v3.25.0.1
Loans
 12 Months Ended
Dec. 31, 2024
Receivables [Abstract]  
Loans
LOANS
The following table presents the distribution of Regions' loan portfolio by segment and class, net of unearned income as of December 31:
20242023
 (In millions)
Commercial and industrial$49,671 $50,865 
Commercial real estate mortgage—owner-occupied4,841 4,887 
Commercial real estate construction—owner-occupied333 281 
Total commercial54,845 56,033 
Commercial investor real estate mortgage6,567 6,605 
Commercial investor real estate construction2,143 2,245 
Total investor real estate8,710 8,850 
Residential first mortgage20,094 20,207 
Home equity lines3,150 3,221 
Home equity loans2,390 2,439 
Consumer credit card1,445 1,341 
Other consumer—exit portfolio4 43 
Other consumer6,089 6,245 
Total consumer33,172 33,496 
Total loans, net of unearned income (1)
$96,727 $98,379 
_____
(1)Loans are presented net of unearned income, unamortized discounts and premiums and deferred loan fees and costs of $981 million and $965 million at December 31, 2024 and December 31, 2023.
See Note 13 for details regarding Regions’ investment in sales-type, direct financing, and leveraged leases included within the commercial and industrial loan portfolio.