v3.25.4
Financing Receivables (Tables)
 12 Months Ended
Jan. 31, 2026
Receivables [Abstract]  
Schedule of Short-term and Long-term Financing Receivables
The Company’s short-term and long-term financing receivables were as follows (in thousands):
January 31, 2026January 31, 2025
Short-term financing receivables, gross$81,723 $9,579 
Unearned income(13,236)(2,339)
Allowance for credit losses(1,002)(76)
Short-term financing receivables, net$67,485 $7,164 
Long-term financing receivables, gross$213,601 $43,235 
Unearned income(17,847)(5,051)
Allowance for credit losses(1,648)(342)
Long-term financing receivables, net$194,106 $37,842 
Schedule of Amortized Cost Basis of Financing Receivables Categorized by Internal Risk Rating
The Company’s amortized cost basis of financing receivables categorized by internal risk rating and year of origination was as follows (in thousands):
January 31, 2026January 31, 2025
Fiscal Year of OriginationFiscal Year of Origination
Internal Risk Rating(1)
20262025Total2025Total
1 to 4$127,440 $17,374 $144,814 $18,413 $18,413 
5 to 691,249 23,719 114,968 27,011 27,011 
7 to 94,459 — 4,459 — — 
Amortized cost basis of financing receivables$223,148 $41,093 $264,241 $45,424 $45,424 
(1) Internal risk ratings are determined based on the end-user’s financial condition and are categorized as 1 through 9, with the lowest rating representing the highest quality. Credit quality indicators are generally updated at least annually, or more frequently to the extent required by economic conditions.