$GBUG

BARCLAYS BANK PLC

CIK:0000312070|SEC Filings

Consolidated income statement - GBP (£) £ in Millions	12 Months Ended
Consolidated income statement - GBP (£) £ in Millions	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Profit or loss [abstract]
Interest and similar income	£ 23,409	£ 25,780	£ 24,261
Interest and similar expense	(16,115)	(19,035)	(17,608)
Net interest income	7,294	6,745	6,653
Fee and commission income	9,879	9,486	8,708
Fee and commission expense	(3,326)	(3,215)	(3,247)
Net fee and commission income	6,553	6,271	5,461
Net trading income	7,104	5,900	5,980
Net investment (expense)/income	(72)	69	112
Other income	48	52	62
Total income	20,927	19,037	18,268
Staff costs	(5,585)	(5,556)	(5,591)
Infrastructure costs	(816)	(795)	(1,073)
Administration and general expenses	(6,192)	(5,894)	(5,606)
UK regulatory levies	(228)	(242)	(149)
Litigation and conduct	(284)	(186)	(44)
Operating expenses	(13,105)	(12,673)	(12,463)
Share of post-tax results of associates and joint ventures	0	0	(4)
Loss on disposal of subsidiaries, associates and joint ventures	(13)	0	0
Profit before Impairment	7,809	6,364	5,801
Credit impairment charges	(1,866)	(1,617)	(1,578)
Profit/(loss) before tax	5,943	4,747	4,223
Taxation	(1,285)	(999)	(662)
Profit after tax	4,658	3,748	3,561
Attributable to:
Equity holders of the parent	3,875	2,956	2,753
Other equity instrument holders	783	792	808
Total equity holders of the parent	4,658	3,748	3,561
Profit after tax	£ 4,658	£ 3,748	£ 3,561

Consolidated cash flow statement - GBP (£)
£ in Millions

12 Months Ended

Dec. 31, 2025

Dec. 31, 2024

Dec. 31, 2023

Reconciliation of profit before tax to net cash flows from operating activities:

Profit before tax

£ 5,943

£ 4,747

£ 4,223

Adjustment for non-cash items:

Credit impairment charges

1,866

1,617

1,578

Depreciation, amortisation and impairment of property, plant, equipment and intangibles

362

356

489

Provisions and pension charges

268

195

Net loss on disposal of investments and property, plant and equipment

Other non-cash movements including exchange rate movements

4,863

1,835

7,567

Changes in operating assets and liabilities

Net decrease in cash collateral and settlement balances

2,252

2,060

Net (increase)/decrease in loans and advances at amortised cost

(7,782)

(2,556)

8,313

Net increase in reverse repurchase agreements and other similar secured lending

(14,269)

(2,290)

(378)

Net increase in deposits at amortised cost

25,375

17,578

10,219

Net increase/(decrease) in debt securities in issue

21,426

(9,850)

(14,359)

Net (decrease)/increase in repurchase agreements and other similar secured borrowing

(10,746)

843

16,589

Net decrease/(increase) in derivative financial instruments

1,590

(6,794)

7,539

Net (increase)/decrease in trading portfolio assets

(23,499)

8,322

(40,795)

Net increase/(decrease) in trading portfolio liabilities

647

(1,579)

(14,699)

Net increase/(decrease) in financial assets and liabilities at fair value through the income statement

20,593

(6,415)

33,410

Net increase in other assets

(167)

(3,962)

(1,301)

Net decrease in other liabilities

(384)

(1,440)

(1,864)

Corporate income tax paid

(248)

(685)

(265)

Net cash from operating activities

28,103

1,991

16,367

Cash flows from (used in) investing activities

Purchase of debt securities at amortised cost

(15,658)

(27,617)

(14,901)

Proceeds from redemption or sale of debt securities at amortised cost

9,828

16,922

2,681

Purchase of financial assets at fair value through other comprehensive income

(29,747)

(52,347)

(50,254)

Proceeds from sale or redemption of financial assets at fair value through other comprehensive income

38,246

51,803

44,126

Purchase of property, plant and equipment and investment in intangibles

(574)

(512)

(439)

Acquisition of business

(232)

Other cash flows associated with investing activities

^[1]

2,749

Net cash from investing activities

2,095

(9,234)

(18,787)

Cash flows from (used in) financing activities

Dividends paid and other coupon payments on equity instruments

(3,385)

(2,615)

(2,196)

Issuance of subordinated liabilities

9,808

11,222

5,986

Redemption of subordinated liabilities

(5,665)

(5,067)

(7,431)

Issue of shares and other equity instruments

2,770

970

2,499

Repurchase of shares and other equity instruments

(2,198)

(2,131)

(2,425)

Vesting of employee share schemes

(530)

(448)

(442)

Net cash from financing activities

800

1,931

(4,009)

Effect of exchange rates on cash and cash equivalents

(1,740)

(2,405)

(5,013)

Net increase/(decrease) in cash and cash equivalents

29,258

(7,717)

(11,442)

Cash and cash equivalents at beginning of year

200,695

208,412

219,854

Cash and cash equivalents at end of year

229,953

200,695

208,412

Cash and cash equivalents comprise:

Cash and balances at central banks

208,544

180,365

189,686

Loans and advances to banks with original maturity of three months or less

7,802

7,758

7,117

Cash collateral balances with central banks with original maturity of three months or less

11,625

11,025

10,325

Treasury and other eligible bills with original maturity of three months or less

1,982

1,547

1,284

Cash and cash equivalents at end of year

£ 229,953

£ 200,695

£ 208,412

[1]	This relates to the net proceeds from the sale of the Italian retail mortgage portfolio.

Consolidated balance sheet - GBP (£) £ in Millions	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Assets
Cash and balances at central banks	£ 208,544	£ 180,365	£ 189,686
Cash collateral and settlement balances	124,519	113,987
Debt securities at amortised cost	55,153	50,227
Loans and advances at amortised cost to banks	9,036	8,780
Loans and advances at amortised cost to customers	141,750	136,047
Reverse repurchase agreements and other similar secured lending at amortised cost	17,662	3,393
Trading portfolio assets	189,743	166,244
Financial assets at fair value through the income statement	185,002	191,845
Derivative financial instruments	252,192	292,356
Financial assets at fair value through other comprehensive income	42,818	51,010
Investments in associates and joint ventures	14	14
Goodwill and intangible assets	1,303	1,425
Property, plant and equipment	1,603	1,546
Current tax assets	376	785
Deferred tax assets	2,936	4,133
Retirement benefit assets	3,240	3,263
Assets included in disposal group classified as held for sale	5,932	9,854
Other assets	3,650	3,250
Total assets	1,245,473	1,218,524	1,185,200
Liabilities
Deposits at amortised cost from banks	20,393	13,252
Deposits at amortised cost from customers	324,358	306,124
Cash collateral and settlement balances	116,811	104,627
Repurchase agreements and other similar secured borrowing at amortised cost	18,651	29,397
Debt securities in issue	57,229	35,803
Subordinated liabilities	45,239	41,875	35,903
Trading portfolio liabilities	56,829	56,182
Financial liabilities designated at fair value	293,527	279,777
Derivative financial instruments	240,757	279,331
Current tax liabilities	611	404
Deferred tax liabilities	1	2
Retirement benefit liabilities	157	164
Provisions	766	736
Liabilities included in disposal group classified as held for sale	0	3,726
Other liabilities	7,831	7,904
Total liabilities	1,183,160	1,159,304	1,124,700
Equity
Called up share capital and share premium	2,346	2,348
Other equity instruments	10,446	9,604
Other reserves	(179)	(1,302)
Retained earnings	49,700	48,570
Total equity	62,313	59,220	£ 60,504	£ 58,953
Total liabilities and equity	£ 1,245,473	£ 1,218,524