Financialsexperimental

MUNCY COLUMBIA FINANCIAL Corp (CCFN). Every figure is as filed in the company's 10-Q and 10-K reports. Quarters a filing does not report on their own are worked out from its year-to-date figures and marked *.

Income Statement Balance Sheet Cash FlowQuarterly Annual

USD in thousands

Cash Flow	Q2 FY26 30 Jun 2026	Q1 FY26 31 Mar 2026	Q4 FY25 31 Dec 2025	Q3 FY25 30 Sept 2025	Q2 FY25 30 Jun 2025	Q1 FY25 31 Mar 2025	Q4 FY24 31 Dec 2024	Q3 FY24 30 Sept 2024	Q2 FY24 30 Jun 2024	Q1 FY24 31 Mar 2024	Q4 FY23 31 Dec 2023	Q3 FY23 30 Sept 2023
Net Income	7,155*	7,156	7,393*	6,719*	5,768*	4,345	5,224*	5,056*	4,707*	4,036	-1,186*	1,171*
Provision for credit losses	394*	69	-4*	479*	254*	110	567*	151*	29*	90	3,114*	-168*
Depreciation and amortization of premises and equipment	373*	378	378*	381*	369*	370	377*	383*	385*	370	285*	174*
Accretion of loan fair value adjustments, net						-2,497	-2,538*	-2,631*	-2,727*	-2,789
Accretion of loan fair value adjustments, net	-2,197*	-2,257	-2,316*	-2,349*
Amortization of deposit fair value adjustments, net						97	140*	228*	336*	481
Amortization of deposit fair value adjustments, net	41*	43	51*	56*
(Gains) losses on marketable equity securities	-126*	-79	-28*	-48*	-14*	34	-52*	-163*	38*	117	-146*
Realized losses on available-for-sale debt securities, net			-4*	-0*			77*	-0*	-0*	8
Accretion of investment securities, net	-569*	-520	-497*	-393*	-279*	-221	-201*	-172*	-162*	-184	-64*
(Gains) losses on disposal of premises and equipment, net	-0*	-5	14*	64*	8*	51	-0*
Gain on sale of foreclosed assets held for sale, net	4*	-94	-0*	-0*
Deferred income taxes	237*	332	451*	369*	361*	220	258*	438*	337*	1,284	-254*	0*
Earnings on bank-owned life insurance	-257*	-232	-226*	-235*	-233*	-231	-236*	-236*				-113*
Loss (gain) on sale of loans	-155*	637	-163*	-186*	-71*	-83	-169*	-75*	-93*	-76	-83*	-68*
Proceeds from sale of mortgage loans	6,662*	12,298	6,749*	9,848*	2,647*	3,675	7,862*	2,156*	3,944*	2,257	3,811*	2,852*
Originations of mortgage loans held for resale	-6,895*	-3,198	-5,913*	-8,463*	-3,513*	-3,683	-7,192*	-3,519*	-3,991*	-2,429	-3,487*	-2,989*
Amortization of investment in limited partnerships								187*	176*	187
Earnings on bank-owned life insurance										-227
Amortization of intangibles	454*	454	491*	511*	511*	510	546*	558*	549*	549
Amortization of investment in limited partnerships	186*	187	186*	187*	186*	187						54*
Gain on settlement of bank-owned life insurance claims			1*
(Increase) decrease in accrued interest receivable and other assets	204*	-630	269*	98*	-41*	707	-10*	237*	-228*	513	-427*	-333*
Increase in accrued interest payable and other liabilities	-1,088*	1,995	-1,025*	587*	1,070*	1,040	-242*	-200*	18*	-77	456*	10*
Other, net	334*	64	65*	66*	69*	72	-25*	1,581*	1,319*	-232	-341*	65*
Net cash provided by operating activities	5,597*	16,598	5,872*	7,571*	5,141*	4,703	4,506*	4,108*	4,408*	3,878	1,106*	904*
Purchases	-15,540*	-38,639	-15,007*	-32,357*
Purchases											-0*	-0*
Proceeds from sales			0*	0*			1,423*	0*	0*	50,311	0*
Proceeds from paydowns, calls and maturities	31,708*	8,032	8,596*	11,827*	25,279*	18,771	19,474*	9,732*	4,429*	21,688	17,012*
Purchase of bank-owned life insurance	-24*	-20	-0*	-3*	-24*	-20	-0*	-0*	-24*	-20	-0*	-0*
Proceeds from maturities of interest-bearing time deposits							249*	0*	492*	248
Proceeds from redemption of restricted investment in bank stocks	2,304*	126	149*	282*	2,040*	2,228	2,448*	1,523*	2,183*	4,232	3,523*	1,423*
Purchase of restricted investment in bank stocks	-1,675*	-33	-119*	-21*	-1,263*	-1,613	-2,014*	-988*	-2,234*	-1,851	-1,779*	-893*
Net increase in loans	-22,569*	-11,812	-6,243*	-10,534*	-10,591*	-15,733	-10,879*	-9,558*	-17,209*	-9,735	-7,388*	-5,968*
Proceeds from sale of premises and equipment	0*	5
Net increase in deposits						46,109	1,820*	24,614*	51,791*	62,350	-11,375*	-17,908*
Purchase of investment in limited partnership											-0*	-533*
Proceeds from sale of foreclosed assets held for sale							0*
Proceeds from sale of foreclosed assets held for sale	261*	364	0*	0*
Acquisition of customer relationship intangibles			-0*	-0*	-0*	-18	-0*	-0*
Acquisition of premises and equipment	-827*	-101	-154*	-147*	-518*	-576	-121*	-89*	-84*	-113	-510*	-276*
Net cash (used for) provided by investing activities	6,612*	-42,078	-12,474*	-30,953*	7,337*	3,039	-4,344*	868*	-12,801*	64,760	18,703*	5,465*
Net increase in deposits	-20,014*	40,773	15,811*	35,771*
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS						6,379	-10,689*	6,593*	5,245*	-2,146	936*	4,646*
Proceeds from long-term borrowings											0*	0*
Net increase (decrease) in short-term borrowings	13,642*	-1,801	-4,438*	-1,228*	-9,561*	-40,706	-4,637*	-16,261*	-36,627*	-126,619	-6,622*	17,061*
Repayment of long-term borrowings			-0*	-4,999*	-5,001*	-5,224	-5,000*	-5,210*	-1*	-5,001	-1*	-2*
Proceeds from issuance of common stock	35*	33	34*	43*	38*	48	37*	46*	48*	56	19*	21*
Cash dividends paid	-5,181*	-1,628	-1,591*	-1,591*	-3,357*	-1,590	-1,554*	-1,572*	-1,573*	-1,570	-894*	-895*
Net cash (used for) provided by financing activities	-52,502*	37,377	9,816*	27,996*	4,475*	-1,363	-10,851*	1,617*	13,638*	-70,784	-18,873*	-1,723*
Loans held for sale transferred to loans												0*
NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS	-40,293*	11,897	3,214*	4,614*
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	60,437*	48,540	45,326*	40,712*	23,759*	17,380	28,069*	21,476*	16,231*	18,377	17,441*	12,795*
CASH AND CASH EQUIVALENTS, END OF PERIOD	20,144	60,437	48,540	45,326	40,712	23,759	17,380	28,069	21,476	16,231	18,377	17,441
Cash dividends declared but not paid		3,537
Interest paid	6,810*	6,383	6,777*	6,949*	6,940*	6,966	7,714*	8,217*	7,817*	8,031	4,284*	3,487*
Income taxes paid			950*	625*							125*	50*
Loans transferred to foreclosed assets held for sale	0*	215	250*	0*			0*	112*	0*	165
Loans transferred to other real estate owned											0*
Loans transferred to held for sale	0*	9,856