Consolidated Statements of Cash Flows - JPY (¥)
¥ in Millions |
12 Months Ended |
Mar. 31, 2026 |
Mar. 31, 2025 |
Mar. 31, 2024 |
| Cash flows from operating activities: |
|
|
|
| Net income before attribution of noncontrolling interests |
¥ 1,883,904
|
¥ 1,267,638
|
¥ 1,377,569
|
| Adjustments to reconcile net income before attribution of noncontrolling interests to net cash provided by operating activities: |
|
|
|
| Depreciation and amortization (Notes 5 and 6) |
424,894
|
383,408
|
368,561
|
| Impairment of goodwill (Note 6) |
97,475
|
150,089
|
0
|
| Impairment of intangible assets (Note 6) |
8,417
|
14,353
|
15,042
|
| Provision for credit losses (Note 4) |
226,112
|
121,790
|
258,795
|
| Employee benefit income for severance indemnities and pension plans (Note 13) |
(76,990)
|
(63,046)
|
(26,771)
|
| Investment securities (gains) losses—net |
(666,069)
|
832,533
|
(1,382,458)
|
| Amortization of discounts on investment securities |
(118,431)
|
(94,981)
|
(44,064)
|
| Changes in financial instruments measured at fair value under fair value option, excluding trading account securities-net (Note 31) |
(676)
|
(13,951)
|
16,736
|
| Foreign exchange (gains) losses—net |
(164,961)
|
(730,529)
|
534,351
|
| Equity in earnings of equity method investees—net |
(871,185)
|
(669,400)
|
(464,054)
|
| Provision (benefit) for deferred income tax expense |
(195,309)
|
167,781
|
91,212
|
| Increase in trading account assets, excluding foreign exchange contracts |
(20,139,548)
|
(5,752,205)
|
(3,047,277)
|
| Increase in trading account liabilities, excluding foreign exchange contracts |
17,989,388
|
4,282,380
|
2,101,271
|
| Net decrease (increase) in collateral for derivative transactions |
(1,615,883)
|
568,191
|
(461,210)
|
| Net decrease (increase) in margin for listed derivative transactions |
(28,937)
|
(61,511)
|
132,819
|
| Decrease in cash collateral for the use of Bank of Japan’s settlement infrastructure |
0
|
923,000
|
0
|
| Unrealized gain on the contract to purchase equity shares of Shriram Finance Limited (Note 33) |
(25,111)
|
0
|
0
|
| Other—net |
(93,555)
|
(296,704)
|
(1,262,107)
|
| Net cash provided by (used in) operating activities |
(3,366,465)
|
1,028,836
|
(1,791,585)
|
| Cash flows from investing activities: |
|
|
|
| Proceeds from sales of Available-for-sale debt securities (including proceeds from debt securities under the fair value option) (Note 3) |
69,089,810
|
53,000,461
|
62,450,011
|
| Proceeds from maturities of Available-for-sale debt securities (including proceeds from debt securities under the fair value option) (Note 3) |
35,991,213
|
46,068,373
|
31,969,733
|
| Purchases of Available-for-sale debt securities (including purchases of debt securities under the fair value option) (Note 3) |
(98,773,329)
|
(101,306,253)
|
(87,816,718)
|
| Proceeds from maturities of Held-to-maturity debt securities |
3,184,932
|
5,845,448
|
1,380,753
|
| Purchases of Held-to-maturity debt securities |
(5,511,035)
|
(4,329,574)
|
(3,889,987)
|
| Proceeds from sales and redemption of Equity securities (including proceeds from equity securities under the fair value option) |
5,133,867
|
4,106,446
|
3,148,971
|
| Purchases of Equity securities (including purchases of equity securities under the fair value option) |
(4,639,404)
|
(3,085,879)
|
(2,894,534)
|
| Net increase in loans |
(8,103,596)
|
(3,620,030)
|
(1,565,920)
|
| Net decrease (increase) in call loans, funds sold, and receivables under resale agreements and securities borrowing transactions |
2,357,295
|
348,469
|
(3,758,551)
|
| Proceeds from sales of premises and equipment |
60,678
|
46,977
|
55,625
|
| Capital expenditures for premises and equipment |
(302,858)
|
(131,724)
|
(111,213)
|
| Purchases of intangible assets |
(344,077)
|
(306,656)
|
(317,308)
|
| Proceeds from sales and dispositions of investments in equity method investees |
69,696
|
44,381
|
41,179
|
| Proceeds from sales of consolidated VIEs and subsidiaries—net |
296,821
|
129,683
|
163,521
|
| Other—net |
(180,180)
|
6,608
|
73,762
|
| Net cash used in investing activities |
(1,686,306)
|
(3,336,616)
|
(1,252,841)
|
| Cash flows from financing activities: |
|
|
|
| Net increase in deposits |
5,530,380
|
2,227,431
|
4,134,276
|
| Net increase (decrease) in call money, funds purchased, and payables under repurchase agreements and securities lending transactions |
(4,907,011)
|
6,796,160
|
(6,079,068)
|
| Net increase (decrease) in due to trust account and other short-term borrowings |
(14,071,016)
|
12,379,688
|
822,146
|
| Proceeds from issuance of long-term debt |
4,581,637
|
3,829,535
|
3,210,761
|
| Repayments of long-term debt |
(4,842,105)
|
(22,910,590)
|
(3,956,044)
|
| Proceeds from sales of treasury stock |
3,067
|
11,039
|
3,327
|
| Payments for acquisition of treasury stock (Note 18) |
(500,066)
|
(418,444)
|
(400,090)
|
| Dividends paid |
(846,715)
|
(531,844)
|
(438,716)
|
| Dividends paid by subsidiaries to noncontrolling interests |
(21,652)
|
(29,138)
|
(25,767)
|
| Other—net |
117,704
|
51,976
|
(39,579)
|
| Net cash provided by (used in) financing activities |
(14,955,777)
|
1,405,813
|
(2,768,754)
|
| Effect of exchange rate changes on cash and cash equivalents |
1,082,734
|
81,442
|
1,980,471
|
| Net decrease in cash and cash equivalents |
(18,925,814)
|
(820,525)
|
(3,832,709)
|
| Cash and cash equivalents at beginning of fiscal year |
109,304,211
|
110,124,736
|
113,957,445
|
| Cash and cash equivalents: |
|
|
|
| Cash, due from banks and interest-earning deposits in other banks |
90,369,985
|
109,298,114
|
110,118,623
|
| Restricted cash included in other assets |
8,412
|
6,097
|
6,113
|
| Cash and cash equivalents at end of fiscal year |
90,378,397
|
109,304,211
|
110,124,736
|
| Cash paid during the fiscal year for: |
|
|
|
| Interest |
4,926,636
|
5,190,245
|
4,377,677
|
| Income taxes, net of refunds (Note 8) |
429,909
|
328,966
|
519,958
|
| Non-cash investing and financing activities: |
|
|
|
| Assets acquired under finance lease arrangements (Note 7) |
12,115
|
4,657
|
15,987
|
| Assets acquired under operating lease arrangements (Note 7) |
74,817
|
40,608
|
51,764
|
| HC Consumer Finance Philippines |
|
|
|
| Cash flows from investing activities: |
|
|
|
| Payments to acquire businesses, net of cash acquired |
0
|
0
|
(64,104)
|
| Noncash from acquisitions |
|
|
|
| Fair value of assets acquired, excluding cash and cash equivalents |
0
|
0
|
160,036
|
| Fair value of liabilities assumed |
0
|
0
|
96,152
|
| PT Home Credit Indonesia Inc |
|
|
|
| Cash flows from investing activities: |
|
|
|
| Payments to acquire businesses, net of cash acquired |
0
|
0
|
(29,219)
|
| Noncash from acquisitions |
|
|
|
| Fair value of assets acquired, excluding cash and cash equivalents |
0
|
0
|
59,619
|
| Fair value of liabilities assumed |
0
|
0
|
30,494
|
| PT Mandala Multifinance Tbk |
|
|
|
| Cash flows from investing activities: |
|
|
|
| Payments to acquire businesses, net of cash acquired |
0
|
0
|
(46,025)
|
| Noncash from acquisitions |
|
|
|
| Fair value of assets acquired, excluding cash and cash equivalents |
0
|
0
|
99,031
|
| Fair value of liabilities assumed |
0
|
0
|
34,676
|
| Fair value of noncontrolling interests |
0
|
0
|
10,448
|
| Albacore Capital Group |
|
|
|
| Cash flows from investing activities: |
|
|
|
| Payments to acquire businesses, net of cash acquired |
0
|
0
|
(42,817)
|
| Noncash from acquisitions |
|
|
|
| Fair value of assets acquired, excluding cash and cash equivalents |
0
|
0
|
90,197
|
| Fair value of liabilities assumed |
0
|
0
|
12,187
|
| Fair value of noncontrolling interests |
0
|
0
|
17,214
|
| Contingent consideration liabilities |
0
|
0
|
17,979
|
| MUFG Pension And Market Services Holding Ltd |
|
|
|
| Cash flows from investing activities: |
|
|
|
| Payments to acquire businesses, net of cash acquired |
0
|
(91,938)
|
0
|
| Noncash from acquisitions |
|
|
|
| Fair value of assets acquired, excluding cash and cash equivalents |
0
|
281,215
|
0
|
| Fair value of liabilities assumed |
0
|
188,316
|
0
|
| WealthNavi Inc |
|
|
|
| Cash flows from investing activities: |
|
|
|
| Payments to acquire businesses, net of cash acquired |
(8,809)
|
(61,408)
|
0
|
| Noncash from acquisitions |
|
|
|
| Fair value of assets acquired, excluding cash and cash equivalents |
0
|
117,344
|
0
|
| Fair value of liabilities assumed |
0
|
43,294
|
0
|
| TIDLOR Holdins Public Company Limited (TIDLOR) |
|
|
|
| Cash flows from investing activities: |
|
|
|
| Payments to acquire businesses, net of cash acquired |
(7,330)
|
0
|
0
|
| Noncash from acquisitions |
|
|
|
| Fair value of assets acquired, excluding cash and cash equivalents |
576,773
|
0
|
0
|
| Fair value of liabilities assumed |
373,142
|
0
|
0
|
| Fair value of noncontrolling interests |
¥ 125,997
|
¥ 0
|
¥ 0
|