

	Three Months Ended June 30, 2025
	Corporate Bank		Consumer Bank		Wealth Management		Other		Consolidated
	(In millions)
Net interest income	$	474	$	742	$	43	$	—	$	1,259
Provision for (benefit from) credit losses	88		68		2		(32)		126
Non-interest income:
Service charges on deposit accounts	60		90		1		—		151
Card and ATM fees	11		114		—		—		125
Investment management and trust fee income	—		—		90		—		90
Capital markets income	83		—		—		—		83
Mortgage income	—		48		—		—		48
Investment services fee income	—		—		43		—		43
Commercial credit fee income	29		—		—		—		29
Bank-owned life insurance	—		—		—		24		24
Securities gains (losses), net	—		—		—		(1)		(1)
Market value adjustments on employee benefit assets	—		—		—		16		16
Other miscellaneous income (loss)	42		20		1		(25)		38
Total non-interest income	225		272		135		14		646
Non-interest expense:
Salaries and employee benefits	137		179		67		275		658
Equipment and software expense	5		24		1		74		104
Net occupancy expense	7		55		3		7		72
Other expenses (benefits) (1)	162		369		48		(340)		239
Total non-interest expense	311		627		119		16		1,073
Income before income taxes	300		319		57		30		706
Income tax expense (benefit)	75		80		14		(26)		143
Net income	$	225	$	239	$	43	$	56	$	563
Average assets	$	69,768	$	37,479	$	2,112	$	48,615	$	157,974


	Three Months Ended June 30, 2024
	Corporate Bank		Consumer Bank		Wealth Management		Other		Consolidated

	(In millions)
Net interest income	$	449	$	697	$	40	$	—	$	1,186
Provision for (benefit from) credit losses	91		66		2		(57)		$	102
Non-interest income (loss):
Service charges on deposit accounts	54		95		1		1		151
Card and ATM fees	11		109		—		—		120
Investment management and trust fee income	—		—		83		—		83
Capital markets income	67		1		—		—		68
Mortgage income	—		34		—		—		34
Investment services fee income	—		—		39		—		39
Commercial credit fee income	28		—		—		—		28
Bank-owned life insurance	—		—		—		30		30
Securities gains (losses), net	—		—		—		(50)		(50)
Market value adjustments on employee benefit assets	—		—		—		2		2
Other miscellaneous income	39		20		1		(20)		40
Total non-interest income (loss)	199		259		124		(37)		545
Non-interest expense:
Salaries and employee benefits	133		178		63		235		609
Equipment and software expense	5		26		—		69		100
Net occupancy expense	7		51		3		7		68
Other expenses (1)	162		316		42		(293)		227
Total non-interest expense	307		571		108		18		1,004
Income before income taxes	250		319		54		2		625
Income tax expense (benefit)	62		80		14		(32)		124
Net income	$	188	$	239	$	40	$	34	$	501
Average assets	$	68,934	$	38,007	$	2,053	$	43,873	$	152,867


	Six Months Ended June 30, 2025
	Corporate Bank		Consumer Bank		Wealth Management		Other		Consolidated

	(In millions)
Net interest income	$	916	$	1,451	$	86	$	—	$	2,453
Provision for (benefit from) credit losses	175		134		4		(63)		250
Non-interest income (loss):
Service charges on deposit accounts	124		186		2		—		312
Card and ATM fees	22		220		—		—		242
Investment management and trust fee income	—		—		176		—		176
Capital markets income	162		—		1		—		163
Mortgage income	—		88		—		—		88
Investment services fee income	—		—		86		—		86
Commercial credit fee income	56		—		—		—		56
Bank-owned life insurance	—		—		—		47		47
Securities gains (losses), net	—		—		—		(26)		(26)
Market value adjustments on employee benefit assets	—		—		—		13		13

Other miscellaneous income (loss)	84		39		2		(46)		79
Total non-interest income (loss)	448		533		267		(12)		1,236
Non-interest expense:
Salaries and employee benefits	282		358		137		506		1,283
Equipment and software expense	10		48		1		144		203
Net occupancy expense	14		108		6		14		142
Other expenses (benefits) (1)	315		708		94		(633)		484
Total non-interest expense	621		1,222		238		31		2,112
Income before income taxes	568		628		111		20		1,327
Income (loss) before income taxes	141		157		28		(52)		274
Net income	$	427	$	471	$	83	$	72	$	1,053
Average assets	$	69,530	$	37,574	$	2,123	$	48,201	$	157,428


	Six Months Ended June 30, 2024
	Corporate Bank		Consumer Bank		Wealth Management		Other		Consolidated

	(In millions)
Net interest income	$	901	$	1,389	$	80	$	—	$	2,370
Provision for (benefit from) credit losses	182		134		4		(66)		254
Non-interest income (loss):
Service charges on deposit accounts	109		187		2		1		299
Card and ATM fees	22		214		—		—		236
Investment management and trust fee income	—		—		164		—		164
Capital markets income	158		1		—		—		159
Mortgage income	—		75		—		—		75
Investment services fee income	—		—		77		—		77
Commercial credit fee income	55		—		—		—		55
Bank-owned life insurance	—		—		—		53		53
Securities gains (losses), net	—		—		—		(100)		(100)
Market value adjustments on employee benefit assets	—		—		—		17		17

Other miscellaneous income (loss)	73		39		1		(40)		73
Total non-interest income (loss)	417		516		244		(69)		1,108
Non-interest expense:
Salaries and employee benefits	283		361		129		494		1,267
Equipment and software expense	9		52		1		139		201
Net occupancy expense	14		107		6		15		142
Other expenses (benefit) (1)	325		678		83		(561)		525
Total non-interest expense	631		1,198		219		87		2,135
Income (loss) before income taxes	505		573		101		(90)		1,089
Income tax expense (benefit)	126		143		25		(74)		220
Net income (loss)	$	379	$	430	$	76	$	(16)	$	869
Average assets	$	68,938	$	38,021	$	2,044	$	43,152	$	152,155