Financialsexperimental

FIRST KEYSTONE CORP (FKYS). Every figure is as filed in the company's 10-Q and 10-K reports. Quarters a filing does not report on their own are worked out from its year-to-date figures and marked *.

Income Statement Balance Sheet Cash FlowQuarterly Annual

USD in thousands

Cash Flow	Q2 FY26 30 Jun 2026	Q1 FY26 31 Mar 2026	Q4 FY25 31 Dec 2025	Q3 FY25 30 Sept 2025	Q2 FY25 30 Jun 2025	Q1 FY25 31 Mar 2025	Q4 FY24 31 Dec 2024	Q3 FY24 30 Sept 2024	Q2 FY24 30 Jun 2024	Q1 FY24 31 Mar 2024	Q4 FY23 31 Dec 2023	Q3 FY23 30 Sept 2023	Q2 FY23 30 Jun 2023	Q1 FY23 31 Mar 2023	Q4 FY22 31 Dec 2022	Q3 FY22 30 Sept 2022	Q2 FY22 30 Jun 2022	Q1 FY22 31 Mar 2022	Q4 FY21 31 Dec 2021
Net income															3,155,000*	3,504,000*	3,822,000*	3,543,000	3,182,000*
Net income	3,777*	1,959	-623*	2,808*	2,914*	1,053	2,287*	1,507*	1,380*	-18,377	1,781*	1,283*	1,139*	1,357
(Credit) provision for loan losses															-920,000*	219,000*	218,000*	219,000	405,000*
(Release of) provision for credit losses on loans	-299*	-390	3,932*	255*	-237*	751	148*	718*	510*	264	119*	-370*	34*	0
Release of credit losses on unfunded commitments	-59*	54	-8*	-6*	7*	-13	-70*	-23*	9*	20	-66*	-28*
Depreciation and amortization	316*	348	334*	334*	340*	269	220*	173*	275*	278	85*	173*	287*	253	264*	264*	267*	261	263*
Goodwill impairment			0*	0*	0*	0	0*	0*	0*	19,133,000
Net (discount accretion) premium amortization on securities	-65*	-48	-81*
Deferred income tax expense	77*	34	-646*	42*	315*	-105	-17*	315*	-24*	-333	135*	84*	40*	-6	278*	-139*	-66*	41	-10*
Net premium amortization on securities					54,000*	50,000	-3,000*	-9,000*	34,000*	251,000	323,000*	397,000*	399,000*	400,000	662,000*	713,000*	795,000*	838,000	806,000*
Net gains on sales of mortgage loans	-13*	-46	-46*	-59*	-18*	-20	-12*	-40*	-17*	-11	-21*	-10*	-17*	-17	-31*	4*	-0*	34	-179*
Proceeds from sales of mortgage loans originated for sale	637*	1,948	1,924*	1,871*	872*	1,049	558*	1,250*	1,136*	463	745*	643*	670*	451	1,252*	-3*	0*	4,429	5,901*
Common stock issued							399,000*	10,000*	410,000*	445,000	446,000*	452,000*
Originations of mortgage loans originated for sale	-1,660*	-1,215	-2,917*	-1,813*	-401*	-857	-858*	-1,333*	-1,314*	-348	-936*	-634*	-538*	-478	-601*	-1,177*	-2,867*	-3,201	-5,922*
Net securities gains	-374*	-174	-96*	-109*	-105*	86	-153*	-146*	10*	184	-94*	87*	69*	56	665*	50*	68*	63	-158*
Decrease in accrued interest receivable	180*	153	78*	-121*	115*	-76	266*	69*	-37*	-90	-586*	-442*	-138*	356	88*	-6*	-152*	40	-78*
Increase in cash surrender value of bank owned life insurance	-174*	-170	-174*	-172*	-155*	-165	-171*	-172*	-164*	-162	-162*	-157*	-153*	-149	-150*	-151*	-148*	-148	-150*
Gain from bank-owned life insurance proceeds	0*	0	0*	0*	20*	235
Net losses on disposals of premises and equipment			5*	10*	2*	-0	12*	-0*	-0*	2	8*	9*	-0*	2	5*	1*	2*	8	1*
(Increase) decrease in other assets	1,395*	-1,583	678*	-610*	2,250*	-1,734	-535*	-478*	701*	-500	661*	87*	619*	-706	-257*	554*	16*	-655	-132*
Amortization of investment in low-income housing partnerships	205*	204	205*	205*	195*	214	205*	205*	204*	205	73*	52*	53*	53	52*	53*	52*	68	93*
(Decrease) increase in accrued interest payable	-163*	-55	-440*	856*	-219*	386	-438*	-1,108*	589*	286	1,163*	489*	-118*	726	-10*	300*	-233*	255	-289*
Increase (decrease) in other liabilities	-1,071*	1,176	-157*	84*	-488*	-345	-1,099*	957*	-216*	338	-581*	340*	-63*	-5,125	684*	-400*	384*	-347	261*
NET CASH PROVIDED BY OPERATING ACTIVITIES	2,713*	2,195	1,968*	3,466*	5,421*	308	739*	1,895*	3,486*	2,048	3,093*	2,455*	3,184*	-2,827	5,136*	3,786*	2,158*	5,448	3,994*
Proceeds from maturities and redemptions of debt securities available-for-sale	18,390*	10,543	16,544*	14,949*	13,761*	13,126	13,129*	14,231*	20,528*	21,990	12,553*	11,160*	9,562*	8,425	15,543*	7,529*	14,236*	14,635	12,344*
Proceeds from sales of equity securities and debt securities available-for-sale							0*	0*	0*	0	0*	0*	0*	23,230,000	58,675,000*	0*			0*
Purchases of debt securities available-for-sale	-0*	-4,000	-0*	-49,418*	-2,500*	-0	-4,020*	-3,000*	-19,315*	-39,124	-62,423*	-19,040*	-0*	-0	-53,169*	-0*	-4,010*	-34,314	-19,616*
Net (increase) decrease in restricted investment in bank stocks	-35*	-0	-0*	-0*	391*	-351	1,781*	728*	-543*	-65	-3,868*	1,600*	-265*	-1,216	-2,728*	1,345*	-2,704*	-1,130	385*
Net increase in loans originated as held for investment	-16,640*	15,139		2,021*	3,889*	-16,257	-13,673*	-12,730*	-12,847*	1,510	-29,839*	-9,768*	-9,190*	-3,683	-13,431*	-39,847*	-22,920*	-27,411	4,131*
Net decrease in time deposits with other banks											0*	0*	0*	0	0*	0*	0*	247,000
Proceeds from bank-owned life insurance	0*	0	1*	0*	8*	1,229
Purchase of premises and equipment	-130*	-84	16*	-62*	-126*	-141	-304*	-848*	-130*	-446	-214*	-191*	-383*	-868	-1,447*	-120*	-228*	-97	-184*
Purchase of investment in real estate venture		0	0*	0*	-10*	10	0*	0*	10*	0	49*	532*	721*	1,113	910*	903*
NET CASH PROVIDED BY INVESTING ACTIVITIES	1,585*	21,598	24,388*	-32,510*	15,433*	-2,404	-3,087*	-1,619*	-12,317*	-16,135	-83,840*	-16,771*	-997*	24,775	2,533*	-31,996*	-16,101*	-48,070	-3,375*
Proceeds from sales of foreclosed assets held for resale																			0*
Net increase in deposits	48,621*	-6,148	-55,057*	135,216*	11,885*	-487	25,971*	35,700*	2,558*	1,212	-11,864*	56,462*	-12,074*	-45,584	-64,810*	64,701*	-51,869*	-32,492	-67,535*
Net decrease in short-term borrowings	-480*	-761	3,989*	3,305*	-10,737*	5,862	-33,049*	-7,836*	9,026*	12,817	-1,308*	-38,583*	13,452*	26,489	58,670*	-34,975*	77,392*	24,954	-2,476*
Dividends paid, net of reinvestment	-1,317*	-1,294	-1,294*
NET CASH PROVIDED BY FINANCING ACTIVITIES	46,824*	-8,203	-52,362*	137,246*	-593*	3,634	-4,422*	7,477*	9,861*	12,315	85,123*	13,178*	-725*	-20,373	-7,411*	28,466*	14,268*	-8,817	-71,329*
INCREASE IN CASH AND CASH EQUIVALENTS	51,122*	15,590	-26,006*	108,202*	20,261*	1,538	-6,770*	7,753*	1,030*	-1,772	4,376*	-1,138*	1,462*	1,575	258*	256*	325*	-51,439	-70,710*
Repayment of finance lease obligations							0*	0*	0*	0	0*	2,000*	3,000*	2,000	3,000*	2,000*	3,000*	2,000	3,000*
Common stock issued					0*	0								409,000	413,000*	417,000*	417,000*	388,000	405,000*
CASH AND CASH EQUIVALENTS, BEGINNING	136,839*	121,249	17,254*	17,254*	18,792*	17,254	24,024*	16,271*	15,241*	17,013	12,637*	13,775*	12,313*	10,738	10,480*	10,224*	9,899*	61,338
Dividends paid										-1,714,000	-1,705,000*	-1,699,000*	-1,691,000*	-1,685,000	-1,681,000*	-1,675,000*	-1,669,000*	-1,665,000	-1,720,000*
Repayment of long-term borrowings			0*				0*				0*	3,000,000*			0*	0*			0*
Dividends paid					-1,741,000*	-1,741,000	-1,344,000*	-387,000*
CASH AND CASH EQUIVALENTS, ENDING	187,961	136,839	121,249	17,254	17,254	18,792	17,254	24,024	16,271	15,241	17,013	12,637	13,775	12,313	10,738	10,480	10,224	9,899	61,338
CASH AND CASH EQUIVALENTS, BEGINNING																			132,048,000*
Interest paid	9,823*	10,166	10,913*	9,399*	9,599*	9,054	11,279*	11,196*	9,003*	9,185	7,310*	6,864*	6,661*	4,777	4,042*	2,078*	1,563*	918	1,561*
Income taxes paid	0*	3	305*	368*	316*	-106	-19*	11*			24*	85*			803*	537*			540*
Right-of-use assets obtained in exchange for lease liabilities	0*	34	0*	0*	4*	29	0*	0*	0*	33	0*	0*	0*	33
Common stock subscription receivable					0*	0	0*	-10,000*	-6,000*	16,000	-2,000*	3,000*	0*	13,000	-8,000*	2,000*	-2,000*	16,000	-6,000*
Purchased securities settling after year-end											-2,262,000*
Right-of-use assets obtained in exchange for lease liabilities																0*	0*	35,000
Loans transferred from held for sale to held for investment portfolio											0*	0*			0*	1,248,000*