Actual

For Capital

Adequacy

Purposes

To Be Well

Capitalized

Under Prompt

Corrective Action

Provisions

(in millions)

Amount

Ratio

Amount

Ratio

Amount

Ratio

December 31, 2021

Total capital (to risk weighted assets)

$

816

119.8

%

$

55

8.0

%

$

68

10.0

%

Common Equity Tier 1 capital (to risk weighted assets)

$

808

118.5

%

$

31

4.5

%

$

44

6.5

%

Tier 1 capital (to risk weighted assets)

$

808

118.5

%

$

41

6.0

%

$

55

8.0

%

Tier 1 capital (to average assets)

$

808

64.3

%

$

50

4.0

%

$

63

5.0

%

December 31, 2020

Total capital (to risk weighted assets)

$

740

184.6

%

$

32

8.0

%

$

40

10.0

%

Common Equity Tier 1 capital (to risk weighted assets)

$

740

184.6

%

$

18

4.5

%

$

26

6.5

%

Tier 1 capital (to risk weighted assets)

$

740

184.6

%

$

24

6.0

%

$

32

8.0

%

Tier 1 capital (to average assets)

$

740

71.3

%

$

41

4.0

%

$

52

5.0

%