Financialsexperimental

MUNCY COLUMBIA FINANCIAL Corp (CCFN). Every figure is as filed in the company's 10-Q and 10-K reports. Quarters a filing does not report on their own are worked out from its year-to-date figures and marked *.

Income Statement Balance Sheet Cash FlowQuarterly Annual

USD in thousands

Balance Sheet	Q2 FY26 30 Jun 2026	Q1 FY26 31 Mar 2026	Q4 FY25 31 Dec 2025	Q3 FY25 30 Sept 2025	Q2 FY25 30 Jun 2025	Q1 FY25 31 Mar 2025	Q4 FY24 31 Dec 2024	Q3 FY24 30 Sept 2024	Q2 FY24 30 Jun 2024	Q1 FY24 31 Mar 2024	Q4 FY23 31 Dec 2023	Q3 FY23 30 Sept 2023	Q2 FY23 30 Jun 2023
Cash and due from banks	16,327	13,529	12,828	13,640	15,472	13,781	11,200	21,318	18,200	11,994	14,614	8,209	10,546
Interest-bearing deposits in other banks	3,817	46,908	35,712	31,686	25,240	9,978	6,180	6,751	3,276	4,237	3,763	9,232	2,243
Total cash and cash equivalents						23,759	17,380	28,069	21,476	16,231	18,377	17,441	12,795
Federal funds sold													6
Total cash and cash equivalents	20,144	60,437	48,540	45,326	40,712
Available-for-sale debt securities, at fair value	328,225	355,193	327,245	317,800	292,764	307,459	323,248	335,535	334,808	339,594	413,302	321,572	336,252
Interest-bearing time deposits								249	248	736	979
Marketable equity securities, at fair value	1,616	1,490	1,411	1,383	1,335	1,321	1,355	1,303	1,140	1,178	1,295	812	929
Restricted investment in bank stocks, at cost	4,690	5,319	5,412	5,442	5,703	6,480	7,095	7,529	8,064	8,013	10,394
Restricted securities												3,968	4,498
Loans held for sale	1,354	966	847	1,520	2,719	1,782	1,691	2,192	754	614	366	607	402
Loans receivable	1,206,184	1,181,519	1,177,581	1,169,857	1,157,072	1,144,184	1,125,937	1,112,644	1,100,665	1,080,747	1,068,429	556,255	550,469
Allowance for credit losses	-10,261	-9,968	-9,959	-10,548	-10,167	-9,985	-9,858	-9,415	-9,362	-9,351	-9,302	-6,094	-6,278
Loans, net	1,195,923	1,171,551	1,167,622	1,159,309	1,146,905	1,134,199	1,116,079	1,103,229	1,091,303	1,071,396	1,059,127	550,161	544,191
Premises and equipment, net	26,449	25,991	26,263	26,496	26,789	26,644	26,484	26,735	27,025	27,322	27,569	12,467	12,365
Foreclosed assets held for sale		265	320	70	70	70	70	70	335	335	170
Accrued interest receivable						4,948	4,850	4,840	5,077	4,849	5,362	2,664	2,331
Operating lease right-of-use												277	284
Accrued interest receivable	5,567	5,331	5,063	5,132	5,063
Bank-owned life insurance	41,170	41,992	41,740	41,515	41,461	41,204	40,953	40,945	40,709	40,456	40,209	22,239	22,126
Investment in limited partnerships	3,973	4,159	4,346	4,532	4,719	4,905	5,092	5,278	5,465	5,641	5,828	5,951	5,472
Deferred tax asset, net	5,809	6,328	5,992	7,032	8,208	9,213	10,012	8,919	11,517	11,745	12,634
Goodwill	25,609	25,609	25,609	25,609	25,609	25,609	25,609	25,609	25,609	25,609	25,609	7,937	7,937
Other intangible assets, net						9,555	10,047	10,593	11,151	11,346	11,895
Other intangible assets, net	7,134	7,588	8,042	8,533	9,044
Other assets	4,669	5,109	4,747	5,251	5,114	5,188	5,993	6,227	7,619	8,206	6,663	11,484	10,498
TOTAL ASSETS	1,672,332	1,717,328	1,673,199	1,654,950	1,616,215	1,602,336	1,595,958	1,607,322	1,592,300	1,573,271	1,639,779	957,580	960,080
Interest-bearing deposits	1,156,203	1,170,358	1,135,740	1,124,514	1,088,383	1,064,852	1,032,729	1,020,954	1,002,208	949,546	884,654	474,687	482,962
Noninterest-bearing deposits	277,392	283,210	277,012	272,376	272,680	273,783	259,700	269,515	263,419	263,954	266,015	165,888	175,521
Total deposits	1,433,595	1,453,568	1,412,752	1,396,890	1,361,063	1,338,635	1,292,429	1,290,469	1,265,627	1,213,500	1,150,669	640,575	658,483
Short-term borrowings	24,296	10,654	12,455	16,893	18,121	27,682	68,388	73,025	89,286	125,913	252,532	199,083	182,022
Long-term borrowings						50,384	55,536	60,465	65,599	65,524	70,448	25,021	25,023
Long-term borrowings		40,649	40,584	40,519	45,451
Accrued interest payable	1,539	1,719	1,644	1,779	1,778	1,864	1,857	2,099	2,299	2,281	2,358	518	508
Dividends payable		3,537
Operating lease liability												277	284
Other liabilities	14,235	15,143	13,223	14,384	13,527	12,371	11,338	11,961	11,848	11,190	9,947	3,680	3,392
TOTAL LIABILITIES	1,473,665	1,525,270	1,480,658	1,470,465	1,439,940	1,430,936	1,429,548	1,438,019	1,434,659	1,418,408	1,485,954	869,154	869,712
Common stock, par value $1.25 per share; 15,000,000 shares authorized; issued 10,922,772 and outstanding 10,614,047 at June 30, 2026; issued 10,918,987 and outstanding 10,610,262 at December 31, 2025	13,653	4,808	4,807	4,806	4,805	4,804	4,802	4,800	4,798	4,796	4,794	2,932	2,931
Additional paid-in capital	74,949	83,756	83,720	83,682	83,636	83,594	83,543	83,504	83,455	83,403	83,343	30,092	30,070
Retained earnings	126,866	121,355	119,364	113,562	108,434	106,023	103,268	99,598	96,114	92,980	90,514	92,594	92,318
Accumulated other comprehensive loss	-5,494	-6,554	-4,043	-6,258	-9,293	-11,714	-13,896	-8,809	-16,936	-16,526	-15,036	-27,402	-25,161
Treasury stock, at cost; 308,725 shares at June 30, 2026 and December 31, 2025	-11,307	-11,307	-11,307	-11,307	-11,307	-11,307	-11,307	-9,790	-9,790	-9,790	-9,790	-9,790	-9,790
TOTAL STOCKHOLDERS' EQUITY	198,667	192,058	192,541	184,485	176,275	171,400	166,410	169,303	157,641	154,863	153,825	88,426	90,368
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	1,672,332	1,717,328	1,673,199	1,654,950	1,616,215	1,602,336	1,595,958	1,607,322	1,592,300	1,573,271	1,639,779	957,580	960,080