Loans and Merchant Cash Advances - Schedule of MCA, Loans and Related Receivables (Details) - USD ($) |
Dec. 31, 2024 |
Dec. 31, 2023 |
Dec. 31, 2022 |
|---|---|---|---|
| Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
| Loans and merchant cash advances, net | $ 1,224,000,000 | $ 816,000,000 | $ 580,000,000 |
| Interest receivable | 15,000,000 | 10,000,000 | 3,000,000 |
| Loans | |||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
| Receivables, gross | 1,131,000,000 | 732,000,000 | 228,000,000 |
| Allowance for credit losses related to uncollectible receivable | (110,000,000) | (60,000,000) | (19,000,000) |
| Merchant cash advances | |||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
| Receivables, gross | 234,000,000 | 180,000,000 | 420,000,000 |
| Allowance for credit losses related to uncollectible receivable | $ (31,000,000) | $ (36,000,000) | $ (49,000,000) |