Goodwill allocated to each reportable segment (each a reporting unit) at both December 31, 2024 and 2023 is presented as follows:

Regions assessed the indicators of goodwill impairment for all three reporting units as part of its annual impairment test, as of October 1, 2024, and through the date of the filing of this Annual Report, by performing a qualitative assessment of goodwill at the reporting unit level. See Note 1 for additional information on the qualitative assessment. The results of the annual test indicated that it is more likely than not that the estimated fair value of each reporting unit exceeded its carrying amount as of the test date; therefore, a quantitative goodwill impairment test was deemed unnecessary.

The following table presents other identifiable intangible assets and related accumulated amortization as of December 31:


	2024		2023		2024		2023		2024		2023
	Gross Carrying Amount				Accumulated Amortization				Net Carrying Amount
	(In millions)
Core deposit intangibles	$	1,011	$	1,011	$	1,011	$	1,010	$	—	$	1
Purchased credit card relationship assets	175		175		173		169		2		6
Relationship assets (1)	267		267		120		90		147		177
Other—amortizing (2)	26		26		25		24		1		2
Agency commercial real estate licenses (3)	16		16		—		—		16		16
Other—non-amortizing (4)	3		3		—		—		3		3
	$	1,498	$	1,498	$	1,329	$	1,293	$	169	$	205

(1)Includes intangible assets related to broker and contractor origination networks, vendor networks, and customer relationships.

(2)Includes intangible assets primarily related to acquired trust services, trade names, intellectual property, and employee agreements.

(3)Includes a DUS license acquired in 2014 and commercial real estate licenses acquired in 2021 that are non-amortizing intangible assets. In 2022, an immaterial purchase accounting adjustment resulted in an update to commercial real estate licenses. Refer to Note 6 for additional information related to the DUS license.

Core deposit intangibles, purchased credit card relationships and relationship assets are amortized in other non-interest expense on an accelerated basis over their expected useful lives. Other amortizing intangibles are amortized in other non-interest expense on a straight line basis over their expected useful lives.

Identifiable intangible assets other than goodwill are reviewed at least annually, usually in the fourth quarter, for events or circumstances that could impact the recoverability of the intangible asset. Regions concluded that no impairment for any identifiable intangible assets occurred during 2024, 2023 or 2022.