Actual

For Capital

Adequacy

Purposes

To Be Well

Capitalized

Under Prompt

Corrective Action

Provisions

(in millions)

Amount

Ratio

Amount

Ratio

Amount

Ratio

December 31, 2020

Total capital (to risk weighted assets)

$

740

184.6

%

$

32

8.0

%

$

40

10.0

%

Common Equity Tier 1 capital (to risk weighted assets)

$

740

184.6

%

$

18

4.5

%

$

26

6.5

%

Tier 1 capital (to risk weighted assets)

$

740

184.6

%

$

24

6.0

%

$

32

8.0

%

Tier 1 capital (to average assets)

$

740

71.3

%

$

41

4.0

%

$

52

5.0

%

December 31, 2019

Total capital (to risk weighted assets)

$

686

137.7

%

$

40

8.0

%

$

50

10.0

%

Common Equity Tier 1 capital (to risk weighted assets)

$

686

137.7

%

$

22

4.5

%

$

32

6.5

%

Tier 1 capital (to risk weighted assets)

$

686

137.7

%

$

30

6.0

%

$

40

8.0

%

Tier 1 capital (to average assets)

$

686

72.8

%

$

38

4.0

%

$

47

5.0

%