Years ended December 31,

2002

2001

2000

Income (loss) before cumulative effect of an accounting change

$

(344

)

$

(201

)

$

3,087

Add: Interest, net of tax effect, on convertible debentures
assumed converted

—

—

6

Adjusted income (loss) before cumulative effect of an accounting change

(344

)

(201

)

3,093

Cumulative effect of an accounting change

—

—

(29

)

Adjusted net income (loss)

$

(344

)

$

(201

)

$

3,064

Diluted earnings (loss) per common and dilutive potential
common share:

Weighted average common shares outstanding (in thousands)

1,733,343

1,734,506

1,717,484

Weighted average dilutive potential common shares:

Stock option and compensation plans

—

—

69,367

Convertible debentures

—

—

4,779

Weighted average common and dilutive potential common shares

1,733,343

1,734,506

1,791,630

Diluted earnings (loss) per common share:

Income (loss) before cumulative effect of an accounting change

$

(.20

)

$

(.12

)

$

1.73

Cumulative effect of an accounting change

—

—

(.02

)

Net income (loss)

$

(.20

)

$

(.12

)

$

1.71

Basic earnings (loss) per common share:

Weighted average common shares outstanding (in thousands)

1,733,343

1,734,506

1,717,484

Basic earnings (loss) per common share:

Income (loss) before cumulative effect of an accounting change

$

(.20

)

$

(.12

)

$

1.80

Cumulative effect of an accounting change

—

—

(.02

)

Net income (loss)

$

(.20

)

$

(.12

)

$

1.78