ATLANTIC COAST FEDERAL CORP

Beneficial ownership report for a passive holder of more than 5% (Schedule 13G) (amendment)

Beneficial ownership report for a passive holder of more than 5% (Schedule 13G) (amendment)

Beneficial ownership report for a passive holder of more than 5% (Schedule 13G)

Certification of termination of registration of a class of securities (Section 12(g))

Other Events

8.01,9.01

2.02,9.01

5.07,8.01,9.01

8.01,9.01

1.01,9.01

1.01,8.01,9.01

General form for quarterly reports under Section 13 or 15(d)

8.01

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers

8.01,9.01

2.02,9.01

8.01,9.01

Additional Information for Proxy Statement/ Votes

General form for quarterly reports under Section 13 or 15(d)

5.02,9.01

5.02,9.01

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers

2.02,9.01

5.02,5.03,9.01

5.02,9.01

Registration statement under Securities Act of 1933 to be offered to employees pursuant to certain plans

Annual reports of employee stock purchase savings and similar plans pursuant to Section 15(d)

5.02,9.01

8.01,9.01

Additional Information for Proxy Statement/ Votes

Additional Information for Proxy Statement/ Votes

General form for quarterly reports under Section 13 or 15(d)

Annual Report Scanned (Paper)

Definitive Proxy Statement

Annual report pursuant to Section 13 or 15(d)

General form for quarterly reports under Section 13 or 15(d)

General form for quarterly reports under Section 13 or 15(d)

Annual reports of employee stock purchase savings and similar plans pursuant to Section 15(d)

General form for quarterly reports under Section 13 or 15(d)

Annual Report Scanned (Paper)

Definitive Proxy Statement

Annual report pursuant to Section 13 or 15(d)

General form for quarterly reports under Section 13 or 15(d)

General form for quarterly reports under Section 13 or 15(d)

Annual reports of employee stock purchase savings and similar plans pursuant to Section 15(d)

General form for quarterly reports under Section 13 or 15(d)

Annual Report Scanned (Paper)

Definitive Proxy Statement

Annual report pursuant to Section 13 or 15(d)

General form for quarterly reports under Section 13 or 15(d)

Additional Information for Proxy Statement/ Votes

General form for quarterly reports under Section 13 or 15(d)

Annual reports of employee stock purchase savings and similar plans pursuant to Section 15(d)

No description available

Letter from the SEC

General form for quarterly reports under Section 13 or 15(d) (amendment)

Annual report pursuant to Section 13 or 15(d) (amendment)

Correspondence with the SEC

General form for quarterly reports under Section 13 or 15(d)

Annual Report Scanned (Paper)

Definitive Proxy Statement

Annual report pursuant to Section 13 or 15(d)

General form for quarterly reports under Section 13 or 15(d)

General form for quarterly reports under Section 13 or 15(d)

Annual reports of employee stock purchase savings and similar plans pursuant to Section 15(d)

Annual Report Scanned (Paper)

Definitive Proxy Statement

Registration statement under Securities Act of 1933 to be offered to employees pursuant to certain plans

Annual reports of employee stock purchase savings and similar plans pursuant to Section 15(d)

Annual Report Scanned (Paper)

Definitive Proxy Statement

Registration statement under Securities Act of 1933 to be offered to employees pursuant to certain plans

No description available

Prospectus Supplement for Primary Offering

Submission of Paper Format Exhibits by Electronic Filers

Amended Initial Registration Statement

Amended Initial Registration Statement

Amended Initial Registration Statement

Amended Initial Registration Statement

Submission of Paper Format Exhibits by Electronic Filers

Registration (IPO) statement under Securities Act of 1933

Martin Charles E Jr

Martin Charles E Jr

Wagers Thomas B Sr

Martin Charles E Jr

Franklin Fred D Jr

Franklin Fred D Jr

Britz Maureen

Martin Charles E Jr

Lewis Jonathan A

Lewis Jonathon A

Lewis Jonathon A

Franklin Fred D Jr

Martin Charles E Jr

Franklin Fred D Jr

Martin Charles E Jr

FRANKLAND G THOMAS

Martin Charles E Jr