Financialsexperimental
FIRST KEYSTONE CORP (FKYS). Every figure is as filed in the company's 10-Q and 10-K reports. Quarters a filing does not report on their own are worked out from its year-to-date figures and marked *.
USD (whole amounts)
| Balance Sheet | Q2 FY26 30 Jun 2026 | Q1 FY26 31 Mar 2026 | Q4 FY25 31 Dec 2025 | Q3 FY25 30 Sept 2025 | Q2 FY25 30 Jun 2025 | Q1 FY25 31 Mar 2025 | Q4 FY24 31 Dec 2024 | Q3 FY24 30 Sept 2024 | Q2 FY24 30 Jun 2024 | Q1 FY24 31 Mar 2024 | Q4 FY23 31 Dec 2023 | Q3 FY23 30 Sept 2023 | Q2 FY23 30 Jun 2023 | Q1 FY23 31 Mar 2023 | Q4 FY22 31 Dec 2022 | Q3 FY22 30 Sept 2022 | Q2 FY22 30 Jun 2022 | Q1 FY22 31 Mar 2022 | Q4 FY21 31 Dec 2021 | Q3 FY21 30 Sept 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash and due from banks | 9,004,000 | 9,007,000 | 8,755,000 | 13,016,000 | 10,813,000 | 10,484,000 | 9,933,000 | 13,937,000 | 14,292,000 | 9,945,000 | 9,462,000 | 10,537,000 | 12,597,000 | 11,278,000 | 9,441,000 | 8,677,000 | 9,441,000 | 8,831,000 | 9,600,000 | 10,343,000 |
| Interest-bearing deposits in other banks | 178,957,000 | 127,832,000 | 112,494,000 | 134,239,000 | 28,240,000 | 8,308,000 | 7,321,000 | 10,087,000 | 1,979,000 | 5,296,000 | 7,551,000 | 2,100,000 | 1,178,000 | 1,035,000 | 1,297,000 | 1,803,000 | 783,000 | 1,068,000 | 51,738,000 | 121,705,000 |
| Total cash and cash equivalents | 187,961,000 | 136,839,000 | 121,249,000 | 147,255,000 | 39,053,000 | 18,792,000 | 17,254,000 | 24,024,000 | 16,271,000 | 15,241,000 | 17,013,000 | 12,637,000 | 13,775,000 | 12,313,000 | 10,738,000 | 10,480,000 | 10,224,000 | 9,899,000 | 61,338,000 | 132,048,000 |
| Time deposits with other banks | 0 | 247,000 | 247,000 | |||||||||||||||||
| Debt securities available-for-sale, at fair value | 369,084,000 | 386,864,000 | 394,226,000 | 407,770,000 | 368,341,000 | 379,147,000 | 390,288,000 | 405,081,000 | 403,589,000 | 409,007,000 | 392,968,000 | 333,177,000 | 331,580,000 | 346,270,000 | ||||||
| Debt securities available-for-sale, at fair value | 373,444,000 | 386,569,000 | 410,260,000 | 434,881,000 | 437,916,000 | 432,834,000 | ||||||||||||||
| Marketable equity securities, at fair value | 2,358,000 | 1,984,000 | 1,810,000 | 1,715,000 | 1,606,000 | 1,501,000 | 1,587,000 | 1,434,000 | 1,288,000 | 1,297,000 | 1,482,000 | 1,389,000 | 1,476,000 | 1,544,000 | 1,699,000 | 1,612,000 | 1,661,000 | 1,899,000 | 1,962,000 | 1,805,000 |
| Restricted investment in bank stocks, at cost | 8,979,000 | 8,944,000 | 8,944,000 | 8,944,000 | 8,944,000 | 9,335,000 | 8,984,000 | 10,765,000 | 11,493,000 | 10,950,000 | 10,885,000 | 7,017,000 | 8,617,000 | 8,352,000 | 7,136,000 | 4,408,000 | 5,753,000 | 3,049,000 | 1,919,000 | 2,304,000 |
| Loans held for investment | 948,848,000 | 932,163,000 | 947,285,000 | 957,630,000 | 959,666,000 | 963,622,000 | 947,714,000 | 934,173,000 | 922,189,000 | 909,362,000 | 910,864,000 | 858,398,000 | 844,984,000 | 804,055,000 | 774,322,000 | 746,835,000 | 738,565,000 | |||
| Loans | 881,038,000 | 871,239,000 | 862,068,000 | |||||||||||||||||
| Loans held for sale | 1,483,000 | 452,000 | 1,140,000 | 103,000 | 104,000 | 559,000 | 737,000 | 426,000 | 305,000 | 109,000 | 214,000 | 0 | 0 | 115,000 | 71,000 | 691,000 | 765,000 | 4,706,000 | 6,006,000 | 18,220,000 |
| Allowance for credit losses | -8,779,000 | -9,038,000 | -9,412,000 | -8,000,000 | -7,762,000 | -8,068,000 | -7,672,000 | -7,657,000 | -7,687,000 | -7,196,000 | -6,925,000 | -6,817,000 | -7,157,000 | -7,142,000 | ||||||
| Allowance for loan losses | -8,274,000 | -9,211,000 | -9,160,000 | -8,937,000 | -8,680,000 | -8,288,000 | ||||||||||||||
| Net loans | 941,552,000 | 923,577,000 | 939,013,000 | 949,733,000 | 952,008,000 | 956,113,000 | 940,779,000 | 926,942,000 | 914,807,000 | 902,275,000 | 904,153,000 | 874,221,000 | 864,082,000 | 855,041,000 | ||||||
| Net loans | 850,195,000 | 836,464,000 | 795,660,000 | 770,091,000 | 744,161,000 | 748,497,000 | ||||||||||||||
| Premises and equipment, net | 19,028,000 | 19,169,000 | 19,377,000 | 19,693,000 | 19,943,000 | 20,121,000 | 20,272,000 | 20,365,000 | 19,678,000 | 19,835,000 | 19,611,000 | 19,723,000 | 19,764,000 | 19,807,000 | 19,024,000 | 17,823,000 | 17,960,000 | 17,994,000 | 18,158,000 | 18,244,000 |
| Operating lease right-of-use assets | 1,304,000 | 1,332,000 | 1,326,000 | 1,353,000 | 1,380,000 | 1,407,000 | 1,400,000 | 1,427,000 | 1,453,000 | 1,479,000 | 1,472,000 | 1,498,000 | 1,523,000 | 1,548,000 | 1,541,000 | 999,000 | 1,013,000 | 1,035,000 | 1,025,000 | 1,050,000 |
| Accrued interest receivable | 4,664,000 | 4,844,000 | 4,997,000 | 5,075,000 | 4,954,000 | 5,069,000 | 4,993,000 | 5,259,000 | 5,328,000 | 5,291,000 | 5,201,000 | 4,615,000 | 4,173,000 | 4,035,000 | 4,391,000 | 4,479,000 | 4,473,000 | 4,321,000 | 4,361,000 | 4,283,000 |
| Cash surrender value of bank owned life insurance | 26,706,000 | 26,532,000 | 26,362,000 | 26,189,000 | 26,017,000 | 25,850,000 | 26,679,000 | 26,508,000 | 26,336,000 | 26,172,000 | 26,010,000 | 25,848,000 | 25,691,000 | 25,538,000 | 25,389,000 | 25,239,000 | 25,088,000 | 24,940,000 | 24,792,000 | 24,642,000 |
| Investments in low-income housing partnerships | 3,924,000 | 4,129,000 | 4,333,000 | 4,538,000 | 4,743,000 | 4,948,000 | 5,152,000 | 5,357,000 | 5,562,000 | 5,756,000 | 5,961,000 | 5,971,000 | 5,491,000 | 4,823,000 | 3,763,000 | 2,905,000 | 2,055,000 | 1,462,000 | 1,530,000 | 1,188,000 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 19,133,000 | 19,133,000 | 19,133,000 | 19,133,000 | 19,133,000 | 19,133,000 | 19,133,000 | 19,133,000 | 19,133,000 | 19,133,000 | |||||
| Deferred income taxes | 5,750,000 | 6,307,000 | 6,463,000 | 6,545,000 | 7,434,000 | 7,721,000 | 7,725,000 | 7,305,000 | 9,351,000 | 8,619,000 | 8,695,000 | 10,506,000 | 8,879,000 | 7,927,000 | 9,129,000 | 10,227,000 | 6,844,000 | 3,922,000 | ||
| Other assets | 3,005,000 | 4,398,000 | 2,877,000 | 3,567,000 | 2,966,000 | 5,226,000 | 3,470,000 | 4,226,000 | 3,072,000 | 3,776,000 | 3,286,000 | 3,979,000 | 3,715,000 | 4,316,000 | 3,612,000 | 3,912,000 | 4,458,000 | 4,461,000 | 3,808,000 | 3,664,000 |
| TOTAL ASSETS | 1,574,315,000 | 1,524,919,000 | 1,530,977,000 | 1,582,377,000 | 1,437,389,000 | 1,435,230,000 | 1,428,583,000 | 1,438,693,000 | 1,418,228,000 | 1,409,698,000 | 1,415,870,000 | 1,319,714,000 | 1,307,899,000 | 1,310,647,000 | 1,329,194,000 | 1,324,250,000 | 1,304,582,000 | 1,297,087,000 | 1,320,350,000 | 1,389,939,000 |
| Foreclosed assets held for resale | 0 | |||||||||||||||||||
| Non-interest bearing | 230,888,000 | 217,354,000 | 206,823,000 | 215,166,000 | 202,977,000 | 209,184,000 | 203,583,000 | 212,037,000 | 206,004,000 | 204,984,000 | 198,569,000 | 225,303,000 | 220,519,000 | 229,621,000 | 231,754,000 | 251,894,000 | 230,513,000 | 241,600,000 | 249,040,000 | 244,602,000 |
| Interest bearing | 949,022,000 | 913,935,000 | 930,614,000 | 977,328,000 | 854,301,000 | 836,209,000 | 842,297,000 | 807,872,000 | 778,205,000 | 776,667,000 | 781,870,000 | 767,000,000 | 715,322,000 | 718,294,000 | 761,745,000 | 806,415,000 | 763,095,000 | 803,877,000 | 828,929,000 | 900,902,000 |
| Total deposits | 1,179,910,000 | 1,131,289,000 | 1,137,437,000 | 1,192,494,000 | 1,057,278,000 | 1,045,393,000 | 1,045,880,000 | 1,019,909,000 | 984,209,000 | 981,651,000 | 980,439,000 | 992,303,000 | 935,841,000 | 947,915,000 | 993,499,000 | 1,058,309,000 | 993,608,000 | 1,045,477,000 | 1,077,969,000 | 1,145,504,000 |
| Short-term borrowings | 135,604,000 | 136,084,000 | 136,845,000 | 132,856,000 | 129,551,000 | 140,288,000 | 134,426,000 | 167,475,000 | 175,311,000 | 166,285,000 | 153,468,000 | 154,776,000 | 193,359,000 | 179,907,000 | ||||||
| Long-term borrowings | 106,000,000 | 106,000,000 | 106,000,000 | 106,000,000 | 106,000,000 | 106,000,000 | 106,000,000 | 102,000,000 | 122,000,000 | 122,000,000 | 122,000,000 | 22,000,000 | 25,000,000 | 25,000,000 | 25,000,000 | 25,000,000 | 25,000,000 | 35,000,000 | 35,000,000 | 35,000,000 |
| Short-term borrowings | 153,418,000 | 94,748,000 | 129,723,000 | 52,331,000 | 27,377,000 | 29,853,000 | ||||||||||||||
| Subordinated debentures | 25,000,000 | 25,000,000 | 25,000,000 | 25,000,000 | 25,000,000 | 25,000,000 | 25,000,000 | 25,000,000 | 25,000,000 | 25,000,000 | 25,000,000 | 25,000,000 | 25,000,000 | 25,000,000 | 25,000,000 | 25,000,000 | 25,000,000 | 25,000,000 | 25,000,000 | 25,000,000 |
| Operating lease liabilities | 1,847,000 | 1,871,000 | 1,862,000 | 1,885,000 | 1,908,000 | 1,931,000 | 1,920,000 | 1,943,000 | 1,965,000 | 1,987,000 | 1,976,000 | 1,998,000 | 2,019,000 | 2,041,000 | 2,029,000 | 1,484,000 | 1,495,000 | 1,513,000 | 1,499,000 | 1,518,000 |
| Accrued interest payable | 2,517,000 | 2,680,000 | 2,735,000 | 3,175,000 | 2,319,000 | 2,538,000 | 2,152,000 | 2,590,000 | 3,698,000 | 3,109,000 | 2,823,000 | 1,660,000 | 1,171,000 | 1,289,000 | 563,000 | 573,000 | 273,000 | 506,000 | 251,000 | 540,000 |
| Other liabilities | 4,981,000 | 7,820,000 | 8,038,000 | 8,715,000 | 7,786,000 | 7,596,000 | 6,423,000 | 12,432,000 | 4,951,000 | 5,955,000 | 8,549,000 | 6,956,000 | 4,324,000 | 4,469,000 | 9,299,000 | 3,713,000 | 4,104,000 | 3,705,000 | 4,068,000 | 3,804,000 |
| TOTAL LIABILITIES | 1,455,859,000 | 1,410,744,000 | 1,417,917,000 | 1,470,125,000 | 1,329,842,000 | 1,328,746,000 | 1,321,801,000 | 1,331,349,000 | 1,317,134,000 | 1,305,987,000 | 1,294,255,000 | 1,204,693,000 | 1,186,714,000 | 1,185,621,000 | 1,208,808,000 | 1,208,827,000 | 1,179,203,000 | 1,163,532,000 | 1,171,795,000 | 1,242,151,000 |
| Deferred income taxes | 0 | 631,000 | 932,000 | |||||||||||||||||
| Preferred stock, par value $2.00 per share; authorized 1,000,000 shares as of June 30, 2026 and December 31, 2025; issued 0 as of June 30, 2026 and December 31, 2025 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Common stock, par value $2.00 per share; authorized 20,000,000 shares as of June 30, 2026 and December 31, 2025; issued 6,554,012 as of June 30, 2026 and 6,503,746 as of December 31, 2025; outstanding 6,322,401 as of June 30, 2026 and 6,272,135 as of December 31, 2025 | 13,108,000 | 13,055,000 | 13,007,000 | 12,955,000 | 12,901,000 | 12,901,000 | 12,901,000 | 12,834,000 | 12,834,000 | 12,770,000 | 12,705,000 | 12,646,000 | 12,593,000 | 12,543,000 | 12,502,000 | 12,464,000 | 12,426,000 | 12,390,000 | 12,358,000 | 12,324,000 |
| Surplus | 46,302,000 | 45,888,000 | 45,484,000 | 45,072,000 | 45,072,000 | 45,072,000 | 44,740,000 | 44,740,000 | 44,400,000 | 44,004,000 | 43,619,000 | 43,217,000 | 42,820,000 | 42,439,000 | 42,072,000 | 41,691,000 | 41,312,000 | 40,940,000 | 40,575,000 | |
| Surplus | 46,717,000 | |||||||||||||||||||
| Retained earnings | 81,544,000 | 79,530,000 | 79,327,000 | 81,700,000 | 80,633,000 | 79,460,000 | 80,148,000 | 79,601,000 | 79,826,000 | 80,169,000 | 100,260,000 | 100,184,000 | 100,600,000 | 101,152,000 | 100,712,000 | 99,238,000 | 97,409,000 | 95,256,000 | 93,378,000 | 91,916,000 |
| Accumulated other comprehensive loss | -17,204,000 | -19,003,000 | -19,453,000 | -22,178,000 | -25,350,000 | -25,240,000 | -25,630,000 | -24,122,000 | -30,597,000 | -27,919,000 | -29,645,000 | -35,719,000 | -29,516,000 | -25,780,000 | -29,558,000 | -32,642,000 | -20,438,000 | -9,694,000 | 7,588,000 | 8,682,000 |
| Treasury stock, at cost, 231,611 shares as of June 30, 2026 and December 31, 2025 | -5,709,000 | -5,709,000 | -5,709,000 | -5,709,000 | -5,709,000 | -5,709,000 | -5,709,000 | -5,709,000 | -5,709,000 | -5,709,000 | -5,709,000 | -5,709,000 | -5,709,000 | -5,709,000 | -5,709,000 | -5,709,000 | -5,709,000 | -5,709,000 | -5,709,000 | -5,709,000 |
| TOTAL STOCKHOLDERS' EQUITY | 118,456,000 | 114,175,000 | 113,060,000 | 112,252,000 | 107,547,000 | 106,484,000 | 106,782,000 | 107,344,000 | 101,094,000 | 103,711,000 | 121,615,000 | 115,021,000 | 121,185,000 | 125,026,000 | 120,386,000 | 115,423,000 | 125,379,000 | 133,555,000 | 148,555,000 | 147,788,000 |
| TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY | 1,574,315,000 | 1,524,919,000 | 1,530,977,000 | 1,582,377,000 | 1,437,389,000 | 1,435,230,000 | 1,428,583,000 | 1,438,693,000 | 1,418,228,000 | 1,409,698,000 | 1,415,870,000 | 1,319,714,000 | 1,307,899,000 | 1,310,647,000 | 1,329,194,000 | 1,324,250,000 | 1,304,582,000 | 1,297,087,000 | 1,320,350,000 | 1,389,939,000 |