$NWG
NatWest Group plc
CIK:0000844150|SEC Filings
Consolidated income statement - GBP (£) £ in Millions |
12 Months Ended | ||||
|---|---|---|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
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| Consolidated income statement | |||||
| Interest receivable | £ 25,698 | £ 25,187 | £ 21,026 | ||
| Interest payable | (12,869) | (13,912) | (9,977) | ||
| Net interest income | 12,829 | 11,275 | 11,049 | ||
| Fees and commissions receivable | 3,247 | 3,175 | 2,983 | ||
| Fees and commissions payable | (733) | (708) | (653) | ||
| Trading income | 1,112 | 825 | 794 | ||
| Other operating income | 186 | 136 | 579 | ||
| Non-interest income | 3,812 | 3,428 | 3,703 | ||
| Total income | 16,641 | 14,703 | 14,752 | ||
| Staff costs | (4,174) | (4,061) | (3,901) | ||
| Premises and equipment | (1,291) | (1,211) | (1,153) | ||
| Other administrative expenses | (1,643) | (1,819) | (2,008) | ||
| Depreciation and amortisation | (1,154) | (1,058) | (934) | ||
| Operating expenses | (8,262) | (8,149) | (7,996) | ||
| Profit before impairment losses | 8,379 | 6,554 | 6,756 | ||
| Impairment losses | (671) | (359) | (578) | ||
| Operating profit before tax | 7,708 | 6,195 | 6,178 | ||
| Tax charge | (1,874) | (1,465) | (1,434) | ||
| Profit from continuing operations | 5,834 | 4,730 | 4,744 | ||
| Profit/(loss) from discontinued operations, net of tax | 81 | (112) | |||
| Profit for the year | 5,834 | 4,811 | 4,632 | ||
| Attributable to: | |||||
| Ordinary shareholders | 5,479 | 4,519 | 4,394 | ||
| Paid-in equity holders | 352 | 283 | 242 | ||
| Non-controlling interests | 3 | 9 | (4) | ||
| Profit for the year | £ 5,834 | £ 4,811 | £ 4,632 | ||
| Per ordinary share | |||||
| Earnings per ordinary share - continuing operations | £ 0.680 | £ 0.525 | £ 0.4917 | ||
| Earnings per ordinary share - discontinued operations | 0.010 | (0.01222) | |||
| Total earnings per share attributable to ordinary shareholders - basic | [1] | 0.680 | 0.535 | 0.47948 | |
| Earnings per ordinary share - diluted continuing operations | 0.674 | 0.521 | 0.489 | ||
| Earnings per ordinary share - diluted discontinued operations | 0.010 | (0.012) | |||
| Total earnings per share attributable to ordinary shareholders - diluted | £ 0.674 | £ 0.531 | £ 0.477 | ||
| |||||
Consolidated balance sheet - GBP (£) £ in Millions |
Dec. 31, 2025 |
Dec. 31, 2024 |
|---|---|---|
| Assets | ||
| Cash and balances at central banks | £ 85,182 | £ 92,994 |
| Trading assets | 46,537 | 48,917 |
| Derivatives | 60,789 | 78,406 |
| Settlement balances | 645 | 2,085 |
| Loans to banks - amortised cost | 6,958 | 6,030 |
| Loans to customers - amortised cost | 418,881 | 400,326 |
| Securities subject to repurchase agreements | 19,854 | 13,555 |
| Other financial assets excluding securities subject to repurchase agreements | 59,916 | 49,688 |
| Other financial assets | 79,770 | 63,243 |
| Intangible assets | 7,292 | 7,588 |
| Other assets | 8,499 | 8,396 |
| Total assets | 714,553 | 707,985 |
| Liabilities | ||
| Bank deposits | 44,092 | 31,452 |
| Customer deposits | 442,998 | 433,490 |
| Settlement balances | 942 | 1,729 |
| Trading liabilities | 49,022 | 54,714 |
| Derivatives | 53,974 | 72,082 |
| Other financial liabilities | 67,599 | 61,087 |
| Subordinated liabilities | 6,123 | 6,136 |
| Notes in circulation | 3,164 | 3,316 |
| Other liabilities | 4,026 | 4,601 |
| Total liabilities | 671,940 | 668,607 |
| Equity | ||
| Ordinary shareholders' interests | 38,028 | 34,070 |
| Other owners' interests | 4,571 | 5,280 |
| Owners' equity | 42,599 | 39,350 |
| Non-controlling interests | 14 | 28 |
| Total equity | 42,613 | 39,378 |
| Total liabilities and equity | £ 714,553 | £ 707,985 |