$BNS
BANK OF NOVA SCOTIA
CIK:0000009631|SEC Filings
Consolidated Statement of Income - CAD ($) $ in Millions |
12 Months Ended | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
Oct. 31, 2025 |
Oct. 31, 2024 |
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| Interest income | |||||||||||
| Loans | [1] | $ 44,293 | $ 47,811 | ||||||||
| Securities | [1] | 7,941 | 9,160 | ||||||||
| Securities purchased under resale agreements and securities borrowed | [1] | 2,808 | 1,602 | ||||||||
| Deposits with financial institutions | [1] | 2,560 | 3,086 | ||||||||
| Total interest income | [1] | 57,602 | 61,659 | ||||||||
| Interest expense | |||||||||||
| Deposits | 33,425 | 39,480 | |||||||||
| Subordinated debentures | 385 | 490 | |||||||||
| Other | 2,270 | 2,437 | |||||||||
| Total interest expenses | 36,080 | 42,407 | |||||||||
| Net interest income | 21,522 | 19,252 | |||||||||
| Non-interest income | |||||||||||
| Card revenues | 892 | 869 | |||||||||
| Banking services fees | 1,997 | 1,955 | |||||||||
| Credit fees | 1,249 | 1,585 | |||||||||
| Mutual funds | 2,564 | 2,282 | |||||||||
| Brokerage fees | 1,436 | 1,251 | |||||||||
| Investment management and trust | 1,162 | 1,096 | |||||||||
| Underwriting and advisory fees | 964 | 702 | |||||||||
| Non-trading foreign exchange | 948 | 930 | |||||||||
| Trading revenues | 1,984 | 1,634 | |||||||||
| Net gain on sale of investment securities | 71 | 48 | |||||||||
| Net income from investments in associated corporations | 608 | 198 | |||||||||
| Insurance service results | 485 | 470 | |||||||||
| Other fees and commissions | 1,653 | 1,247 | |||||||||
| Other | 206 | 151 | |||||||||
| Total non-interest income | 16,219 | 14,418 | |||||||||
| Total revenue | 37,741 | 33,670 | |||||||||
| Provision for credit losses | 4,714 | 4,051 | |||||||||
| Profit from operating activity | 33,027 | 29,619 | |||||||||
| Non-interest expenses | |||||||||||
| Salaries and employee benefits | 10,824 | 9,855 | |||||||||
| Premises and technology | 3,297 | 2,896 | |||||||||
| Depreciation and amortization | 1,604 | 1,760 | [2],[3] | ||||||||
| Communications | 384 | 381 | |||||||||
| Advertising and business development | 672 | 614 | |||||||||
| Professional | 880 | 793 | |||||||||
| Business and capital taxes | 708 | 682 | |||||||||
| Other | 4,149 | 2,714 | |||||||||
| Total non-interest expenses | 22,518 | 19,695 | |||||||||
| Income before taxes | 10,509 | 9,924 | |||||||||
| Income tax expense | 2,751 | 2,032 | |||||||||
| Net income | 7,758 | 7,892 | |||||||||
| Net income attributable to non-controlling interests in subsidiaries | (31) | 134 | |||||||||
| Net income attributable to equity holders of the Bank | 7,789 | 7,758 | |||||||||
| Preferred shareholders and other equity instrument holders | 506 | 472 | |||||||||
| Common shareholders | $ 7,283 | $ 7,286 | |||||||||
| Earnings per common share (in dollars) | |||||||||||
| Basic | [4] | $ 5.84 | $ 5.94 | ||||||||
| Diluted | [4] | 5.67 | 5.87 | ||||||||
| Dividends paid per common share (in dollars) | $ 4.32 | $ 4.24 | |||||||||
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Consolidated Statement of Financial Position - CAD ($) $ in Millions |
Oct. 31, 2025 |
Oct. 31, 2024 |
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|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||||||
| Cash and deposits with financial institutions | [1] | $ 65,967 | $ 63,860 | |||||||||||||
| Precious metals | 5,156 | 2,540 | ||||||||||||||
| Trading assets | ||||||||||||||||
| Securities | 140,844 | 119,912 | ||||||||||||||
| Loans | [2],[3] | 8,487 | 7,649 | |||||||||||||
| Other | 2,892 | 2,166 | ||||||||||||||
| Total trading assets | 152,223 | 129,727 | ||||||||||||||
| Securities purchased under resale agreements and securities borrowed | 203,008 | 200,543 | ||||||||||||||
| Derivative financial instruments | 46,531 | 44,379 | ||||||||||||||
| Investment securities | 149,948 | 152,832 | ||||||||||||||
| Loans | ||||||||||||||||
| Residential mortgages | 370,191 | 350,941 | ||||||||||||||
| Personal loans | 110,567 | 106,379 | ||||||||||||||
| Credit cards | 18,045 | 17,374 | ||||||||||||||
| Business and government | 279,705 | 292,671 | ||||||||||||||
| Total loans gross | [4] | 778,508 | 767,365 | |||||||||||||
| Allowance for credit losses | 7,463 | 6,536 | ||||||||||||||
| Total loans net | 771,045 | 760,829 | ||||||||||||||
| Other | ||||||||||||||||
| Customers' liability under acceptances, net of allowance | [4],[5] | 177 | 148 | |||||||||||||
| Property and equipment | [6] | 4,881 | 5,252 | |||||||||||||
| Investments in associates | 6,317 | 1,821 | ||||||||||||||
| Goodwill and other intangible assets | 16,169 | 16,853 | ||||||||||||||
| Deferred tax assets | 3,253 | 2,942 | ||||||||||||||
| Other assets | 35,367 | 30,301 | ||||||||||||||
| Total other | 66,164 | 57,317 | ||||||||||||||
| Total assets | 1,460,042 | 1,412,027 | ||||||||||||||
| Deposits | ||||||||||||||||
| Personal | 301,718 | 298,821 | ||||||||||||||
| Business and government | 627,667 | 600,114 | ||||||||||||||
| Financial institutions | 36,894 | 44,914 | ||||||||||||||
| Total deposits | [7] | 966,279 | 943,849 | |||||||||||||
| Financial instruments designated at fair value through profit or loss | 47,165 | 36,341 | ||||||||||||||
| Other | ||||||||||||||||
| Acceptances | 178 | 149 | ||||||||||||||
| Obligations related to securities sold short | 38,104 | 35,042 | ||||||||||||||
| Derivative financial instruments | 56,031 | 51,260 | ||||||||||||||
| Obligations related to securities sold under repurchase agreements and securities lent | 189,144 | 190,449 | ||||||||||||||
| Subordinated debentures | 7,692 | 7,833 | ||||||||||||||
| Other liabilities | 66,862 | 63,028 | ||||||||||||||
| Total other | 358,011 | 347,761 | ||||||||||||||
| Total liabilities | 1,371,455 | 1,327,951 | ||||||||||||||
| Equity | ||||||||||||||||
| Common shares | 22,067 | 22,054 | ||||||||||||||
| Retained earnings | 58,916 | 57,751 | ||||||||||||||
| Accumulated other comprehensive income (loss) | (3,826) | (6,147) | ||||||||||||||
| Other reserves | (230) | (68) | ||||||||||||||
| Total common equity | 76,927 | 73,590 | ||||||||||||||
| Preferred shares and other equity instruments | 9,939 | 8,779 | ||||||||||||||
| Total equity attributable to equity holders of the Bank | 86,866 | 82,369 | ||||||||||||||
| Non-controlling interests in subsidiaries | 1,721 | 1,707 | ||||||||||||||
| Total equity | 88,587 | 84,076 | ||||||||||||||
| Total liabilities and equity | $ 1,460,042 | $ 1,412,027 | ||||||||||||||
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