v3.25.4
Leases (Tables)
12 Months Ended
Dec. 31, 2025
Leases [Abstract]  
Lessee, Operating Leases [Text Block]
Other information related to operating leases at December 31 is as follows:
 20252024
Weighted-average remaining lease term (years)9.1 years9.2 years
Weighted-average discount rate (%)3.5 %3.1 %
Future, undiscounted minimum lease payments on operating leases
Future, undiscounted minimum lease payments on operating leases are as follows:
 December 31, 2025
 (In millions)
2026$91 
202785 
202878 
202967 
203055 
Thereafter262 
Total lease payments638 
Less: Imputed interest99 
Total present value of lease liabilities$539 
Summary of sales-type, direct financing, operating, and leveraged leases
The following tables present a summary of Regions' sales-type, direct financing and leveraged leases for the years ended December 31.
Net Interest Income
 202520242023
(In millions)
Sales-Type and Direct Financing$70 $88 $65 
Leveraged(1)
$78 $96 $67 
_________
(1)Leveraged lease income is shown pre-tax and related tax expense is immaterial for all periods presented. Leveraged lease termination gains excluded from amounts presented above were immaterial for all periods presented.

 As of December 31, 2025As of December 31, 2024
Sales-Type and Direct FinancingLeveragedTotalSales-Type and Direct FinancingLeveragedTotal
(In millions)
Lease receivable$1,263 $86 $1,349 $1,393 $117 $1,510 
Unearned income(180)(23)(203)(195)(35)(230)
Guaranteed residual108 — 108 142 — 142 
Unguaranteed residual172 53 225 167 101 268 
Total net investment$1,363 $116 $1,479 $1,507 $183 $1,690 
Minimum future payments due from customers for sales-type, direct financing, and operating leases
The following table presents the minimum future payments due from customers for sales-type and direct financing leases:
 December 31, 2025
Sales-Type and Direct Financing
(In millions)
2026$324 
2027266 
2028208 
2029147 
2030111 
Thereafter207 
$1,263