$FNB
FNB CORP/PA/
CIK:0000037808|SEC Filings
CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Millions |
3 Months Ended | 6 Months Ended | ||
|---|---|---|---|---|
Jun. 30, 2026 |
Jun. 30, 2025 |
Jun. 30, 2026 |
Jun. 30, 2025 |
|
| Interest Income | ||||
| Loans and leases, including fees | $ 493.0 | $ 501.0 | $ 979.0 | $ 981.0 |
| Investment Securities: | ||||
| Taxable | 64.0 | 57.0 | 125.0 | 112.0 |
| Tax-exempt | 7.0 | 7.0 | 14.0 | 14.0 |
| Other | 14.0 | 18.0 | 29.0 | 35.0 |
| Total Interest Income | 578.0 | 583.0 | 1,147.0 | 1,142.0 |
| Interest Expense | ||||
| Deposits | 169.0 | 181.0 | 338.0 | 367.0 |
| Short-term borrowings | 19.0 | 20.0 | 37.0 | 34.0 |
| Long-term borrowings | 24.0 | 34.0 | 47.0 | 70.0 |
| Total Interest Expense | 212.0 | 235.0 | 422.0 | 471.0 |
| Net Interest Income | 366.0 | 348.0 | 725.0 | 671.0 |
| Provision for credit losses | 22.0 | 26.0 | 39.8 | 43.1 |
| Net Interest Income After Provision for Credit Losses | 344.0 | 322.0 | 685.0 | 628.0 |
| Non-Interest Income | ||||
| Service charges | 24.0 | 23.0 | 47.0 | 45.0 |
| Interchange and card transaction fees | 13.0 | 14.0 | 26.0 | 26.0 |
| Trust services | 12.0 | 11.0 | 25.0 | 24.0 |
| Insurance commissions and fees | 6.0 | 5.0 | 12.0 | 11.0 |
| Securities commissions and fees | 9.0 | 9.0 | 18.0 | 18.0 |
| Capital markets income | 8.0 | 7.0 | 15.0 | 12.0 |
| Mortgage banking operations | 6.0 | 6.0 | 12.0 | 13.0 |
| Dividends on non-marketable equity securities | 7.0 | 6.0 | 13.0 | 12.0 |
| Bank owned life insurance | 5.0 | 4.0 | 9.0 | 9.0 |
| Other | 7.0 | 6.0 | 11.0 | 9.0 |
| Total Non-Interest Income | 97.0 | 91.0 | 188.0 | 179.0 |
| Non-Interest Expense | ||||
| Salaries and employee benefits | 135.0 | 130.0 | 271.0 | 265.0 |
| Net occupancy | 20.0 | 19.0 | 43.0 | 39.0 |
| Equipment | 29.0 | 28.0 | 57.0 | 54.0 |
| Outside services | 29.0 | 26.0 | 55.0 | 52.0 |
| Marketing | 4.0 | 5.0 | 8.0 | 10.0 |
| FDIC insurance | 9.0 | 9.0 | 16.0 | 17.0 |
| Bank shares tax | 4.0 | 4.0 | 9.0 | 8.0 |
| Other | 23.0 | 26.0 | 52.0 | 48.0 |
| Total Non-Interest Expense | 253.0 | 247.0 | 511.0 | 493.0 |
| Income Before Income Taxes | 188.0 | 166.0 | 362.0 | 314.0 |
| Income taxes | 39.0 | 36.0 | 76.0 | 67.0 |
| Net Income | $ 149.0 | $ 130.0 | $ 286.0 | $ 247.0 |
| Earnings per Common Share | ||||
| Basic (USD per share) | $ 0.42 | $ 0.36 | $ 0.80 | $ 0.68 |
| Diluted (USD per share) | $ 0.42 | $ 0.36 | $ 0.80 | $ 0.68 |