</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Estimated</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Unrealized</font></td><td style='width:3.75pt;text-align:right;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Estimated</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Unrealized</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Estimated</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Unrealized</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:116.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:116.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Description of Securities </font><font style='font-family:Times New Roman;font-size:7.5pt;font-style:italic;color:#000000;' > (Millions)</font></td><td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Fair&#160;Value</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Losses</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Fair&#160;Value</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Losses</font></td><td style='width:3.75pt;text-align:right;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Fair&#160;Value</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Losses</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Fair&#160;Value</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Losses</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:116.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:116.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >State and municipal obligations</font><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > </font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 40 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > (1)</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 72 </font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (2)</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:116.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:116.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Other</font><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > </font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 33 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > (1)</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 33 </font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (1)</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:116.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:116.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Total</font><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > </font></td><td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 73 </font></td><td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > (2)</font></td><td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > &#8213; </font></td><td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > &#8213; </font></td><td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 105 </font></td><td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (3)</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following table summarizes the gross unrealized losses due to temporary impairments by ratio of fair value to amortized cost as of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td colspan='2' rowspan='1' style='width:101.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:101.25pt;' ></td><td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='7' rowspan='1' style='width:122.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:122.25pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >Less than 12 months</font></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:2.25pt;' ></td><td colspan='7' rowspan='1' style='width:122.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:122.25pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >12 months or more</font></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:2.25pt;' ></td><td colspan='7' rowspan='1' style='width:122.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:122.25pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >Total</font></td></tr><tr style='height:9pt;' ><td colspan='2' rowspan='1' style='width:101.25pt;text-align:left;border-color:Black;min-width:101.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Ratio of Fair Value to</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ></td><td colspan='1' rowspan='3' style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' ></td><td colspan='1' rowspan='3' style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Gross</font></td><td style='width:2.25pt;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ></td><td colspan='1' rowspan='3' style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' ></td><td colspan='1' rowspan='3' style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Gross</font></td><td style='width:2.25pt;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ></td><td colspan='1' rowspan='3' style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' ></td><td colspan='1' rowspan='3' style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Gross</font></td></tr><tr style='height:9pt;' ><td colspan='2' rowspan='1' style='width:101.25pt;text-align:left;border-color:Black;min-width:101.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Amortized Cost</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Number of</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Estimated</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Unrealized</font></td><td style='width:2.25pt;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Number of</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Estimated</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Unrealized</font></td><td style='width:2.25pt;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Number of</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Estimated</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Unrealized</font></td></tr><tr style='height:9pt;' ><td colspan='2' rowspan='1' style='width:101.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:101.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-style:italic;color:#000000;' >(Dollars in millions)</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Securities</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Fair Value</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Losses</font></td><td style='width:2.25pt;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Securities</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Fair Value</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Losses</font></td><td style='width:2.25pt;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Securities</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Fair Value</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Losses</font></td></tr><tr style='height:9pt;' ><td colspan='2' rowspan='1' style='width:101.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:101.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2015:</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:35.25pt;' ></td><td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:35.25pt;' ></td><td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:35.25pt;' ></td><td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' ></td></tr><tr style='height:9pt;' ><td colspan='2' rowspan='1' style='width:101.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:101.25pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >90%&#8211;100%</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:2.25pt;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' >11 </font></td><td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' >73 </font></td><td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' >(2)</font></td><td style='width:2.25pt;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > 11 </font></td><td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > 73 </font></td><td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > (2)</font></td></tr><tr style='height:9pt;' ><td colspan='2' rowspan='1' style='width:101.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:101.25pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >Total as of March 31, 2015</font></td><td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > 11 </font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > 73 </font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > (2)</font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > 11 </font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > 73 </font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > (2)</font></td></tr><tr style='height:9pt;' ><td style='width:3.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:97.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:97.5pt;' ></td><td style='width:3.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ></td></tr><tr style='height:9pt;' ><td colspan='2' rowspan='1' style='width:101.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:101.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014:</font></td><td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:35.25pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:35.25pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:35.25pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' ></td></tr><tr style='height:9pt;' ><td colspan='2' rowspan='1' style='width:101.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:101.25pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >90%&#8211;100%</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >&#8213;</font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >&#8213;</font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >&#8213;</font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >15</font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >105</font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >(3)</font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >15</font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >105</font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >(3)</font></td></tr><tr style='height:9pt;' ><td colspan='2' rowspan='1' style='width:101.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:101.25pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >Total as of December 31, 2014</font></td><td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >15</font></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >105</font></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >(3)</font></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >15</font></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >105</font></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >(3)</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:10pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >The gross unrealized losses </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >are</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > attributed to </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >overall wider</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > credit spreads for s</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >tate and municipal securities, wide</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >r credit spreads for specific issuers, </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >adverse </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >changes in market benchmark interest rates, or a combination thereof, all as compared to </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >those prevailing when the investment securities were acquired. </font></p><p style='text-align:justify;line-height:10pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >Overall, for the investment securities in gross unrealized loss positions</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > (</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >i</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >)&#160;the Company does not intend to sell the investment </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >securities, (ii</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >)&#160;it is more likely than not that the Company w</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >ill not be required to sell the investment securities before recovery of the unrealized losses</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >, and (iii</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >)&#160;the Company expects that the contractual principal and interest will be received on the investment securities. As a result, the Company recognized no </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >other-than-temporary impairment</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > during the periods presented.</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > </font></p><p style='text-align:justify;line-height:0pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:0pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;margin-left:0pt;color:#000000;' >Supplemental Information</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >Gross realized gains on the sales of investment securities, included in Other revenues, were nil and $</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >39</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > million for the three months ended </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >and </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >, respectively. There were no realized losses for the </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >three months ended</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >or </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >.</font></p><p style='text-align:left;line-height:12pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >Contractual maturities</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > of investment securities</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >with stated maturities</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > as of </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > were as follows</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:9.75pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:318pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:318pt;' ></td><td colspan='1' rowspan='2' style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td colspan='1' rowspan='2' style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Estimated</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:329.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:329.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Cost&#160;</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Fair&#160;Value</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:329.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:329.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Due within 1 year</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 736 </font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 737 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:329.25pt;text-align:left;border-color:Black;min-width:329.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Due after 1 year but within 5 years</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 331 </font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 338 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:329.25pt;text-align:left;border-color:Black;min-width:329.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Due after 5 years but within 10 years</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 239 </font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 255 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:329.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:329.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Due after 10 years</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 2,911 </font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 3,037 </font></td></tr><tr style='height:14.25pt;' ><td colspan='2' rowspan='1' style='width:329.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:329.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total</font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 4,217 </font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 4,367 </font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:0pt;line-height:10pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >The expected payments on state and municipal obligations and mortgage-backed securities may not coincide with their contractual maturities because the issuers have the right to call or prepay certain obligations.</font></p></div> 20000000 --12-31 0 27000000 205000000 57000000 412000000 159103000000 <div><p style='text-align:left;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;margin-left:0pt;' >2</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' >. Divestitures</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >On June 30, 2014, the Company completed </font><font style='font-family:Times New Roman;font-size:11pt;' >a transaction to establish a </font><font style='font-family:Times New Roman;font-size:11pt;' >non-consolidated joint venture comprising the former Global Business Travel (</font><font style='font-family:Times New Roman;font-size:11pt;' >GBT</font><font style='font-family:Times New Roman;font-size:11pt;' >) operations of the Company and an external cash investment. </font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >As</font><font style='font-family:Times New Roman;font-size:11pt;' > a result of this transaction, the Company deconsolidated the GBT net assets, effective June 30, 2014,</font><font style='font-family:Times New Roman;font-size:11pt;' > and began accounting for the GBT JV as an equity method i</font><font style='font-family:Times New Roman;font-size:11pt;' >nvestment reported in Other assets within the Consolidated Balance Sheet. Prior to the deconsolidation, the carrying amount of GBT&#8217;s assets and liabilities were not material to the Company&#8217;s financial position and its operations were reported within the G</font><font style='font-family:Times New Roman;font-size:11pt;' >lobal Commercial Services (GCS) segment. </font></p></div> 5480000000 -7000000 58000000000 0.23 2000000 12874000000 163000000 2011 306000000 3100000000 0 0.025 -3561000000 6381000000 0 184000000 44142000000 159000000 0 0 82000000 0 0.02 263000000 57000000 0.016 0.017 0 15697000000 -27000000 -262000000 0 1.33 27000000 439000000 0.022 13000000 <div><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following table summarizes the gross unrealized losses due to temporary impairments by ratio of fair value to amortized cost as of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td colspan='2' rowspan='1' style='width:101.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:101.25pt;' ></td><td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='7' rowspan='1' style='width:122.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:122.25pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >Less than 12 months</font></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:2.25pt;' ></td><td colspan='7' rowspan='1' style='width:122.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:122.25pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >12 months or more</font></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:2.25pt;' ></td><td colspan='7' rowspan='1' style='width:122.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:122.25pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >Total</font></td></tr><tr style='height:9pt;' ><td colspan='2' rowspan='1' style='width:101.25pt;text-align:left;border-color:Black;min-width:101.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Ratio of Fair Value to</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ></td><td colspan='1' rowspan='3' style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' ></td><td colspan='1' rowspan='3' style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Gross</font></td><td style='width:2.25pt;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ></td><td colspan='1' rowspan='3' style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' ></td><td colspan='1' rowspan='3' style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Gross</font></td><td style='width:2.25pt;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ></td><td colspan='1' rowspan='3' style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' ></td><td colspan='1' rowspan='3' style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Gross</font></td></tr><tr style='height:9pt;' ><td colspan='2' rowspan='1' style='width:101.25pt;text-align:left;border-color:Black;min-width:101.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Amortized Cost</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Number of</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Estimated</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Unrealized</font></td><td style='width:2.25pt;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Number of</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Estimated</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Unrealized</font></td><td style='width:2.25pt;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Number of</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Estimated</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Unrealized</font></td></tr><tr style='height:9pt;' ><td colspan='2' rowspan='1' style='width:101.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:101.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;font-style:italic;color:#000000;' >(Dollars in millions)</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Securities</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Fair Value</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Losses</font></td><td style='width:2.25pt;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Securities</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Fair Value</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Losses</font></td><td style='width:2.25pt;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Securities</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Fair Value</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Losses</font></td></tr><tr style='height:9pt;' ><td colspan='2' rowspan='1' style='width:101.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:101.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2015:</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:35.25pt;' ></td><td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:35.25pt;' ></td><td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:35.25pt;' ></td><td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' ></td></tr><tr style='height:9pt;' ><td colspan='2' rowspan='1' style='width:101.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:101.25pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >90%&#8211;100%</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:2.25pt;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' >11 </font></td><td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' >73 </font></td><td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' >(2)</font></td><td style='width:2.25pt;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > 11 </font></td><td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > 73 </font></td><td style='width:2.25pt;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > (2)</font></td></tr><tr style='height:9pt;' ><td colspan='2' rowspan='1' style='width:101.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:101.25pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >Total as of March 31, 2015</font></td><td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > 11 </font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > 73 </font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > (2)</font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > 11 </font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > 73 </font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > (2)</font></td></tr><tr style='height:9pt;' ><td style='width:3.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:97.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:97.5pt;' ></td><td style='width:3.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ></td></tr><tr style='height:9pt;' ><td colspan='2' rowspan='1' style='width:101.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:101.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014:</font></td><td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:35.25pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:35.25pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:35.25pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' ></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33.75pt;' ></td></tr><tr style='height:9pt;' ><td colspan='2' rowspan='1' style='width:101.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:101.25pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >90%&#8211;100%</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >&#8213;</font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >&#8213;</font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >&#8213;</font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >15</font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >105</font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >(3)</font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >15</font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >105</font></td><td style='width:2.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >(3)</font></td></tr><tr style='height:9pt;' ><td colspan='2' rowspan='1' style='width:101.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:101.25pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >Total as of December 31, 2014</font></td><td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.55pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >15</font></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >105</font></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >(3)</font></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:2.25pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >15</font></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >105</font></td><td style='width:2.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:2.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >$</font></td><td style='width:33.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:33.75pt;' ><font style='font-family:Times New Roman;font-size:7.6pt;color:#000000;' >(3)</font></td></tr></table></div> 0 876000000 30000000 587000000 3600000000 -2000000 181000000 171000000 -204000000 84000000 110000000 268000000 16419000000 0 171000000 54000000 51000000 518000000 <div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following table </font><font style='font-family:Times New Roman;font-size:11pt;' >summarizes</font><font style='font-family:Times New Roman;font-size:11pt;' > the estimated fai</font><font style='font-family:Times New Roman;font-size:11pt;' >r values of </font><font style='font-family:Times New Roman;font-size:11pt;' >the Company&#8217;s financial assets and financial liabilities that are not </font><font style='font-family:Times New Roman;font-size:11pt;' >required to be </font><font style='font-family:Times New Roman;font-size:11pt;' >carried at fair value</font><font style='font-family:Times New Roman;font-size:11pt;' > on a recurring basis</font><font style='font-family:Times New Roman;font-size:11pt;' >, as of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >. </font><font style='font-family:Times New Roman;font-size:11pt;' >The fair values of these financial instruments are estimates based upon the m</font><font style='font-family:Times New Roman;font-size:11pt;' >arket conditions and perceived risks as of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >, and require management judgment. These fi</font><font style='font-family:Times New Roman;font-size:11pt;' >gures may not be indicative of future fair values, nor can the</font><font style='font-family:Times New Roman;font-size:11pt;' > fair value of the Company be reliably estimated by aggregating th</font><font style='font-family:Times New Roman;font-size:11pt;' >e amounts presented.</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:9.75pt;' ><td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:176.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >Carrying</font></td><td colspan='1' rowspan='2' style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='10' rowspan='1' style='width:202.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:202.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >Corresponding Fair Value Amount</font></td></tr><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:195pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:195pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >2015 </font><font style='font-family:Times New Roman;font-size:9pt;font-style:italic;color:#000000;' >(Billions)</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >Value</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Total</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Level 1</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Level 2</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Level 3</font></td></tr><tr style='height:8.25pt;' ><td colspan='4' rowspan='1' style='width:195pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:195pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >Financial Assets:</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='3' rowspan='1' style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Financial assets for which carrying values </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:183.75pt;text-align:left;border-color:Black;min-width:183.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >equal or approximate fair value</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Cash and cash equivalents</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 24 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$ </font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 24 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$ </font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 23 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$ </font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 1 </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(a)</font></sup></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$ </font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Other financial assets</font><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(b)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 46 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 46 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 46 </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td></tr><tr style='height:11.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='3' rowspan='1' style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Financial assets carried at other than fair value</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Loans, net</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 67 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 67 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(c)</font></sup></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 67 </font></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td colspan='4' rowspan='1' style='width:195pt;text-align:left;border-color:Black;min-width:195pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >Financial Liabilities:</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='3' rowspan='1' style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Financial liabilities for which carrying values </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:183.75pt;text-align:left;border-color:Black;min-width:183.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >equal or approximate fair value</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 59 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 59 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 59 </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='3' rowspan='1' style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Financial liabilities carried at other than</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:183.75pt;text-align:left;border-color:Black;min-width:183.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > fair value</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:11.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Certificates of deposit</font><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(d)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 8 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 8 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 8 </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:176.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Long-term debt</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 55 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 57 </font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(c)</font></sup></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$ </font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 57 </font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$ </font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td></tr><tr style='height:9.75pt;' ><td style='width:3.75pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:176.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:176.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Carrying</font></td><td colspan='1' rowspan='2' style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='10' rowspan='1' style='width:202.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:202.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Corresponding Fair Value Amount</font></td></tr><tr style='height:8.25pt;' ><td colspan='4' rowspan='1' style='width:195pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:195pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >2014 </font><font style='font-family:Times New Roman;font-size:9pt;font-style:italic;color:#000000;' >(Billions)</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Value</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Total</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Level 1</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Level 2</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Level 3</font></td></tr><tr style='height:9.75pt;' ><td colspan='4' rowspan='1' style='width:195pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:195pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >Financial Assets:</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='3' rowspan='1' style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Financial assets for which carrying values </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:183.75pt;text-align:left;border-color:Black;min-width:183.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >equal or approximate fair value</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Cash and cash equivalents</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 22 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$ </font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 22 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$ </font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 21 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$ </font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 1 </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(a)</font></sup></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$ </font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Other financial assets</font><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(b)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 48 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 48 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 48 </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='3' rowspan='1' style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Financial assets carried at other than fair value</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:12pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Loans, net</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 70 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 71 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(c)</font></sup></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 71 </font></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td colspan='4' rowspan='1' style='width:195pt;text-align:left;border-color:Black;min-width:195pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >Financial Liabilities:</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='3' rowspan='1' style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Financial liabilities for which carrying values</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:183.75pt;text-align:left;border-color:Black;min-width:183.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >equal or approximate fair value</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 61 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 61 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 61 </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='3' rowspan='1' style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Financial liabilities carried at other than </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:183.75pt;text-align:left;border-color:Black;min-width:183.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >fair value</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Certificates of deposit</font><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(d)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 8 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 8 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 8 </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:176.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Long-term debt</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 58 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 60 </font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(c)</font></sup></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$ </font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 60 </font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$ </font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td></tr></table></div><p style='line-height:20pt;' /><div><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times;font-size:8pt;' >Reflects time deposits.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Includes accounts receivable (including fair values of Card Member receivables of </font><font style='font-family:Times New Roman;font-size:8pt;' >$</font><font style='font-family:Times New Roman;font-size:8pt;' >6.0</font><font style='font-family:Times New Roman;font-size:8pt;' > billion and </font><font style='font-family:Times New Roman;font-size:8pt;' >$</font><font style='font-family:Times New Roman;font-size:8pt;' >7.0</font><font style='font-family:Times New Roman;font-size:8pt;' > billion held by consolidated VIEs as of </font><font style='font-family:Times New Roman;font-size:8pt;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;' >, </font><font style='font-family:Times New Roman;font-size:8pt;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;' > and December 31, </font><font style='font-family:Times New Roman;font-size:8pt;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;' >, respectively),</font><font style='font-family:Times New Roman;font-size:8pt;' > restricted cash and other miscellaneous assets.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Includes fair values of loans of </font><font style='font-family:Times New Roman;font-size:8pt;' >$</font><font style='font-family:Times New Roman;font-size:8pt;' >27.5</font><font style='font-family:Times New Roman;font-size:8pt;' > billion and </font><font style='font-family:Times New Roman;font-size:8pt;' >$</font><font style='font-family:Times New Roman;font-size:8pt;' >29.9</font><font style='font-family:Times New Roman;font-size:8pt;' > billion, and long-term debt of </font><font style='font-family:Times New Roman;font-size:8pt;' >$</font><font style='font-family:Times New Roman;font-size:8pt;' >16.5</font><font style='font-family:Times New Roman;font-size:8pt;' > billion and </font><font style='font-family:Times New Roman;font-size:8pt;' >$</font><font style='font-family:Times New Roman;font-size:8pt;' >19.5</font><font style='font-family:Times New Roman;font-size:8pt;' > billion held by consolidated VIEs as of </font><font style='font-family:Times New Roman;font-size:8pt;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;' >,</font><font style='font-family:Times New Roman;font-size:8pt;' > </font><font style='font-family:Times New Roman;font-size:8pt;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;' > and Dec</font><font style='font-family:Times New Roman;font-size:8pt;' >ember 31, </font><font style='font-family:Times New Roman;font-size:8pt;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;' >, respectively.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Presented as a component of customer deposits on the Consolidated Balance Sheets. </font></li></ul><p style='text-align:justify;line-height:12pt;' ></p></div> <div><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >The following table summarizes the impact </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >on </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >the Consolidated Statements of Income</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > associated with the Company&#8217;s </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >derivatives not designated as hedges</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > for the </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >three months ended</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12pt;' ><td style='width:150.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:150.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > </font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='7' rowspan='1' style='width:310.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:310.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Pretax gains (losses) </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td></tr><tr style='height:12pt;' ><td style='width:150.75pt;text-align:left;border-color:Black;min-width:150.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-style:italic;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:187.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:187.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='5' rowspan='1' style='width:115.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:115.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Amount</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ></td></tr><tr style='height:12pt;' ><td style='width:150.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:150.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Description </font><font style='font-family:Times New Roman;font-size:9pt;font-style:italic;color:#000000;' > (Millions)</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:187.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:187.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Income Statement Line Item</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >2014</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td></tr><tr style='height:12pt;' ><td style='width:150.75pt;text-align:left;border-color:Black;min-width:150.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Foreign exchange contracts</font><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(a)</font></sup></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:187.5pt;text-align:left;border-color:Black;min-width:187.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Other expenses</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:46.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >(45)</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:46.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 134 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td></tr><tr style='height:10.5pt;' ><td style='width:150.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:150.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Total</font><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:187.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:187.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:46.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >(45)</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:46.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >134</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;line-height:12pt;' ></p><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Foreign exchange contracts include forwards and embedded foreign currency derivatives. </font><font style='font-family:Times New Roman;font-size:8pt;' >Gains (losses)</font><font style='font-family:Times New Roman;font-size:8pt;' > </font><font style='font-family:Times New Roman;font-size:8pt;' >on these embedded derivatives are included in O</font><font style='font-family:Times New Roman;font-size:8pt;' >ther expenses.</font></li></ul><p style='text-align:justify;line-height:12pt;' ></p></div> 35000000 350000000 -1426000000 <div><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following t</font><font style='font-family:Times New Roman;font-size:11pt;' >able summarizes the total </font><font style='font-family:Times New Roman;font-size:11pt;' >fair value, excluding interest acc</font><font style='font-family:Times New Roman;font-size:11pt;' >ruals, of derivative assets and l</font><font style='font-family:Times New Roman;font-size:11pt;' >iabilities as of </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:9.75pt;' ><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:270.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:270.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td colspan='5' rowspan='1' style='width:90.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:90.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Other Assets</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='5' rowspan='1' style='width:90.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:90.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Other Liabilities</font></td></tr><tr style='height:9.75pt;' ><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:270.75pt;text-align:left;border-color:Black;min-width:270.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td colspan='5' rowspan='1' style='width:90.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:90.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Fair Value</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='5' rowspan='1' style='width:90.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:90.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Fair Value</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:279pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:279pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td colspan='2' rowspan='1' style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:41.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:41.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >2014</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:41.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:41.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >2014</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:279pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:279pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Derivatives designated as hedging instruments:</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:32.25pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:32.25pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:32.25pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:279pt;text-align:left;border-color:Black;min-width:279pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Interest rate contracts</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:left;border-color:Black;min-width:32.25pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:left;border-color:Black;min-width:32.25pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:left;border-color:Black;min-width:32.25pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:right;border-color:Black;min-width:32.25pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:270.75pt;text-align:left;border-color:Black;min-width:270.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Fair value hedges</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:32.25pt;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 372 </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:32.25pt;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 314 </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:32.25pt;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:32.25pt;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 4 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:279pt;text-align:left;border-color:Black;min-width:279pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Foreign exchange contracts</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:right;border-color:Black;min-width:32.25pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:left;border-color:Black;min-width:32.25pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:left;border-color:Black;min-width:32.25pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:right;border-color:Black;min-width:32.25pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:270.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:270.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Net investment hedges</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 408 </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 492 </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 115 </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >46 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:279pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:279pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Total derivatives designated as hedging instruments</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 780 </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 806 </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 115 </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 50 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:279pt;text-align:left;border-color:Black;min-width:279pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Derivatives not designated as hedging instruments:</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:left;border-color:Black;min-width:32.25pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:left;border-color:Black;min-width:32.25pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:left;border-color:Black;min-width:32.25pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:right;border-color:Black;min-width:32.25pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:270.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:270.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Foreign exchange contracts, including certain embedded derivatives</font><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(a)</font></sup></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 152 </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 185 </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 148 </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >114 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:279pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:279pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Total derivatives, gross</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 932 </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 991 </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 263 </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 164 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:279pt;text-align:left;border-color:Black;min-width:279pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Less: Cash collateral netting</font><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(b) </font></sup></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > (233)</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > (158)</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > (4)</font></td></tr><tr style='height:9.75pt;' ><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:270.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:270.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Derivative asset and derivative liability netting</font><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(c) </font></sup></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > (173)</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > (122)</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > (173)</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > (122)</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:279pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:279pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Total derivatives, net</font><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(d)</font></sup></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 526 </font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 711 </font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 90 </font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 38 </font></td></tr></table></div><p style='line-height:20pt;' /><div><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Includes foreign currency derivatives embedded in certain operating agreements.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Represents the offsetting of derivative instruments and the right to reclaim cash collateral (a receivable) or the obligation to return cash collateral (a payable) arising </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >from derivative instrument(s) executed with the same counterparty under an enforceable master netting arrangement.</font><font style='font-family:Times New Roman;font-size:8pt;' > Additionally, the Company received non-cash collateral from a counterparty in the form of security interests in U.S. Treasury securities with</font><font style='font-family:Times New Roman;font-size:8pt;' > a fair value of $43 million and $91 million as of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and December 31, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, respectively</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, none of which was sold or </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >repledged</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >. Such non-cash collateral economically reduced the Company&#8217;s risk exposure to $483 million and $620 million as </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and December 31, 2014, respectively, but did not reduce the net exposure on the Company&#8217;s Consolidated Balance Sheets. Additionally, the Company posted </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >111</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >114</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million as of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and Dec</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >ember 31, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, respectively</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, as initial margin on its centrally cleared interest rate swaps; such amounts are recorded within Other receivables on the Company&#8217;s Consolidated Balance Sheets and are not netted against the derivative balances.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Represents </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >the amount of netting of derivative assets and derivative liabilities executed with the same counterparty under an enforceable master netting arrangement.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >The Company has no individually significant derivative counterparties and therefore, no significant r</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >isk exposure to any single derivative counterparty. The total net derivative assets and derivative liabilities are presented within </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >O</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >ther assets and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >O</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >ther liabilities on the Company&#8217;s Consolidated Balance Sheets.</font></li></ul><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' ></p></div> 0 37000000 0.024 0 465000000 5422000000 0 -11000000 0 0 120000000 577000000 4264000000 618000000 19190000000 111000000 -957000000 -223000000 4367000000 636000000 96000000 334000000 46000000000 2000000 15 386000000 470000000 24000000000 2240000000 59356000000 0 35000000 -2000000 1254000000 <div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' > </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following table provides information about the Company&#8217;s investment securities with gross unrealized losses and the length of time that individual securities have been in a continuous unrealized loss position as of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >and </font><font style='font-family:Times New Roman;font-size:11pt;' >December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:13.5pt;' ><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:108.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:108.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > </font></td><td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='11' rowspan='1' style='width:177pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:177pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='11' rowspan='1' style='width:176.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:176.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >2014</font></td></tr><tr style='height:12pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-style:italic;color:#000000;' > </font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='5' rowspan='1' style='width:86.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:86.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Less than 12 months</font></td><td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='5' rowspan='1' style='width:87pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:87pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >12 months or more</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='5' rowspan='1' style='width:86.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:86.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Less than 12 months</font></td><td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='5' rowspan='1' style='width:86.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:86.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >12 months or more</font></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' > </font></td><td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:35.25pt;' ></td><td colspan='1' rowspan='3' style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Gross</font></td><td colspan='1' rowspan='3' style='width:3.75pt;text-align:right;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:35.25pt;' ></td><td colspan='1' rowspan='3' style='width:4.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Gross</font></td><td style='width:3.75pt;text-align:right;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:35.25pt;' ></td><td colspan='1' rowspan='3' style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Gross</font></td><td colspan='1' rowspan='3' style='width:3.75pt;text-align:right;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:35.25pt;' ></td><td colspan='1' rowspan='3' style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Gross</font></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:108.75pt;text-align:left;border-color:Black;min-width:108.75pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' > </font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Estimated</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Unrealized</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Estimated</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Unrealized</font></td><td style='width:3.75pt;text-align:right;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Estimated</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Unrealized</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Estimated</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Unrealized</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:116.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:116.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Description of Securities </font><font style='font-family:Times New Roman;font-size:7.5pt;font-style:italic;color:#000000;' > (Millions)</font></td><td style='width:3.75pt;text-align:center;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Fair&#160;Value</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Losses</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Fair&#160;Value</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Losses</font></td><td style='width:3.75pt;text-align:right;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Fair&#160;Value</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Losses</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Fair&#160;Value</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7pt;color:#000000;' >Losses</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:116.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:116.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >State and municipal obligations</font><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > </font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 40 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > (1)</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 72 </font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (2)</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:116.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:116.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Other</font><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > </font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 33 </font></td><td style='width:4.5pt;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > (1)</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 33 </font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (1)</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:116.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:116.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Total</font><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > </font></td><td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 73 </font></td><td style='width:4.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:4.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > (2)</font></td><td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > &#8213; </font></td><td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > &#8213; </font></td><td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 105 </font></td><td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (3)</font></td></tr></table></div> -43000000 48000000 91000000 28000000 4430000000 27000000 483000000 0 17000000 91000000 0 <div><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following is a detail of </font><font style='font-family:Times New Roman;font-size:11pt;' >O</font><font style='font-family:Times New Roman;font-size:11pt;' >ther, net</font><font style='font-family:Times New Roman;font-size:11pt;' > expenses for the three months ended March 31: </font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:341.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:341.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >2014</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:341.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:341.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Professional services</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >624</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >692</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:341.25pt;text-align:left;border-color:Black;min-width:341.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Occupancy and equipment</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' > </font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >434</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' > </font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >462</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:341.25pt;text-align:left;border-color:Black;min-width:341.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Card and merchant-related fraud losses </font><sup><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >(a)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >100</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >84</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:341.25pt;text-align:left;border-color:Black;min-width:341.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Communications</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >88</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >93</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:341.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:341.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Other</font><sup><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >(b)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >153</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >218</font></td></tr><tr style='height:9.75pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:330pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:330pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Total Other, net</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >1,399</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >1,549</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;line-height:13.8pt;' ></p><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Beginning January 1, 2015, merchant-related fraud losses are reported within O</font><font style='font-family:Times New Roman;font-size:8pt;' >ther, net expenses.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Other expense inclu</font><font style='font-family:Times New Roman;font-size:8pt;' >des general operating expenses, </font><font style='font-family:Times New Roman;font-size:8pt;' >gains (losses) on sale of assets or businesses not classified as discontinued operations, litigation, </font><font style='font-family:Times New Roman;font-size:8pt;' >certain </font><font style='font-family:Times New Roman;font-size:8pt;' >internal and regulatory review-related reimbursements and insurance costs or settlements, </font><font style='font-family:Times New Roman;font-size:8pt;' >investment impairments </font><font style='font-family:Times New Roman;font-size:8pt;' >certain Loyalty Partner</font><font style='font-family:Times New Roman;font-size:8pt;' >-related</font><font style='font-family:Times New Roman;font-size:8pt;' > expenses</font><font style='font-family:Times New Roman;font-size:8pt;' > and foreign currency-related gains and losses, (including the favorable impact from the reasse</font><font style='font-family:Times New Roman;font-size:8pt;' >ssment of the functional currency of certain UK legal entities in the three months ended March 31, 2015).</font></li></ul></div> -2072000000 -173000000 -17000000 347000000 0.2 0.019 906000000 -1230000000 0 9000000 -516000000 0.017 38000000 360000000 68000000 <div><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following table presents </font><font style='font-family:Times New Roman;font-size:11pt;' >Card Member</font><font style='font-family:Times New Roman;font-size:11pt;' > loans evaluated </font><font style='font-family:Times New Roman;font-size:11pt;' >individually</font><font style='font-family:Times New Roman;font-size:11pt;' > and collectively for impairment and related reserves as of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:13.5pt;' ><td style='width:345.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:345.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font></td></tr><tr style='height:12.75pt;' ><td style='width:345.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:345.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Card Member loans evaluated individually for impairment</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >305</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:9.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >286</font></td></tr><tr style='height:12.75pt;' ><td style='width:345.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:345.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Related reserves </font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >65</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:9.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >67</font></td></tr><tr style='height:12.75pt;' ><td style='width:345.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:345.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Card Member loans evaluated collectively for impairment</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(b)</font></sup></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >66,530</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:9.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >70,099</font></td></tr><tr style='height:12.75pt;' ><td style='width:345.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:345.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Related reserves </font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(b)</font></sup></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,065</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:9.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:9.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,134</font></td></tr></table></div><p style='line-height:20pt;' /><div><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Represents loans modified </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >as</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > a TDR and related reserves. </font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Represents current loans and loans less than 90 days past due, loans over 90 days past due and accruing interest, and non-accrual loans. The reserves include the quantitative results of analytical </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >models that are specific to individual pools of loans</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >,</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and reserves for internal and external qualitative risk factors that apply to loans that are collectively evaluated for impairment. </font></li></ul></div> 67000000 62592000000 96000000 66835000000 0 15 359000000 54000000 276000000 750000000 333000000 8173000000 0 0 90000000 44851000000 -4000000 26000000 87000000 606000000 0 0 0 146000000 1000000 3285000000 30115000000 6381000000 317000000 0 6067000000 610000000 0.02 -3000000 <div><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following table presents certain selected financial information for </font><font style='font-family:Times New Roman;font-size:11pt;' >the three mon</font><font style='font-family:Times New Roman;font-size:11pt;' >ths ended</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:13.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >Non-interest revenues:</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48.75pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >USCS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >3,148</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2,991</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ICS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,061</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,157</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >GCS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >871</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,249</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >GNMS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,270</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,293</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Corporate &amp; Other, including adjustments and eliminations</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >153</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >146</font></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:337.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:337.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >6,503</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >6,836</font></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:337.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:337.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >Interest income:</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >USCS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,529</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,423</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ICS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >244</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >277</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >GCS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >4</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >4</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >GNMS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >20</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >10</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Corporate &amp; Other, including adjustments and eliminations</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >60</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >62</font></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:337.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:337.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,857</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,776</font></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:337.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:337.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >Interest expense:</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >USCS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >152</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >150</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ICS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >64</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >82</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >GCS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >48</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >59</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >GNMS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >(54)</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(62)</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Corporate &amp; Other, including adjustments and eliminations</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >200</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >210</font></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:337.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:337.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >410</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >439</font></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:337.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:337.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >Total revenues net of interest expense:</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >USCS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >4,525</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >4,264</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ICS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,241</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,352</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >GCS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >827</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,194</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >GNMS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,344</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,365</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Corporate &amp; Other, including adjustments and eliminations</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >13</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(2)</font></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:337.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:337.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >7,950</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >8,173</font></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:337.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:337.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >Net income:</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >USCS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >934</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >876</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ICS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >134</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >159</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >GCS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >180</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >184</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >GNMS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >444</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >443</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Corporate &amp; Other, including adjustments and eliminations (loss)</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >(167)</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(230)</font></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:337.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:337.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total</font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,525</font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,432</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;line-height:13.8pt;' ></p><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:3pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Corporate&#160;&amp; Other includes adjustments and eliminations for intersegment activity.</font></li></ul></div> 0 -2000000 59929000000 109000000 -3542000000 0 72000000 350000000 646000000 40000000 34000000 46000000 3000000 37000000000 1000000 8000000000 0 0 62000000 -175000000 15 27000000 56000000 443000000 <div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;margin-left:-15.1pt;color:#000000;' > 4</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' >.</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' >Reserves for Losses</font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >Reserves for losses relating to </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >Card Member</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > loans and receivables represent management&#8217;s best estimate of the probable </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >inherent losses </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >in the Company&#8217;s outstanding portfolio of loans and receivables,</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > as of the balance sheet date. </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >Management&#8217;s evaluation process requires certain estimates and judgments. </font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;margin-left:0pt;color:#000000;' > </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;margin-left:0pt;color:#000000;' >Changes in </font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;color:#000000;' >Card Member</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;color:#000000;' > Receivables Reserve for Losses </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >The following table presents changes in the </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >Card Member</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > receivables reserve for losses for the </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >three months ended</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >:</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > </font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:13.5pt;' ><td colspan='3' rowspan='1' style='width:324.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:324.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font></td></tr><tr style='height:12pt;' ><td colspan='3' rowspan='1' style='width:324.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:324.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Balance, January&#160;1</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >465</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >386</font></td></tr><tr style='height:12pt;' ><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td colspan='2' rowspan='1' style='width:316.5pt;text-align:left;border-color:Black;min-width:316.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Provisions</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >174</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >215</font></td></tr><tr style='height:12pt;' ><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td colspan='2' rowspan='1' style='width:316.5pt;text-align:left;border-color:Black;min-width:316.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Net write-offs</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(b)</font></sup></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >(199)</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(170)</font></td></tr><tr style='height:12pt;' ><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td colspan='2' rowspan='1' style='width:316.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:316.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Other</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(c)</font></sup></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >(11)</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(17)</font></td></tr><tr style='height:12pt;' ><td colspan='3' rowspan='1' style='width:324.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:324.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Balance, March 31</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >429</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >414</font></td></tr></table></div><p style='line-height:20pt;' /><div><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >P</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >rovisions for</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > principal</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and fee reserve components. </font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Consists of principal</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and fee components, less recoveries of $</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >99</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >92</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million, including net write-offs from TDRs of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >31</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million, for the </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >three months ended</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >,</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > respectively. </font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Beginning in the first quarter 2014, reserves for card-related fraud losses of $(7) million are included in Other liabilities. Also includes </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >foreign currency tra</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >nslation adjustments of</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > $(7) million and</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >nil </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >for the </font><font style='font-family:Times New Roman;font-size:8pt;' >three months ended</font><font style='font-family:Times New Roman;font-size:8pt;' > </font><font style='font-family:Times New Roman;font-size:8pt;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;' >, </font><font style='font-family:Times New Roman;font-size:8pt;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;' > and </font><font style='font-family:Times New Roman;font-size:8pt;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;' >, respectively</font><font style='font-family:Times New Roman;font-size:8pt;' >,</font><font style='font-family:Times New Roman;font-size:8pt;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >and other items of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(4)</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(10)</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >for the </font><font style='font-family:Times New Roman;font-size:8pt;' >three months ended</font><font style='font-family:Times New Roman;font-size:8pt;' > </font><font style='font-family:Times New Roman;font-size:8pt;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;' >, </font><font style='font-family:Times New Roman;font-size:8pt;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;' > and </font><font style='font-family:Times New Roman;font-size:8pt;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;' >, respectively</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >.</font></li></ul><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;margin-left:0pt;' >Card Member</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;' > Receivables Evaluated </font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;' >Individually</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;' > and Collectively for Impairment</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following table presents </font><font style='font-family:Times New Roman;font-size:11pt;' >Card Member</font><font style='font-family:Times New Roman;font-size:11pt;' > receivables evaluated </font><font style='font-family:Times New Roman;font-size:11pt;' >individually and collectively for impair</font><font style='font-family:Times New Roman;font-size:11pt;' >ment and related reserves as of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:13.5pt;' ><td style='width:345.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:345.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font></td></tr><tr style='height:12.75pt;' ><td style='width:345.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:345.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Card Member receivables evaluated individually for impairment</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >28</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:9.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >48</font></td></tr><tr style='height:12.75pt;' ><td style='width:345.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:345.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Related reserves </font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >17</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:9.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >35</font></td></tr><tr style='height:12.75pt;' ><td style='width:345.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:345.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Card Member receivables evaluated collectively for impairment</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >43,675</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:9.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >44,803</font></td></tr><tr style='height:12.75pt;' ><td style='width:345.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:345.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Related reserves </font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(b)</font></sup></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >412</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:9.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:9.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >430</font></td></tr></table></div><p style='line-height:20pt;' /><div><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Represents receivables modified </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >as</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > a TDR and related reserves. </font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >The reserves include the quantitative results of analytical models that are specific to individual pools of receivables, and reserves for internal and external qualitative risk factors that </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >apply to receivables that are collectively evaluated for impairment.</font></li></ul><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;margin-left:0pt;color:#000000;' >Changes in </font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;color:#000000;' >Card Member</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;color:#000000;' > Loans Reserve for Losses</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >The following table presents changes in the </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >Card Member</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > loans reserve for losses for the </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >three months ended</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:13.5pt;' ><td colspan='3' rowspan='1' style='width:318.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:318.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font></td></tr><tr style='height:12.75pt;' ><td colspan='3' rowspan='1' style='width:318.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:318.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Balance, January&#160;1</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,201</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,261</font></td></tr><tr style='height:12.75pt;' ><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:307.5pt;text-align:left;border-color:Black;min-width:307.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Provisions</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >235</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >250</font></td></tr><tr style='height:12.75pt;' ><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:307.5pt;text-align:left;border-color:Black;min-width:307.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Net write-offs</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' ></td></tr><tr style='height:12.75pt;' ><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:296.25pt;text-align:left;border-color:Black;min-width:296.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Principal</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(b)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >(259)</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(280)</font></td></tr><tr style='height:12.75pt;' ><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:296.25pt;text-align:left;border-color:Black;min-width:296.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Interest and fees</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(b)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >(43)</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(42)</font></td></tr><tr style='height:12.75pt;' ><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:307.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:307.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Other</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(c)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >(4)</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2</font></td></tr><tr style='height:12.75pt;' ><td colspan='3' rowspan='1' style='width:318.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:318.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Balance, March 31</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,130</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,191</font></td></tr></table></div><p style='line-height:20pt;' /><div><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Provisions for principal, interest and fee reserve</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >components. </font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Consists of principal write-offs, less recoveries of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >103</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >and</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >107</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >million</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, including net write-offs/(recoveries) from TDRs of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >16</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >million and</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > $</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(2)</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >million</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >,</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >for the </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >three months ended</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >respectively.</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > Recoveries of interest and fees were de </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >minimis</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >.</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Beginning in the first quarter 2014, reserves for card related fraud losses of $(6) million are included in Other liabilities. Also includes </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >foreign currency translation adjustments of</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > $</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(7)</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >million </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(1)</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >for</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > t</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >he</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >three months ended</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >,</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > respectively, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >and</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > other items of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >million and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >9</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >million for the</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >three months ended</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, respectivel</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >y. </font></li></ul><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;margin-left:0pt;' > </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;margin-left:0pt;' >Card Member Loans Evaluated Individually</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;' > and Collect</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;' >ively for Impairment</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following table presents </font><font style='font-family:Times New Roman;font-size:11pt;' >Card Member</font><font style='font-family:Times New Roman;font-size:11pt;' > loans evaluated </font><font style='font-family:Times New Roman;font-size:11pt;' >individually</font><font style='font-family:Times New Roman;font-size:11pt;' > and collectively for impairment and related reserves as of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:13.5pt;' ><td style='width:345.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:345.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td colspan='2' rowspan='1' style='width:54.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:54.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font></td></tr><tr style='height:12.75pt;' ><td style='width:345.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:345.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Card Member loans evaluated individually for impairment</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >305</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:9.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >286</font></td></tr><tr style='height:12.75pt;' ><td style='width:345.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:345.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Related reserves </font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >65</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:9.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >67</font></td></tr><tr style='height:12.75pt;' ><td style='width:345.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:345.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Card Member loans evaluated collectively for impairment</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(b)</font></sup></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >66,530</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:9.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >70,099</font></td></tr><tr style='height:12.75pt;' ><td style='width:345.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:345.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Related reserves </font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(b)</font></sup></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,065</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:9.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:9.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,134</font></td></tr></table></div><p style='line-height:20pt;' /><div><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Represents loans modified </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >as</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > a TDR and related reserves. </font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Represents current loans and loans less than 90 days past due, loans over 90 days past due and accruing interest, and non-accrual loans. The reserves include the quantitative results of analytical </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >models that are specific to individual pools of loans</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >,</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and reserves for internal and external qualitative risk factors that apply to loans that are collectively evaluated for impairment. </font></li></ul></div> 0 -230000000 249000000 73000000 1420000000 352000000 0.015 -6000000 215000000 164000000 70385000000 776000000 62592000000 <div><p style='text-align:justify;margin-top:4.5pt;margin-bottom:0pt;line-height:11.5pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;margin-left:-14.4pt;' >10</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' >. Fair Values</font></p><p style='text-align:justify;margin-top:9pt;margin-bottom:0pt;line-height:11.5pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;margin-left:0pt;color:#000000;' >Financial Assets and Financial Liabilities Carried at Fair Value </font></p><p style='text-align:justify;line-height:11.5pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >The following table summarizes the Company&#8217;s financial assets and financial liabilities measured at fair value on a recurring basis, categorized by GAAP&#8217;s valuation hierarchy, as of </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > and </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >December 31</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >,</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:9.75pt;' ><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:89.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:89.25pt;' ></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td colspan='11' rowspan='1' style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:174pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='11' rowspan='1' style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:174pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >2014</font></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:104.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:104.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td colspan='2' rowspan='1' style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Total</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Level&#160;1</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Level 2</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Level 3</font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Total</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Level&#160;1</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Level 2</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Level 3</font></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:104.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:104.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >Assets:</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:104.25pt;text-align:left;border-color:Black;min-width:104.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Investment securities:</font><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(a)</font></sup></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:96.75pt;text-align:left;border-color:Black;min-width:96.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Equity securities</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 1 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 1 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 1 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 1 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:96.75pt;text-align:left;border-color:Black;min-width:96.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Debt securities and other</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 4,416 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 352 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 4,064 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 4,430 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 350 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 4,080 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:104.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:104.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Derivatives</font><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(a)</font></sup></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 932 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 932 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 991 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 991 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:104.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:104.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Total assets</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 5,349 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 353 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 4,996 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 5,422 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 351 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 5,071 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:104.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:104.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >Liabilities:</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:104.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:104.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Derivatives</font><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(a)</font></sup></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 263 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 263 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 164 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 164 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:104.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:104.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Total liabilities</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 263 </font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 263 </font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 164 </font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 164 </font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;line-height:12pt;' ></p><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Refer to Note </font><font style='font-family:Times New Roman;font-size:8pt;' >5 </font><font style='font-family:Times New Roman;font-size:8pt;' >for </font><font style='font-family:Times New Roman;font-size:8pt;' >the fair values of investment securities and to Note 9 for the fair values of derivative assets and liabilities, on a further disaggregated basis</font><font style='font-family:Times New Roman;font-size:8pt;' >.</font><font style='font-family:Times New Roman;font-size:8pt;' > </font></li></ul><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' > </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following table </font><font style='font-family:Times New Roman;font-size:11pt;' >summarizes</font><font style='font-family:Times New Roman;font-size:11pt;' > the estimated fai</font><font style='font-family:Times New Roman;font-size:11pt;' >r values of </font><font style='font-family:Times New Roman;font-size:11pt;' >the Company&#8217;s financial assets and financial liabilities that are not </font><font style='font-family:Times New Roman;font-size:11pt;' >required to be </font><font style='font-family:Times New Roman;font-size:11pt;' >carried at fair value</font><font style='font-family:Times New Roman;font-size:11pt;' > on a recurring basis</font><font style='font-family:Times New Roman;font-size:11pt;' >, as of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >. </font><font style='font-family:Times New Roman;font-size:11pt;' >The fair values of these financial instruments are estimates based upon the m</font><font style='font-family:Times New Roman;font-size:11pt;' >arket conditions and perceived risks as of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >, and require management judgment. These fi</font><font style='font-family:Times New Roman;font-size:11pt;' >gures may not be indicative of future fair values, nor can the</font><font style='font-family:Times New Roman;font-size:11pt;' > fair value of the Company be reliably estimated by aggregating th</font><font style='font-family:Times New Roman;font-size:11pt;' >e amounts presented.</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:9.75pt;' ><td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:176.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >Carrying</font></td><td colspan='1' rowspan='2' style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='10' rowspan='1' style='width:202.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:202.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >Corresponding Fair Value Amount</font></td></tr><tr style='height:12.75pt;' ><td colspan='4' rowspan='1' style='width:195pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:195pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >2015 </font><font style='font-family:Times New Roman;font-size:9pt;font-style:italic;color:#000000;' >(Billions)</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >Value</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Total</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Level 1</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Level 2</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Level 3</font></td></tr><tr style='height:8.25pt;' ><td colspan='4' rowspan='1' style='width:195pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:195pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >Financial Assets:</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='3' rowspan='1' style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Financial assets for which carrying values </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:183.75pt;text-align:left;border-color:Black;min-width:183.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >equal or approximate fair value</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Cash and cash equivalents</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 24 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$ </font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 24 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$ </font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 23 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$ </font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 1 </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(a)</font></sup></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$ </font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Other financial assets</font><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(b)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 46 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 46 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 46 </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td></tr><tr style='height:11.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='3' rowspan='1' style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Financial assets carried at other than fair value</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Loans, net</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 67 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 67 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(c)</font></sup></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 67 </font></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td colspan='4' rowspan='1' style='width:195pt;text-align:left;border-color:Black;min-width:195pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >Financial Liabilities:</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='3' rowspan='1' style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Financial liabilities for which carrying values </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:183.75pt;text-align:left;border-color:Black;min-width:183.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >equal or approximate fair value</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 59 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 59 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 59 </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='3' rowspan='1' style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Financial liabilities carried at other than</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:183.75pt;text-align:left;border-color:Black;min-width:183.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > fair value</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:11.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Certificates of deposit</font><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(d)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 8 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 8 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 8 </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:176.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Long-term debt</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 55 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 57 </font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(c)</font></sup></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$ </font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 57 </font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$ </font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td></tr><tr style='height:9.75pt;' ><td style='width:3.75pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:176.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:176.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Carrying</font></td><td colspan='1' rowspan='2' style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='10' rowspan='1' style='width:202.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:202.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Corresponding Fair Value Amount</font></td></tr><tr style='height:8.25pt;' ><td colspan='4' rowspan='1' style='width:195pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:195pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >2014 </font><font style='font-family:Times New Roman;font-size:9pt;font-style:italic;color:#000000;' >(Billions)</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Value</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Total</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Level 1</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Level 2</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Level 3</font></td></tr><tr style='height:9.75pt;' ><td colspan='4' rowspan='1' style='width:195pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:195pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >Financial Assets:</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='3' rowspan='1' style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Financial assets for which carrying values </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:183.75pt;text-align:left;border-color:Black;min-width:183.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >equal or approximate fair value</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Cash and cash equivalents</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 22 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$ </font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 22 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$ </font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 21 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$ </font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 1 </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(a)</font></sup></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$ </font></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Other financial assets</font><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(b)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 48 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 48 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 48 </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='3' rowspan='1' style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Financial assets carried at other than fair value</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:12pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Loans, net</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 70 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 71 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(c)</font></sup></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 71 </font></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td colspan='4' rowspan='1' style='width:195pt;text-align:left;border-color:Black;min-width:195pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >Financial Liabilities:</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='3' rowspan='1' style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Financial liabilities for which carrying values</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:183.75pt;text-align:left;border-color:Black;min-width:183.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >equal or approximate fair value</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 61 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 61 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 61 </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='3' rowspan='1' style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Financial liabilities carried at other than </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:183.75pt;text-align:left;border-color:Black;min-width:183.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >fair value</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Certificates of deposit</font><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(d)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 8 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 8 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 8 </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td></tr><tr style='height:8.25pt;' ><td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:176.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:176.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Long-term debt</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 58 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 60 </font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(c)</font></sup></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$ </font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 60 </font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$ </font></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td></tr></table></div><p style='line-height:20pt;' /><div><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times;font-size:8pt;' >Reflects time deposits.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Includes accounts receivable (including fair values of Card Member receivables of </font><font style='font-family:Times New Roman;font-size:8pt;' >$</font><font style='font-family:Times New Roman;font-size:8pt;' >6.0</font><font style='font-family:Times New Roman;font-size:8pt;' > billion and </font><font style='font-family:Times New Roman;font-size:8pt;' >$</font><font style='font-family:Times New Roman;font-size:8pt;' >7.0</font><font style='font-family:Times New Roman;font-size:8pt;' > billion held by consolidated VIEs as of </font><font style='font-family:Times New Roman;font-size:8pt;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;' >, </font><font style='font-family:Times New Roman;font-size:8pt;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;' > and December 31, </font><font style='font-family:Times New Roman;font-size:8pt;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;' >, respectively),</font><font style='font-family:Times New Roman;font-size:8pt;' > restricted cash and other miscellaneous assets.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Includes fair values of loans of </font><font style='font-family:Times New Roman;font-size:8pt;' >$</font><font style='font-family:Times New Roman;font-size:8pt;' >27.5</font><font style='font-family:Times New Roman;font-size:8pt;' > billion and </font><font style='font-family:Times New Roman;font-size:8pt;' >$</font><font style='font-family:Times New Roman;font-size:8pt;' >29.9</font><font style='font-family:Times New Roman;font-size:8pt;' > billion, and long-term debt of </font><font style='font-family:Times New Roman;font-size:8pt;' >$</font><font style='font-family:Times New Roman;font-size:8pt;' >16.5</font><font style='font-family:Times New Roman;font-size:8pt;' > billion and </font><font style='font-family:Times New Roman;font-size:8pt;' >$</font><font style='font-family:Times New Roman;font-size:8pt;' >19.5</font><font style='font-family:Times New Roman;font-size:8pt;' > billion held by consolidated VIEs as of </font><font style='font-family:Times New Roman;font-size:8pt;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;' >,</font><font style='font-family:Times New Roman;font-size:8pt;' > </font><font style='font-family:Times New Roman;font-size:8pt;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;' > and Dec</font><font style='font-family:Times New Roman;font-size:8pt;' >ember 31, </font><font style='font-family:Times New Roman;font-size:8pt;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;' >, respectively.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Presented as a component of customer deposits on the Consolidated Balance Sheets. </font></li></ul><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;margin-left:0pt;' >Nonrecurring Fair Value Measurements</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The Company has certain assets that are subject to measurement at fair value on a nonrecurring</font><font style='font-family:Times New Roman;font-size:11pt;' > basis. For these assets, measurement at fair value in periods subsequent to their initial recognition is applicable if determined to be impaired. During the </font><font style='font-family:Times New Roman;font-size:11pt;' >three months ended</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and during the year ended December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >, the Company did not have any material </font><font style='font-family:Times New Roman;font-size:11pt;' >assets that were </font><font style='font-family:Times New Roman;font-size:11pt;' >measured at fair value due to impairment</font><font style='font-family:Times New Roman;font-size:11pt;' >.</font></p></div> 0 0 1130000000 17000000 4267000000 1000000 4996000000 43703000000 0 3493000000 317000000 218000000 22468000000 0 0 24000000000 27508000000 6848000000 <div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;margin-left:-15.85pt;' >7</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' >. </font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' > </font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' >C</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' >ustomer </font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' >D</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' >eposits</font></p><p style='text-align:justify;margin-top:9pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >As of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >customer deposits </font><font style='font-family:Times New Roman;font-size:11pt;' >we</font><font style='font-family:Times New Roman;font-size:11pt;' >re categorized as interest </font><font style='font-family:Times New Roman;font-size:11pt;' >bearing or non-interest</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >bearing</font><font style='font-family:Times New Roman;font-size:11pt;' >,</font><font style='font-family:Times New Roman;font-size:11pt;' > as follows</font><font style='font-family:Times New Roman;font-size:11pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:13.5pt;' ><td colspan='3' rowspan='1' style='width:318.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:318.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font></td></tr><tr style='height:12pt;' ><td colspan='3' rowspan='1' style='width:318.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:318.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >U.S.:</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' ></td></tr><tr style='height:12.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:311.25pt;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Interest bearing</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 44,142 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >43,279</font></td></tr><tr style='height:15.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:311.25pt;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Non-interest bearing (includes Card Member credit balances of: </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:left;border-color:Black;min-width:52.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:left;border-color:Black;min-width:52.5pt;' ></td></tr><tr style='height:15pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:303.75pt;text-align:left;border-color:Black;min-width:303.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2015, $317 million; 2014, $372 million)</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 356 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >418</font></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:318.75pt;text-align:left;border-color:Black;min-width:318.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Non-U.S.:</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:left;border-color:Black;min-width:52.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:left;border-color:Black;min-width:52.5pt;' ></td></tr><tr style='height:13.5pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:311.25pt;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Interest bearing</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 113 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >115</font></td></tr><tr style='height:11.25pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:311.25pt;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Non-interest bearing (includes Card Member credit balances of: </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:left;border-color:Black;min-width:52.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:left;border-color:Black;min-width:52.5pt;' ></td></tr><tr style='height:12pt;' ><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:303.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:303.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2015, $306 million; 2014, $347 million)</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:15pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 317 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >359</font></td></tr><tr style='height:13.5pt;' ><td colspan='3' rowspan='1' style='width:318.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:318.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total customer deposits</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 44,928 </font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >44,171</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:9pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >C</font><font style='font-family:Times New Roman;font-size:11pt;' >ustomer deposits </font><font style='font-family:Times New Roman;font-size:11pt;' >by deposit type</font><font style='font-family:Times New Roman;font-size:11pt;' > as of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >were </font><font style='font-family:Times New Roman;font-size:11pt;' >as follows</font><font style='font-family:Times New Roman;font-size:11pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:13.5pt;' ><td colspan='3' rowspan='1' style='width:311.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:15pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:15pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:311.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >U.S. retail deposits:</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:51.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:51.75pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:303.75pt;text-align:left;border-color:Black;min-width:303.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Savings accounts &#8211; Direct</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 27,508 </font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:51.75pt;text-align:right;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >26,159</font></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:303.75pt;text-align:left;border-color:Black;min-width:303.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Certificates of deposit:</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:51.75pt;text-align:right;border-color:Black;min-width:51.75pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:296.25pt;text-align:left;border-color:Black;min-width:296.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Direct</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 317 </font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:51.75pt;text-align:right;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >333</font></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:296.25pt;text-align:left;border-color:Black;min-width:296.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Third-party </font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 7,384 </font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:51.75pt;text-align:right;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >7,838</font></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:303.75pt;text-align:left;border-color:Black;min-width:303.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Sweep accounts &#8211; Third-party </font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 8,933 </font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:51.75pt;text-align:right;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >8,949</font></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:311.25pt;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Other retail deposits:</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:51.75pt;text-align:right;border-color:Black;min-width:51.75pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:303.75pt;text-align:left;border-color:Black;min-width:303.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Non-U.S. deposits and U.S. non-interest bearing deposits</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 163 </font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:51.75pt;text-align:right;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >173</font></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:311.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Card Member credit balances &#8213; U.S. and non-U.S.</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:15pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 623 </font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:15pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >719</font></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:311.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total customer deposits</font></td><td style='width:15pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 44,928 </font></td><td style='width:15pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >44,171</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:9pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The scheduled maturities of certificates of deposit as of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >we</font><font style='font-family:Times New Roman;font-size:11pt;' >re as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:13.5pt;' ><td style='width:267pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:267pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:58.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >U.S.</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:58.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Non-U.S.</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:58.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total</font></td></tr><tr style='height:9.75pt;' ><td style='width:267pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:267pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2015</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:21pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 1,115 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:21pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 21 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:21pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 1,136 </font></td></tr><tr style='height:9.75pt;' ><td style='width:267pt;text-align:left;border-color:Black;min-width:267pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2016</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 2,159 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 1 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 2,160 </font></td></tr><tr style='height:9.75pt;' ><td style='width:267pt;text-align:left;border-color:Black;min-width:267pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2017</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 1,493 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 1,493 </font></td></tr><tr style='height:9.75pt;' ><td style='width:267pt;text-align:left;border-color:Black;min-width:267pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2018</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 1,535 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 1,535 </font></td></tr><tr style='height:9.75pt;' ><td style='width:267pt;text-align:left;border-color:Black;min-width:267pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2019</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 1,327 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 1,327 </font></td></tr><tr style='height:9.75pt;' ><td style='width:267pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:267pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >After 5 years</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 72 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 72 </font></td></tr><tr style='height:12pt;' ><td style='width:267pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:267pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:21pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 7,701 </font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:21pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 22 </font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:21pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 7,723 </font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:9pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >As of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >certificates of</font><font style='font-family:Times New Roman;font-size:11pt;' > deposit in denominations of $25</font><font style='font-family:Times New Roman;font-size:11pt;' >0,000 or more</font><font style='font-family:Times New Roman;font-size:11pt;' >, in the </font><font style='font-family:Times New Roman;font-size:11pt;' >aggregate</font><font style='font-family:Times New Roman;font-size:11pt;' >,</font><font style='font-family:Times New Roman;font-size:11pt;' > were as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:14.25pt;' ><td style='width:326.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:326.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:15pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:15pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font></td></tr><tr style='height:12pt;' ><td style='width:326.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:326.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >U.S.</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 109 </font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >111</font></td></tr><tr style='height:12pt;' ><td style='width:326.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:326.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Non-U.S.</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 17 </font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > 17 </font></td></tr><tr style='height:12pt;' ><td style='width:326.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:326.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total</font></td><td style='width:15pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 126 </font></td><td style='width:15pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >128</font></td></tr></table></div> 96000000 -2000000 50000000 213000000 0 90000000 1000000 0 102000000 57000000 354000000 0.351 246000000 37000000 2821000000 AMERICAN EXPRESS COMPANY 750000000 0 8933000000 2015-03-31 0 -399000000 -2000000 -1000000 114000000 39000000 126000000 61000000000 1023000000 1194000000 1000000 430000000 44000000 67000000000 225000000 233000000 171000000 -27000000 423000000 26000000 17600000000 0 48000000000 43675000000 65000000 73000000 7688000000 20000000 105000000 226000000 0 134000000 70099000000 67000000000 346000000 0 18000000 372000000 4217000000 <div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' > </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >Loans </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >by segment </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >as of </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > consisted of:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td style='width:336.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:336.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font></td></tr><tr style='height:12pt;' ><td style='width:336.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:336.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >U.S. Card Services</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >59,929</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >62,592</font></td></tr><tr style='height:12pt;' ><td style='width:336.75pt;text-align:left;border-color:Black;min-width:336.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >International Card Services</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >6,848</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >7,744</font></td></tr><tr style='height:12pt;' ><td style='width:336.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:336.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Global Commercial Services</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >58</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >49</font></td></tr><tr style='height:12pt;' ><td style='width:336.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:336.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Card Member loans</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >66,835</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >70,385</font></td></tr><tr style='height:12pt;' ><td style='width:336.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:336.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Less: Reserve for losses</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,130</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,201</font></td></tr><tr style='height:12pt;' ><td style='width:336.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:336.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Card Member loans, net</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >65,705</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >69,184</font></td></tr><tr style='height:12pt;' ><td style='width:336.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:336.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Other loans, net</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(b)</font></sup></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >951</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >920</font></td></tr></table></div><p style='line-height:20pt;' /><div><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >I</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >ncludes approximately $</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >27.6</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;billion </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >and $</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >30.1</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >billion </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >of gross </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Card Member</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > loans</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > available</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >to settle obligations </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >o</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >f </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >a </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >consolidated </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >VIE</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > as of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and December 31, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, respectively</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Other loans primarily represent </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >loans to merchants and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >a store card </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >loan </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >portfolio</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >.</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > Other loans </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >are</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >presented net of reserves for losses of $</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >13</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >12</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >as of</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and December 31, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, respectively</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >.</font></li></ul><p style='text-align:left;line-height:12pt;' ></p></div> 7000000000 -18000000 0 256000000 3000000 1284000000 4000000 <div><p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;margin-left:-15.85pt;color:#000000;' >9</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' >. </font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' >Derivatives and Hedging Activities</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >The Company uses derivative financial instruments (derivatives) to manage exposures to various market risks. </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >These instruments</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > derive their value from an underlying variable or multiple variables, including </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >interest rate, foreign exchange</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > rates</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >, and equity index or price</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >, and are carried at </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >fair value on the Consolidated Balance Sheets</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >. These instruments enable end users to increase, reduce or alter exposure to various market risks and, for that reason, a</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >re an integral component of the Com</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >pany&#8217;s market risk management. </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >The Company does not engage in derivatives for trading purposes.</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > </font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >In relation to the Company&#8217;s credit risk, under the terms of the derivative agreements it has with its various counterparti</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >es, the Company is not required to either immediately settle any outstanding liability balances or post collateral upon the occurrence of a specified credit risk-related event</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >. Based on the assessment of credit risk of the Company&#8217;s derivative counterparti</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >es as of </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >, the Company does not have derivative positions that warrant credit valuation adjustments.</font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following t</font><font style='font-family:Times New Roman;font-size:11pt;' >able summarizes the total </font><font style='font-family:Times New Roman;font-size:11pt;' >fair value, excluding interest acc</font><font style='font-family:Times New Roman;font-size:11pt;' >ruals, of derivative assets and l</font><font style='font-family:Times New Roman;font-size:11pt;' >iabilities as of </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:9.75pt;' ><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:270.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:270.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td colspan='5' rowspan='1' style='width:90.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:90.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Other Assets</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='5' rowspan='1' style='width:90.75pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:90.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Other Liabilities</font></td></tr><tr style='height:9.75pt;' ><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:270.75pt;text-align:left;border-color:Black;min-width:270.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td colspan='5' rowspan='1' style='width:90.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:90.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Fair Value</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='5' rowspan='1' style='width:90.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:90.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Fair Value</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:279pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:279pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td colspan='2' rowspan='1' style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:41.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:41.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >2014</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:41.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:41.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:41.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >2014</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:279pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:279pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Derivatives designated as hedging instruments:</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:32.25pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:32.25pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:32.25pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:279pt;text-align:left;border-color:Black;min-width:279pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Interest rate contracts</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:left;border-color:Black;min-width:32.25pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:left;border-color:Black;min-width:32.25pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:left;border-color:Black;min-width:32.25pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:right;border-color:Black;min-width:32.25pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:270.75pt;text-align:left;border-color:Black;min-width:270.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Fair value hedges</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:32.25pt;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 372 </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:32.25pt;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 314 </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:32.25pt;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:32.25pt;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 4 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:279pt;text-align:left;border-color:Black;min-width:279pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Foreign exchange contracts</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:right;border-color:Black;min-width:32.25pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:left;border-color:Black;min-width:32.25pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:left;border-color:Black;min-width:32.25pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:right;border-color:Black;min-width:32.25pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:270.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:270.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Net investment hedges</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 408 </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 492 </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 115 </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >46 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:279pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:279pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Total derivatives designated as hedging instruments</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 780 </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 806 </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 115 </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 50 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:279pt;text-align:left;border-color:Black;min-width:279pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Derivatives not designated as hedging instruments:</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:left;border-color:Black;min-width:32.25pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:left;border-color:Black;min-width:32.25pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:left;border-color:Black;min-width:32.25pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:right;border-color:Black;min-width:32.25pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:270.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:270.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Foreign exchange contracts, including certain embedded derivatives</font><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(a)</font></sup></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 152 </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 185 </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 148 </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >114 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:279pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:279pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Total derivatives, gross</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 932 </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 991 </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 263 </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 164 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:279pt;text-align:left;border-color:Black;min-width:279pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Less: Cash collateral netting</font><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(b) </font></sup></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > (233)</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > (158)</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > (4)</font></td></tr><tr style='height:9.75pt;' ><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:270.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:270.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Derivative asset and derivative liability netting</font><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(c) </font></sup></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > (173)</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > (122)</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > (173)</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:32.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > (122)</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:279pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:279pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Total derivatives, net</font><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(d)</font></sup></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 526 </font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 711 </font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 90 </font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:9pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:32.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:32.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 38 </font></td></tr></table></div><p style='line-height:20pt;' /><div><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Includes foreign currency derivatives embedded in certain operating agreements.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Represents the offsetting of derivative instruments and the right to reclaim cash collateral (a receivable) or the obligation to return cash collateral (a payable) arising </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >from derivative instrument(s) executed with the same counterparty under an enforceable master netting arrangement.</font><font style='font-family:Times New Roman;font-size:8pt;' > Additionally, the Company received non-cash collateral from a counterparty in the form of security interests in U.S. Treasury securities with</font><font style='font-family:Times New Roman;font-size:8pt;' > a fair value of $43 million and $91 million as of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and December 31, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, respectively</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, none of which was sold or </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >repledged</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >. Such non-cash collateral economically reduced the Company&#8217;s risk exposure to $483 million and $620 million as </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and December 31, 2014, respectively, but did not reduce the net exposure on the Company&#8217;s Consolidated Balance Sheets. Additionally, the Company posted </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >111</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >114</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million as of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and Dec</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >ember 31, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, respectively</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, as initial margin on its centrally cleared interest rate swaps; such amounts are recorded within Other receivables on the Company&#8217;s Consolidated Balance Sheets and are not netted against the derivative balances.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Represents </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >the amount of netting of derivative assets and derivative liabilities executed with the same counterparty under an enforceable master netting arrangement.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >The Company has no individually significant derivative counterparties and therefore, no significant r</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >isk exposure to any single derivative counterparty. The total net derivative assets and derivative liabilities are presented within </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >O</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >ther assets and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >O</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >ther liabilities on the Company&#8217;s Consolidated Balance Sheets.</font></li></ul><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >A majority of the Company&#8217;s derivative asse</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >ts and liabilities as </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >of </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >are</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > subject to master netting agreements with its derivative counterparties. In addition, the Company has no derivative amounts subject to enforceable master netting arrangements that are not offset on the Company&#8217;s Consolidated Balance Sheets.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;margin-left:0pt;color:#000000;' >Fair Value Hed</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;color:#000000;' >ges</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;font-style:italic;margin-left:0pt;color:#000000;' >Interest Rate Contracts</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >The Company is exposed to interest rate risk associated with its fixed-rate long-term debt. The Company uses interest rate swaps to </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >economically </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >convert certain fixed-rate debt </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >obligations </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >to floating-rate </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >obligations </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >at the tim</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >e of issuance. </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >As of both</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >,</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > the Company hedged </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >17.6</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > billion</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >of its fixed-rate debt to floating-rate debt using interest rate swaps.</font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;font-style:italic;margin-left:0pt;color:#000000;' >Total Return Contract</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >The Company hedged its exposure to changes in the </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >fair value of its equity investment in Industrial and Commercial Bank of China (ICBC) in local currency. The Company used a total return contract (TRC) to transfer its exposure to its derivative counterparty. On July 18, 2014, the Company sold its remainin</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >g shares in ICBC and terminated the TRC. </font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >The following table summarizes the impact on the Consolidated Statements of Income associated with the Company&#8217;s </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >fair value </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >hedges </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >for the </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >three months ended </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:168.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:168.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >For the Three Months Ended March 31:</font><font style='font-family:Times New Roman;font-size:7.5pt;font-style:italic;color:#000000;' > (Millions)</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:90pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:90pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:72pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:72pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td colspan='21' rowspan='1' style='width:397.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:397.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Gains (losses) recognized in income</font></td></tr><tr style='height:9.75pt;' ><td style='width:72pt;text-align:left;border-color:Black;min-width:72pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td colspan='7' rowspan='1' style='width:160.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:160.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Derivative contract</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:6pt;' ></td><td colspan='7' rowspan='1' style='width:160.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:160.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Hedged item</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td colspan='5' rowspan='1' style='width:64.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:64.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Net hedge</font></td></tr><tr style='height:9.75pt;' ><td style='width:72pt;text-align:left;border-color:Black;min-width:72pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:90pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:90pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > </font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td colspan='5' rowspan='1' style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:64.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Amount</font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ></td><td style='width:90pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:90pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td colspan='5' rowspan='1' style='width:64.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:64.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Amount</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td colspan='5' rowspan='1' style='width:64.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:64.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;ineffectiveness</font></td></tr><tr style='height:9.75pt;' ><td style='width:72pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:72pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Derivative relationship</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:90pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:90pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Income Statement Line Item</font><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > </font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:29.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:29.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:29.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:29.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >2014</font></td><td style='width:6pt;text-align:center;border-color:Black;min-width:6pt;' ></td><td style='width:90pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:90pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Income Statement Line Item</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:29.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:29.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td colspan='2' rowspan='1' style='width:29.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:29.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >2014</font></td><td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:29.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:29.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:29.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:29.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >2014</font></td></tr><tr style='height:9.75pt;' ><td style='width:72pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:72pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Interest rate contracts</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:90pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:90pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Other expenses&#160;&#160;</font><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > </font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >63</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >(51)</font></td><td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:90pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:90pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Other expenses&#160;&#160;</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >(57)</font></td><td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >51</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >6</font></td><td style='width:6pt;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > &#8213; </font></td></tr><tr style='height:9.75pt;' ><td style='width:72pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:72pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Total return contract</font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:90pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:90pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Other non-interest revenues</font><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > </font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > &#8213; </font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >13 </font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:90pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:90pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Other non-interest revenues</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > &#8213; </font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >(13)</font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > &#8213; </font></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > &#8213; </font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >The Company also recognized a net reduction in inter</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >est expense on long-term debt of </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >70</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > million and</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >69</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >million </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >for the three months ended </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > and </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >, respectively, </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >primarily related to the net settlements </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >(interest accruals) on the Company&#8217;s interest rate derivatives designated as fair value hedges.</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > </font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;margin-left:0pt;color:#000000;' >Net Investment Hedges</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >The effective portion of the gain or (loss) on net investment hedges, net of taxes, recorded in AOCI as part of the cu</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >mulative translati</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >on adjustment</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > was </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >195</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > million and </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >(17)</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >million for the three months ended </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > and </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >, respectively, with a</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >ny ineffective portion </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >recognized in O</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >ther</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > expenses during the period of change</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >. </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >During the three months ended </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > and </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >, the Company reclassified nil and $17 million, respectively, from AOCI to earnings as a component of O</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >ther expenses; no ineffectiveness was recognized in either of these two periods.</font></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >The following table summarizes the impact </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >on </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >the Consolidated Statements of Income</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > associated with the Company&#8217;s </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >derivatives not designated as hedges</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > for the </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >three months ended</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12pt;' ><td style='width:150.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:150.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > </font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='7' rowspan='1' style='width:310.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:310.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Pretax gains (losses) </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td></tr><tr style='height:12pt;' ><td style='width:150.75pt;text-align:left;border-color:Black;min-width:150.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-style:italic;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:187.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:187.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='5' rowspan='1' style='width:115.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:115.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Amount</font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ></td></tr><tr style='height:12pt;' ><td style='width:150.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:150.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Description </font><font style='font-family:Times New Roman;font-size:9pt;font-style:italic;color:#000000;' > (Millions)</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:187.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:187.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Income Statement Line Item</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:54pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:54pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >2014</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td></tr><tr style='height:12pt;' ><td style='width:150.75pt;text-align:left;border-color:Black;min-width:150.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Foreign exchange contracts</font><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(a)</font></sup></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:187.5pt;text-align:left;border-color:Black;min-width:187.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Other expenses</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:46.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >(45)</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:46.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 134 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td></tr><tr style='height:10.5pt;' ><td style='width:150.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:150.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Total</font><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:187.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:187.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:46.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:46.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >(45)</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:46.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:46.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >134</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;line-height:12pt;' ></p><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Foreign exchange contracts include forwards and embedded foreign currency derivatives. </font><font style='font-family:Times New Roman;font-size:8pt;' >Gains (losses)</font><font style='font-family:Times New Roman;font-size:8pt;' > </font><font style='font-family:Times New Roman;font-size:8pt;' >on these embedded derivatives are included in O</font><font style='font-family:Times New Roman;font-size:8pt;' >ther expenses.</font></li></ul><p style='text-align:justify;line-height:12pt;' ></p></div> 0 1540000000 3000000 <div><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >The following table presents changes in the </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >Card Member</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > loans reserve for losses for the </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >three months ended</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:13.5pt;' ><td colspan='3' rowspan='1' style='width:318.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:318.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font></td></tr><tr style='height:12.75pt;' ><td colspan='3' rowspan='1' style='width:318.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:318.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Balance, January&#160;1</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,201</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,261</font></td></tr><tr style='height:12.75pt;' ><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:307.5pt;text-align:left;border-color:Black;min-width:307.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Provisions</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >235</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >250</font></td></tr><tr style='height:12.75pt;' ><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:307.5pt;text-align:left;border-color:Black;min-width:307.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Net write-offs</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' ></td></tr><tr style='height:12.75pt;' ><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:296.25pt;text-align:left;border-color:Black;min-width:296.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Principal</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(b)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >(259)</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(280)</font></td></tr><tr style='height:12.75pt;' ><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:296.25pt;text-align:left;border-color:Black;min-width:296.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Interest and fees</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(b)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >(43)</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(42)</font></td></tr><tr style='height:12.75pt;' ><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:307.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:307.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Other</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(c)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >(4)</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2</font></td></tr><tr style='height:12.75pt;' ><td colspan='3' rowspan='1' style='width:318.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:318.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Balance, March 31</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,130</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,191</font></td></tr></table></div><p style='line-height:20pt;' /><div><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Provisions for principal, interest and fee reserve</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >components. </font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Consists of principal write-offs, less recoveries of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >103</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >and</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >107</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >million</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, including net write-offs/(recoveries) from TDRs of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >16</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >million and</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > $</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(2)</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >million</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >,</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >for the </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >three months ended</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >respectively.</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > Recoveries of interest and fees were de </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >minimis</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >.</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Beginning in the first quarter 2014, reserves for card related fraud losses of $(6) million are included in Other liabilities. Also includes </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >foreign currency translation adjustments of</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > $</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(7)</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >million </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(1)</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >for</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > t</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >he</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >three months ended</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >,</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > respectively, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >and</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > other items of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >3</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >million and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >9</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >million for the</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >three months ended</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, respectivel</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >y. </font></li></ul><p style='text-align:justify;line-height:12pt;' ></p></div> 778000000 2000000 -297000000 158000000 31000000 11300000000 0 7653000000 54000000 150000000 113000000 1000000 59929000000 6100000000 <div><p style='text-align:justify;margin-top:9pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >As of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >certificates of</font><font style='font-family:Times New Roman;font-size:11pt;' > deposit in denominations of $25</font><font style='font-family:Times New Roman;font-size:11pt;' >0,000 or more</font><font style='font-family:Times New Roman;font-size:11pt;' >, in the </font><font style='font-family:Times New Roman;font-size:11pt;' >aggregate</font><font style='font-family:Times New Roman;font-size:11pt;' >,</font><font style='font-family:Times New Roman;font-size:11pt;' > were as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:14.25pt;' ><td style='width:326.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:326.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:15pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:15pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font></td></tr><tr style='height:12pt;' ><td style='width:326.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:326.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >U.S.</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 109 </font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >111</font></td></tr><tr style='height:12pt;' ><td style='width:326.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:326.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Non-U.S.</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 17 </font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > 17 </font></td></tr><tr style='height:12pt;' ><td style='width:326.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:326.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total</font></td><td style='width:15pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 126 </font></td><td style='width:15pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >128</font></td></tr></table></div> -34000000 961000000 22000000000 2911000000 1000000 1016000000 72000000 71000000000 10000000 0.027 0 9000000 0 44000000 55000000000 49000000 26159000000 61000000000 15 43279000000 7000000000 0 13300000000 0.018 2000000 8000000000 0 <div><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following table</font><font style='font-family:Times New Roman;font-size:11pt;' >s</font><font style='font-family:Times New Roman;font-size:11pt;' > prese</font><font style='font-family:Times New Roman;font-size:11pt;' >nt</font><font style='font-family:Times New Roman;font-size:11pt;' > the key credit quality indicators </font><font style='font-family:Times New Roman;font-size:11pt;' >as of or </font><font style='font-family:Times New Roman;font-size:11pt;' >for the </font><font style='font-family:Times New Roman;font-size:11pt;' >three months ended</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:124.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='5' rowspan='1' style='width:165pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:165pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td colspan='5' rowspan='1' style='width:165pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:165pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >2014</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:12pt;' ><td style='width:124.5pt;text-align:left;border-color:Black;min-width:124.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='3' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:106.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Net Write-Off Rate</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td colspan='3' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:106.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Net Write-Off Rate</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:9pt;' ><td style='width:124.5pt;text-align:left;border-color:Black;min-width:124.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >30+ Days</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >30+ Days</font></td><td style='width:15pt;text-align:center;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:9pt;' ><td style='width:124.5pt;text-align:left;border-color:Black;min-width:124.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Principal,</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Past Due</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Principal,</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Past Due</font></td><td style='width:15pt;text-align:center;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:9pt;' ><td style='width:124.5pt;text-align:left;border-color:Black;min-width:124.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Principal</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Interest, &amp;</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >as a % of</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Principal</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Interest, &amp;</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > as a % of</font></td><td style='width:15pt;text-align:center;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:9pt;' ><td style='width:124.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:124.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Only</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(a)</font></sup></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Fees</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(a)</font></sup></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Total</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Only</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(a)</font></sup></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Fees</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(a)</font></sup></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Total</font></td><td style='width:15pt;text-align:center;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:10.5pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:124.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >Card Member Loans:</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:15pt;text-align:center;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:10.5pt;' ><td style='width:124.5pt;text-align:left;border-color:Black;min-width:124.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > U.S. Card Services</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >1.5</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >1.7</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >1.0</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >1.7</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >1.9</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >1.1</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >%</font></td></tr><tr style='height:10.5pt;' ><td style='width:124.5pt;text-align:left;border-color:Black;min-width:124.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > International Card Services</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >2.0</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >2.5</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >1.8</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >2.2</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >2.7</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >1.7</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >%</font></td></tr><tr style='height:10.5pt;' ><td style='width:124.5pt;text-align:left;border-color:Black;min-width:124.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >Card Member Receivables:</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:10.5pt;' ><td style='width:124.5pt;text-align:left;border-color:Black;min-width:124.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > U.S. Card Services</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >2.2</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >2.4</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >1.7</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >1.8</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >2.0</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >1.8</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >%</font></td></tr><tr style='height:10.5pt;' ><td style='width:124.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:124.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > International Card Services</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >1.9</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >%</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >2.0</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >%</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >1.6</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >%</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >1.9</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >%</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >2.0</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >%</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >1.4</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >%</font></td></tr><tr style='height:10.5pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:124.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:10.5pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:124.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td colspan='3' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:106.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td colspan='3' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:106.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >2014</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:17.25pt;' ><td style='width:124.5pt;text-align:left;border-color:Black;min-width:124.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Net Loss</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Net Loss</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:10.5pt;' ><td style='width:124.5pt;text-align:left;border-color:Black;min-width:124.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Ratio as</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >90 Days</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Ratio as</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >90 Days</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:9pt;' ><td style='width:124.5pt;text-align:left;border-color:Black;min-width:124.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >a % of</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Past Billing</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >a % of</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Past Billing</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:9pt;' ><td style='width:124.5pt;text-align:left;border-color:Black;min-width:124.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Charge</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >as a % of</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Charge</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >as a % of</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:9pt;' ><td style='width:124.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:124.5pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Volume</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Receivables</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Volume</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Receivables</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:10.5pt;' ><td colspan='5' rowspan='1' style='width:242.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:242.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >Card Member Receivables:</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:11.25pt;' ><td colspan='6' rowspan='1' style='width:252.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:252.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > Global Commercial Services</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >0.10</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >%</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >0.7</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >%</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >0.09</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >%</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >0.7</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >%</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:left;line-height:12pt;' ></p><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >The Company presents a net write-off rate based</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > on principal losses only (i.e.,</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > excluding interest and/or fees) to be consistent with industry convention. </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >In addition, because the Company considers </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >uncollectible interest and/or fees </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >in estimating </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >its </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >reserves </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >for </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >credit </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >losses, a net write-off rate including principal, interest and/or fees is also presented.</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > The three months ended March 31, 2015, reflects a change in the timing of charge-offs for Card Member loans and receivables in certain modificatio</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >n programs from 180 days past due to 120 days past due. </font></li></ul><p style='text-align:justify;line-height:12pt;' ></p></div> -229000000 71000000 3673000000 692000000 19000000 129000000 0 793000000 17000000 66530000000 <div><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >Accounts receivable </font><font style='font-family:Times New Roman;font-size:11pt;' >by segment </font><font style='font-family:Times New Roman;font-size:11pt;' >as of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' > consisted of</font><font style='font-family:Times New Roman;font-size:11pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td style='width:311.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:15.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:15.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font></td></tr><tr style='height:12.75pt;' ><td style='width:311.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >U.S. Card Services</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > (a)</font></sup></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >21,501</font></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >22,468</font></td></tr><tr style='height:12.75pt;' ><td style='width:311.25pt;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >International Card Services</font></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >6,381</font></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >7,653</font></td></tr><tr style='height:12.75pt;' ><td style='width:311.25pt;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Global Commercial Services</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > (b)</font></sup></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >15,697</font></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >14,583</font></td></tr><tr style='height:12.75pt;' ><td style='width:311.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Global Network&#160;&amp; Merchant Services</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > (c)</font></sup></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >124</font></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >147</font></td></tr><tr style='height:12.75pt;' ><td style='width:311.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Card Member receivables</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > (d)</font></sup></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >43,703</font></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >44,851</font></td></tr><tr style='height:12.75pt;' ><td style='width:311.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Less: Reserve for losses</font></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >429</font></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >465</font></td></tr><tr style='height:12.75pt;' ><td style='width:311.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Card Member receivables, net</font></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >43,274</font></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >44,386</font></td></tr><tr style='height:12.75pt;' ><td style='width:311.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Other receivables, net</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > (e)</font></sup></td><td style='width:15.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2,354</font></td><td style='width:15.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2,614</font></td></tr></table></div><p style='line-height:20pt;' /><div><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Includes </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >6.1</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > b</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >illion and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >7.0</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >billion of gross </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Card Member</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > receivables available to settle obligations of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >a </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >consolidated </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >variable interest entity (VIE) as of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and December 31, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, respectively.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Includes</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >638</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > m</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >illion and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >636</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million due from airlines, of which Delta Air Lines comprises </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >577</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >606</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million as of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and December </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >31, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, respectively.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Includes receivables primarily related to the Company&#8217;</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >s International Currency Card portfolios.</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Includes approximately </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >12.0</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > billion</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >13.3</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > billion</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Card Member</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > receivables</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > outside the U.S. as of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and December 31, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, respectively</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Other receivables primarily represent </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >amounts</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > related to (</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >i</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >) certain merchants for billed discount revenue and (ii) Global Network Services (GNS)</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > partner banks for items such as royalty and franchise fees</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >. </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Other receivables are presented net of reserves for losses of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >56</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >61</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million as of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and December 31, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, respectively.</font></li></ul><p style='text-align:justify;line-height:12pt;' ></p></div> 352000000 1000000000 <div><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >The following table summarizes the Company&#8217;s financial assets and financial liabilities measured at fair value on a recurring basis, categorized by GAAP&#8217;s valuation hierarchy, as of </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > and </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >December 31</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >,</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:9.75pt;' ><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:89.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:89.25pt;' ></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ></td><td colspan='11' rowspan='1' style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:174pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='11' rowspan='1' style='width:174pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:174pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >2014</font></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:104.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:104.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td colspan='2' rowspan='1' style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Total</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Level&#160;1</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Level 2</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Level 3</font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Total</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Level&#160;1</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Level 2</font></td><td style='width:9pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:36.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:36.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Level 3</font></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:104.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:104.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >Assets:</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:104.25pt;text-align:left;border-color:Black;min-width:104.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Investment securities:</font><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(a)</font></sup></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:96.75pt;text-align:left;border-color:Black;min-width:96.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Equity securities</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 1 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 1 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 1 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 1 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:96.75pt;text-align:left;border-color:Black;min-width:96.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Debt securities and other</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 4,416 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 352 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 4,064 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 4,430 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 350 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 4,080 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:104.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:104.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Derivatives</font><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(a)</font></sup></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 932 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 932 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 991 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 991 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:104.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:104.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Total assets</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 5,349 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 353 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 4,996 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 5,422 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 351 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 5,071 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:104.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:104.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >Liabilities:</font></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:104.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:104.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Derivatives</font><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(a)</font></sup></td><td style='width:9pt;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 263 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 263 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 164 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 164 </font></td><td style='width:9pt;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:28.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:104.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:104.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Total liabilities</font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:9pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 263 </font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > 263 </font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 164 </font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > 164 </font></td><td style='width:9pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:9pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >$</font></td><td style='width:28.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:28.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > &#8213; </font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;line-height:12pt;' ></p><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Refer to Note </font><font style='font-family:Times New Roman;font-size:8pt;' >5 </font><font style='font-family:Times New Roman;font-size:8pt;' >for </font><font style='font-family:Times New Roman;font-size:8pt;' >the fair values of investment securities and to Note 9 for the fair values of derivative assets and liabilities, on a further disaggregated basis</font><font style='font-family:Times New Roman;font-size:8pt;' >.</font><font style='font-family:Times New Roman;font-size:8pt;' > </font></li></ul><p style='text-align:justify;line-height:12pt;' ></p></div> -4000000 0 -34000000 88000000 791000000 -170000000 59000000000 179000000 35000000 3321000000 <div><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following table provides </font><font style='font-family:Times New Roman;font-size:11pt;' >information with respect to the </font><font style='font-family:Times New Roman;font-size:11pt;' >Company&#8217;s average balances of, and interest income recognized from, impaired Card Member loans (</font><font style='font-family:Times New Roman;font-size:11pt;' >which is not significant for GCS)</font><font style='font-family:Times New Roman;font-size:11pt;' > and average balance of </font><font style='font-family:Times New Roman;font-size:11pt;' >impaired Card Member receivables</font><font style='font-family:Times New Roman;font-size:11pt;' > (</font><font style='font-family:Times New Roman;font-size:11pt;' >which is</font><font style='font-family:Times New Roman;font-size:11pt;' > not significant for ICS and GCS)</font><font style='font-family:Times New Roman;font-size:11pt;' > for the three months ended March 31: </font><font style='font-family:Times New Roman;font-size:11pt;' > </font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:9.75pt;' ><td style='width:206.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:206.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='5' rowspan='1' style='width:123.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >2015</font></td><td colspan='5' rowspan='1' style='width:127.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:127.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >2014</font></td></tr><tr style='height:9.75pt;' ><td style='width:206.25pt;text-align:left;border-color:Black;min-width:206.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Average</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Average</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:206.25pt;text-align:left;border-color:Black;min-width:206.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Balance of</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Interest </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Balance of</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Interest </font></td></tr><tr style='height:9.75pt;' ><td style='width:206.25pt;text-align:left;border-color:Black;min-width:206.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Impaired</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Income</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Impaired</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Income</font></td></tr><tr style='height:9.75pt;' ><td style='width:206.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:206.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Loans</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Recognized</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Loans</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Recognized</font></td></tr><tr style='height:9.75pt;' ><td style='width:206.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:206.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >Card Member Loans:</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:206.25pt;text-align:left;border-color:Black;min-width:206.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >U.S. Card Services </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 692 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 13 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:center;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 793 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:center;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 16 </font></td></tr><tr style='height:9.75pt;' ><td style='width:206.25pt;text-align:left;border-color:Black;min-width:206.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >International Card Services </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 56 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 4 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:center;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 63 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:center;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 4 </font></td></tr><tr style='height:9.75pt;' ><td style='width:206.25pt;text-align:left;border-color:Black;min-width:206.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >Card Member Receivables:</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:center;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:center;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:206.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:206.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >U.S. Card Services </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 38 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 50 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > &#8213; </font></td></tr><tr style='height:9.75pt;' ><td style='width:206.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:206.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Total</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 786 </font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 17 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 906 </font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 20 </font></td></tr></table></div> 7653000000 9513000000 22000000000 3600000000 -42000000 0 105000000 52000000 40000000 56000000 0 67000000 2000000 43000000 4431000000 462000000 226000000 63000000 67000000 <div><p style='text-align:justify;margin-top:9pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >C</font><font style='font-family:Times New Roman;font-size:11pt;' >ustomer deposits </font><font style='font-family:Times New Roman;font-size:11pt;' >by deposit type</font><font style='font-family:Times New Roman;font-size:11pt;' > as of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >were </font><font style='font-family:Times New Roman;font-size:11pt;' >as follows</font><font style='font-family:Times New Roman;font-size:11pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:13.5pt;' ><td colspan='3' rowspan='1' style='width:311.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:15pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:15pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:311.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >U.S. retail deposits:</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:51.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:51.75pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:303.75pt;text-align:left;border-color:Black;min-width:303.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Savings accounts &#8211; Direct</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 27,508 </font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:51.75pt;text-align:right;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >26,159</font></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:303.75pt;text-align:left;border-color:Black;min-width:303.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Certificates of deposit:</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:51.75pt;text-align:right;border-color:Black;min-width:51.75pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:296.25pt;text-align:left;border-color:Black;min-width:296.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Direct</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 317 </font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:51.75pt;text-align:right;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >333</font></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:296.25pt;text-align:left;border-color:Black;min-width:296.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Third-party </font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 7,384 </font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:51.75pt;text-align:right;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >7,838</font></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:303.75pt;text-align:left;border-color:Black;min-width:303.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Sweep accounts &#8211; Third-party </font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 8,933 </font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:51.75pt;text-align:right;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >8,949</font></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:311.25pt;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Other retail deposits:</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:51.75pt;text-align:right;border-color:Black;min-width:51.75pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:303.75pt;text-align:left;border-color:Black;min-width:303.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Non-U.S. deposits and U.S. non-interest bearing deposits</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 163 </font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:51.75pt;text-align:right;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >173</font></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:311.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Card Member credit balances &#8213; U.S. and non-U.S.</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:15pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 623 </font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:15pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:51.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >719</font></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:311.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total customer deposits</font></td><td style='width:15pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 44,928 </font></td><td style='width:15pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >44,171</font></td></tr></table></div> -2000000 8000000000 63000000 94000000 526000000 <div><p style='text-align:justify;margin-top:9pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following is a deta</font><font style='font-family:Times New Roman;font-size:11pt;' >il of Other commissions and fees for the three months ended March 31: </font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:341.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:341.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:57pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:341.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:341.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Foreign currency conversion fee revenue</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:12pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >211 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 213 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:341.25pt;text-align:left;border-color:Black;min-width:341.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Delinquency fees</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:12pt;text-align:left;border-color:Black;min-width:12pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >195 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 181 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:341.25pt;text-align:left;border-color:Black;min-width:341.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Loyalty Partner-related fees</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:12pt;text-align:left;border-color:Black;min-width:12pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >91 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 91 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:341.25pt;text-align:left;border-color:Black;min-width:341.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Service fees</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:12pt;text-align:left;border-color:Black;min-width:12pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >87 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 90 </font></td></tr><tr style='height:9.75pt;' ><td colspan='2' rowspan='1' style='width:341.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:341.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Other</font><sup><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(a)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:12pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:12pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >35 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 43 </font></td></tr><tr style='height:9.75pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:330pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:330pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Total Other commissions and fees</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;&#160;</font></td><td style='width:12pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >619 </font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 618 </font></td></tr><tr style='height:0.75pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:330pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:330pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:12pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:12pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:2;text-align:left;border-color:Black;min-width:45pt;' ></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;line-height:12pt;' ></p><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Other primarily includes revenues from fees related to Membership Rewards programs.</font></li></ul><p style='text-align:justify;line-height:12pt;' ></p></div> 4000000 1000000 8949000000 1134000000 17000000 <div><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >T</font><font style='font-family:Times New Roman;font-size:11pt;' >he </font><font style='font-family:Times New Roman;font-size:11pt;' >following table presents the aging of </font><font style='font-family:Times New Roman;font-size:11pt;' >Card Member</font><font style='font-family:Times New Roman;font-size:11pt;' > loans and receivables as of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:9.75pt;' ><td style='width:180pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >30-59</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >60-89</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >90+</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Days</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Days</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Days</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Past</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Past</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Past</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></sup><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' > (Millions)</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Current</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Due</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Due</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Due</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total</font></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >Card Member Loans:</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > U.S. Card Services</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >59,356 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >171 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >126 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >276 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >59,929 </font></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > International Card Services</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >6,728 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >40 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >26 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >54 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >6,848 </font></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >Card Member Receivables:</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > U.S. Card Services</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >21,144 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >124 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >87 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >146 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >21,501 </font></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > International Card Services</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >6,282 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >30 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >22 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >47 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >6,381 </font></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > Global Commercial Services</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >(b)</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >(b)</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >(b)</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >110 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >15,697 </font></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:180pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:180pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >30-59</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >60-89</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >90+</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Days</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Days</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Days</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Past</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Past</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Past</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></sup><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' > (Millions)</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Current</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Due</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Due</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Due</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total</font></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >Card Member Loans:</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > U.S. Card Services</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >61,995 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >179 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >128 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >290 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >62,592 </font></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > International Card Services</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >7,621 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >39 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >27 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >57 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >7,744 </font></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >Card Member Receivables:</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > U.S. Card Services</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >22,096 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >129 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >72 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >171 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >22,468 </font></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > International Card Services</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >7,557 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >29 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >20 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >47 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >7,653 </font></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > Global Commercial Services</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(b)</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(b)</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(b)</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >120 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >14,583 </font></td></tr></table></div><p style='line-height:20pt;' /><div><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >For Card Member receivables in GCS, delinquency data is tracked based on days past billing status rather than days past due.</font><font style='font-family:Times New Roman;font-size:8pt;' > </font><font style='font-family:Times New Roman;font-size:8pt;' >A Card Member account is considered 90 days past billing if payment has not been received within 90 days of the Card Member&#8217;s billing statement date. In addition, if the Company initiates col</font><font style='font-family:Times New Roman;font-size:8pt;' >lection procedures on an account prior to the account becoming 90 days past billing, the associated Card Member receivable balance is </font><font style='font-family:Times New Roman;font-size:8pt;' >classified</font><font style='font-family:Times New Roman;font-size:8pt;' > as 90 days past billing. These amounts are shown above as 90+ Days Past Due for presentation purposes. </font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Delinquency data</font><font style='font-family:Times New Roman;font-size:8pt;' > for periods </font><font style='font-family:Times New Roman;font-size:8pt;' >other than</font><font style='font-family:Times New Roman;font-size:8pt;' > 90 days past billing </font><font style='font-family:Times New Roman;font-size:8pt;' >is</font><font style='font-family:Times New Roman;font-size:8pt;' > not available due to system</font><font style='font-family:Times New Roman;font-size:8pt;' > constraints. Therefore, such data has </font><font style='font-family:Times New Roman;font-size:8pt;' >not been utilized for risk management purposes. The balances that are current to 89 days past due can be derived as the difference between the Total and the 90+ Days Past Due balances. </font></li></ul><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;line-height:12pt;' ></p></div> 0 <div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;margin-left:-20.15pt;' >16</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' >. </font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' >Reportable Operating Segments</font></p><p style='text-align:justify;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The Company is a leading global payments and travel company that is principally engaged in businesses comprising four reportable operating segments: USCS, ICS, GCS and </font><font style='font-family:Times New Roman;font-size:11pt;' >Global Network &amp; </font><font style='font-family:Times New Roman;font-size:11pt;' >Merchant Services (</font><font style='font-family:Times New Roman;font-size:11pt;' >GNMS</font><font style='font-family:Times New Roman;font-size:11pt;' >).</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >Corporate functions and </font><font style='font-family:Times New Roman;font-size:11pt;' >certain other</font><font style='font-family:Times New Roman;font-size:11pt;' > businesses, including the Company&#8217;s </font><font style='font-family:Times New Roman;font-size:11pt;' >Enterprise Growth Group, </font><font style='font-family:Times New Roman;font-size:11pt;' >as well as other Company operations are included in Corporate&#160;&amp; Other.</font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following table presents certain selected financial information for </font><font style='font-family:Times New Roman;font-size:11pt;' >the three mon</font><font style='font-family:Times New Roman;font-size:11pt;' >ths ended</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:13.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >Non-interest revenues:</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48.75pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >USCS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >3,148</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2,991</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ICS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,061</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,157</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >GCS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >871</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,249</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >GNMS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,270</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,293</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Corporate &amp; Other, including adjustments and eliminations</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >153</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >146</font></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:337.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:337.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >6,503</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >6,836</font></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:337.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:337.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >Interest income:</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >USCS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,529</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,423</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ICS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >244</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >277</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >GCS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >4</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >4</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >GNMS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >20</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >10</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Corporate &amp; Other, including adjustments and eliminations</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >60</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >62</font></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:337.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:337.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,857</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,776</font></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:337.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:337.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >Interest expense:</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >USCS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >152</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >150</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ICS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >64</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >82</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >GCS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >48</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >59</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >GNMS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >(54)</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(62)</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Corporate &amp; Other, including adjustments and eliminations</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >200</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >210</font></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:337.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:337.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >410</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >439</font></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:337.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:337.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >Total revenues net of interest expense:</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >USCS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >4,525</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >4,264</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ICS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,241</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,352</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >GCS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >827</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,194</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >GNMS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,344</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,365</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Corporate &amp; Other, including adjustments and eliminations</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >13</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(2)</font></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:337.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:337.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >7,950</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >8,173</font></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:337.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:337.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >Net income:</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >USCS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >934</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >876</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >ICS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >134</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >159</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >GCS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >180</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >184</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >GNMS</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >444</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >443</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:348.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:348.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Corporate &amp; Other, including adjustments and eliminations (loss)</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >(167)</font></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(230)</font></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:337.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:337.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total</font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,525</font></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,432</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;line-height:13.8pt;' ></p><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:3pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Corporate&#160;&amp; Other includes adjustments and eliminations for intersegment activity.</font></li></ul></div> 58000000 0 60000000000 711000000 <div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >Changes in each component for the </font><font style='font-family:Times New Roman;font-size:11pt;' >three months ended</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' > were as follows:</font></p><p style='text-align:justify;line-height:12pt;' ></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:57pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >2015 </font><font style='font-family:Times New Roman;font-size:7.5pt;font-style:italic;color:#000000;' >(Millions)</font><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >, net of tax</font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td colspan='2' rowspan='1' style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Net Unrealized Gains (Losses) on Investment Securities</font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Foreign Currency Translation Adjustments</font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Net Unrealized Pension and Other Postretirement Gains (Losses)</font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Accumulated Other Comprehensive Loss </font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >Balances as of December&#160;31, 2014</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Calibri;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:29.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:29.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 96 </font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (1,499)</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (516)</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (1,919)</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Net translation loss of investments in foreign operations</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Calibri;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:29.25pt;text-align:left;border-color:Black;min-width:29.25pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > (450)</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:right;border-color:Black;min-width:22.5pt;' ></td><td style='width:33pt;text-align:left;border-color:Black;min-width:33pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > (450)</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Net gains related to hedges of investments in foreign operations</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Calibri;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:29.25pt;text-align:left;border-color:Black;min-width:29.25pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 195 </font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:33pt;text-align:left;border-color:Black;min-width:33pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 195 </font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Pension and other postretirement benefit gains</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Calibri;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:29.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:29.25pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 23 </font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 23 </font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Net change in accumulated other comprehensive (loss) income</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Calibri;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:29.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:29.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > (255)</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 23 </font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > (232)</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >Balances as of March 31, 2015</font></td><td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Calibri;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:29.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:29.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 96 </font></td><td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > (1,754)</font></td><td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:33pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > (493)</font></td><td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > (2,151)</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:225pt;' ></td><td style='width:5.25pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:29.25pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:29.25pt;' ></td><td style='width:5.25pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ></td><td style='width:5.25pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33pt;' ></td><td style='width:5.25pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:2;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:65.25pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:7.5pt;font-style:italic;color:#000000;' > (Millions)</font><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >, net of tax</font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td colspan='2' rowspan='1' style='width:51.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:51.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Net Unrealized Gains (Losses) on Investment Securities</font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Foreign Currency Translation Adjustments</font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td colspan='2' rowspan='1' style='width:55.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:55.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Net Unrealized Pension and Other Postretirement Gains (Losses)</font></td><td style='width:5.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Accumulated Other Comprehensive Loss </font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >Balances as of December&#160;31, 2013</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Calibri;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:29.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:29.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 63 </font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (1,090)</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (399)</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (1,426)</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Net unrealized gains</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Calibri;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:29.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:29.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 68 </font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:33pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:33pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 68 </font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >(Decrease) increase due to amounts reclassified into earnings </font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Calibri;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:29.25pt;text-align:right;border-color:Black;min-width:29.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (29)</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 1 </font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:33pt;text-align:left;border-color:Black;min-width:33pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (28)</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Net translation loss of investments in foreign operations</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Calibri;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:29.25pt;text-align:left;border-color:Black;min-width:29.25pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (18)</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:33pt;text-align:left;border-color:Black;min-width:33pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (18)</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Net losses related to hedges of investments in foreign operations</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Calibri;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:29.25pt;text-align:left;border-color:Black;min-width:29.25pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (17)</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:33pt;text-align:left;border-color:Black;min-width:33pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (17)</font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Pension and other postretirement benefit gains</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Calibri;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:29.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:29.25pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:37.5pt;' ></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:33pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 27 </font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 27 </font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Net change in accumulated other comprehensive income (loss)</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Calibri;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:29.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:29.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 39 </font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (34)</font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:33pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 27 </font></td><td style='width:5.25pt;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:22.5pt;' ></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 32 </font></td></tr><tr style='height:12.75pt;' ><td style='width:225pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:225pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >Balances as of March 31, 2014</font></td><td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:5.25pt;' ><font style='font-family:Calibri;font-size:7.5pt;color:#000000;' >&#160;&#160;</font></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:29.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:29.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 102 </font></td><td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (1,124)</font></td><td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:33pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:33pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (372)</font></td><td style='width:5.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:5.25pt;' ></td><td style='width:22.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:22.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > (1,394)</font></td></tr></table></div> <div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >Reserves for losses relating to </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >Card Member</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > loans and receivables represent management&#8217;s best estimate of the probable </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >inherent losses </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >in the Company&#8217;s outstanding portfolio of loans and receivables,</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > as of the balance sheet date. </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >Management&#8217;s evaluation process requires certain estimates and judgments. </font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ></p></div> 1000000 1.34 0 <div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;margin-left:-20.15pt;' >15</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' >. </font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' > </font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' >Earnings Per Common Share </font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' >(EPS); Preferred Shares</font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;margin-left:0pt;' >EPS</font></p><p style='text-align:justify;margin-top:9pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The computations of basic and diluted </font><font style='font-family:Times New Roman;font-size:11pt;' >EPS for the three months ended March 31 </font><font style='font-family:Times New Roman;font-size:11pt;' >were as&#160;follows: </font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:13.5pt;' ><td colspan='5' rowspan='1' style='width:354.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:354.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions, except per share amounts)</font></td><td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='2' rowspan='1' style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:57pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font></td></tr><tr style='height:13.5pt;' ><td colspan='5' rowspan='1' style='width:354.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:354.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >Numerator:</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48.75pt;' ></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='4' rowspan='1' style='width:347.25pt;text-align:left;border-color:Black;min-width:347.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Basic and diluted:</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' ></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='3' rowspan='1' style='width:339.75pt;text-align:left;border-color:Black;min-width:339.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Net income</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,525</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,432</font></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='3' rowspan='1' style='width:339.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:339.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Earnings allocated to participating share awards</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >(11)</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(12)</font></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='3' rowspan='1' style='width:339.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:339.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Net income attributable to common shareholders</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,514</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,420</font></td></tr><tr style='height:9.75pt;' ><td colspan='5' rowspan='1' style='width:354.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:354.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >Denominator:</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48.75pt;' ></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='4' rowspan='1' style='width:347.25pt;text-align:left;border-color:Black;min-width:347.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Basic: Weighted-average common stock</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,019</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,060</font></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='4' rowspan='1' style='width:347.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:347.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Add: Weighted-average stock options </font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(b)</font></sup></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >4</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >7</font></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='4' rowspan='1' style='width:347.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:347.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Diluted</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,023</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,067</font></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:324.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:324.75pt;' ></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48.75pt;' ></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:9.75pt;' ><td colspan='5' rowspan='1' style='width:354.75pt;text-align:left;border-color:Black;min-width:354.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Basic EPS</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1.49</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1.34</font></td></tr><tr style='height:9.75pt;' ><td colspan='5' rowspan='1' style='width:354.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:354.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Diluted EPS</font></td><td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1.48</font></td><td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1.33</font></td></tr></table></div><p style='line-height:20pt;' /><div><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >The Company&#8217;s unvested restricted stock awards, which include the right to receive non-forfeitable dividends or dividend equivalents, are considered participating securities. Calculations of EPS under the two-class method exclude</font><font style='font-family:Times New Roman;font-size:8pt;' > from the numerator</font><font style='font-family:Times New Roman;font-size:8pt;' > any dividends paid or owed on participating securities and any undistributed earnings considered to be attributa</font><font style='font-family:Times New Roman;font-size:8pt;' >ble to participating securities. The related participating securities are similarly excluded from </font><font style='font-family:Times New Roman;font-size:8pt;' >the denominator</font><font style='font-family:Times New Roman;font-size:8pt;' > </font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >The dilutive effect of unexe</font><font style='font-family:Times New Roman;font-size:8pt;' >rcised stock options excludes </font><font style='font-family:Times New Roman;font-size:8pt;' >0.5</font><font style='font-family:Times New Roman;font-size:8pt;' > </font><font style='font-family:Times New Roman;font-size:8pt;' >million and </font><font style='font-family:Times New Roman;font-size:8pt;' >0.2</font><font style='font-family:Times New Roman;font-size:8pt;' > </font><font style='font-family:Times New Roman;font-size:8pt;' >million of options from the computation of EPS for the three months ended </font><font style='font-family:Times New Roman;font-size:8pt;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;' >, </font><font style='font-family:Times New Roman;font-size:8pt;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;' > and </font><font style='font-family:Times New Roman;font-size:8pt;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;' >, respectively, because inclusion of the options would have been anti-</font><font style='font-family:Times New Roman;font-size:8pt;' >dilutive. </font></li></ul><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >For the </font><font style='font-family:Times New Roman;font-size:11pt;' >three months ended</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >, the Company</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >met specified performance measures related to the </font><font style='font-family:Times New Roman;font-size:11pt;' >$</font><font style='font-family:Times New Roman;font-size:11pt;' >750</font><font style='font-family:Times New Roman;font-size:11pt;' > million</font><font style='font-family:Times New Roman;font-size:11pt;' > of</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >Subordinated Debentures</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >issued</font><font style='font-family:Times New Roman;font-size:11pt;' > in 2006, and maturing in 2036. If the</font><font style='font-family:Times New Roman;font-size:11pt;' > performance measures were not achieved in an</font><font style='font-family:Times New Roman;font-size:11pt;' >y given quarter, the Company would be required to issue common shares and apply the proceeds to make interest</font><font style='font-family:Times New Roman;font-size:11pt;' > payments.</font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;margin-left:0pt;' >Preferred Shares</font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The Board of Directors is authorized to permit the Company to issue up to 20 million Preferred Shares at a par value </font><font style='font-family:Times New Roman;font-size:11pt;' >of $1.66</font><sup><font style='font-family:Times New Roman;font-size:11pt;' >2/3</font></sup><font style='font-family:Times New Roman;font-size:11pt;' > without further shareholder approval. </font><font style='font-family:Times New Roman;font-size:11pt;' >The Company has the following perpetual Fixed Rate/Floating Rate Noncumulative Preferred Share series issued and outstanding as of March 31, 2015:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td style='width:213.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:213.75pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >Series B</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >Series C</font></td></tr><tr style='height:12.75pt;' ><td style='width:213.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:213.75pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >Issuance date</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:120pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >November 10, 2014</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:120pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >March 2, 2015</font></td></tr><tr style='height:38.25pt;' ><td style='width:213.75pt;text-align:left;border-color:Black;min-width:213.75pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >Securities issued</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:120pt;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >750 Preferred Shares; represented by 750,000 depositary shares</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:120pt;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >850 Preferred Shares; represented by 850,000 depositary shares</font></td></tr><tr style='height:12.75pt;' ><td style='width:213.75pt;text-align:left;border-color:Black;min-width:213.75pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >Aggregate liquidation preference</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:120pt;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >$750 million</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:120pt;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >$850 million</font></td></tr><tr style='height:12.75pt;' ><td style='width:213.75pt;text-align:left;border-color:Black;min-width:213.75pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >Fixed dividend rate per annum</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:120pt;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >5.20%</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:120pt;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >4.90%</font></td></tr><tr style='height:12.75pt;' ><td style='width:213.75pt;text-align:left;border-color:Black;min-width:213.75pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >Semi-annual fixed dividend payment dates</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:120pt;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >Beginning May 15, 2015</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:120pt;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >Beginning September 15, 2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:213.75pt;text-align:left;border-color:Black;min-width:213.75pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >Floating dividend rate per annum</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:120pt;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >3 month LIBOR+ 3.428%</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:120pt;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >3 month LIBOR+ 3.285%</font></td></tr><tr style='height:25.5pt;' ><td style='width:213.75pt;text-align:left;border-color:Black;min-width:213.75pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >Quarterly floating dividend payment dates</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:120pt;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >Beginning February 15, 2020</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:120pt;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >Beginning June 15, 2020</font></td></tr><tr style='height:12.75pt;' ><td style='width:213.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:213.75pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >Fixed to floating rate conversion date</font><sup><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >(a)</font></sup></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:120pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >November 15, 2019</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:120pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >March 15, 2020</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:left;line-height:12pt;' ></p><ul><li style='list-style:lower-alpha;text-align:left;margin-top:6pt;margin-bottom:3pt;' ><font style='font-family:Times New Roman;font-size:11pt;' >The date on which dividends convert from a fixed rate calculation to a floating rate calculation.</font></li></ul><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The Company may redeem these Preferred Shares at $1 million per Preferred Share (equivalent to $1,000 per depositary share) plus any declared but unpaid </font><font style='font-family:Times New Roman;font-size:11pt;' >dividends in whole or in part, from time to time, on any dividend payment date on or after the respective fixed to floating rate conversion date, or in whole, but not in part, within 90 days of certain bank regulatory changes.</font></p><p style='text-align:left;line-height:13.8pt;' ></p></div> 8000000000 -1000000 33000000 750000000 11 43000000 57000000000 11 263000000 13000000 0 220000000 447000000 <div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;margin-left:-16.55pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' >3</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' >.</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' >Accounts </font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;color:#000000;' >Receivable and Loans</font></p><p style='text-align:justify;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >T</font><font style='font-family:Times New Roman;font-size:11pt;' >he Company&#8217;s charge and lending payment card products result in the generation of </font><font style='font-family:Times New Roman;font-size:11pt;' >Card Member</font><font style='font-family:Times New Roman;font-size:11pt;' > receivables and </font><font style='font-family:Times New Roman;font-size:11pt;' >Card Member loans, respectively. </font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >Accounts receivable </font><font style='font-family:Times New Roman;font-size:11pt;' >by segment </font><font style='font-family:Times New Roman;font-size:11pt;' >as of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' > consisted of</font><font style='font-family:Times New Roman;font-size:11pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td style='width:311.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:15.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:15.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font></td></tr><tr style='height:12.75pt;' ><td style='width:311.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >U.S. Card Services</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > (a)</font></sup></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >21,501</font></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >22,468</font></td></tr><tr style='height:12.75pt;' ><td style='width:311.25pt;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >International Card Services</font></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >6,381</font></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >7,653</font></td></tr><tr style='height:12.75pt;' ><td style='width:311.25pt;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Global Commercial Services</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > (b)</font></sup></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >15,697</font></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >14,583</font></td></tr><tr style='height:12.75pt;' ><td style='width:311.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Global Network&#160;&amp; Merchant Services</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > (c)</font></sup></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >124</font></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >147</font></td></tr><tr style='height:12.75pt;' ><td style='width:311.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Card Member receivables</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > (d)</font></sup></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >43,703</font></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >44,851</font></td></tr><tr style='height:12.75pt;' ><td style='width:311.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Less: Reserve for losses</font></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >429</font></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >465</font></td></tr><tr style='height:12.75pt;' ><td style='width:311.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Card Member receivables, net</font></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >43,274</font></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >44,386</font></td></tr><tr style='height:12.75pt;' ><td style='width:311.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Other receivables, net</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > (e)</font></sup></td><td style='width:15.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2,354</font></td><td style='width:15.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2,614</font></td></tr></table></div><p style='line-height:20pt;' /><div><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Includes </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >6.1</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > b</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >illion and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >7.0</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >billion of gross </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Card Member</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > receivables available to settle obligations of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >a </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >consolidated </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >variable interest entity (VIE) as of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and December 31, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, respectively.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Includes</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >638</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > m</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >illion and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >636</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million due from airlines, of which Delta Air Lines comprises </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >577</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >606</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million as of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and December </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >31, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, respectively.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Includes receivables primarily related to the Company&#8217;</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >s International Currency Card portfolios.</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Includes approximately </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >12.0</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > billion</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >13.3</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > billion</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Card Member</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > receivables</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > outside the U.S. as of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and December 31, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, respectively</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Other receivables primarily represent </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >amounts</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > related to (</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >i</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >) certain merchants for billed discount revenue and (ii) Global Network Services (GNS)</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > partner banks for items such as royalty and franchise fees</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >. </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Other receivables are presented net of reserves for losses of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >56</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >61</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million as of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and December 31, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, respectively.</font></li></ul><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' > </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >Loans </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >by segment </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >as of </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > consisted of:</font><font style='font-family:Times New Roman;font-size:11pt;' > </font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td style='width:336.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:336.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font></td></tr><tr style='height:12pt;' ><td style='width:336.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:336.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >U.S. Card Services</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >59,929</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >62,592</font></td></tr><tr style='height:12pt;' ><td style='width:336.75pt;text-align:left;border-color:Black;min-width:336.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >International Card Services</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >6,848</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >7,744</font></td></tr><tr style='height:12pt;' ><td style='width:336.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:336.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Global Commercial Services</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >58</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >49</font></td></tr><tr style='height:12pt;' ><td style='width:336.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:336.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Card Member loans</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >66,835</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >70,385</font></td></tr><tr style='height:12pt;' ><td style='width:336.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:336.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Less: Reserve for losses</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,130</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,201</font></td></tr><tr style='height:12pt;' ><td style='width:336.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:336.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Card Member loans, net</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >65,705</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >69,184</font></td></tr><tr style='height:12pt;' ><td style='width:336.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:336.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Other loans, net</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(b)</font></sup></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >951</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >920</font></td></tr></table></div><p style='line-height:20pt;' /><div><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:0pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >I</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >ncludes approximately $</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >27.6</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >&#160;billion </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >and $</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >30.1</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >billion </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >of gross </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Card Member</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > loans</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > available</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >to settle obligations </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >o</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >f </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >a </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >consolidated </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >VIE</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > as of </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and December 31, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, respectively</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Other loans primarily represent </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >loans to merchants and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >a store card </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >loan </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >portfolio</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >.</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > Other loans </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >are</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >presented net of reserves for losses of $</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >13</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >and </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >12</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > million </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >as of</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and December 31, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >, respectively</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >.</font></li></ul><p style='text-align:left;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;margin-left:0pt;color:#000000;' >Card Member</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;color:#000000;' > Loans and </font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;color:#000000;' >Card Member</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;color:#000000;' > Receivables A</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;color:#000000;' >ging</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >Generally</font><font style='font-family:Times New Roman;font-size:11pt;' >,</font><font style='font-family:Times New Roman;font-size:11pt;' > a </font><font style='font-family:Times New Roman;font-size:11pt;' >Card Member</font><font style='font-family:Times New Roman;font-size:11pt;' > account </font><font style='font-family:Times New Roman;font-size:11pt;' >is considered</font><font style='font-family:Times New Roman;font-size:11pt;' > past due if payment is not received within 30 days af</font><font style='font-family:Times New Roman;font-size:11pt;' >ter the billing statement date. </font><font style='font-family:Times New Roman;font-size:11pt;' >T</font><font style='font-family:Times New Roman;font-size:11pt;' >he </font><font style='font-family:Times New Roman;font-size:11pt;' >following table presents the aging of </font><font style='font-family:Times New Roman;font-size:11pt;' >Card Member</font><font style='font-family:Times New Roman;font-size:11pt;' > loans and receivables as of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:9.75pt;' ><td style='width:180pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >30-59</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >60-89</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >90+</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Days</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Days</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Days</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Past</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Past</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Past</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></sup><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' > (Millions)</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Current</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Due</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Due</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Due</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total</font></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >Card Member Loans:</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > U.S. Card Services</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >59,356 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >171 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >126 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >276 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >59,929 </font></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > International Card Services</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >6,728 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >40 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >26 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >54 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >6,848 </font></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >Card Member Receivables:</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > U.S. Card Services</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >21,144 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >124 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >87 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >146 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >21,501 </font></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > International Card Services</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >6,282 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >30 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >22 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >47 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >6,381 </font></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > Global Commercial Services</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >(b)</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >(b)</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >(b)</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >110 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >15,697 </font></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:180pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:180pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >30-59</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >60-89</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >90+</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:45pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Days</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Days</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Days</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Past</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Past</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Past</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:left;border-color:Black;min-width:45pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></sup><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' > (Millions)</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Current</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Due</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Due</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Due</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total</font></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >Card Member Loans:</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:45pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > U.S. Card Services</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >61,995 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >179 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >128 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >290 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >62,592 </font></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > International Card Services</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >7,621 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >39 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >27 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >57 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >7,744 </font></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >Card Member Receivables:</font><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > U.S. Card Services</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >22,096 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >129 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >72 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:left;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >171 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >22,468 </font></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > International Card Services</font><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >7,557 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >29 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >20 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >47 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >7,653 </font></td></tr><tr style='height:9.75pt;' ><td style='width:180pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:180pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > Global Commercial Services</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(b)</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(b)</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(b)</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >120 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:6.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:6.75pt;' ></td><td style='width:45pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:45pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >14,583 </font></td></tr></table></div><p style='line-height:20pt;' /><div><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >For Card Member receivables in GCS, delinquency data is tracked based on days past billing status rather than days past due.</font><font style='font-family:Times New Roman;font-size:8pt;' > </font><font style='font-family:Times New Roman;font-size:8pt;' >A Card Member account is considered 90 days past billing if payment has not been received within 90 days of the Card Member&#8217;s billing statement date. In addition, if the Company initiates col</font><font style='font-family:Times New Roman;font-size:8pt;' >lection procedures on an account prior to the account becoming 90 days past billing, the associated Card Member receivable balance is </font><font style='font-family:Times New Roman;font-size:8pt;' >classified</font><font style='font-family:Times New Roman;font-size:8pt;' > as 90 days past billing. These amounts are shown above as 90+ Days Past Due for presentation purposes. </font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Delinquency data</font><font style='font-family:Times New Roman;font-size:8pt;' > for periods </font><font style='font-family:Times New Roman;font-size:8pt;' >other than</font><font style='font-family:Times New Roman;font-size:8pt;' > 90 days past billing </font><font style='font-family:Times New Roman;font-size:8pt;' >is</font><font style='font-family:Times New Roman;font-size:8pt;' > not available due to system</font><font style='font-family:Times New Roman;font-size:8pt;' > constraints. Therefore, such data has </font><font style='font-family:Times New Roman;font-size:8pt;' >not been utilized for risk management purposes. The balances that are current to 89 days past due can be derived as the difference between the Total and the 90+ Days Past Due balances. </font></li></ul><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;margin-left:0pt;color:#000000;' > </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;margin-left:0pt;color:#000000;' >Cred</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;color:#000000;' >it Quality Indicators for </font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;color:#000000;' >Card Member </font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;color:#000000;' >Loans and Receivables</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following table</font><font style='font-family:Times New Roman;font-size:11pt;' >s</font><font style='font-family:Times New Roman;font-size:11pt;' > prese</font><font style='font-family:Times New Roman;font-size:11pt;' >nt</font><font style='font-family:Times New Roman;font-size:11pt;' > the key credit quality indicators </font><font style='font-family:Times New Roman;font-size:11pt;' >as of or </font><font style='font-family:Times New Roman;font-size:11pt;' >for the </font><font style='font-family:Times New Roman;font-size:11pt;' >three months ended</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:124.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='5' rowspan='1' style='width:165pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:165pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td colspan='5' rowspan='1' style='width:165pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:165pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >2014</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:12pt;' ><td style='width:124.5pt;text-align:left;border-color:Black;min-width:124.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='3' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:106.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Net Write-Off Rate</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td colspan='3' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:106.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Net Write-Off Rate</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:9pt;' ><td style='width:124.5pt;text-align:left;border-color:Black;min-width:124.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >30+ Days</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >30+ Days</font></td><td style='width:15pt;text-align:center;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:9pt;' ><td style='width:124.5pt;text-align:left;border-color:Black;min-width:124.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Principal,</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Past Due</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Principal,</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Past Due</font></td><td style='width:15pt;text-align:center;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:9pt;' ><td style='width:124.5pt;text-align:left;border-color:Black;min-width:124.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Principal</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Interest, &amp;</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >as a % of</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Principal</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Interest, &amp;</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > as a % of</font></td><td style='width:15pt;text-align:center;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:9pt;' ><td style='width:124.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:124.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Only</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(a)</font></sup></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Fees</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(a)</font></sup></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Total</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Only</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(a)</font></sup></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Fees</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ><sup><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >(a)</font></sup></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Total</font></td><td style='width:15pt;text-align:center;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:10.5pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:124.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >Card Member Loans:</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:15pt;text-align:center;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:10.5pt;' ><td style='width:124.5pt;text-align:left;border-color:Black;min-width:124.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > U.S. Card Services</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >1.5</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >1.7</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >1.0</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >1.7</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >1.9</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >1.1</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >%</font></td></tr><tr style='height:10.5pt;' ><td style='width:124.5pt;text-align:left;border-color:Black;min-width:124.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > International Card Services</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >2.0</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >2.5</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >1.8</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >2.2</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >2.7</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >1.7</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >%</font></td></tr><tr style='height:10.5pt;' ><td style='width:124.5pt;text-align:left;border-color:Black;min-width:124.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >Card Member Receivables:</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:10.5pt;' ><td style='width:124.5pt;text-align:left;border-color:Black;min-width:124.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > U.S. Card Services</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >2.2</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >2.4</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >1.7</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >1.8</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >2.0</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >%</font></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >1.8</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >%</font></td></tr><tr style='height:10.5pt;' ><td style='width:124.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:124.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > International Card Services</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >1.9</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >%</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >2.0</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >%</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >1.6</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >%</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >1.9</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >%</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >2.0</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >%</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >1.4</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >%</font></td></tr><tr style='height:10.5pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:124.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:10.5pt;' ><td style='width:124.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:124.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td colspan='3' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:106.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td colspan='3' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:106.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >2014</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:17.25pt;' ><td style='width:124.5pt;text-align:left;border-color:Black;min-width:124.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Net Loss</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Net Loss</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:10.5pt;' ><td style='width:124.5pt;text-align:left;border-color:Black;min-width:124.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Ratio as</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >90 Days</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Ratio as</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >90 Days</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:9pt;' ><td style='width:124.5pt;text-align:left;border-color:Black;min-width:124.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >a % of</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Past Billing</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >a % of</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Past Billing</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:9pt;' ><td style='width:124.5pt;text-align:left;border-color:Black;min-width:124.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Charge</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >as a % of</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Charge</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >as a % of</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:9pt;' ><td style='width:124.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:124.5pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Volume</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Receivables</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Volume</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >Receivables</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:10.5pt;' ><td colspan='5' rowspan='1' style='width:242.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:242.25pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >Card Member Receivables:</font></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:10.5pt;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:48pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td></tr><tr style='height:11.25pt;' ><td colspan='6' rowspan='1' style='width:252.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:252.75pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' > Global Commercial Services</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >0.10</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >%</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >0.7</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;font-weight:bold;color:#000000;' >%</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >0.09</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >%</font></td><td style='width:48pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >0.7</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:9pt;color:#000000;' >%</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:left;line-height:12pt;' ></p><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >The Company presents a net write-off rate based</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > on principal losses only (i.e.,</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > excluding interest and/or fees) to be consistent with industry convention. </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >In addition, because the Company considers </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >uncollectible interest and/or fees </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >in estimating </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >its </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >reserves </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >for </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >credit </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >losses, a net write-off rate including principal, interest and/or fees is also presented.</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > The three months ended March 31, 2015, reflects a change in the timing of charge-offs for Card Member loans and receivables in certain modificatio</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >n programs from 180 days past due to 120 days past due. </font></li></ul><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;margin-left:0pt;color:#000000;' >Impaired Card Member Loans and R</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;color:#000000;' >eceivables</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >Impaired loans and receivables are individual larger balance or homogeneous pools of smaller balance loans and receivables for which it is probable that th</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >e Company will be unable to collect all amounts due according to the original contractual terms of the </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >Card Member agreement. In certain cases these Card Member loans and receivables are included in one of the Company&#8217;s various modification programs. Begin</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >ning January 1, 2015, on a prospective basis the Company will continue to classify Card Member accounts that have exited a modification program as a Troubled Debt Restructuring (TDR), with such accounts identified as &#8220;Out of Program TDRs.&#8221; </font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' > </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The </font><font style='font-family:Times New Roman;font-size:11pt;' >following table</font><font style='font-family:Times New Roman;font-size:11pt;' > provide</font><font style='font-family:Times New Roman;font-size:11pt;' >s</font><font style='font-family:Times New Roman;font-size:11pt;' > additional information with respect to the Company&#8217;s impaired </font><font style='font-family:Times New Roman;font-size:11pt;' >Card Member</font><font style='font-family:Times New Roman;font-size:11pt;' > loans</font><font style='font-family:Times New Roman;font-size:11pt;' > (which are not significant for GCS)</font><font style='font-family:Times New Roman;font-size:11pt;' > and </font><font style='font-family:Times New Roman;font-size:11pt;' >impaired Card Member </font><font style='font-family:Times New Roman;font-size:11pt;' >receivables</font><font style='font-family:Times New Roman;font-size:11pt;' > (which are not significant for International Card Services (ICS) and GCS)</font><font style='font-family:Times New Roman;font-size:11pt;' > as o</font><font style='font-family:Times New Roman;font-size:11pt;' >f</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >,</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and </font><font style='font-family:Times New Roman;font-size:11pt;' >December 31,</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td style='width:123.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:123.75pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='19' rowspan='1' style='width:337.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:337.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >As of March 31, 2015</font></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;text-align:left;border-color:Black;min-width:123.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:36pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:36pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:18pt;' ><td style='width:123.75pt;text-align:left;border-color:Black;min-width:123.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Over 90 days</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='5' rowspan='1' style='width:93.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:93.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Accounts Classified </font><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >as a TDR</font><sup><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >(c)(d)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;text-align:left;border-color:Black;min-width:123.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Past Due &amp;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:35.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:36pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:36pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Total </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Unpaid</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;text-align:left;border-color:Black;min-width:123.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Accruing </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Non-</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42.75pt;text-align:right;border-color:Black;min-width:42.75pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:43.5pt;text-align:right;border-color:Black;min-width:43.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Out of </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Impaired </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Principal</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Allowance </font></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >2015 </font><font style='font-family:Times New Roman;font-size:7.5pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Interest</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><sup><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >(a)</font></sup></td><td colspan='2' rowspan='1' style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Accruals</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><sup><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >(b)</font></sup></td><td colspan='2' rowspan='1' style='width:42.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:42.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >In Program</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:43.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Program</font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Balance</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Balance</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >for TDRs </font></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >Card Member Loans:</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:36pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:36pt;' ></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;text-align:left;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >U.S. Card Services </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 171 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 220 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 261 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:36pt;text-align:right;border-color:Black;min-width:36pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 44 </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 696 </font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 650 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 65 </font></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;text-align:left;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >International Card Services </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 54 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:36pt;text-align:right;border-color:Black;min-width:36pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 54 </font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 54 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;text-align:left;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >Card Member Receivables:</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:36pt;text-align:right;border-color:Black;min-width:36pt;' ></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >U.S. Card Services </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 27 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:36pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:36pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 1 </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 28 </font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 26 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 17 </font></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Total</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 225 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 220 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 288 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:36pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:36pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 45 </font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 778 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 730 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 82 </font></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:123.75pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:36pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:36pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:15pt;' ><td style='width:123.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:123.75pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='16' rowspan='1' style='width:288pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:288pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >As of December 31, 2014</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;text-align:left;border-color:Black;min-width:123.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:42pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:36pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:36pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:11.25pt;' ><td style='width:123.75pt;text-align:left;border-color:Black;min-width:123.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Over 90 days</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:35.25pt;text-align:left;border-color:Black;min-width:35.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:36pt;text-align:left;border-color:Black;min-width:36pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;text-align:left;border-color:Black;min-width:123.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Past Due &amp;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:35.25pt;text-align:left;border-color:Black;min-width:35.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:43.5pt;text-align:right;border-color:Black;min-width:43.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Total </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Unpaid</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;text-align:left;border-color:Black;min-width:123.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Accruing </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Non-</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42.75pt;text-align:right;border-color:Black;min-width:42.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >In Program</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:43.5pt;text-align:right;border-color:Black;min-width:43.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Impaired </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Principal</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Allowance </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >2014 </font><font style='font-family:Times New Roman;font-size:7.5pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Interest</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><sup><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >(a)</font></sup></td><td colspan='2' rowspan='1' style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Accruals</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><sup><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >(b)</font></sup></td><td colspan='2' rowspan='1' style='width:42.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:42.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >TDRs</font><sup><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >(c)</font></sup></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:43.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Balance</font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Balance</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >for TDRs </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >Card Member Loans:</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:36pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:36pt;' ></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;text-align:left;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >U.S. Card Services </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 161 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 241 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 286 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:36pt;text-align:right;border-color:Black;min-width:36pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 688 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 646 </font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 67 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;text-align:left;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >International Card Services </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 57 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:36pt;text-align:right;border-color:Black;min-width:36pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 57 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 56 </font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;text-align:left;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >Card Member Receivables:</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:35.25pt;text-align:left;border-color:Black;min-width:35.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:36pt;text-align:right;border-color:Black;min-width:36pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >U.S. Card Services </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 48 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:36pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:36pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 48 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 48 </font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 35 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Total</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 218 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 241 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 334 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:36pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:36pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 793 </font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 750 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 102 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td></tr></table></div><p style='line-height:20pt;' /><div><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >The Company&#8217;s policy is generally to accrue inte</font><font style='font-family:Times New Roman;font-size:8pt;' >rest through the date of write</font><font style='font-family:Times New Roman;font-size:8pt;' >-off (</font><font style='font-family:Times New Roman;font-size:8pt;' >i.e., 18</font><font style='font-family:Times New Roman;font-size:8pt;' >0 days past due). The Company establishes reserves for interest that </font><font style='font-family:Times New Roman;font-size:8pt;' >it</font><font style='font-family:Times New Roman;font-size:8pt;' > believes will not be collected.</font><font style='font-family:Times New Roman;font-size:8pt;' > Amounts presented exclude loans classified as a TDR.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Non-accrual loans not in modification programs include certain </font><font style='font-family:Times New Roman;font-size:8pt;' >Card Member</font><font style='font-family:Times New Roman;font-size:8pt;' > loans placed with outside collection agencies for which the Company has ceased accruing interest.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Accounts classified as</font><font style='font-family:Times New Roman;font-size:8pt;' > </font><font style='font-family:Times New Roman;font-size:8pt;' >a </font><font style='font-family:Times New Roman;font-size:8pt;' >TDR include</font><font style='font-family:Times New Roman;font-size:8pt;' >s</font><font style='font-family:Times New Roman;font-size:8pt;' > $</font><font style='font-family:Times New Roman;font-size:8pt;' >31</font><font style='font-family:Times New Roman;font-size:8pt;' > million and $</font><font style='font-family:Times New Roman;font-size:8pt;' >34</font><font style='font-family:Times New Roman;font-size:8pt;' > milli</font><font style='font-family:Times New Roman;font-size:8pt;' >on that are non-accrual and $</font><font style='font-family:Times New Roman;font-size:8pt;' >18</font><font style='font-family:Times New Roman;font-size:8pt;' > million </font><font style='font-family:Times New Roman;font-size:8pt;' >and $</font><font style='font-family:Times New Roman;font-size:8pt;' >26</font><font style='font-family:Times New Roman;font-size:8pt;' > million </font><font style='font-family:Times New Roman;font-size:8pt;' >that are past due 90 days and still accruing interest as of</font><font style='font-family:Times New Roman;font-size:8pt;' > </font><font style='font-family:Times New Roman;font-size:8pt;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;' >, </font><font style='font-family:Times New Roman;font-size:8pt;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;' > and December 31, </font><font style='font-family:Times New Roman;font-size:8pt;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;' >, respectively</font><font style='font-family:Times New Roman;font-size:8pt;' >.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >In Program </font><font style='font-family:Times New Roman;font-size:8pt;' >TDRs include</font><font style='font-family:Times New Roman;font-size:8pt;' > Card Member accounts that are currently </font><font style='font-family:Times New Roman;font-size:8pt;' >enrolled within a </font><font style='font-family:Times New Roman;font-size:8pt;' >modification</font><font style='font-family:Times New Roman;font-size:8pt;' > program. Out of </font><font style='font-family:Times New Roman;font-size:8pt;' >Program TDRs, include</font><font style='font-family:Times New Roman;font-size:8pt;' > </font><font style='font-family:Times New Roman;font-size:8pt;' >$34 million </font><font style='font-family:Times New Roman;font-size:8pt;' >of</font><font style='font-family:Times New Roman;font-size:8pt;' > Card Member accounts that have successfully completed a modification program and $11 million </font><font style='font-family:Times New Roman;font-size:8pt;' >of</font><font style='font-family:Times New Roman;font-size:8pt;' > Card Member accounts that </font><font style='font-family:Times New Roman;font-size:8pt;' >were</font><font style='font-family:Times New Roman;font-size:8pt;' > not in compliance with the terms of </font><font style='font-family:Times New Roman;font-size:8pt;' >the</font><font style='font-family:Times New Roman;font-size:8pt;' > modification program</font><font style='font-family:Times New Roman;font-size:8pt;' >s</font><font style='font-family:Times New Roman;font-size:8pt;' >. </font><font style='font-family:Times New Roman;font-size:8pt;' > </font></li></ul><p style='text-align:left;line-height:12pt;' ></p></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following table provides </font><font style='font-family:Times New Roman;font-size:11pt;' >information with respect to the </font><font style='font-family:Times New Roman;font-size:11pt;' >Company&#8217;s average balances of, and interest income recognized from, impaired Card Member loans (</font><font style='font-family:Times New Roman;font-size:11pt;' >which is not significant for GCS)</font><font style='font-family:Times New Roman;font-size:11pt;' > and average balance of </font><font style='font-family:Times New Roman;font-size:11pt;' >impaired Card Member receivables</font><font style='font-family:Times New Roman;font-size:11pt;' > (</font><font style='font-family:Times New Roman;font-size:11pt;' >which is</font><font style='font-family:Times New Roman;font-size:11pt;' > not significant for ICS and GCS)</font><font style='font-family:Times New Roman;font-size:11pt;' > for the three months ended March 31: </font><font style='font-family:Times New Roman;font-size:11pt;' > </font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:9.75pt;' ><td style='width:206.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:206.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='5' rowspan='1' style='width:123.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >2015</font></td><td colspan='5' rowspan='1' style='width:127.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:127.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >2014</font></td></tr><tr style='height:9.75pt;' ><td style='width:206.25pt;text-align:left;border-color:Black;min-width:206.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Average</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Average</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:206.25pt;text-align:left;border-color:Black;min-width:206.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Balance of</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Interest </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Balance of</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Interest </font></td></tr><tr style='height:9.75pt;' ><td style='width:206.25pt;text-align:left;border-color:Black;min-width:206.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Impaired</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Income</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Impaired</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Income</font></td></tr><tr style='height:9.75pt;' ><td style='width:206.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:206.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Loans</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Recognized</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Loans</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Recognized</font></td></tr><tr style='height:9.75pt;' ><td style='width:206.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:206.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >Card Member Loans:</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:206.25pt;text-align:left;border-color:Black;min-width:206.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >U.S. Card Services </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 692 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 13 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:center;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 793 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:center;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 16 </font></td></tr><tr style='height:9.75pt;' ><td style='width:206.25pt;text-align:left;border-color:Black;min-width:206.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >International Card Services </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 56 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 4 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:center;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 63 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:center;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 4 </font></td></tr><tr style='height:9.75pt;' ><td style='width:206.25pt;text-align:left;border-color:Black;min-width:206.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >Card Member Receivables:</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:center;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:center;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:206.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:206.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >U.S. Card Services </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 38 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 50 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:11.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > &#8213; </font></td></tr><tr style='height:9.75pt;' ><td style='width:206.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:206.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Total</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 786 </font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 17 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 906 </font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 20 </font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:12pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;margin-left:0pt;' >Card Member</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;' > Loans and Receivables Modified as TDRs</font></p><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following table provides additional information with respect to the </font><font style='font-family:Times New Roman;font-size:11pt;' >U.S. Card Services (USCS) Card Member</font><font style='font-family:Times New Roman;font-size:11pt;' > loans and receivables modified as TDRs</font><font style='font-family:Times New Roman;font-size:11pt;' > for the </font><font style='font-family:Times New Roman;font-size:11pt;' >three months ended</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >. The ICS and GCS Card Member loans and receivables modifications were not significant. </font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:24pt;' ><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:183.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:183.75pt;' ></td><td colspan='10' rowspan='1' style='width:285pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:285pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' > Three Months Ended </font><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >March 31, 2015 </font></td></tr><tr style='height:11.25pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:183.75pt;text-align:left;border-color:Black;min-width:183.75pt;' ></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Number of</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Outstanding</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:63.75pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Average Interest </font></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Average Payment </font></td></tr><tr style='height:11.25pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:183.75pt;text-align:left;border-color:Black;min-width:183.75pt;' ></td><td colspan='2' rowspan='1' style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Accounts</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Balances</font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ><sup><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >(a)(b)</font></sup></td><td colspan='2' rowspan='1' style='width:63.75pt;text-align:right;border-color:Black;min-width:63.75pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Rate Reduction</font></td><td colspan='2' rowspan='1' style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Term Extensions </font></td></tr><tr style='height:11.25pt;' ><td colspan='2' rowspan='1' style='width:191.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:191.25pt;' ></td><td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >(in thousands)</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >($ in millions) </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63.75pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >(% points)</font></td><td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >(# of months)</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:191.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:191.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >Troubled Debt Restructurings:</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td></tr><tr style='height:11.25pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:183.75pt;text-align:left;border-color:Black;min-width:183.75pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Card Member Loans</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' > 11 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' > 80 </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >12</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >(c)</font></td></tr><tr style='height:11.25pt;' ><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:183.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:183.75pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Card Member Receivables</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' > 3 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' > 40 </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >(d)</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >12</font></td></tr><tr style='height:11.25pt;' ><td colspan='2' rowspan='1' style='width:191.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:191.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Total</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' > </font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' > 14 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' > 120 </font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td></tr><tr style='height:11.25pt;' ><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:183.75pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td></tr><tr style='height:21.75pt;' ><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:183.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:183.75pt;' ></td><td colspan='10' rowspan='1' style='width:285pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:285pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' > Three Months Ended </font><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >March 31, 2014</font></td></tr><tr style='height:11.25pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:183.75pt;text-align:left;border-color:Black;min-width:183.75pt;' ></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Number of</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Outstanding</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:63.75pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Average Interest </font></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Average Payment </font></td></tr><tr style='height:11.25pt;' ><td colspan='2' rowspan='1' style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' ></td><td colspan='2' rowspan='1' style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Accounts</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Balances</font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ><sup><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >(a)(b)</font></sup></td><td colspan='2' rowspan='1' style='width:63.75pt;text-align:right;border-color:Black;min-width:63.75pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Rate Reduction</font></td><td colspan='2' rowspan='1' style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Term Extensions </font></td></tr><tr style='height:11.25pt;' ><td colspan='2' rowspan='1' style='width:191.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:191.25pt;' ></td><td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >(in thousands)</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >($ in millions) </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63.75pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >(% points)</font></td><td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >(# of months)</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:191.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:191.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >Troubled Debt Restructurings:</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td></tr><tr style='height:11.25pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:183.75pt;text-align:left;border-color:Black;min-width:183.75pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Card Member Loans</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' > 12 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >$</font></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' > 96 </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >14</font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >(c)</font></td></tr><tr style='height:11.25pt;' ><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:183.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:183.75pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Card Member Receivables</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' > 4 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' > 47 </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >(d)</font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >12</font></td></tr><tr style='height:11.25pt;' ><td colspan='2' rowspan='1' style='width:191.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:191.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Total</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' > </font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' > 16 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' > 143 </font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td></tr></table></div><p style='line-height:20pt;' /><div><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Represents the outstanding balance immediately prior to modification. </font><font style='font-family:Times New Roman;font-size:8pt;' >Modifications did not reduce the aggregate principal balance. </font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >The outstanding balance includes principal, fees and accrued interest on Card Member loans and principal and fees on Card</font><font style='font-family:Times New Roman;font-size:8pt;' > Member receivables.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >For Card Member loans, there have been no payment term extensions.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >The Company does not offer interest rate reduction programs for Card Member receivables as the receivables are non-interest bearing.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:2pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' > </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:2pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' > </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' > </font></p><p style='text-align:justify;margin-top:12pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following table provides </font><font style='font-family:Times New Roman;font-size:11pt;' >information </font><font style='font-family:Times New Roman;font-size:11pt;' >for the three months ended </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >with respect to the </font><font style='font-family:Times New Roman;font-size:11pt;' >USCS Card Member</font><font style='font-family:Times New Roman;font-size:11pt;' > loans and receivables modified as TDRs </font><font style='font-family:Times New Roman;font-size:11pt;' >that subsequently defaulted</font><font style='font-family:Times New Roman;font-size:11pt;' > w</font><font style='font-family:Times New Roman;font-size:11pt;' >ithin 12 months of modification.</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >A</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >Card Member</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >is considered in default of a modi</font><font style='font-family:Times New Roman;font-size:11pt;' >fication program after one and up to two consecutive missed payments, depending on the terms of the modification program</font><font style='font-family:Times New Roman;font-size:11pt;' >.</font><font style='font-family:Times New Roman;font-size:11pt;' > For all Card Members that defaulted from a modification program, the probability of default is factored into the reserves for Card Mem</font><font style='font-family:Times New Roman;font-size:11pt;' >ber loans and receivables. The defaulted ICS Card Member loan and receivable modifications were not significant.</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:11.25pt;' ><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:165pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:165pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='4' rowspan='1' style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:135pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='4' rowspan='1' style='width:135pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:135pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >2014</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:176.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:176.25pt;' ></td><td style='width:11.25pt;text-align:center;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:56.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:71.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Aggregated</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:56.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:71.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:71.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Aggregated</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:176.25pt;text-align:left;border-color:Black;min-width:176.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:71.25pt;text-align:right;border-color:Black;min-width:71.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Outstanding </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:71.25pt;text-align:right;border-color:Black;min-width:71.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Outstanding </font></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:165pt;text-align:left;border-color:Black;min-width:165pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Number of</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:71.25pt;text-align:right;border-color:Black;min-width:71.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Balances</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Number of</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:71.25pt;text-align:right;border-color:Black;min-width:71.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Balances</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:176.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:176.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-style:italic;color:#000000;' >(Accounts in thousands, Dollars in millions)</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Accounts</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:71.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Upon Default</font><sup><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(a)</font></sup></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Accounts</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:71.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:71.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Upon Default</font><sup><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >(a)</font></sup></td></tr><tr style='height:11.25pt;' ><td colspan='2' rowspan='1' style='width:176.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:176.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Troubled Debt Restructurings That </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:60pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:60pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:60pt;' ></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:165pt;text-align:left;border-color:Black;min-width:165pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >Subsequently Defaulted: </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:60pt;text-align:left;border-color:Black;min-width:60pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:165pt;text-align:left;border-color:Black;min-width:165pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Card Member Loans</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >2</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >10</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 2 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:60pt;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 20 </font></td></tr><tr style='height:10.5pt;' ><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:165pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:165pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Card Member Receivables</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >1</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 1 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:60pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 7 </font></td></tr><tr style='height:11.25pt;' ><td colspan='2' rowspan='1' style='width:176.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:176.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Total</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >3</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;font-weight:bold;color:#000000;' >11</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 3 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >$</font></td><td style='width:60pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:60pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > 27 </font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;line-height:12pt;' ></p><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >The outstanding balance include</font><font style='font-family:Times New Roman;font-size:8pt;' >s principal</font><font style='font-family:Times New Roman;font-size:8pt;' >, fees </font><font style='font-family:Times New Roman;font-size:8pt;' >and accrued interest</font><font style='font-family:Times New Roman;font-size:8pt;' > on Card Member </font><font style='font-family:Times New Roman;font-size:8pt;' >l</font><font style='font-family:Times New Roman;font-size:8pt;' >oans and principal and fees on Card Member </font><font style='font-family:Times New Roman;font-size:8pt;' >r</font><font style='font-family:Times New Roman;font-size:8pt;' >eceivables.</font></li></ul></div> 623000000 4064000000 0 71000000 -15000000 11342000000 54000000 50000000 62000000 0 5071000000 61000000 -17000000 0 -3000000 920000000 -7000000 0 <div><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The </font><font style='font-family:Times New Roman;font-size:11pt;' >following table</font><font style='font-family:Times New Roman;font-size:11pt;' > provide</font><font style='font-family:Times New Roman;font-size:11pt;' >s</font><font style='font-family:Times New Roman;font-size:11pt;' > additional information with respect to the Company&#8217;s impaired </font><font style='font-family:Times New Roman;font-size:11pt;' >Card Member</font><font style='font-family:Times New Roman;font-size:11pt;' > loans</font><font style='font-family:Times New Roman;font-size:11pt;' > (which are not significant for GCS)</font><font style='font-family:Times New Roman;font-size:11pt;' > and </font><font style='font-family:Times New Roman;font-size:11pt;' >impaired Card Member </font><font style='font-family:Times New Roman;font-size:11pt;' >receivables</font><font style='font-family:Times New Roman;font-size:11pt;' > (which are not significant for International Card Services (ICS) and GCS)</font><font style='font-family:Times New Roman;font-size:11pt;' > as o</font><font style='font-family:Times New Roman;font-size:11pt;' >f</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >,</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and </font><font style='font-family:Times New Roman;font-size:11pt;' >December 31,</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td style='width:123.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:123.75pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='19' rowspan='1' style='width:337.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:337.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >As of March 31, 2015</font></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;text-align:left;border-color:Black;min-width:123.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:36pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:36pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:18pt;' ><td style='width:123.75pt;text-align:left;border-color:Black;min-width:123.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Over 90 days</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='5' rowspan='1' style='width:93.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:93.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Accounts Classified </font><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >as a TDR</font><sup><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >(c)(d)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;text-align:left;border-color:Black;min-width:123.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Past Due &amp;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:35.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:36pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:36pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Total </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Unpaid</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;text-align:left;border-color:Black;min-width:123.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Accruing </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Non-</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42.75pt;text-align:right;border-color:Black;min-width:42.75pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:43.5pt;text-align:right;border-color:Black;min-width:43.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Out of </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Impaired </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Principal</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Allowance </font></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >2015 </font><font style='font-family:Times New Roman;font-size:7.5pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Interest</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><sup><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >(a)</font></sup></td><td colspan='2' rowspan='1' style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Accruals</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><sup><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >(b)</font></sup></td><td colspan='2' rowspan='1' style='width:42.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:42.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >In Program</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:43.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Program</font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Balance</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Balance</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >for TDRs </font></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >Card Member Loans:</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:36pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:36pt;' ></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;text-align:left;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >U.S. Card Services </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 171 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 220 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 261 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:36pt;text-align:right;border-color:Black;min-width:36pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 44 </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 696 </font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 650 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 65 </font></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;text-align:left;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >International Card Services </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 54 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:36pt;text-align:right;border-color:Black;min-width:36pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 54 </font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 54 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;text-align:left;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >Card Member Receivables:</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:36pt;text-align:right;border-color:Black;min-width:36pt;' ></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >U.S. Card Services </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 27 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:36pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:36pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 1 </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 28 </font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 26 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 17 </font></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Total</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 225 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 220 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 288 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:36pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:36pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 45 </font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 778 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 730 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' > 82 </font></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:123.75pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:36pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:36pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:15pt;' ><td style='width:123.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:123.75pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='16' rowspan='1' style='width:288pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:288pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >As of December 31, 2014</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;text-align:left;border-color:Black;min-width:123.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:42pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:36pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:36pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:11.25pt;' ><td style='width:123.75pt;text-align:left;border-color:Black;min-width:123.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Over 90 days</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:35.25pt;text-align:left;border-color:Black;min-width:35.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:36pt;text-align:left;border-color:Black;min-width:36pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;text-align:left;border-color:Black;min-width:123.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Past Due &amp;</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:35.25pt;text-align:left;border-color:Black;min-width:35.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:43.5pt;text-align:right;border-color:Black;min-width:43.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Total </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Unpaid</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;text-align:left;border-color:Black;min-width:123.75pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Accruing </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Non-</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42.75pt;text-align:right;border-color:Black;min-width:42.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >In Program</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:43.5pt;text-align:right;border-color:Black;min-width:43.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Impaired </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Principal</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Allowance </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >2014 </font><font style='font-family:Times New Roman;font-size:7.5pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Interest</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><sup><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >(a)</font></sup></td><td colspan='2' rowspan='1' style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Accruals</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><sup><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >(b)</font></sup></td><td colspan='2' rowspan='1' style='width:42.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:42.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >TDRs</font><sup><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >(c)</font></sup></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:43.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:43.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Balance</font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Balance</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:42pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:42pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >for TDRs </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >Card Member Loans:</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:36pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:36pt;' ></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;text-align:left;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >U.S. Card Services </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 161 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 241 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 286 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:36pt;text-align:right;border-color:Black;min-width:36pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 688 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 646 </font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 67 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;text-align:left;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >International Card Services </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 57 </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:35.25pt;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:36pt;text-align:right;border-color:Black;min-width:36pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 57 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 56 </font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;text-align:left;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;font-weight:bold;color:#000000;' >Card Member Receivables:</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:right;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:35.25pt;text-align:left;border-color:Black;min-width:35.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:36pt;text-align:right;border-color:Black;min-width:36pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >U.S. Card Services </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > &#8213; </font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:35.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 48 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td style='width:36pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:36pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 48 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 48 </font></td><td style='width:7.5pt;text-align:center;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 35 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:123.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:123.75pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >Total</font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 218 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 241 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:35.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:35.25pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 334 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:36pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:36pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 793 </font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 750 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' >$</font></td><td style='width:34.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:34.5pt;' ><font style='font-family:Times New Roman;font-size:7.5pt;color:#000000;' > 102 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:34.5pt;text-align:left;border-color:Black;min-width:34.5pt;' ></td></tr></table></div><p style='line-height:20pt;' /><div><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >The Company&#8217;s policy is generally to accrue inte</font><font style='font-family:Times New Roman;font-size:8pt;' >rest through the date of write</font><font style='font-family:Times New Roman;font-size:8pt;' >-off (</font><font style='font-family:Times New Roman;font-size:8pt;' >i.e., 18</font><font style='font-family:Times New Roman;font-size:8pt;' >0 days past due). The Company establishes reserves for interest that </font><font style='font-family:Times New Roman;font-size:8pt;' >it</font><font style='font-family:Times New Roman;font-size:8pt;' > believes will not be collected.</font><font style='font-family:Times New Roman;font-size:8pt;' > Amounts presented exclude loans classified as a TDR.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Non-accrual loans not in modification programs include certain </font><font style='font-family:Times New Roman;font-size:8pt;' >Card Member</font><font style='font-family:Times New Roman;font-size:8pt;' > loans placed with outside collection agencies for which the Company has ceased accruing interest.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Accounts classified as</font><font style='font-family:Times New Roman;font-size:8pt;' > </font><font style='font-family:Times New Roman;font-size:8pt;' >a </font><font style='font-family:Times New Roman;font-size:8pt;' >TDR include</font><font style='font-family:Times New Roman;font-size:8pt;' >s</font><font style='font-family:Times New Roman;font-size:8pt;' > $</font><font style='font-family:Times New Roman;font-size:8pt;' >31</font><font style='font-family:Times New Roman;font-size:8pt;' > million and $</font><font style='font-family:Times New Roman;font-size:8pt;' >34</font><font style='font-family:Times New Roman;font-size:8pt;' > milli</font><font style='font-family:Times New Roman;font-size:8pt;' >on that are non-accrual and $</font><font style='font-family:Times New Roman;font-size:8pt;' >18</font><font style='font-family:Times New Roman;font-size:8pt;' > million </font><font style='font-family:Times New Roman;font-size:8pt;' >and $</font><font style='font-family:Times New Roman;font-size:8pt;' >26</font><font style='font-family:Times New Roman;font-size:8pt;' > million </font><font style='font-family:Times New Roman;font-size:8pt;' >that are past due 90 days and still accruing interest as of</font><font style='font-family:Times New Roman;font-size:8pt;' > </font><font style='font-family:Times New Roman;font-size:8pt;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;' >, </font><font style='font-family:Times New Roman;font-size:8pt;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;' > and December 31, </font><font style='font-family:Times New Roman;font-size:8pt;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;' >, respectively</font><font style='font-family:Times New Roman;font-size:8pt;' >.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >In Program </font><font style='font-family:Times New Roman;font-size:8pt;' >TDRs include</font><font style='font-family:Times New Roman;font-size:8pt;' > Card Member accounts that are currently </font><font style='font-family:Times New Roman;font-size:8pt;' >enrolled within a </font><font style='font-family:Times New Roman;font-size:8pt;' >modification</font><font style='font-family:Times New Roman;font-size:8pt;' > program. Out of </font><font style='font-family:Times New Roman;font-size:8pt;' >Program TDRs, include</font><font style='font-family:Times New Roman;font-size:8pt;' > </font><font style='font-family:Times New Roman;font-size:8pt;' >$34 million </font><font style='font-family:Times New Roman;font-size:8pt;' >of</font><font style='font-family:Times New Roman;font-size:8pt;' > Card Member accounts that have successfully completed a modification program and $11 million </font><font style='font-family:Times New Roman;font-size:8pt;' >of</font><font style='font-family:Times New Roman;font-size:8pt;' > Card Member accounts that </font><font style='font-family:Times New Roman;font-size:8pt;' >were</font><font style='font-family:Times New Roman;font-size:8pt;' > not in compliance with the terms of </font><font style='font-family:Times New Roman;font-size:8pt;' >the</font><font style='font-family:Times New Roman;font-size:8pt;' > modification program</font><font style='font-family:Times New Roman;font-size:8pt;' >s</font><font style='font-family:Times New Roman;font-size:8pt;' >. </font><font style='font-family:Times New Roman;font-size:8pt;' > </font></li></ul><p style='text-align:left;line-height:12pt;' ></p></div> -233000000 -17000000 <div><p style='text-align:justify;margin-top:9pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The computations of basic and diluted </font><font style='font-family:Times New Roman;font-size:11pt;' >EPS for the three months ended March 31 </font><font style='font-family:Times New Roman;font-size:11pt;' >were as&#160;follows: </font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:13.5pt;' ><td colspan='5' rowspan='1' style='width:354.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:354.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions, except per share amounts)</font></td><td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td colspan='2' rowspan='1' style='width:57pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:57pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:3.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font></td></tr><tr style='height:13.5pt;' ><td colspan='5' rowspan='1' style='width:354.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:354.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >Numerator:</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48.75pt;' ></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='4' rowspan='1' style='width:347.25pt;text-align:left;border-color:Black;min-width:347.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Basic and diluted:</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' ></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:left;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='3' rowspan='1' style='width:339.75pt;text-align:left;border-color:Black;min-width:339.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Net income</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,525</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,432</font></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='3' rowspan='1' style='width:339.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:339.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Earnings allocated to participating share awards</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >(11)</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(12)</font></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='3' rowspan='1' style='width:339.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:339.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Net income attributable to common shareholders</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,514</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,420</font></td></tr><tr style='height:9.75pt;' ><td colspan='5' rowspan='1' style='width:354.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:354.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >Denominator:</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48.75pt;' ></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='4' rowspan='1' style='width:347.25pt;text-align:left;border-color:Black;min-width:347.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Basic: Weighted-average common stock</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,019</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,060</font></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='4' rowspan='1' style='width:347.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:347.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Add: Weighted-average stock options </font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(b)</font></sup></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >4</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >7</font></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='4' rowspan='1' style='width:347.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:347.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Diluted</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1,023</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1,067</font></td></tr><tr style='height:9.75pt;' ><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:324.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:324.75pt;' ></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48.75pt;' ></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:8.25pt;' ></td><td style='width:48.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:48.75pt;' ></td></tr><tr style='height:9.75pt;' ><td colspan='5' rowspan='1' style='width:354.75pt;text-align:left;border-color:Black;min-width:354.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Basic EPS</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1.49</font></td><td style='width:3.75pt;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1.34</font></td></tr><tr style='height:9.75pt;' ><td colspan='5' rowspan='1' style='width:354.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:354.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Diluted EPS</font></td><td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1.48</font></td><td style='width:3.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:3.75pt;' ></td><td style='width:8.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:8.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:48.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:48.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >1.33</font></td></tr></table></div><p style='line-height:20pt;' /><div><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >The Company&#8217;s unvested restricted stock awards, which include the right to receive non-forfeitable dividends or dividend equivalents, are considered participating securities. Calculations of EPS under the two-class method exclude</font><font style='font-family:Times New Roman;font-size:8pt;' > from the numerator</font><font style='font-family:Times New Roman;font-size:8pt;' > any dividends paid or owed on participating securities and any undistributed earnings considered to be attributa</font><font style='font-family:Times New Roman;font-size:8pt;' >ble to participating securities. The related participating securities are similarly excluded from </font><font style='font-family:Times New Roman;font-size:8pt;' >the denominator</font><font style='font-family:Times New Roman;font-size:8pt;' > </font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >The dilutive effect of unexe</font><font style='font-family:Times New Roman;font-size:8pt;' >rcised stock options excludes </font><font style='font-family:Times New Roman;font-size:8pt;' >0.5</font><font style='font-family:Times New Roman;font-size:8pt;' > </font><font style='font-family:Times New Roman;font-size:8pt;' >million and </font><font style='font-family:Times New Roman;font-size:8pt;' >0.2</font><font style='font-family:Times New Roman;font-size:8pt;' > </font><font style='font-family:Times New Roman;font-size:8pt;' >million of options from the computation of EPS for the three months ended </font><font style='font-family:Times New Roman;font-size:8pt;' >March 31</font><font style='font-family:Times New Roman;font-size:8pt;' >, </font><font style='font-family:Times New Roman;font-size:8pt;' >2015</font><font style='font-family:Times New Roman;font-size:8pt;' > and </font><font style='font-family:Times New Roman;font-size:8pt;' >2014</font><font style='font-family:Times New Roman;font-size:8pt;' >, respectively, because inclusion of the options would have been anti-</font><font style='font-family:Times New Roman;font-size:8pt;' >dilutive. </font></li></ul><p style='text-align:justify;line-height:12pt;' ></p></div> 32000000 <div><p style='text-align:justify;margin-top:9pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The scheduled maturities of certificates of deposit as of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >we</font><font style='font-family:Times New Roman;font-size:11pt;' >re as follows:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:13.5pt;' ><td style='width:267pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:267pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:58.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >U.S.</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:58.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Non-U.S.</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:58.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:58.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total</font></td></tr><tr style='height:9.75pt;' ><td style='width:267pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:267pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2015</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:21pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 1,115 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:21pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 21 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:21pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 1,136 </font></td></tr><tr style='height:9.75pt;' ><td style='width:267pt;text-align:left;border-color:Black;min-width:267pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2016</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 2,159 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 1 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 2,160 </font></td></tr><tr style='height:9.75pt;' ><td style='width:267pt;text-align:left;border-color:Black;min-width:267pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2017</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 1,493 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 1,493 </font></td></tr><tr style='height:9.75pt;' ><td style='width:267pt;text-align:left;border-color:Black;min-width:267pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2018</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 1,535 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 1,535 </font></td></tr><tr style='height:9.75pt;' ><td style='width:267pt;text-align:left;border-color:Black;min-width:267pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2019</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 1,327 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 1,327 </font></td></tr><tr style='height:9.75pt;' ><td style='width:267pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:267pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >After 5 years</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 72 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > &#8213; </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:21pt;' ></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 72 </font></td></tr><tr style='height:12pt;' ><td style='width:267pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:267pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:21pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 7,701 </font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:21pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 22 </font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >&#160;&#160;</font></td><td style='width:21pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:21pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 7,723 </font></td></tr></table></div> 0.022 false 6728000000 <div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The Company periodically securitizes </font><font style='font-family:Times New Roman;font-size:11pt;' >Card Member</font><font style='font-family:Times New Roman;font-size:11pt;' > receivables and loans arising from its card business through the transfer of those assets</font><font style='font-family:Times New Roman;font-size:11pt;' > to securitization trusts. The t</font><font style='font-family:Times New Roman;font-size:11pt;' >rusts then issue securities to third-party </font><font style='font-family:Times New Roman;font-size:11pt;' >investors, collaterali</font><font style='font-family:Times New Roman;font-size:11pt;' >zed by the transferred assets. </font></p><p style='text-align:justify;line-height:12pt;' ></p></div> 1549000000 61000000000 0 31000000 2614000000 0 6000000 241000000 0 48000000000 736000000 485000000 2000000 0 <div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:10pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following table provides information on the restricted cash held by the American Express Issuance Trust II (the Charge Trust) and the American Express Credit Account Master Trust (the Lending Trust</font><font style='font-family:Times New Roman;font-size:11pt;' >) as of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >, included in O</font><font style='font-family:Times New Roman;font-size:11pt;' >ther assets on the Company&#8217;s Consolidated Balance Sheets:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td style='width:311.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:15.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:15.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font></td></tr><tr style='height:12.75pt;' ><td style='width:311.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Charge Trust</font></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1</font></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2</font></td></tr><tr style='height:12.75pt;' ><td style='width:311.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Lending Trust</font></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >53</font></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >62</font></td></tr><tr style='height:12.75pt;' ><td style='width:311.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total </font></td><td style='width:15.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:15.75pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >54</font></td><td style='width:15.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:15.75pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >64</font></td></tr></table></div> 0 -3129000000 0.017 51000000 0 204000000 136000000 65000000 -2151000000 0 <div><p style='text-align:justify;margin-top:6pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following table provides additional information with respect to the </font><font style='font-family:Times New Roman;font-size:11pt;' >U.S. Card Services (USCS) Card Member</font><font style='font-family:Times New Roman;font-size:11pt;' > loans and receivables modified as TDRs</font><font style='font-family:Times New Roman;font-size:11pt;' > for the </font><font style='font-family:Times New Roman;font-size:11pt;' >three months ended</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >. The ICS and GCS Card Member loans and receivables modifications were not significant. </font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:24pt;' ><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:183.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:183.75pt;' ></td><td colspan='10' rowspan='1' style='width:285pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:285pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' > Three Months Ended </font><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >March 31, 2015 </font></td></tr><tr style='height:11.25pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:183.75pt;text-align:left;border-color:Black;min-width:183.75pt;' ></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Number of</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Outstanding</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:63.75pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Average Interest </font></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Average Payment </font></td></tr><tr style='height:11.25pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:183.75pt;text-align:left;border-color:Black;min-width:183.75pt;' ></td><td colspan='2' rowspan='1' style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Accounts</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Balances</font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ><sup><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >(a)(b)</font></sup></td><td colspan='2' rowspan='1' style='width:63.75pt;text-align:right;border-color:Black;min-width:63.75pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Rate Reduction</font></td><td colspan='2' rowspan='1' style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Term Extensions </font></td></tr><tr style='height:11.25pt;' ><td colspan='2' rowspan='1' style='width:191.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:191.25pt;' ></td><td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >(in thousands)</font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >($ in millions) </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63.75pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >(% points)</font></td><td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >(# of months)</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:191.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:191.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >Troubled Debt Restructurings:</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td></tr><tr style='height:11.25pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:183.75pt;text-align:left;border-color:Black;min-width:183.75pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Card Member Loans</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' > 11 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' > 80 </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >12</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >(c)</font></td></tr><tr style='height:11.25pt;' ><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:183.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:183.75pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Card Member Receivables</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' > 3 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' > 40 </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >(d)</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >12</font></td></tr><tr style='height:11.25pt;' ><td colspan='2' rowspan='1' style='width:191.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:191.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Total</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' > </font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' > 14 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' > 120 </font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td></tr><tr style='height:11.25pt;' ><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:183.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:183.75pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td></tr><tr style='height:21.75pt;' ><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:183.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:183.75pt;' ></td><td colspan='10' rowspan='1' style='width:285pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:285pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' > Three Months Ended </font><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >March 31, 2014</font></td></tr><tr style='height:11.25pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:183.75pt;text-align:left;border-color:Black;min-width:183.75pt;' ></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Number of</font></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Outstanding</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:63.75pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:63.75pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Average Interest </font></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Average Payment </font></td></tr><tr style='height:11.25pt;' ><td colspan='2' rowspan='1' style='width:191.25pt;text-align:left;border-color:Black;min-width:191.25pt;' ></td><td colspan='2' rowspan='1' style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Accounts</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Balances</font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ><sup><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >(a)(b)</font></sup></td><td colspan='2' rowspan='1' style='width:63.75pt;text-align:right;border-color:Black;min-width:63.75pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Rate Reduction</font></td><td colspan='2' rowspan='1' style='width:67.5pt;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Term Extensions </font></td></tr><tr style='height:11.25pt;' ><td colspan='2' rowspan='1' style='width:191.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:191.25pt;' ></td><td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >(in thousands)</font></td><td style='width:7.5pt;text-align:right;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >($ in millions) </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:63.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:63.75pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >(% points)</font></td><td colspan='2' rowspan='1' style='width:67.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >(# of months)</font></td></tr><tr style='height:10.5pt;' ><td colspan='2' rowspan='1' style='width:191.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:191.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;font-weight:bold;color:#000000;' >Troubled Debt Restructurings:</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td></tr><tr style='height:11.25pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:183.75pt;text-align:left;border-color:Black;min-width:183.75pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Card Member Loans</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' > 12 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >$</font></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' > 96 </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >14</font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >(c)</font></td></tr><tr style='height:11.25pt;' ><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:183.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:183.75pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Card Member Receivables</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' > 4 </font></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' > 47 </font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >(d)</font></td><td style='width:11.25pt;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >12</font></td></tr><tr style='height:11.25pt;' ><td colspan='2' rowspan='1' style='width:191.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:191.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >Total</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' > </font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' > 16 </font></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:8.5pt;color:#000000;' > 143 </font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:11.25pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:56.25pt;' ></td></tr></table></div><p style='line-height:20pt;' /><div><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >Represents the outstanding balance immediately prior to modification. </font><font style='font-family:Times New Roman;font-size:8pt;' >Modifications did not reduce the aggregate principal balance. </font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >The outstanding balance includes principal, fees and accrued interest on Card Member loans and principal and fees on Card</font><font style='font-family:Times New Roman;font-size:8pt;' > Member receivables.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >For Card Member loans, there have been no payment term extensions.</font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;' >The Company does not offer interest rate reduction programs for Card Member receivables as the receivables are non-interest bearing.</font></li></ul><p style='text-align:justify;margin-top:0pt;margin-bottom:2pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' > </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:2pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:8pt;margin-left:0pt;' > </font></p><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' > </font></p><p style='text-align:justify;margin-top:12pt;margin-bottom:6pt;line-height:12pt;' ></p></div> 19516000000 27000000 30100000000 6270000000 -10000000 39000000 27600000000 17851000000 317000000 <div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;margin-left:-15.1pt;' >6</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' >. </font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' > </font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' >Asset Securitizations</font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The Company periodically securitizes </font><font style='font-family:Times New Roman;font-size:11pt;' >Card Member</font><font style='font-family:Times New Roman;font-size:11pt;' > receivables and loans arising from its card business through the transfer of those assets</font><font style='font-family:Times New Roman;font-size:11pt;' > to securitization trusts. The t</font><font style='font-family:Times New Roman;font-size:11pt;' >rusts then issue securities to third-party </font><font style='font-family:Times New Roman;font-size:11pt;' >investors, collaterali</font><font style='font-family:Times New Roman;font-size:11pt;' >zed by the transferred assets. </font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:10pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following table provides information on the restricted cash held by the American Express Issuance Trust II (the Charge Trust) and the American Express Credit Account Master Trust (the Lending Trust</font><font style='font-family:Times New Roman;font-size:11pt;' >) as of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >, included in O</font><font style='font-family:Times New Roman;font-size:11pt;' >ther assets on the Company&#8217;s Consolidated Balance Sheets:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td style='width:311.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:15.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:15.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:66.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:66.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font></td></tr><tr style='height:12.75pt;' ><td style='width:311.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Charge Trust</font></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >1</font></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2</font></td></tr><tr style='height:12.75pt;' ><td style='width:311.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Lending Trust</font></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >53</font></td><td style='width:15.75pt;text-align:left;border-color:Black;min-width:15.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:56.25pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >62</font></td></tr><tr style='height:12.75pt;' ><td style='width:311.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total </font></td><td style='width:15.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:15.75pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >54</font></td><td style='width:15.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:15.75pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:56.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:56.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >64</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:10pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >These amounts relate to collections of Card Member receivables and loans to be used by the trusts to fund future expenses and obligations, including interest paid on investor securities, credit losses and upcoming debt maturities.</font></p><p style='text-align:justify;line-height:10pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:10pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >American Express Travel</font><font style='font-family:Times New Roman;font-size:11pt;' > Related Services Company, Inc. (</font><font style='font-family:Times New Roman;font-size:11pt;' >TRS</font><font style='font-family:Times New Roman;font-size:11pt;' >), which is a consolidated subsidiary of the Company, is the primary beneficiary of both the trusts. E</font><font style='font-family:Times New Roman;font-size:11pt;' >xcluding its consolidated subsidiaries, </font><font style='font-family:Times New Roman;font-size:11pt;' >TRS </font><font style='font-family:Times New Roman;font-size:11pt;' >owns approximately </font><font style='font-family:Times New Roman;font-size:11pt;' >$</font><font style='font-family:Times New Roman;font-size:11pt;' >1.2</font><font style='font-family:Times New Roman;font-size:11pt;' > billion of subordinated securities issued </font><font style='font-family:Times New Roman;font-size:11pt;' >by the Lending Trust as of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >.</font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:10pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >Under the respective terms of the Charge Trust and the Lending Trust agreements, the occurrence of certain </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >triggering </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >events </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >associated with the performance of the assets of each trust</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >could result in </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >payment of trust expenses, </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >establishment of reserve funds, or</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >,</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > in a worst-case scenario, early amortiza</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >tion of investor securities. During the </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >three months ended</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >, </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > and the year ended December 31, </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >,</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > no such triggering events occurred.</font></p></div> 1557000000 44171000000 57955000000 6848000000 8000000 <div><p style='text-align:justify;margin-top:9pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >As of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >customer deposits </font><font style='font-family:Times New Roman;font-size:11pt;' >we</font><font style='font-family:Times New Roman;font-size:11pt;' >re categorized as interest </font><font style='font-family:Times New Roman;font-size:11pt;' >bearing or non-interest</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >bearing</font><font style='font-family:Times New Roman;font-size:11pt;' >,</font><font style='font-family:Times New Roman;font-size:11pt;' > as follows</font><font style='font-family:Times New Roman;font-size:11pt;' >:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:13.5pt;' ><td colspan='3' rowspan='1' style='width:318.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:318.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions)</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:67.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:67.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font></td></tr><tr style='height:12pt;' ><td colspan='3' rowspan='1' style='width:318.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:318.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >U.S.:</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:52.5pt;' ></td></tr><tr style='height:12.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:311.25pt;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Interest bearing</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 44,142 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >43,279</font></td></tr><tr style='height:15.75pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:311.25pt;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Non-interest bearing (includes Card Member credit balances of: </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:left;border-color:Black;min-width:52.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:left;border-color:Black;min-width:52.5pt;' ></td></tr><tr style='height:15pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:303.75pt;text-align:left;border-color:Black;min-width:303.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2015, $317 million; 2014, $372 million)</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 356 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >418</font></td></tr><tr style='height:9.75pt;' ><td colspan='3' rowspan='1' style='width:318.75pt;text-align:left;border-color:Black;min-width:318.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Non-U.S.:</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:left;border-color:Black;min-width:52.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:left;border-color:Black;min-width:52.5pt;' ></td></tr><tr style='height:13.5pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:311.25pt;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Interest bearing</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 113 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >115</font></td></tr><tr style='height:11.25pt;' ><td style='width:7.5pt;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td colspan='2' rowspan='1' style='width:311.25pt;text-align:left;border-color:Black;min-width:311.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Non-interest bearing (includes Card Member credit balances of: </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:left;border-color:Black;min-width:52.5pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:15pt;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;text-align:left;border-color:Black;min-width:52.5pt;' ></td></tr><tr style='height:12pt;' ><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:7.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:7.5pt;' ></td><td style='width:303.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:303.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2015, $306 million; 2014, $347 million)</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:15pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 317 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:15pt;' ></td><td style='width:52.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >359</font></td></tr><tr style='height:13.5pt;' ><td colspan='3' rowspan='1' style='width:318.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:318.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total customer deposits</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 44,928 </font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:15pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:15pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:52.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:52.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >44,171</font></td></tr></table></div> 54000000 288000000 200000 638000000 1201000000 -1499000000 -317000000 <div><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following table provides information related to such guarantees </font><font style='font-family:Times New Roman;font-size:11pt;' >and indemnifications </font><font style='font-family:Times New Roman;font-size:11pt;' >as of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >: </font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:10.5pt;' ><td style='width:240.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:240.75pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='5' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:106.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Maximum potential</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='5' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:106.5pt;' ></td></tr><tr style='height:10.5pt;' ><td style='width:240.75pt;text-align:left;border-color:Black;min-width:240.75pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='5' rowspan='1' style='width:106.5pt;text-align:center;border-color:Black;min-width:106.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > undiscounted future</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:center;border-color:Black;min-width:11.25pt;' ></td><td style='width:9.75pt;text-align:center;border-color:Black;min-width:9.75pt;' ></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:10.5pt;' ><td style='width:240.75pt;text-align:left;border-color:Black;min-width:240.75pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='5' rowspan='1' style='width:106.5pt;text-align:center;border-color:Black;min-width:106.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >payments</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='5' rowspan='1' style='width:106.5pt;text-align:center;border-color:Black;min-width:106.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Related liability</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(b)</font></sup></td></tr><tr style='height:10.5pt;' ><td style='width:240.75pt;text-align:left;border-color:Black;min-width:240.75pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='5' rowspan='1' style='width:106.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:106.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Billions)</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='5' rowspan='1' style='width:106.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:106.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions)</font></td></tr><tr style='height:12.75pt;' ><td style='width:240.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:240.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Type of Guarantee</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font></td></tr><tr style='height:12.75pt;' ><td style='width:240.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:240.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Return and Merchant Protection</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 38 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >37</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 45 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > 44 </font></td></tr><tr style='height:12.75pt;' ><td style='width:240.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:240.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Other</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(c)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 8 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9.75pt;' ></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >8</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 57 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9.75pt;' ></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > 67 </font></td></tr><tr style='height:12.75pt;' ><td style='width:240.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:240.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 46 </font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:9.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >45</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 102 </font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:9.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >111</font></td></tr></table></div><p style='line-height:20pt;' /><div><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Represents </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >the notional amounts that could be lost under the guarantees and indemnifications if there were a total default by the guaranteed parties. The maximum potential undiscounted future payments for Merchant Protection are measured using </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >management&#8217;s best estimate of maximum exposure based on all eligible claims in relation to annual billed business</font><font style='font-family:ACaslon Regular;font-size:7.5pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >volumes. </font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Included in O</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >ther liabilities on the Company&#8217;s Consolidated Balance Sheets. </font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Primarily includes guarantees related to the Company&#8217;s </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >purchase protection, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >business dispositions</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and real estate</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >.</font></li></ul></div> 345000000 1000000000 20673000000 0 220000000 27600000000 59000000000 6836000000 32000000 418000000 -1754000000 0 54000000 0 3480000000 164000000 99000000 22468000000 126000000 7744000000 8000000000 0 <div><p style='text-align:justify;margin-top:0pt;margin-bottom:9pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;margin-left:-20.15pt;' > 11</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' >. Guarantees </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The </font><font style='font-family:Times New Roman;font-size:11pt;' >Company provides Card Member protection plans that cover losses associated with purchased products, as well as certain other guarantees</font><font style='font-family:Times New Roman;font-size:11pt;' > and indemnifications</font><font style='font-family:Times New Roman;font-size:11pt;' > in the ordinary course of</font><font style='font-family:Times New Roman;font-size:12pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >business</font><font style='font-family:Times New Roman;font-size:11pt;' >.</font><font style='font-family:Times New Roman;font-size:11pt;' > </font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >In </font><font style='font-family:Times New Roman;font-size:11pt;' >relation to its maximum potential undiscounted </font><font style='font-family:Times New Roman;font-size:11pt;' >future payments as shown in the table that follows, to date the Company has not experienced any significant losses related to guarantees</font><font style='font-family:Times New Roman;font-size:11pt;' > or indemnifications</font><font style='font-family:Times New Roman;font-size:11pt;' >. The Company&#8217;s initial recognition of </font><font style='font-family:Times New Roman;font-size:11pt;' >these instruments i</font><font style='font-family:Times New Roman;font-size:11pt;' >s at fair value. In addition, the Company establishes reserves when a</font><font style='font-family:Times New Roman;font-size:11pt;' > loss is probable and the amount can be reasonably</font><font style='font-family:Times New Roman;font-size:12pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >estimated.</font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The following table provides information related to such guarantees </font><font style='font-family:Times New Roman;font-size:11pt;' >and indemnifications </font><font style='font-family:Times New Roman;font-size:11pt;' >as of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and December 31, </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >: </font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:10.5pt;' ><td style='width:240.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:240.75pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='5' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:106.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Maximum potential</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='5' rowspan='1' style='width:106.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:106.5pt;' ></td></tr><tr style='height:10.5pt;' ><td style='width:240.75pt;text-align:left;border-color:Black;min-width:240.75pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='5' rowspan='1' style='width:106.5pt;text-align:center;border-color:Black;min-width:106.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > undiscounted future</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ></td><td style='width:11.25pt;text-align:center;border-color:Black;min-width:11.25pt;' ></td><td style='width:9.75pt;text-align:center;border-color:Black;min-width:9.75pt;' ></td><td style='width:37.5pt;text-align:center;border-color:Black;min-width:37.5pt;' ></td></tr><tr style='height:10.5pt;' ><td style='width:240.75pt;text-align:left;border-color:Black;min-width:240.75pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='5' rowspan='1' style='width:106.5pt;text-align:center;border-color:Black;min-width:106.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >payments</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(a)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='5' rowspan='1' style='width:106.5pt;text-align:center;border-color:Black;min-width:106.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Related liability</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(b)</font></sup></td></tr><tr style='height:10.5pt;' ><td style='width:240.75pt;text-align:left;border-color:Black;min-width:240.75pt;' ></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='5' rowspan='1' style='width:106.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:106.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Billions)</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='5' rowspan='1' style='width:106.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:106.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-style:italic;color:#000000;' >(Millions)</font></td></tr><tr style='height:12.75pt;' ><td style='width:240.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:240.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Type of Guarantee</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:48pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:48pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >2015</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td colspan='2' rowspan='1' style='width:47.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:47.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >2014</font></td></tr><tr style='height:12.75pt;' ><td style='width:240.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:240.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Return and Merchant Protection</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 38 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >37</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 45 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:9.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > 44 </font></td></tr><tr style='height:12.75pt;' ><td style='width:240.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:240.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Other</font><sup><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >(c)</font></sup></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 8 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9.75pt;' ></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >8</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:10.5pt;' ></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 57 </font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9.75pt;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:9.75pt;' ></td><td style='width:37.5pt;border-bottom-style:solid;border-bottom-width:1;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' > 67 </font></td></tr><tr style='height:12.75pt;' ><td style='width:240.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:240.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >Total</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 46 </font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:9.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >45</font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:10.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;font-weight:bold;color:#000000;' > 102 </font></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >&#160;&#160;</font></td><td style='width:9.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:9.75pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >$</font></td><td style='width:37.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:2;text-align:right;border-color:Black;min-width:37.5pt;' ><font style='font-family:Times New Roman;font-size:10pt;color:#000000;' >111</font></td></tr></table></div><p style='line-height:20pt;' /><div><ul><li style='list-style:lower-alpha;text-align:justify;margin-top:6pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Represents </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >the notional amounts that could be lost under the guarantees and indemnifications if there were a total default by the guaranteed parties. The maximum potential undiscounted future payments for Merchant Protection are measured using </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >management&#8217;s best estimate of maximum exposure based on all eligible claims in relation to annual billed business</font><font style='font-family:ACaslon Regular;font-size:7.5pt;color:#000000;' > </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >volumes. </font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Included in O</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >ther liabilities on the Company&#8217;s Consolidated Balance Sheets. </font></li><li style='list-style:lower-alpha;text-align:justify;margin-top:0pt;margin-bottom:2pt;' ><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >Primarily includes guarantees related to the Company&#8217;s </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >purchase protection, </font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >business dispositions</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' > and real estate</font><font style='font-family:Times New Roman;font-size:8pt;color:#000000;' >.</font></li></ul></div> 14583000000 26000000 3196000000 3000000 103000000 429000000 331000000 0 0 261000000 0 1249000000 15000000 107000000 57000000 -121000000 45000000000 2036 45000000 0000004962 AXP 10-Q Q1 Yes No Yes Large Accelerated Filer 1640000000 1582000000 261000000 222000000 20000000 20000000 750 1600 750 0 841000000 3148000000 1529000000 152000000 4525000000 934000000 134000000 1241000000 64000000 244000000 1061000000 0 932000000 0 0 991000000 0 932000000 0 164000000 0 164000000 0 263000000 0 263000000 0 8000000000 195000000 69000000 70000000 0 0 620000000 806000000 185000000 114000000 50000000 46000000 4000000 0 115000000 115000000 148000000 780000000 152000000 2159000000 1493000000 1535000000 1327000000 72000000 7701000000 21000000 1000000 0 0 0 0 22000000 1136000000 2160000000 1493000000 1535000000 1327000000 72000000 7723000000 1115000000 17000000 <div><p style='text-align:justify;margin-top:4.5pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;margin-left:-14.4pt;' >1</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' >. Basis of Presentation</font></p><p style='text-align:justify;margin-top:9pt;margin-bottom:6pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;margin-left:0pt;' >The Company</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >American Express Company (the Company) is a global services company that provides customers with access to products, insights and experiences that enrich lives and build business success. The Company&#8217;s </font><font style='font-family:Times New Roman;font-size:11pt;' >principal products and services are charge and credit payment card products and travel-related services offered to consumers and businesses around the world. </font><font style='font-family:Times New Roman;font-size:11pt;' >Business travel-related services are offered through the non-consolidated joint venture, American </font><font style='font-family:Times New Roman;font-size:11pt;' >Express Global Business Travel (GBT JV). Prior to July 1, 2014, the business travel operations were wholly owned. </font><font style='font-family:Times New Roman;font-size:11pt;' >The Company also focuses on generating alternative sources of revenue on a global basis in areas such as online and mobile payments and fee-ba</font><font style='font-family:Times New Roman;font-size:11pt;' >sed services. The Company&#8217;s various products and services are sold globally to diverse customer groups, including consumers, small businesses, mid-sized companies and large corporations. These products and services are sold through various channels, includ</font><font style='font-family:Times New Roman;font-size:11pt;' >ing direct mail, online applications, targeted direct and third-party sales forces </font><font style='font-family:Times New Roman;font-size:11pt;' >and direct response advertising.</font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The accompanying Consolidated Financial Statements should be read in conjunction with the</font><font style='font-family:Times New Roman;font-size:11pt;' > consolidated</font><font style='font-family:Times New Roman;font-size:11pt;' > financial statements incorporated by</font><font style='font-family:Times New Roman;font-size:11pt;' > reference in the Company&#8217;s Annual Report on Form 10-K for the year ended</font><font style='font-family:Times New Roman;font-size:12pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >December 31,</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' > (the </font><font style='font-family:Times New Roman;font-size:11pt;' >Annual Report). If not materially different, certain footnote disclosures included in the Annual Report have been omitted from this Quarterly Report on Form</font><font style='font-family:Times New Roman;font-size:11pt;' > 10-Q.</font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The interim consolidated financial information in this report has not been audited. In the opinion of management, all adjustments, which consist of normal recurring adjustments necessary for a fair statement of the interim period consolidated finan</font><font style='font-family:Times New Roman;font-size:11pt;' >cial information, have been made. Results of operations reported for interim periods are not necessarily indicative of results for the entire year.</font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:12pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The preparation of consolidated financial statements in conformity with accounting principles</font><font style='font-family:Times New Roman;font-size:11pt;' > generally accepted in the United States of America (GAAP) requires management to make estimates and assumptions that affect the reported amounts of assets, liabilities, revenue</font><font style='font-family:Times New Roman;font-size:11pt;' >s</font><font style='font-family:Times New Roman;font-size:11pt;' > and expense</font><font style='font-family:Times New Roman;font-size:11pt;' >s</font><font style='font-family:Times New Roman;font-size:11pt;' >, and the disclosures of contingent assets and liabilities. These</font><font style='font-family:Times New Roman;font-size:11pt;' > accounting estimates reflect the best judgment of management, but actual results could differ.</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:12pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >Certain reclassifications of prior period amounts have been made to conform to the current period presentation. Additionally, in the three months ended March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, 2015</font><font style='font-family:Times New Roman;font-size:11pt;' >, the Company</font><font style='font-family:Times New Roman;font-size:11pt;' > changed the </font><font style='font-family:Times New Roman;font-size:11pt;' >classification related to certain payments to partners</font><font style='font-family:Times New Roman;font-size:11pt;' >,</font><font style='font-family:Times New Roman;font-size:11pt;' > reducing both </font><font style='font-family:Times New Roman;font-size:11pt;' >discount revenue and </font><font style='font-family:Times New Roman;font-size:11pt;' >marketing and promotion </font><font style='font-family:Times New Roman;font-size:11pt;' >expense</font><font style='font-family:Times New Roman;font-size:11pt;' >. The misclassification in prior periods has been </font><font style='font-family:Times New Roman;font-size:11pt;' >revised</font><font style='font-family:Times New Roman;font-size:11pt;' > to </font><font style='font-family:Times New Roman;font-size:11pt;' >conform to the current period presentation</font><font style='font-family:Times New Roman;font-size:11pt;' >. None of the prior period financial statements were materially misstated from this misclassification. </font></p><p style='text-align:justify;margin-top:9pt;margin-bottom:6pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;text-decoration:underline;margin-left:0pt;' >Recently Issued Accounting Standards</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >Accounting Standards Update (ASU) No. 2014-09, Revenue Recognition (Topic 606): Revenue from Contracts with Custome</font><font style='font-family:Times New Roman;font-size:11pt;' >rs was issued on May 28, 2014.&#160; The guidance establishes the principles to apply to determine the amount and timing of revenue recognition, specifying the accounting for certain costs related to revenue, and requiring additional disclosures about the natur</font><font style='font-family:Times New Roman;font-size:11pt;' >e, amount, timing and uncertainty of revenues and related cash flows.&#160;The guidance supersedes most of the current revenue recognition requirements, and </font><font style='font-family:Times New Roman;font-size:11pt;' >as currently written </font><font style='font-family:Times New Roman;font-size:11pt;' >will be effective January 1, 2017</font><font style='font-family:Times New Roman;font-size:11pt;' >;</font><font style='font-family:Times New Roman;font-size:11pt;' >&#160;</font><font style='font-family:Times New Roman;font-size:11pt;' >however, the Financial Accounting Standards Boar</font><font style='font-family:Times New Roman;font-size:11pt;' >d plans to publish an exposure draft proposing to extend the effective date to January 1, 2018. </font><font style='font-family:Times New Roman;font-size:11pt;' >The Company</font><font style='font-family:Times New Roman;font-size:11pt;' > continues to evaluate</font><font style='font-family:Times New Roman;font-size:11pt;' > the impact this guidance, including the method of implementation, will have on its financial position, results of operations a</font><font style='font-family:Times New Roman;font-size:11pt;' >nd cash flows, among other items. </font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >ASU No. 2014-01, Investments &#8211; Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Qualified Affordable Housing Projects was issued on January 15, 2014. Provided certain conditions are met, this s</font><font style='font-family:Times New Roman;font-size:11pt;' >tandard permits entities to account for investments in Qualified Affordable Housing projects using the p</font><font style='font-family:Times New Roman;font-size:11pt;' >roportional amortization method. T</font><font style='font-family:Times New Roman;font-size:11pt;' >he standard </font><font style='font-family:Times New Roman;font-size:11pt;' >also </font><font style='font-family:Times New Roman;font-size:11pt;' >requires new disclosures </font><font style='font-family:Times New Roman;font-size:11pt;' >about all investments in Qualified Affordable Housing projects irrespective </font><font style='font-family:Times New Roman;font-size:11pt;' >of the method used to account for the investments. The Company has adopted this guidance in the first quarter of 2015 and has elected not to use the proportional amortization method, but continue</font><font style='font-family:Times New Roman;font-size:11pt;' >s</font><font style='font-family:Times New Roman;font-size:11pt;' > to account for these investments using the equity method of</font><font style='font-family:Times New Roman;font-size:11pt;' > accounting, which has been the Company&#8217;s historical practice. </font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >During the three months ended March 31, 2015 and 2014, the Company recognized equity method loss</font><font style='font-family:Times New Roman;font-size:11pt;' >es </font><font style='font-family:Times New Roman;font-size:11pt;' >related to Qualified Affordable Housing of $9 million and $8 million, respectively, which </font><font style='font-family:Times New Roman;font-size:11pt;' >was r</font><font style='font-family:Times New Roman;font-size:11pt;' >ecognized in Other, net expense,</font><font style='font-family:Times New Roman;font-size:11pt;' > and</font><font style='font-family:Times New Roman;font-size:11pt;' > associated</font><font style='font-family:Times New Roman;font-size:11pt;' > tax credits of $12 million and $9 million, respectively, which was recognized within Income tax provision. The carrying value of these investments was $512 million and $522 million as of March 31, 2015 a</font><font style='font-family:Times New Roman;font-size:11pt;' >nd December 31, 2014, respectively</font><font style='font-family:Times New Roman;font-size:11pt;' >. I</font><font style='font-family:Times New Roman;font-size:11pt;' >n addition, the Company is </font><font style='font-family:Times New Roman;font-size:11pt;' >contractually </font><font style='font-family:Times New Roman;font-size:11pt;' >committed to provide additional funding related to certain of these investments resulting in a liability of $130 million for unfunded commitments, as of March 31, 2015, which is </font><font style='font-family:Times New Roman;font-size:11pt;' >expected </font><font style='font-family:Times New Roman;font-size:11pt;' >to be paid between 2015 and 2023</font><font style='font-family:Times New Roman;font-size:11pt;' >.</font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:left;line-height:12pt;' ></p></div> <div><p style='text-align:left;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;margin-left:-19.45pt;' >8</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' >. </font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' > </font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' >Contingencies</font></p><p style='text-align:justify;margin-top:9pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The Company is</font><font style='font-family:Times New Roman;font-size:11pt;' > involved in a number of legal proceedings concerning matters arising </font><font style='font-family:Times New Roman;font-size:11pt;' >out of</font><font style='font-family:Times New Roman;font-size:11pt;' > the conduct of </font><font style='font-family:Times New Roman;font-size:11pt;' >its </font><font style='font-family:Times New Roman;font-size:11pt;' >business activities and </font><font style='font-family:Times New Roman;font-size:11pt;' >is</font><font style='font-family:Times New Roman;font-size:11pt;' > periodically subject to governmental </font><font style='font-family:Times New Roman;font-size:11pt;' >and regulatory </font><font style='font-family:Times New Roman;font-size:11pt;' >examinations, information gathering </font><font style='font-family:Times New Roman;font-size:11pt;' >requests, subpoenas, inquiries and investigations (collectively,</font><font style='font-family:Times New Roman;font-size:11pt;' > governmental examinations</font><font style='font-family:Times New Roman;font-size:11pt;' >). As of </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' >, the Company and various of its subsidiaries were named as a defendant or were otherwise involved in numerous legal proceedings and governm</font><font style='font-family:Times New Roman;font-size:11pt;' >ental examinations in various jurisdictions, both in </font><font style='font-family:Times New Roman;font-size:11pt;' >and outside the U.S. The Company discloses its material legal proceedings and governmental examinations under Part II, Item 1. &#8220;Legal Proceedings&#8221; in this Quarterly Report on Form 10-Q and Part I, Item 3</font><font style='font-family:Times New Roman;font-size:11pt;' >. </font><font style='font-family:Times New Roman;font-size:11pt;' >&#8220;Legal Proceedings&#8221; in the Annual Report (collectively, Legal Proceedings).</font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The Company has recorded liabilities for certain of its outstanding legal proceedings and governmental examinations. A liability is accrued when it is both (a) probable that a l</font><font style='font-family:Times New Roman;font-size:11pt;' >oss has occurred and (b) the amount of lo</font><font style='font-family:Times New Roman;font-size:11pt;' >ss can be reasonably estimated. T</font><font style='font-family:Times New Roman;font-size:11pt;' >here may be </font><font style='font-family:Times New Roman;font-size:11pt;' >instances in which </font><font style='font-family:Times New Roman;font-size:11pt;' >an exposure to loss </font><font style='font-family:Times New Roman;font-size:11pt;' >exceeds the accrued liability</font><font style='font-family:Times New Roman;font-size:11pt;' >. The Company evaluates, on a quarterly basis, developments in legal proceedings and governmental exam</font><font style='font-family:Times New Roman;font-size:11pt;' >inations that could cause an increase or decrease in the amount of the liability that has been previously accrued</font><font style='font-family:Times New Roman;font-size:11pt;' > or a revision to the disclosed estimated range of possible losses, as applicable</font><font style='font-family:Times New Roman;font-size:11pt;' >. </font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The Company&#8217;s legal proceedings range from cases brought b</font><font style='font-family:Times New Roman;font-size:11pt;' >y a single plaintiff to class actions with </font><font style='font-family:Times New Roman;font-size:11pt;' >millions </font><font style='font-family:Times New Roman;font-size:11pt;' >of putative class members. These legal proceedings, as well as governmental examinations, involve various lines of business of the Company and a variety of claims (including, but not limited to, common la</font><font style='font-family:Times New Roman;font-size:11pt;' >w tort, contract, antitrust and consumer protection claims), some of which present novel factual allegations and/or unique legal theories. While some matters pending against the Company specify the damages claimed by the plaintiff, many seek </font><font style='font-family:Times New Roman;font-size:11pt;' >an unspecified</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >amount of damages or are at very early stages of the legal process. Even when the amount of damages claimed against the Company are stated, the claimed amount may be exaggerated and/or unsupported. As a result, some matters have not yet progressed suffici</font><font style='font-family:Times New Roman;font-size:11pt;' >ently through discovery and/or development of important factual information and legal issues to enable the Company to estimate a range of possible loss.</font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >Other matters have progressed sufficiently through discovery and/or development of important factual i</font><font style='font-family:Times New Roman;font-size:11pt;' >nformation and legal issues s</font><font style='font-family:Times New Roman;font-size:11pt;' >o</font><font style='font-family:Times New Roman;font-size:11pt;' > that the Company is able to estimate a range of possible loss. Accordingly, for those legal proceedings and governmental examination</font><font style='font-family:Times New Roman;font-size:11pt;' >s</font><font style='font-family:Times New Roman;font-size:11pt;' > disclosed </font><font style='font-family:Times New Roman;font-size:11pt;' >or referred to </font><font style='font-family:Times New Roman;font-size:11pt;' >in Legal Proceedings </font><font style='font-family:Times New Roman;font-size:11pt;' >where</font><font style='font-family:Times New Roman;font-size:11pt;' > a loss is reasonably possible in futur</font><font style='font-family:Times New Roman;font-size:11pt;' >e periods, whether in excess of a related accrued liability or where there is no accrued liability, and for which the Company is able to estimate a range of possible loss, the current estimated range is</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >zero</font><font style='font-family:Times New Roman;font-size:11pt;' > to </font><font style='font-family:Times New Roman;font-size:11pt;' >$</font><font style='font-family:Times New Roman;font-size:11pt;' >360</font><font style='font-family:Times New Roman;font-size:11pt;' > </font><font style='font-family:Times New Roman;font-size:11pt;' >million in exce</font><font style='font-family:Times New Roman;font-size:11pt;' >ss of any accrue</font><font style='font-family:Times New Roman;font-size:11pt;' >d liability related to the</font><font style='font-family:Times New Roman;font-size:11pt;' >se matters. This aggregate range represents management&#8217;s estimate of possible loss with respect to these matters and is based on currently available information. This estimated range of possible loss does not represent the Company</font><font style='font-family:Times New Roman;font-size:11pt;' >&#8217;s maximum loss exposure. The legal proceedings and governmental examinations underlying the estimated range will change from time to time and actual results may vary significantly from current estimate</font><font style='font-family:Times New Roman;font-size:11pt;' >s</font><font style='font-family:Times New Roman;font-size:11pt;' >.</font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >Based on its current knowledge, and taking into co</font><font style='font-family:Times New Roman;font-size:11pt;' >nsideration its litigation-related liabilities, the Company believes it is not a party to, nor are any of its properties the subject of, any pending legal proceeding or governmental examination that would have a material adverse effect on the Company&#8217;s con</font><font style='font-family:Times New Roman;font-size:11pt;' >solidated financial condition or liquidity. However, in light of the uncertainties involved in such matters, the ultimate outcome of a particular matter could be material to the Company&#8217;s operating results for a particular period depending on, among other </font><font style='font-family:Times New Roman;font-size:11pt;' >factors, the size of the loss or liability imposed and the level of the Company&#8217;s </font><font style='font-family:Times New Roman;font-size:11pt;' >earnings</font><font style='font-family:Times New Roman;font-size:11pt;' > for that period.</font></p></div> <div><p style='text-align:justify;margin-top:0pt;margin-bottom:9pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;margin-left:-20.15pt;' >14</font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' >. </font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' > </font><font style='font-family:Times New Roman;font-size:11pt;font-weight:bold;' >Income Taxes</font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:10pt;line-height:13.8pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The effective tax rate was </font><font style='font-family:Times New Roman;font-size:11pt;' >34.2</font><font style='font-family:Times New Roman;font-size:11pt;' > percent and </font><font style='font-family:Times New Roman;font-size:11pt;' >35.1</font><font style='font-family:Times New Roman;font-size:11pt;' > percent for the three months ended </font><font style='font-family:Times New Roman;font-size:11pt;' >March 31</font><font style='font-family:Times New Roman;font-size:11pt;' >, </font><font style='font-family:Times New Roman;font-size:11pt;' >2015</font><font style='font-family:Times New Roman;font-size:11pt;' > and </font><font style='font-family:Times New Roman;font-size:11pt;' >2014</font><font style='font-family:Times New Roman;font-size:11pt;' >, respectively. </font><font style='font-family:Times New Roman;font-size:11pt;' >The tax rates in both periods primarily reflected the level of pretax income in </font><font style='font-family:Times New Roman;font-size:11pt;' >relation to recurring permanent tax benefits and the geographic mix of business. Additionally, the effective tax</font><font style='font-family:Times New Roman;font-size:11pt;' > rate </font><font style='font-family:Times New Roman;font-size:11pt;' >in both periods reflected the resolution of certain prior years&#8217; tax items.</font><font style='font-family:Times New Roman;font-size:11pt;' > </font></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The Company is under continuous examination by the Internal </font><font style='font-family:Times New Roman;font-size:11pt;' >Revenue Service (IRS) and tax authorities in other countries and states in which the Company has significant business operations. The tax years under examination and open for examination vary by jurisdiction. The IRS has completed its field examination of </font><font style='font-family:Times New Roman;font-size:11pt;' >the Company&#8217;s federal tax returns for years through 2007; however, refund claims for certain years continue to be reviewed by the IRS. In addition, the Company is currently under examination by the IRS for the years </font><font style='font-family:Times New Roman;font-size:11pt;' >2008</font><font style='font-family:Times New Roman;font-size:11pt;' > through </font><font style='font-family:Times New Roman;font-size:11pt;' >2011</font><font style='font-family:Times New Roman;font-size:11pt;' >.</font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The Company </font><font style='font-family:Times New Roman;font-size:11pt;' >believes it is reasonably possible that its unrecognized tax benefits could decrease within the next 12&#160;months by as much as $</font><font style='font-family:Times New Roman;font-size:11pt;' >430</font><font style='font-family:Times New Roman;font-size:11pt;' > million principally as a result of potential resolutions of prior years&#8217; tax items with various taxing authorities. The p</font><font style='font-family:Times New Roman;font-size:11pt;' >rior years&#8217; tax items include unrecognized tax benefits relating to the deductibility of certain expenses or losses and the attribution of taxable income to a particular jurisdiction or jurisdictions. Of the $</font><font style='font-family:Times New Roman;font-size:11pt;' >430</font><font style='font-family:Times New Roman;font-size:11pt;' > million of unrecognized tax benefits, </font><font style='font-family:Times New Roman;font-size:11pt;' >approximately $</font><font style='font-family:Times New Roman;font-size:11pt;' >317</font><font style='font-family:Times New Roman;font-size:11pt;' > million relates to amounts that if recognized would be recorded to shareholders&#8217; equity and would not impact the Company&#8217;s results of operations or its effective tax rate. </font></p><p style='text-align:justify;line-height:12pt;' ></p><p style='text-align:justify;line-height:13.8pt;' ></p></div> 9000000 8000000 12000000 9000000 130000000 512000000 522000000 2286000000 22288000000 20933000000 353000000 23572000000 43274000000 2354000000 65705000000 951000000 4417000000 3940000000 10471000000 154684000000 44928000000 3364000000 10643000000 2361000000 54712000000 16846000000 132854000000 204000000 10107000000 96000000 13670000000 -1754000000 493000000 -2151000000 21830000000 154684000000 1019000000 1023000000 1060000000 1067000000 -1394000000 -372000000 102000000 -1124000000 29000000 28000000 0 1200000000 4000000 7000000 0 0 372000000 314000000 492000000 408000000 991000000 between 2015 and 2023 <div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The Company has the following perpetual Fixed Rate/Floating Rate Noncumulative Preferred Share series issued and outstanding as of March 31, 2015:</font></p></div><p style='line-height:20pt;' /><div><table style='border-collapse:collapse;' ><tr style='height:12.75pt;' ><td style='width:213.75pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:213.75pt;' ></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >Series B</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:120pt;border-top-style:solid;border-top-width:1;border-bottom-style:solid;border-bottom-width:1;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >Series C</font></td></tr><tr style='height:12.75pt;' ><td style='width:213.75pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:213.75pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >Issuance date</font></td><td style='width:11.25pt;border-top-style:solid;border-top-width:1;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:120pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >November 10, 2014</font></td><td style='width:10.5pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:120pt;border-top-style:solid;border-top-width:1;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >March 2, 2015</font></td></tr><tr style='height:38.25pt;' ><td style='width:213.75pt;text-align:left;border-color:Black;min-width:213.75pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >Securities issued</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:120pt;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >750 Preferred Shares; represented by 750,000 depositary shares</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:120pt;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >850 Preferred Shares; represented by 850,000 depositary shares</font></td></tr><tr style='height:12.75pt;' ><td style='width:213.75pt;text-align:left;border-color:Black;min-width:213.75pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >Aggregate liquidation preference</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:120pt;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >$750 million</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:120pt;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >$850 million</font></td></tr><tr style='height:12.75pt;' ><td style='width:213.75pt;text-align:left;border-color:Black;min-width:213.75pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >Fixed dividend rate per annum</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:120pt;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >5.20%</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:120pt;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >4.90%</font></td></tr><tr style='height:12.75pt;' ><td style='width:213.75pt;text-align:left;border-color:Black;min-width:213.75pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >Semi-annual fixed dividend payment dates</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:120pt;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >Beginning May 15, 2015</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:120pt;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >Beginning September 15, 2015</font></td></tr><tr style='height:12.75pt;' ><td style='width:213.75pt;text-align:left;border-color:Black;min-width:213.75pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >Floating dividend rate per annum</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:120pt;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >3 month LIBOR+ 3.428%</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:120pt;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >3 month LIBOR+ 3.285%</font></td></tr><tr style='height:25.5pt;' ><td style='width:213.75pt;text-align:left;border-color:Black;min-width:213.75pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >Quarterly floating dividend payment dates</font></td><td style='width:11.25pt;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:120pt;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >Beginning February 15, 2020</font></td><td style='width:10.5pt;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:120pt;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >Beginning June 15, 2020</font></td></tr><tr style='height:12.75pt;' ><td style='width:213.75pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:213.75pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >Fixed to floating rate conversion date</font><sup><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >(a)</font></sup></td><td style='width:11.25pt;border-bottom-style:solid;border-bottom-width:2;text-align:left;border-color:Black;min-width:11.25pt;' ></td><td style='width:120pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >November 15, 2019</font></td><td style='width:10.5pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;border-color:Black;min-width:10.5pt;' ></td><td style='width:120pt;border-bottom-style:solid;border-bottom-width:2;text-align:center;border-color:Black;min-width:120pt;' ><font style='font-family:Times New Roman;font-size:9.5pt;color:#000000;' >March 15, 2020</font></td></tr></table></div><p style='line-height:20pt;' /><div><p style='text-align:left;line-height:12pt;' ></p><ul><li style='list-style:lower-alpha;text-align:left;margin-top:6pt;margin-bottom:3pt;' ><font style='font-family:Times New Roman;font-size:11pt;' >The date on which dividends convert from a fixed rate calculation to a floating rate calculation.</font></li></ul><p style='text-align:left;line-height:12pt;' ></p></div> 44000000 0 1000000 45000000 793000000 241000000 34000000 11000000 7557000000 29000000 20000000 4000000 96000000 12000 11000 80000000 16000 14000 143000000 120000000 4000 3000 40000000 47000000 12 12 2000 3000 3000 11000000 27000000 0.019 0.02 0.014 750 850 750000 850000 750000000 850000000 0.052 0.049 Beginning May 15, 2015 Beginning September 15, 2015 3 month LIBOR+ 3.428% 3 month LIBOR+ 3.285% Beginning February 15, 2020 Beginning June 15, 2020 1.66 1600 19486000000 2014-11-10 2015-03-02 2019-11-15 2020-03-15 0.2 1.66 1.66 0 0 0 0.14 0.12 0 $1 million preferred shares (equivalent to $1,000/depository shares) <div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;' >The Company has recorded liabilities for certain of its outstanding legal proceedings and governmental examinations. A liability is accrued when it is both (a) probable that a l</font><font style='font-family:Times New Roman;font-size:11pt;' >oss has occurred and (b) the amount of lo</font><font style='font-family:Times New Roman;font-size:11pt;' >ss can be reasonably estimated. T</font><font style='font-family:Times New Roman;font-size:11pt;' >here may be </font><font style='font-family:Times New Roman;font-size:11pt;' >instances in which </font><font style='font-family:Times New Roman;font-size:11pt;' >an exposure to loss </font><font style='font-family:Times New Roman;font-size:11pt;' >exceeds the accrued liability</font><font style='font-family:Times New Roman;font-size:11pt;' >. The Company evaluates, on a quarterly basis, developments in legal proceedings and governmental exam</font><font style='font-family:Times New Roman;font-size:11pt;' >inations that could cause an increase or decrease in the amount of the liability that has been previously accrued</font><font style='font-family:Times New Roman;font-size:11pt;' > or a revision to the disclosed estimated range of possible losses, as applicable</font><font style='font-family:Times New Roman;font-size:11pt;' >. </font></p></div> <div><p style='text-align:justify;margin-top:0pt;margin-bottom:0pt;line-height:12pt;' ><font style='font-family:Times New Roman;font-size:11pt;margin-left:0pt;color:#000000;' >The Company uses derivative financial instruments (derivatives) to manage exposures to various market risks. </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >These instruments</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > derive their value from an underlying variable or multiple variables, including </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >interest rate, foreign exchange</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > rates</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >, and equity index or price</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >, and are carried at fair value on the Consolidated Balance Sheets</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >. These instruments enable end users to increase, reduce or alter exposure to various market risks and, for that reason, are a</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >n integral component of the Com</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >pany&#8217;s market risk management. </font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' >The Company does not engage in derivatives for trading purposes.</font><font style='font-family:Times New Roman;font-size:11pt;color:#000000;' > </font></p><p style='text-align:justify;line-height:12pt;' ></p></div>

Represents net income less earnings allocated to participat ing share awards of $ 11 million and $ 12 million for the three months ended March 31 , 2015 and 2014 , respectively .