$RF-PF

REGIONS FINANCIAL CORP

CIK:0001281761|SEC Filings
v3.25.3
CONSOLIDATED STATEMENTS OF INCOME - USD ($)
shares in Millions, $ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Interest income on:        
Loans, including fees $ 1,386 $ 1,463 $ 4,105 $ 4,316
Debt securities 293 241 845 669
Loans held for sale 9 11 26 28
Other earning assets 108 105 329 293
Total interest income 1,796 1,820 5,305 5,306
Interest expense on:        
Deposits 456 507 1,345 1,504
Short-term borrowings 8 10 13 24
Long-term borrowings 75 85 237 190
Total interest expense 539 602 1,595 1,718
Net interest income 1,257 1,218 3,710 3,588
Provision for credit losses 105 113 355 367
Net interest income after provision for credit losses 1,152 1,105 3,355 3,221
Non-interest income:        
Total Noninterest Income 659 572 1,895 1,680
Non-interest expense:        
Salaries and employee benefits 671 645 1,954 1,912
Equipment and software expense 106 101 309 302
Net occupancy expense 72 69 $ 214 211
Defined Benefit Plan, Net Periodic Benefit Cost (Credit) Excluding Service Cost, Statement of Income or Comprehensive Income [Extensible Enumeration]     Other  
Other 254 254 $ 738 779
Total non-interest expense 1,103 1,069 3,215 3,204
Income before income taxes 708 608 2,035 1,697
Income tax expense 139 118 413 338
Net income 569 490 1,622 1,359
Net income available to common shareholders $ 548 $ 446 $ 1,547 $ 1,266
Weighted Average Number of Shares Outstanding, Diluted [Abstract]        
Basic 890 914 898 917
Diluted 894 918 902 919
Earnings Per Share [Abstract]        
Basic $ 0.62 $ 0.49 $ 1.72 $ 1.38
Diluted $ 0.61 $ 0.49 $ 1.72 $ 1.38
Service charges on deposit accounts        
Non-interest income:        
Total Noninterest Income $ 160 $ 158 $ 472 $ 457
Card and ATM fees        
Non-interest income:        
Total Noninterest Income 122 118 364 354
Investment management and trust fee income        
Non-interest income:        
Total Noninterest Income 91 85 267 249
Capital Markets [Member]        
Non-interest income:        
Total Noninterest Income 104 92 267 251
Mortgage income        
Non-interest income:        
Total Noninterest Income 38 36 126 111
Securities gains, net [Member]        
Non-interest income:        
Total Noninterest Income (27) (78) (53) (178)
Other [Member]        
Non-interest income:        
Total Noninterest Income $ 171 $ 161 $ 452 $ 436