Financialsexperimental

MUNCY COLUMBIA FINANCIAL Corp (CCFN). Every figure is as filed in the company's 10-Q and 10-K reports. Quarters a filing does not report on their own are worked out from its year-to-date figures and marked *.

Income Statement Balance Sheet Cash FlowQuarterly Annual

USD in thousands · shares (whole numbers) · per-share amounts in USD

Income Statement	Q2 FY26 30 Jun 2026	Q1 FY26 31 Mar 2026	Q4 FY25 31 Dec 2025	Q3 FY25 30 Sept 2025	Q2 FY25 30 Jun 2025	Q1 FY25 31 Mar 2025	Q4 FY24 31 Dec 2024	Q3 FY24 30 Sept 2024	Q2 FY24 30 Jun 2024	Q1 FY24 31 Mar 2024	Q4 FY23 31 Dec 2023	Q3 FY23 30 Sept 2023	Q2 FY23 30 Jun 2023
Taxable	19,642	19,345	19,548*	19,365	18,805	18,284						6,629	6,298
Taxable								18,234	17,741	17,256
Tax-exempt	394	413	388*	377	420	398						243	215
Tax-exempt								421	332	353
Taxable	2,202	1,833	1,675*	1,497	1,311	1,097	1,081*	994	1,020	1,161	1,389*	1,211	1,222
Tax-exempt	864	870	877*	864	860	860	853*	842	836	830	519*	135	134
Dividend and other interest income	138	136	141*	151	165	168	190*	190	204	223	96*	86	69
Deposits in other banks	159	304	285*	347	101	34	50*	110	62	66	58*	84	25
Federal funds sold											0*	0*	1
TOTAL INTEREST AND DIVIDEND INCOME	23,399	22,901	22,914*	22,601	21,662	20,841	20,868*	20,791	20,195	19,889	14,381*	8,388	7,964
Deposits	6,051	5,893	6,022*	6,255	6,037	5,801	6,049*	6,133	5,610	4,610	2,665*	892	780
Short-term borrowings	118	95	140*	168	252	543	724*	1,093	1,427	2,497	2,871*	2,337	2,125
Long-term borrowings						629	699*	791	798	847	588*	268	146
Long-term borrowings	461	470	480*	527	565
TOTAL INTEREST EXPENSE										7,954	6,124*	3,497	3,051
TOTAL INTEREST EXPENSE	6,630	6,458	6,642*	6,950	6,854	6,973	7,472*	8,017	7,835
NET INTEREST INCOME	16,769	16,443	16,272*	15,651	14,808	13,868	13,396*	12,774	12,360	11,935	8,257*	4,891	4,913
PROVISION FOR CREDIT LOSSES	394	69	-4*	479	254	110	567*	151	29	90	3,114*	-168	-16
Provision for credit losses - loans							559*	151	36	101	3,148*	-172	-4
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	16,375	16,374	16,276*	15,172	14,554	13,758	12,829*	12,623	12,331	11,845	5,143*	5,059	4,929
Recovery of credit losses - off balance sheet credit exposures							8*	0*	-7	-11
Service charges and fees	749	753	763*	774	709	722						477	514
Interchange fees	672	617	674*	671	673	623						428	442
(Credit) Provision for credit losses - off-balance sheet commitments												4	-12
Gain (loss) on sale of loans	155	-637	163*	186	71	83	169*	75	93	76	83*	68	96
Earnings on bank-owned life insurance	257	232	226*	235	233	231	236*	236	229	227	168*	113	113
Service charges and fees								727	667	615
Pennsylvania Sales Tax Refund		454
Gain on settlement of bank-owned life insurance claims	605
Brokerage	310	238	238*	215	252	233	198*	193	192	224	211*	146	151
Trust	300	279	325*	268	280	238						195	227
Gains (losses) on marketable equity securities	126	79	28*	48	14	-34	52*	163	-38	-117	146*	-118	-66
Trust								243	204	206
Realized losses on available-for-sale debt securities, net			4*	0*	-426		-77*	0*	0*	-8
Realized losses on available-for-sale debt securities, net	-1,445
Other non-interest income	831	475	368*	495	431	349	448*	414	385	690	264*	213	229
TOTAL NON-INTEREST INCOME	2,560	2,490	2,789*	2,892	2,237	2,445	2,709*	2,715	2,419	2,532	2,267*	1,522	1,706
Interchange fees								664	687	619
Salaries and employee benefits	5,580	5,333	5,617*	4,799	4,984	6,320	4,881*	4,704	4,640	4,802	6,198*	1,788	1,832
Occupancy	682	734	619*	644	640	720	616*	644	581	618	422*	326	320
Furniture and equipment	357	379	400*	418	460	426	427*	448	384	896	524*	536	491
Pennsylvania shares tax	374	375	301*	336	301	301						-58
Professional fees	445	644	586*	491	414	448	387*	359	319	799	653*	363	760
Employee benefits												487	608
Director's fees	161	167	212*	165	165	153	276*	103	105	134	99*	72	73
Pennsylvania shares tax								251	230	210
Federal deposit insurance	195	195	218*	217	217	218	225*	187	188	220	151*	110	109
Data processing and telecommunications	962	879	851*	877	1,078	839	923*	848	904	88	80*	83	76
State shares tax													131
Automated teller machine and interchange	140	162	184*	230	101	264						111	-9
Amortization of intangibles	454	454	491*	511	511	510	546*	558	549	549
Other non-interest expense	1,070	875	616*	1,290	985	892	827*	1,115	987	972	851*	698	466
Automated teller machine and interchange								107	106	262
TOTAL NON-INTEREST EXPENSE	10,420	10,197	10,095*	9,978	9,856	11,091	9,455*	9,367	9,194	9,646	9,163*	5,273	4,857
Merger-related expenses							-99*	43	201	96	1,822*	757
INCOME BEFORE INCOME TAX PROVISION	8,515	8,667	8,970*	8,086	6,935	5,112	6,083*	5,971	5,556	4,731	-1,753*	1,308	1,778
INCOME TAX PROVISION	1,360	1,511	1,577*	1,367	1,167	767	859*	915	849	695	-567*	137	316
NET INCOME	7,155	7,156	7,393*	6,719	5,768	4,345	5,224*	5,056	4,707	4,036	-1,186*	1,171	1,462
EARNINGS PER SHARE - BASIC (in Dollars per share)	0.67	2.02		1.9	1.63	1.23		1.42	1.32	1.13		0.56	0.71
EARNINGS PER SHARE - DILUTED (in Dollars per share)	0.67	2.02		1.9	1.63	1.23		1.42	1.32	1.13
WEIGHTED AVERAGE SHARES OUTSTANDING (in Shares)	10,612,247	3,536,761		3,535,009	3,533,977	3,532,727		3,574,043	3,572,345	3,570,342		2,080,109	2,079,649
WEIGHTED AVERAGE SHARES OUTSTANDING - DILUTED						3,532,727		3,574,043	3,572,345	3,570,342
CASH DIVIDENDS PER SHARE												0.43	0.43