5
 
 1,000,000
       
                                                  
                   YEAR                   YEAR
                          DEC-31-1996             DEC-31-1995
                             JAN-01-1996             JAN-01-1995
                               DEC-31-1996             DEC-31-1995
                                           1,037                     940
                                     2,416                   2,138
                                      652                     577
                                        46                      27
                                          0                       0
                                 2,739                   2,867
                                             588                     417
                                     275                     150
                                   6,997                   6,161
                            2,643                   2,434
                                              0                       0
                              500                     500
                                          0                       0
                                             2                       2
                                       3,821                   3,186
                     6,997                   6,161
                                          9,889                   5,511
                                10,074                   5,671
                                            9,344                   4,962
                                    9,477                   5,210
                                   133                     248
                                     0                       0
                                   0                       0
                                    581                     461
                                       225                     175
                                356                     286
                                       0                       0
                                      0                       0
                                            0                       0
                                       356                     286
                                     1.80                    1.61
                                     1.76                    1.57