$WBHC

WILSON BANK HOLDING CO

CIK:0000885275|SEC Filings

Derivatives - Schedule of Derivative Instruments, Hedging Instruments on the Company's Consolidated Statements of Income (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2026	Jun. 30, 2025	Jun. 30, 2026	Jun. 30, 2025
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Interest income	$ 170	$ 224	$ 360	$ 460
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Interest and fees on loans	Interest and fees on loans	Interest and fees on loans	Interest and fees on loans

Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2026	Dec. 31, 2025
Assets
Loans	$ 4,480,575	$ 4,351,129
Less: Allowance for credit losses	(57,803)	(55,034)
Net loans	4,422,772	4,296,095
Securities available-for-sale, fair value (amortized cost $1,137,072 and $1,041,188, respectively)	1,052,874	966,504
Loans held for sale	4,090	2,361
Interest bearing deposits	210,170	326,234
Restricted equity securities	4,701	4,285
Federal funds sold	4,707	9,792
Total earning assets	5,699,314	5,605,271
Cash and due from banks	30,282	31,327
Bank premises and equipment, net	62,956	62,656
Accrued interest receivable	20,063	19,018
Deferred income tax asset	38,699	34,761
Bank owned life insurance	71,146	69,348
Other assets	51,643	50,183
Other real estate	365	515
Goodwill	5,877	5,877
Total assets	5,980,345	5,878,956
Deposits:
Noninterest-bearing	399,370	413,612
Interest bearing	995,218	956,161
Savings and money market accounts	2,012,452	1,975,757
Time	1,902,055	1,898,726
Total deposits	5,309,095	5,244,256
Accrued interest payable and other liabilities	58,229	53,015
Total liabilities	5,367,324	5,297,271
Commitments and contingent liabilities (Note 11)
Shareholders’ equity:
Common stock, $2.00 par value; authorized 50,000,000 shares, issued and outstanding 12,291,843 and 12,145,641 shares, respectively	24,583	24,291
Additional paid-in capital	181,995	170,546
Retained earnings	468,636	442,013
Accumulated other comprehensive losses, net of taxes of $22,005 and $19,519 respectively	(62,193)	(55,165)
Total shareholders’ equity	613,021	581,685
Total liabilities and shareholders’ equity	$ 5,980,345	$ 5,878,956