CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2026	Jun. 30, 2025	Jun. 30, 2026	Jun. 30, 2025
Revenue
Loan production income	$ 527,217	$ 447,882	$ 1,081,789	$ 752,633
Loan servicing income	220,503	178,813	433,882	369,330
Interest income	140,283	132,005	273,759	250,107
Total revenue	888,003	758,700	1,789,430	1,372,070
Other gains (losses)
Change in fair value of mortgage servicing rights	(122,683)	(111,421)	(133,018)	(500,006)
Gain (loss) on other interest rate derivatives	(603,191)	208,904	(741,389)	208,904
Other gains (losses), net	(725,874)	97,483	(874,407)	(291,102)
Expenses
Salaries, commissions, and benefits	213,044	211,461	437,598	404,261
Direct loan production costs	72,161	46,330	132,666	89,457
Marketing, travel, and entertainment	35,588	26,379	66,466	48,569
Depreciation and amortization	14,655	12,200	29,040	23,540
General and administrative	89,748	59,999	148,782	128,147
Servicing costs	49,745	35,083	92,812	65,517
Interest expense	158,939	133,467	299,704	253,877
Other expense (income)	1,170	1,846	3,376	(1,002)
Total expenses	635,050	526,765	1,210,444	1,012,366
Earnings (loss) before income taxes	(472,921)	329,418	(295,421)	68,602
Provision (benefit) for income taxes	(21,019)	14,939	(13,893)	1,151
Net income (loss)	(451,902)	314,479	(281,528)	67,451
Net income (loss) attributable to non-controlling interest	(371,308)	291,570	(226,235)	58,221
Net income (loss) attributable to UWM Holdings Corporation	$ (80,594)	$ 22,909	$ (55,293)	$ 9,230
Earnings (loss) per share of Class A common stock (see Note 17):
Basic (in usd per share)	$ (0.24)	$ 0.11	$ (0.18)	$ 0.05
Diluted (in usd per share)	$ (0.24)	$ 0.11	$ (0.18)	$ 0.03
Weighted average shares outstanding:
Basic (in shares)	337,525,247	202,133,122	314,949,163	183,221,635
Diluted (in shares)	337,525,247	202,133,122	314,949,163	1,598,706,211

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2026	Jun. 30, 2025
CASH FLOWS FROM OPERATING ACTIVITIES
Net income (loss)	$ (281,528)	$ 67,451
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Reserve for representations and warranties	13,017	20,176
Capitalization of mortgage servicing rights	(2,142,855)	(1,636,842)
Change in fair value of mortgage servicing rights	133,018	500,006
Depreciation & amortization	29,842	26,162
Stock-based compensation expense	25,656	20,039
Decrease (increase) in fair value of investment securities	861	(2,124)
Decrease in fair value of warrants liability	0	(1,994)
Decrease (increase) in:
Mortgage loans at fair value	313,653	1,476,227
Derivative assets	(46,034)	40,608
Other assets	(19,858)	(221,047)
Increase (decrease) in:
Derivative liabilities	6,992	40,721
Other liabilities	81,394	(1,361)
Net cash (used in) provided by operating activities	(1,885,842)	328,022
CASH FLOWS FROM INVESTING ACTIVITIES
Purchases of premises and equipment, and capitalization of internal-use software	(28,525)	(41,955)
Net proceeds from sale of mortgage servicing rights	801,013	1,591,780
Proceeds from principal payments on investment securities	3,606	3,508
Margin calls on borrowings against investment securities	(2,000)	3,000
Net cash provided by investing activities	774,094	1,556,333
CASH FLOWS FROM FINANCING ACTIVITIES
Net repayments under warehouse lines of credit	(312,417)	(1,443,217)
Repayments of finance lease liabilities	(1,026)	(1,223)
Borrowings under secured lines of credit	3,650,000	925,000
Repayments under secured lines of credit	(1,900,000)	(1,000,000)
Borrowings against investment securities	170,384	175,671
Repayments of borrowings against investment securities	(174,221)	(179,422)
Dividends paid to Class A common stockholders	(59,867)	(34,569)
Member distributions paid to SFS Corp.	(261,896)	(343,589)
Other financing activities	(4,166)	(361)
Net cash provided by (used in) financing activities	1,106,791	(1,901,710)
DECREASE IN CASH AND CASH EQUIVALENTS	(4,957)	(17,355)
CASH AND CASH EQUIVALENTS, BEGINNING OF THE PERIOD	503,364	507,339
CASH AND CASH EQUIVALENTS, END OF THE PERIOD	498,407	489,984
SUPPLEMENTAL INFORMATION
Cash paid for interest	288,971	233,534
Cash paid for taxes	$ 99	$ 161

CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2026	Dec. 31, 2025
Assets
Cash and cash equivalents (includes restricted cash of $21.0 million and $21.0 million, respectively)	$ 498,407	$ 503,364
Mortgage loans at fair value	9,619,076	9,932,729
Derivative assets	83,601	37,567
Investment securities at fair value, pledged	96,044	100,512
Accounts receivable, net	531,790	526,694
Mortgage servicing rights	5,311,465	4,073,781
Premises and equipment, net	174,559	180,199
Operating lease right-of-use asset (includes $90.3 million and $93.4 million, respectively, with related parties)	90,930	94,310
Finance lease right-of-use asset, net (includes $19.6 million and $20.7 million, respectively, with related parties)	20,116	21,247
Loans eligible for repurchase from Ginnie Mae	1,141,719	1,133,359
Other assets	372,835	324,914
Total assets	17,940,542	16,928,676
Liabilities and equity
Warehouse lines of credit	8,600,078	8,912,496
Derivative liabilities	33,566	26,574
Secured lines of credit	2,950,000	1,200,000
Borrowings against investment securities	83,660	87,497
Accounts payable, accrued expenses and other	881,997	707,790
Accrued distributions and dividends payable	160,411	161,292
Senior notes	2,984,328	2,981,975
Operating lease liability (includes $96.4 million and $99.7 million, respectively, with related parties)	97,034	100,596
Finance lease liability (includes $22.0 million and $22.9 million, respectively, with related parties)	22,441	23,468
Loans eligible for repurchase from Ginnie Mae	1,141,719	1,133,359
Total liabilities	16,955,234	15,335,047
Equity
Preferred stock, $0.0001 par value - 100,000,000 shares authorized, none issued and outstanding as of June 30, 2026 or December 31, 2025	0	0
Additional paid-in capital	15,032	9,910
Retained earnings	118,646	189,447
Non-controlling interest	851,470	1,394,112
Total equity	985,308	1,593,629
Total liabilities and equity	17,940,542	16,928,676
Common Class A
Equity
Common stock, $0.0001 par value	34	27
Common Class B
Equity
Common stock, $0.0001 par value	0	0
Common Class C
Equity
Common stock, $0.0001 par value	0	0
Common Class D
Equity
Common stock, $0.0001 par value	$ 126	$ 133