GECC Exhibit 12a
Exhibit 12(a)

General Electric Capital Corporation
and consolidated affiliates
 
Computation of Ratio of Earnings to Fixed Charges


 
Year ended December 31
 
(Dollars in millions)
2005
 
2004
 
2003
 
2002
 
2001
 
                               
Earnings from continuing operations
$
8,666
 
$
7,818
 
$
6,070
 
$
5,339
 
$
4,716
 
Provision for income taxes
 
940
   
1,410
   
1,103
   
652
   
1,093
 
Minority interest
 
155
   
159
   
82
   
89
   
78
 
Earnings from continuing operations before
                             
income taxes and minority interest
 
9,761
   
9,387
   
7,255
   
6,080
   
5,887
 
                               
Fixed Charges:
                             
Interest
 
14,252
   
11,062
   
9,846
   
9,391
   
9,998
 
One-third of rentals(a)
 
330
   
308
   
275
   
300
   
307
 
Total fixed charges
 
14,582
   
11,370
   
10,121
   
9,691
   
10,305
 
Less interest capitalized, net of amortization
 
(72
)
 
(37
)
 
(23
)
 
(38
)
 
(88
)
                               
Earnings from continuing operations
                             
before income taxes and minority
                             
interest plus fixed charges
$
24,271
 
$
20,720
 
$
17,353
 
$
15,733
 
$
16,104
 
                               
Ratio of earnings to fixed charges
 
1.66
   
1.82
   
1.71
   
1.62
   
1.56
 
                               
                               

(a)
Considered to be representative of interest factor in rental expense.