MEGABANK FINANCIAL CORP

FY: Dec 31 1999

Q: Sep 30 1999

Q: Jun 30 1999

Q: Mar 31 1999

FY: Dec 31 1998

Q: Sep 30 1998

Q: Jun 30 1998

Q: Mar 31 1998

Q: Mar 31 1998

5,7

5

5

5

Certification of termination of registration of a class of securities (Section 12(b))

Registration statement under Securities Act of 1933

Registration statement under Securities Act of 1933

Registration statement under Securities Act of 1933 (amendment)

Registration statement under Securities Act of 1933

Registration statement under Securities Act of 1933 (amendment)

Registration statement under Securities Act of 1933

Prospectus filed under Rule 424(b)(1)

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Prospectus Supplement with Pricing Information

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Registration of Securities on Exchange

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KOWALSKI THOMAS R