Exhibit 12(a)

Exhibit 12 (a)
 
 
 
General Electric Capital Corporation
and consolidated affiliates
 
Computation of Ratio of Earnings to Fixed Charges
 
 
 
 
Years ended December 31
 
(Dollars in millions)
2004
 
2003
 
2002
 
2001
 
2000
 
 
 
 
 
 
 
 
 
 
 
 
Net earnings
$
8,034
 
$
6,893
 
$
5,490
 
$
5,902
 
$
4,289
 
Provision for income taxes
 
1,593
   
1,590
   
960
   
1,734
   
1,555
 
Minority interest
 
359
   
84
   
95
   
84
   
86
 
Earnings before income taxes and minority interest
 
9,986
   
8,567
   
6,545
   
7,720
   
5,930
 
 
 
                 
Fixed charges:
                             
Interest
 
11,131
   
10,037
   
9,686
   
10,261
   
10,763
 
One-third of rentals
 
320
   
288
   
316
   
324
   
381
 
Total fixed charges
 
11,451
   
10,325
   
10,002
   
10,585
   
11,144
 
Less interest capitalized, net of amortization
 
(37
)
 
(23
)
 
(38
)
 
(88
)
 
(121
)
Earnings before income taxes and minority interest,
plus fixed charges
$
21,400
 
$
18,869
 
$
16,509
 
$
18,217
 
$
16,953
 
 
  
                 
Ratio of earnings to fixed charges
 
1.87
   
1.83
   
1.65
   
1.72
   
1.52