CITIZENS CORP /DE/

Q: Sep 30 1998

Q: Jun 30 1998

Q: Mar 31 1998

FY: Dec 31 1997

Q: Sep 30 1997

Q: Aug 14 1997

Q: Mar 31 1997

FY: Dec 31 1996

FY: Dec 31 1996

Q: Nov 14 1996

Q: Aug 14 1996

Q: May 14 1996

1

5,7

1

5,7

1

1

1

5,7

Current report pursuant to Section 13 or 15(d)

Certification of termination of registration of a class of securities (Section 12(b))

Definitive Proxy Statement

Definitive Proxy Statement

ALLMERICA FINANCIAL CORP

ALLMERICA FINANCIAL CORP

ALLMERICA FINANCIAL CORP

ALLMERICA FINANCIAL CORP

CITIZENS CORP /DE/

ALLMERICA FINANCIAL CORP

ALLMERICA FINANCIAL CORP

ALLMERICA FINANCIAL CORP

ALLMERICA FINANCIAL CORP

CITIZENS CORP /DE/

ALLMERICA FINANCIAL CORP

ALLMERICA FINANCIAL CORP

CITIZENS CORP /DE/

ALLMERICA FINANCIAL CORP

ALLMERICA FINANCIAL CORP