v3.25.3
Intangible Assets and Goodwill
 12 Months Ended
Sep. 30, 2025
Goodwill and Intangible Assets Disclosure [Abstract]  
Intangible Assets and Goodwill
Note 8—Intangible Assets and Goodwill
Finite-lived and indefinite-lived intangible assets consisted of the following: 
September 30,
20252024
 GrossAccumulated
Amortization		NetGrossAccumulated
Amortization		Net
 (in millions)
Finite-lived intangible assets:
Customer relationships$476 $(245)$231 $535 $(298)$237 
Trade names— — — 190 (179)11 
Total finite-lived intangible assets476 (245)231 725 (477)248 
Indefinite-lived intangible assets:
Customer relationships and reacquired rights
23,331 — 23,331 22,557 — 22,557 
Visa trade name4,084 — 4,084 4,084 — 4,084 
Total indefinite-lived intangible assets27,415 — 27,415 26,641 — 26,641 
Total intangible assets$27,891 $(245)$27,646 $27,366 $(477)$26,889 
For fiscal 2025, 2024 and 2023, amortization expense related to finite-lived intangible assets was $78 million, $79 million and $76 million, respectively.
As of September 30, 2025, estimated future amortization expense on finite-lived intangible assets was as follows:
For the Years Ending
September 30,
20262027202820292030ThereafterTotal
(in millions)
Estimated future amortization expense$63 $62 $43 $29 $10 $24 $231 
The changes in goodwill were as follows:
For the Years Ended
September 30,
20252024
(in millions)
Balance as of beginning of period
$18,941 $17,997 
Goodwill from acquisitions794 790 
Foreign currency translation144 154 
Balance as of end of period
$19,879 $18,941