Financialsexperimental
MUNCY COLUMBIA FINANCIAL Corp (CCFN). Every figure is as filed in the company's 10-Q and 10-K reports. Quarters a filing does not report on their own are worked out from its year-to-date figures and marked *.
USD in thousands · shares (whole numbers) · per-share amounts in USD
| Income Statement | FY FY25 31 Dec 2025 | FY FY24 31 Dec 2024 | FY FY23 31 Dec 2023 |
|---|---|---|---|
| Taxable | 30,885 | ||
| Taxable | 76,002 | 71,513 | |
| Tax-exempt | 969 | ||
| Tax-exempt | 1,583 | 1,518 | |
| Taxable | 5,580 | 4,256 | 5,030 |
| Tax-exempt | 3,461 | 3,361 | 917 |
| Dividend and other interest income | 625 | 807 | 318 |
| Deposits in other banks | 767 | 288 | 227 |
| Federal funds sold | 1 | ||
| TOTAL INTEREST AND DIVIDEND INCOME | 88,018 | 81,743 | 38,347 |
| Deposits | 24,115 | 22,402 | 4,964 |
| Short-term borrowings | 1,103 | 5,741 | 9,119 |
| Long-term borrowings | 3,135 | 1,002 | |
| Long-term borrowings | 2,201 | ||
| TOTAL INTEREST EXPENSE | 15,085 | ||
| TOTAL INTEREST EXPENSE | 27,419 | 31,278 | |
| NET INTEREST INCOME | 60,599 | 50,465 | 23,262 |
| PROVISION FOR CREDIT LOSSES | 839 | 837 | 2,521 |
| Provision for credit losses - loans | 847 | 2,554 | |
| NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES | 59,760 | 49,628 | 20,741 |
| Recovery of credit losses - off balance sheet credit exposures | -10 | -33 | |
| Service charges and fees | 2,968 | 2,732 | |
| Interchange fees | 2,641 | 2,640 | |
| Gain (loss) on sale of loans | 503 | 413 | 276 |
| Service charges and fees | 2,094 | ||
| Earnings on bank-owned life insurance | 925 | 928 | 503 |
| Brokerage | 938 | 807 | 636 |
| Trust | 1,111 | 943 | |
| Trust | 885 | ||
| Gains (losses) on marketable equity securities | 56 | 60 | -119 |
| Realized losses on available-for-sale debt securities, net | -422 | -85 | |
| Other non-interest income | 1,643 | 1,937 | 1,007 |
| Interchange fees | 1,839 | ||
| TOTAL NON-INTEREST INCOME | 10,363 | 10,375 | 7,121 |
| Salaries and employee benefits | 21,720 | 19,027 | 11,618 |
| Occupancy | 2,623 | 2,459 | 1,391 |
| Furniture and equipment | 1,704 | 1,665 | 2,070 |
| Pennsylvania shares tax | 1,239 | 941 | |
| Professional fees | 1,939 | 1,522 | 1,638 |
| Pennsylvania shares tax | 365 | ||
| Director's fees | 695 | 618 | 326 |
| Federal deposit insurance | 870 | 820 | 478 |
| Data processing and telecommunications | 3,645 | 3,595 | 323 |
| Automated teller machine and interchange | 779 | 671 | |
| Amortization of intangibles | 2,023 | 2,202 | |
| Automated teller machine and interchange | 340 | ||
| Other non-interest expense | 3,783 | 3,901 | 2,533 |
| Merger-related expenses | 241 | 3,028 | |
| TOTAL NON-INTEREST EXPENSE | 41,020 | 37,662 | 24,110 |
| INCOME BEFORE INCOME TAX PROVISION | 29,103 | 22,341 | 3,752 |
| INCOME TAX PROVISION | 4,878 | 3,318 | 365 |
| NET INCOME | 24,225 | 19,023 | 3,387 |
| EARNINGS PER SHARE - BASIC (in Dollars per share) | 6.85 | 1.49 | |
| EARNINGS PER SHARE - DILUTED (in Dollars per share) | 6.85 | 1.49 | |
| WEIGHTED AVERAGE SHARES OUTSTANDING (in Shares) | 3,534,435 | 2,279,808 | |
| WEIGHTED AVERAGE SHARES OUTSTANDING - DILUTED | 2,279,808 |