v3.25.4
Loans
 12 Months Ended
Dec. 31, 2025
Receivables [Abstract]  
Loans
LOANS
The following table presents the distribution of Regions' loan portfolio by segment and class, net of unearned income as of December 31:
20252024
 (In millions)
Commercial and industrial$48,790 $49,671 
Commercial real estate mortgage—owner-occupied4,845 4,841 
Commercial real estate construction—owner-occupied263 333 
Total commercial53,898 54,845 
Commercial investor real estate mortgage7,172 6,567 
Commercial investor real estate construction1,934 2,143 
Total investor real estate9,106 8,710 
Residential first mortgage19,765 20,094 
Home equity lines3,232 3,150 
Home equity loans2,324 2,390 
Consumer credit card1,519 1,445 
Other consumer (1)
5,793 6,093 
Total consumer32,633 33,172 
Total loans, net of unearned income (2)
$95,637 $96,727 
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(1)Starting in 2025, other consumer loans also includes exit portfolios, which were previously presented separately. The portfolio consists primarily of indirect auto loans, and presentation of prior periods has been conformed accordingly.
(2)Loans are presented net of unearned income, unamortized discounts and premiums and deferred loan fees and costs of $930 million and $981 million at December 31, 2025 and December 31, 2024.
See Note 13 for details regarding Regions’ investment in sales-type, direct financing, and leveraged leases included within the commercial and industrial loan portfolio.