Actual

For Capital
Adequacy
Purposes

To Be Well
Capitalized
Under Prompt
Corrective Action
Provisions

(in millions)

Amount

Ratio

Amount

Ratio

Amount

Ratio

December 31, 2023

Total capital (to risk weighted assets)

$

775

145.8

%

$

43

8.0

%

$

53

10.0

%

Common Equity Tier 1 capital (to risk weighted assets)

$

771

145.1

%

$

24

4.5

%

$

35

6.5

%

Tier 1 capital (to risk weighted assets)

$

771

145.1

%

$

32

6.0

%

$

43

8.0

%

Tier 1 capital (to average assets)

$

771

65.9

%

$

47

4.0

%

$

59

5.0

%

December 31, 2022

Total capital (to risk weighted assets)

$

691

126.1

%

$

44

8.0

%

$

55

10.0

%

Common Equity Tier 1 capital (to risk weighted assets)

$

684

124.8

%

$

25

4.5

%

$

36

6.5

%

Tier 1 capital (to risk weighted assets)

$

684

124.8

%

$

33

6.0

%

$

44

8.0

%

Tier 1 capital (to average assets)

$

684

62.8

%

$

44

4.0

%

$

54

5.0

%