v3.24.3
Intangible Assets and Goodwill
 12 Months Ended
Sep. 30, 2024
Goodwill and Intangible Assets Disclosure [Abstract]  
Intangible Assets and Goodwill
Note 8—Intangible Assets and Goodwill
Indefinite-lived and finite-lived intangible assets consisted of the following: 
September 30,
20242023
 GrossAccumulated
Amortization		NetGrossAccumulated
Amortization		Net
 (in millions)
Finite-lived intangible assets:
Customer relationships$535 $(298)$237 $829 $(572)$257 
Trade names190 (179)11 195 (172)23 
Other— — — 111 (111)— 
Total finite-lived intangible assets725 (477)248 1,135 (855)280 
Indefinite-lived intangible assets:
Customer relationships and reacquired rights
22,557 — 22,557 21,740 — 21,740 
Visa trade name4,084 — 4,084 4,084 — 4,084 
Total indefinite-lived intangible assets26,641 — 26,641 25,824 — 25,824 
Total intangible assets$27,366 $(477)$26,889 $26,959 $(855)$26,104 
For fiscal 2024, 2023 and 2022, amortization expense related to finite-lived intangible assets was $79 million, $76 million and $90 million, respectively.
As of September 30, 2024, estimated future amortization expense on finite-lived intangible assets was as follows:
For the Years Ending
September 30,
20252026202720282029ThereafterTotal
(in millions)
Estimated future amortization expense$67 $51 $49 $32 $18 $31 $248 
The changes in goodwill were as follows:
For the Years Ended
September 30,
20242023
(in millions)
Balance as of beginning of period
$17,997 $17,787 
Goodwill from acquisitions790 — 
Foreign currency translation154 210 
Balance as of end of period
$18,941 $17,997