Schedule II—Valuation and Qualifying Accounts The tables below detail the activity of the customer receivable reserve, insurance liability, and the valuation allowance on deferred tax assets for the years ended December 31, 2020, 2021, and 2022 (in millions): | | | | | | | | | | | | | | | | | Balance at Beginning of Year | Charged to Expenses | Charges Utilized/ Write-Offs | Balance at End of Year | | Customer Receivable Reserve | | | | | | | | | | | Year Ended December 31, 2020 | $ | 51 | | $ | 108 | | $ | (68) | | $ | 91 | | | Year Ended December 31, 2021 | $ | 91 | | $ | 27 | | $ | (87) | | $ | 31 | | | Year Ended December 31, 2022 | $ | 31 | | $ | 49 | | $ | (41) | | $ | 39 | |
| | | | | | | | | | | | | | | | | | | Balance at Beginning of Year | Additions for Current Period | Changes in Estimates for Prior Periods | Net Payments | Balance at End of Year | | Insurance Liability | | | | | | | | | | | | | Year Ended December 31, 2020 | $ | 73 | | $ | 98 | | $ | (21) | | $ | (99) | | $ | 51 | | | Year Ended December 31, 2021 | $ | 51 | | $ | 85 | | $ | 1 | | $ | (90) | | $ | 47 | | | Year Ended December 31, 2022 | $ | 47 | | $ | 140 | | $ | (5) | | $ | (121) | | $ | 61 | |
| | | | | | | | | | | | | | | | Balance at Beginning of Year | Charged (Credited) to Expenses | Charged to Other Accounts | Balance at End of Year | | Valuation Allowance on Deferred Tax Assets | | | | | | | | | | | Year Ended December 31, 2020 | $ | 1,024 | | $ | 1,029 | | $ | — | | $ | 2,053 | | | Year Ended December 31, 2021 | $ | 2,053 | | $ | 1,211 | | $ | — | | $ | 3,264 | | | Year Ended December 31, 2022 | $ | 3,264 | | $ | (98) | | $ | — | | $ | 3,166 | |
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