2.2.0.25truefalse06044 - Disclosure - Accounts Receivable and Loans (Details 4)truefalseIn Millionsfalse1falsefalseUSDfalsefalse12/31/2010
USD ($)
$BalanceAsOf_31Dec2010http://www.sec.gov/CIK0000004962instant2010-12-31T00:00:000001-01-01T00:00:00USDStandardhttp://www.xbrl.org/2003/iso4217USDiso42170SharesStandardhttp://www.xbrl.org/2003/instancesharesxbrli0PureStandardhttp://www.xbrl.org/2003/instancepurexbrli0USDUSD$2falsefalseUSDfalsefalse12/31/2009
USD ($)
$BalanceAsOf_31Dec2009http://www.sec.gov/CIK0000004962instant2009-12-31T00:00:000001-01-01T00:00:00USDStandardhttp://www.xbrl.org/2003/iso4217USDiso42170PureStandardhttp://www.xbrl.org/2003/instancepurexbrli0SharesStandardhttp://www.xbrl.org/2003/instancesharesxbrli0USDUSD$3falsefalseUSDtruefalse{us-gaap_ReceivablesByBusinessSegmentOfEntityTypeAxis} : U.S. Card Services [Member]
{us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis} : Cardmember Loans [Member]
{dei_LegalEntityAxis} : Owned Basis [Member]
12/31/2009
USD ($)
$BalanceAsOf_31Dec2009_U_S_Card_Services_Member_Cardmember_Loans_Member_Owned_Basis_Memberhttp://www.sec.gov/CIK0000004962instant2009-12-31T00:00:000001-01-01T00:00:00falsefalseU.S. Card Services [Member]us-gaap_ReceivablesByBusinessSegmentOfEntityTypeAxisxbrldihttp://xbrl.org/2006/xbrldiaxp_USCardServicesMemberus-gaap_ReceivablesByBusinessSegmentOfEntityTypeAxisexplicitMemberfalsefalseCardmember Loans [Member]us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxisxbrldihttp://xbrl.org/2006/xbrldiaxp_CardmemberLoansMemberus-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxisexplicitMemberfalsefalseOwned Basis [Member]dei_LegalEntityAxisxbrldihttp://xbrl.org/2006/xbrldiaxp_OwnedBasisMemberdei_LegalEntityAxisexplicitMemberUSDStandardhttp://www.xbrl.org/2003/iso4217USDiso42170USDUSD$4falsefalseUSDtruefalse{us-gaap_ReceivablesByBusinessSegmentOfEntityTypeAxis} : U.S. Card Services [Member]
{us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis} : Cardmember Loans [Member]
{dei_LegalEntityAxis} : Total Basis [Member]
1/1/2010 - 12/31/2010
USD ($)
$TwelveMonthsEnded_31Dec2010_U_S_Card_Services_Member_Cardmember_Loans_Member_Total_Basis_Memberhttp://www.sec.gov/CIK0000004962duration2010-01-01T00:00:002010-12-31T00:00:00falsefalseU.S. Card Services [Member]us-gaap_ReceivablesByBusinessSegmentOfEntityTypeAxisxbrldihttp://xbrl.org/2006/xbrldiaxp_USCardServicesMemberus-gaap_ReceivablesByBusinessSegmentOfEntityTypeAxisexplicitMemberfalsefalseCardmember Loans [Member]us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxisxbrldihttp://xbrl.org/2006/xbrldiaxp_CardmemberLoansMemberus-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxisexplicitMemberfalsefalseTotal Basis [Member]dei_LegalEntityAxisxbrldihttp://xbrl.org/2006/xbrldiaxp_TotalBasisMemberdei_LegalEntityAxisexplicitMemberUSDStandardhttp://www.xbrl.org/2003/iso4217USDiso42170USDUSD$5falsefalseUSDtruefalse{us-gaap_ReceivablesByBusinessSegmentOfEntityTypeAxis} : U.S. Card Services [Member]
{us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis} : Cardmember Receivables [Member]
{dei_LegalEntityAxis} : Owned Basis [Member]
12/31/2009
USD ($)
$BalanceAsOf_31Dec2009_U_S_Card_Services_Member_Cardmember_Receivables_Member_Owned_Basis_Memberhttp://www.sec.gov/CIK0000004962instant2009-12-31T00:00:000001-01-01T00:00:00falsefalseU.S. Card Services [Member]us-gaap_ReceivablesByBusinessSegmentOfEntityTypeAxisxbrldihttp://xbrl.org/2006/xbrldiaxp_USCardServicesMemberus-gaap_ReceivablesByBusinessSegmentOfEntityTypeAxisexplicitMemberfalsefalseCardmember Receivables [Member]us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxisxbrldihttp://xbrl.org/2006/xbrldiaxp_CardmemberReceivablesMemberus-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxisexplicitMemberfalsefalseOwned Basis [Member]dei_LegalEntityAxisxbrldihttp://xbrl.org/2006/xbrldiaxp_OwnedBasisMemberdei_LegalEntityAxisexplicitMemberUSDStandardhttp://www.xbrl.org/2003/iso4217USDiso42170USDUSD$6falsefalseUSDtruefalse{us-gaap_ReceivablesByBusinessSegmentOfEntityTypeAxis} : U.S. Card Services [Member]
{us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis} : Cardmember Receivables [Member]
{dei_LegalEntityAxis} : Total Basis [Member]
1/1/2010 - 12/31/2010
USD ($)
$TwelveMonthsEnded_31Dec2010_U_S_Card_Services_Member_Cardmember_Receivables_Member_Total_Basis_Memberhttp://www.sec.gov/CIK0000004962duration2010-01-01T00:00:002010-12-31T00:00:00falsefalseU.S. Card Services [Member]us-gaap_ReceivablesByBusinessSegmentOfEntityTypeAxisxbrldihttp://xbrl.org/2006/xbrldiaxp_USCardServicesMemberus-gaap_ReceivablesByBusinessSegmentOfEntityTypeAxisexplicitMemberfalsefalseCardmember Receivables [Member]us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxisxbrldihttp://xbrl.org/2006/xbrldiaxp_CardmemberReceivablesMemberus-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxisexplicitMemberfalsefalseTotal Basis [Member]dei_LegalEntityAxisxbrldihttp://xbrl.org/2006/xbrldiaxp_TotalBasisMemberdei_LegalEntityAxisexplicitMemberUSDStandardhttp://www.xbrl.org/2003/iso4217USDiso42170USDUSD$7falsefalseUSDtruefalse{us-gaap_ReceivablesByBusinessSegmentOfEntityTypeAxis} : International Card Services [Member]
{us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis} : Cardmember Loans [Member]
{dei_LegalEntityAxis} : Owned Basis [Member]
12/31/2009
USD ($)
$BalanceAsOf_31Dec2009_International_Card_Services_Member_Cardmember_Loans_Member_Owned_Basis_Memberhttp://www.sec.gov/CIK0000004962instant2009-12-31T00:00:000001-01-01T00:00:00falsefalseInternational Card Services [Member]us-gaap_ReceivablesByBusinessSegmentOfEntityTypeAxisxbrldihttp://xbrl.org/2006/xbrldiaxp_InternationalCardServicesMemberus-gaap_ReceivablesByBusinessSegmentOfEntityTypeAxisexplicitMemberfalsefalseCardmember Loans [Member]us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxisxbrldihttp://xbrl.org/2006/xbrldiaxp_CardmemberLoansMemberus-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxisexplicitMemberfalsefalseOwned Basis [Member]dei_LegalEntityAxisxbrldihttp://xbrl.org/2006/xbrldiaxp_OwnedBasisMemberdei_LegalEntityAxisexplicitMemberUSDStandardhttp://www.xbrl.org/2003/iso4217USDiso42170USDUSD$8falsefalseUSDtruefalse{us-gaap_ReceivablesByBusinessSegmentOfEntityTypeAxis} : International Card Services [Member]
{us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis} : Cardmember Loans [Member]
{dei_LegalEntityAxis} : Total Basis [Member]
1/1/2010 - 12/31/2010
USD ($)
$TwelveMonthsEnded_31Dec2010_International_Card_Services_Member_Cardmember_Loans_Member_Total_Basis_Memberhttp://www.sec.gov/CIK0000004962duration2010-01-01T00:00:002010-12-31T00:00:00falsefalseInternational Card Services [Member]us-gaap_ReceivablesByBusinessSegmentOfEntityTypeAxisxbrldihttp://xbrl.org/2006/xbrldiaxp_InternationalCardServicesMemberus-gaap_ReceivablesByBusinessSegmentOfEntityTypeAxisexplicitMemberfalsefalseCardmember Loans [Member]us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxisxbrldihttp://xbrl.org/2006/xbrldiaxp_CardmemberLoansMemberus-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxisexplicitMemberfalsefalseTotal Basis [Member]dei_LegalEntityAxisxbrldihttp://xbrl.org/2006/xbrldiaxp_TotalBasisMemberdei_LegalEntityAxisexplicitMemberUSDStandardhttp://www.xbrl.org/2003/iso4217USDiso42170USDUSD$9falsefalseUSDtruefalse{dei_LegalEntityAxis} : Owned Basis [Member]
12/31/2009
USD ($)
$BalanceAsOf_31Dec2009_Owned_Basis_Memberhttp://www.sec.gov/CIK0000004962instant2009-12-31T00:00:000001-01-01T00:00:00falsefalseOwned Basis [Member]dei_LegalEntityAxisxbrldihttp://xbrl.org/2006/xbrldiaxp_OwnedBasisMemberdei_LegalEntityAxisexplicitMemberUSDStandardhttp://www.xbrl.org/2003/iso4217USDiso42170USDUSD$10falsefalseUSDtruefalse{dei_LegalEntityAxis} : Total Basis [Member]
1/1/2010 - 12/31/2010
USD ($)
$TwelveMonthsEnded_31Dec2010_Total_Basis_Memberhttp://www.sec.gov/CIK0000004962duration2010-01-01T00:00:002010-12-31T00:00:00falsefalseTotal Basis [Member]dei_LegalEntityAxisxbrldihttp://xbrl.org/2006/xbrldiaxp_TotalBasisMemberdei_LegalEntityAxisexplicitMemberUSDStandardhttp://www.xbrl.org/2003/iso4217USDiso42170USDUSD$2true0us-gaap_LoanAndLeaseReceivablesImpairedAbstractus-gaaptruenadurationNo definition available.falsefalsefalsefalsefalsefalsefalsefalsefalsefalseterselabel1falsefalsefalse00falsefalsefalsefalsefalse2falsefalsefalse00falsefalsefalsefalsefalse3falsefalsefalse00falsefalsefalsetruefalse4falsefalsefalse00falsefalsefalsetruefalse5falsefalsefalse00falsefalsefalsetruefalse6falsefalsefalse00falsefalsefalsetruefalse7falsefalsefalse00falsefalsefalsetruefalse8falsefalsefalse00falsefalsefalsetruefalse9falsefalsefalse00falsefalsefalsetruefalse10falsefalsefalse00falsefalsefalsetruefalseOtherxbrli:stringItemTypestringNo definition available.falsefalse3false0us-gaap_LoansAndLeasesReceivableImpairedNonperformingOver90DaysAccrualOfInterestus-gaaptruedebitinstantNo definition available.falsefalsefalsefalsefalsefalsefalsefalsefalsefalseverboselabel1falsefalsefalse00falsefalsefalsefalsefalse2falsefalsefalse00falsefalsefalsefalsefalse3truefalsefalse102000000102[1]falsetruefalsetruefalse4truefalsefalse9000000090[1]falsetruefalsetruefalse5truefalsefalse00[1]falsetruefalsetruefalse6truefalsefalse00[1]falsetruefalsetruefalse7truefalsefalse147000000147[1]falsetruefalsetruefalse8truefalsefalse9500000095[1]falsetruefalsetruefalse9truefalsefalse249000000249[1],[2],[3]falsetruefalsetruefalse10truefalsefalse185000000185[1],[2],[3]falsetruefalsetruefalseMonetaryxbrli:monetaryItemTypemonetaryReflects the carrying amount of loans past due ninety days or more on which interest is continuing to be earned or accrued.Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher AICPA
-Name Statement of Position (SOP)
-Number 01-6
-Paragraph 13
-Subparagraph g
falsefalse4false0us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterestus-gaaptruedebitinstantNo definition available.falsefalsefalsefalsefalsefalsefalsefalsefalsefalseverboselabel1falsefalsefalse00falsefalsefalsefalsefalse2falsefalsefalse00falsefalsefalsefalsefalse3truefalsefalse480000000480[4]falsefalsefalsetruefalse4truefalsefalse628000000628[4]falsefalsefalsetruefalse5truefalsefalse00[4]falsefalsefalsetruefalse6truefalsefalse00[4]falsefalsefalsetruefalse7truefalsefalse90000009[4]falsefalsefalsetruefalse8truefalsefalse80000008[4]falsefalsefalsetruefalse9truefalsefalse489000000489[2],[3],[4]falsefalsefalsetruefalse10truefalsefalse636000000636[2],[3],[4]falsefalsefalsetruefalseMonetaryxbrli:monetaryItemTypemonetaryReflects the carrying amount of loans deemed to be questionable as to collection on which no interest is continuing to be recognized.Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher AICPA
-Name Statement of Position (SOP)
-Number 01-6
-Paragraph 13
-Subparagraph g
falsefalse5false0axp_LoansAndReceivablesImpairedAtCarryingValueaxpfalsedebitinstantReflects the carrying amount of loans with terms that have been modified because of the inability of the borrower, for...falsefalsefalsefalsefalsefalsefalsefalsefalsefalseverboselabel1falsefalsefalse00falsefalsefalsefalsefalse2falsefalsefalse00falsefalsefalsefalsefalse3truefalsefalse706000000706[5]falsefalsefalsetruefalse4truefalsefalse10760000001076[5]falsefalsefalsetruefalse5truefalsefalse9400000094[5]falsefalsefalsetruefalse6truefalsefalse114000000114[5]falsefalsefalsetruefalse7truefalsefalse1500000015[5]falsefalsefalsetruefalse8truefalsefalse1100000011[5]falsefalsefalsetruefalse9truefalsefalse815000000815[2],[3],[5]falsefalsefalsetruefalse10truefalsefalse12010000001201[2],[3],[5]falsefalsefalsetruefalseMonetaryxbrli:monetaryItemTypemonetaryReflects the carrying amount of loans with terms that have been modified because of the inability of the borrower, for financial reasons, to comply with the terms of the original loan agreement.No authoritative reference available.falsefalse6false0us-gaap_LoansAndLeasesReceivableImpairedAtCarryingValueus-gaaptruedebitinstantNo definition available.falsefalsefalsefalsefalsefalsefalsefalsefalsefalsetotallabel1falsefalsefalse00falsefalsefalsefalsefalse2falsefalsefalse00falsefalsefalsefalsefalse3truefalsefalse12880000001288falsefalsefalsetruefalse4truefalsefalse17940000001794falsefalsefalsetruefalse5truefalsefalse9400000094falsefalsefalsetruefalse6truefalsefalse114000000114falsefalsefalsetruefalse7truefalsefalse171000000171falsefalsefalsetruefalse8truefalsefalse114000000114falsefalsefalsetruefalse9truefalsefalse15530000001553[2],[3]falsefalsefalsetruefalse10truefalsefalse20220000002022[2],[3]falsefalsefalsetruefalseMonetaryxbrli:monetaryItemTypemonetaryReflects the adjusted carrying amount of loans for which it is probable, based on current facts and circumstances, that a creditor will not initially be able to collect all amounts due according to the contractual terms of the loan agreement, or will not recover the previously reported carrying amount of the loan.Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 114
-Paragraph 20
-Subparagraph a
Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher OTS
-Name Federal Regulation (FR)
-Number Title 12
-Chapter V
-Section 563c.102
-Paragraph 8
-Subparagraph j(ii)
-Subsection I
truefalse7false0axp_LoansAndReceivablesImpairedUnpaidPrincipalBalanceOfImpairedLoansaxpfalsedebitinstantRepresents unpaid principal balance of impaired loans and receivables consisting of cardmember charges billed and excludes...falsefalsefalsefalsefalsefalsefalsefalsefalsefalseverboselabel1falsefalsefalse00falsefalsefalsefalsefalse2falsefalsefalse00falsefalsefalsefalsefalse3falsefalsefalse00falsefalsefalsetruefalse4truefalsefalse17040000001704[6]falsefalsefalsetruefalse5falsefalsefalse00falsefalsefalsetruefalse6truefalsefalse109000000109[6]falsefalsefalsetruefalse7falsefalsefalse00falsefalsefalsetruefalse8truefalsefalse112000000112[6]falsefalsefalsetruefalse9falsefalsefalse00falsefalsefalsetruefalse10truefalsefalse19250000001925[2],[3],[6]falsefalsefalsetruefalseMonetaryxbrli:monetaryItemTypemonetaryRepresents unpaid principal balance of impaired loans and receivables consisting of cardmember charges billed and excludes other amount charged directly by the Company.No authoritative reference available.falsefalse8false0us-gaap_LoansAndLeasesReceivableImpairedAverageInvestmentus-gaaptruedebitdurationNo definition available.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[2],[3]falsefalsefalsetruefalseMonetaryxbrli:monetaryItemTypemonetaryReflects the average recorded investment in impaired loans during each period.Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 114
-Paragraph 20
-Subparagraph c
falsefalse9false0axp_LoansAndReceivablesImpairedTroubledDebtRestructuringRelatedAllowanceaxpfalsedebitinstantReflects amount of allowance for credit losses pertaining to loans modified in a troubled debt restructuring.falsefalsefalsefalsefalsefalsefalsefalsefalsefalseverboselabel1falsefalsefalse00falsefalsefalsefalsefalse2falsefalsefalse00falsefalsefalsefalsefalse3truefalsefalse180000000180[7]falsefalsefalsetruefalse4truefalsefalse274000000274[7]falsefalsefalsetruefalse5truefalsefalse6400000064[7]falsefalsefalsetruefalse6truefalsefalse6300000063[7]falsefalsefalsetruefalse7truefalsefalse70000007[7]falsefalsefalsetruefalse8truefalsefalse50000005[7]falsefalsefalsetruefalse9truefalsefalse251000000251[2],[3],[7]falsefalsefalsetruefalse10truefalsefalse342000000342[2],[3],[7]falsefalsefalsetruefalseMonetaryxbrli:monetaryItemTypemonetaryReflects amount of allowance for credit losses pertaining to loans modified in a troubled debt restructuring.No authoritative reference available.falsefalse10true0axp_AccountsReceivableAndLoansTextualsAbstractaxpfalsenadurationAccounts Receivable and Loans.falsefalsefalsefalsefalsefalsefalsefalsefalsefalseverboselabel1falsefalsefalse00falsefalsefalsefalsefalse2falsefalsefalse00falsefalsefalsefalsefalse3falsefalsefalse00falsefalsefalsetruefalse4falsefalsefalse00falsefalsefalsetruefalse5falsefalsefalse00falsefalsefalsetruefalse6falsefalsefalse00falsefalsefalsetruefalse7falsefalsefalse00falsefalsefalsetruefalse8falsefalsefalse00falsefalsefalsetruefalse9falsefalsefalse00falsefalsefalsetruefalse10falsefalsefalse00falsefalsefalsetruefalseOtherxbrli:stringItemTypestringAccounts Receivable and Loans.falsefalse11false0axp_LoansAndReceivablesImpairedTroubledDebtRestructuringAmountNonAccrualStatusaxpfalsecreditinstantReflects the carrying amount of loans with terms that have been modified because of the inability of the borrower, for...falsefalsefalsefalsefalsefalsefalsefalsefalsefalseverboselabel1truefalsefalse655000000655falsefalsefalsefalsefalse2truefalsefalse586000000586falsefalsefalsefalsefalse3falsefalsefalse00falsefalsefalsetruefalse4falsefalsefalse00falsefalsefalsetruefalse5falsefalsefalse00falsefalsefalsetruefalse6falsefalsefalse00falsefalsefalsetruefalse7falsefalsefalse00falsefalsefalsetruefalse8falsefalsefalse00falsefalsefalsetruefalse9falsefalsefalse00falsefalsefalsetruefalse10falsefalsefalse00falsefalsefalsetruefalseMonetaryxbrli:monetaryItemTypemonetaryReflects the carrying amount of loans with terms that have been modified because of the inability of the borrower, for financial reasons, to comply with the terms of the original loan agreement, and are deemed to be questionable as to collection on which no interest is continuing to be recognized.No authoritative reference available.falsefalse12false0axp_LoansAndReceivablesImpairedTroubledDebtRestructuringAmountOver90DaysAccrualOfInterestaxpfalsecreditinstantReflects the carrying amount of loans with terms that have been modified because of the inability of the borrower, for...falsefalsefalsefalsefalsefalsefalsefalsefalsefalseverboselabel1truefalsefalse70000007falsetruefalsefalsefalse2truefalsefalse10000001falsetruefalsefalsefalse3falsefalsefalse00falsefalsefalsetruefalse4falsefalsefalse00falsefalsefalsetruefalse5falsefalsefalse00falsefalsefalsetruefalse6falsefalsefalse00falsefalsefalsetruefalse7falsefalsefalse00falsefalsefalsetruefalse8falsefalsefalse00falsefalsefalsetruefalse9falsefalsefalse00falsefalsefalsetruefalse10falsefalsefalse00falsefalsefalsetruefalseMonetaryxbrli:monetaryItemTypemonetaryReflects the carrying amount of loans with terms that have been modified because of the inability of the borrower, for financial reasons, to comply with the terms of the original loan agreement, and are past due ninety days or more for which interest is continuing to be earned or accrued.No authoritative reference available.falsefalse1The Company's policy is generally to accrue interest through the date of charge-off (at 180 days past due). The Company establishes reserves for interest that the Company believes will not be collected.2The increase in impaired loans was due to the adoption of new GAAP effective January 1, 2010, which resulted in the consolidation of the Lending Trust as discussed further in Note 1. As a result of these changes, amounts as of December 31, 2010 include impaired loans and receivables for both the Charge Trust and Lending Trust; correspondingly, amounts as of December 31, 2009 only include impaired loans and receivables for the Charge Trust and the seller's interest portion of the Lending Trust. Amounts as of both balance sheet dates also include impaired loans and receivables associated with other non-securitized portfolios.3These disclosures either do not apply or are not significant for cardmember receivables in International Card Services and Global Commercial Services.4Non-accrual loans not in modification programs include certain cardmember loans placed with outside collection agencies for which the Company has ceased accruing interest.5The total loans and receivables modified as a TDR include $655 million and $586 million that are non-accrual and $7 million and $1 million that are past due 90 days and still accruing interest as of December 31, 2010 and 2009, respectively. These amounts are excluded from the previous two columns.6Unpaid principal balance consists of cardmember charges billed and excludes other amounts charged directly by the Company such as interest and fees.7Reserves for losses for loans and receivables modified in a TDR are determined by the difference between cash flows expected to be received from the cardmember discounted at the original effective interest rate and the incarrying value of in the cardmember balance.1011Accounts Receivable and Loans (Details 4) (USD $)MillionsUnKnownUnKnownUnKnownfalsetrue
