EXHIBIT 23.1
CONSENT OF INDEPENDENT ACCOUNTANTS
We hereby consent to the incorporation by reference in this Registration
Statement on Form S-3 of our report dated January 16, 2001 relating to the
financial statements, which appear in J.P. Morgan Chase & Co.'s Annual Report on
Form 10-K for the year ended December 31, 2000. We also consent to the reference
to us under the heading "Experts" in such Registration Statement.
/s/ PricewaterhouseCoopers LLP
PricewaterhouseCoopers LLP
New York, NY
October 16, 2001