v3.25.4
Business Segment Information (Tables)
12 Months Ended
Dec. 31, 2025
Segment Reporting [Abstract]  
Schedule Of Financial Information By Reportable Segment
 2025
 Corporate BankConsumer BankWealth
Management
OtherConsolidated
 (In millions)
Net interest income $1,877 $2,937 $177 $— $4,991 
Provision for (benefit from) credit losses 337 273 (147)470 
Non-interest income (loss) (1):
Service charges on deposit accounts246 386 — 635 
Card and ATM fees42 444 — 487 
Investment management and trust fee income— — 362 — 362 
Capital markets income344 — 347 
Mortgage income— 158 — — 158 
Investment services fee income— — 182 — 182 
Commercial credit fee income114 — — — 114 
Bank-owned life insurance— — — 95 95 
Securities gains (losses), net— — — (53)(53)
Market value adjustments on employee benefit assets
— — — 20 20 
Other miscellaneous income (loss)209 79 (103)188 
Total non-interest income (loss)
955 1,069 552 (41)2,535 
Non-interest expense:
Salaries and employee benefits564 726 281 1,045 2,616 
Equipment and software expense22 100 297 421 
Net occupancy expense27 221 12 28 288 
Other expenses (benefits) (2)
647 1,468 188 (1,315)988 
Total non-interest expense
1,260 2,515 483 55 4,313 
Income before income taxes1,235 1,218 239 51 2,743 
Income tax expense (benefit)309 304 60 (86)587 
Net income $926 $914 $179 $137 $2,156 
Average assets$69,862 $37,442 $2,151 $48,563 $158,018 
 2024
 Corporate BankConsumer BankWealth
Management
OtherConsolidated
 (In millions)
Net interest income $1,821 $2,834 $163 $— $4,818 
Provision for (benefit from) credit losses 362 270 (153)487 
Non-interest income (loss) (1):
Service charges on deposit accounts223 385 612 
Card and ATM fees43 424 (1)467 
Investment management and trust fee income— — 338 — 338 
Capital markets income346 — 348 
Mortgage income— 146 — — 146 
Investment services fee income— — 157 — 157 
Commercial credit fee income111 — — — 111 
Bank-owned life insurance— — — 102 102 
Securities gains (losses), net— — — (208)(208)
Market value adjustments on employee benefit assets
— — — 25 25 
Other miscellaneous income (loss)174 81 (90)167 
Total non-interest income (loss)
897 1,037 502 (171)2,265 
Non-interest expense:
Salaries and employee benefits558 721 260 990 2,529 
Equipment and software expense19 101 283 406 
Net occupancy expense27 210 12 29 278 
Other expenses (benefit) (2)
666 1,369 178 (1,184)1,029 
Total non-interest expense
1,270 2,401 453 118 4,242 
Income (loss) before income taxes
1,086 1,200 204 (136)2,354 
Income tax expense (benefit)271 300 51 (161)461 
Net income (loss)$815 $900 $153 $25 $1,893 
Average assets$69,207 $37,947 $2,063 $44,664 $153,881 
 2023
 Corporate BankConsumer BankWealth
Management
OtherConsolidated
 (In millions)
Net interest income $2,007 $3,123 $190 $— $5,320 
Provision for (benefit from) credit losses 343 279 (77)553 
Non-interest income (1):
Service charges on deposit accounts193 396 — 592 
Card and ATM fees45 458 — 504 
Investment management and trust fee income— — 313 — 313 
Capital markets income219 222 
Mortgage income— 109 — — 109 
Investment services fee income— — 138 — 138 
Commercial credit fee income105 — — — 105 
Bank-owned life insurance— — — 78 78 
Securities gains (losses), net(1)— — (4)(5)
Market value adjustments on employee benefit assets
— — — 15 15 
Other miscellaneous income (loss)151 80 (48)185 
Total non-interest income712 1,044 457 43 2,256 
Non-interest expense:
Salaries and employee benefits546 732 254 884 2,416 
Equipment and software expense20 110 279 412 
Net occupancy expense27 222 12 28 289 
Other expenses (benefit) (2)
635 1,509 158 (1,003)1,299 
Total non-interest expense
1,228 2,573 427 188 4,416 
Income (loss) before income taxes
1,148 1,315 212 (68)2,607 
Income tax expense (benefit)287 330 52 (136)533 
Net income$861 $985 $160 $68 $2,074 
Average assets$69,520 $37,762 $2,044 $43,691 $153,017 
_____
(1) Non-interest income includes $650 million, $473 million, and $534 million of revenue that is not from a contract with a customer for the years ended December 31, 2025, 2024 and 2023, respectively.
2) See Note 18 for a detail of expenses compromising other expenses.