| Schedule Of Loan Portfolio, Net Of Unearned Income |
The following table presents the distribution of Regions' loan portfolio by segment and class, net of unearned income as of December 31: | | | | | | | | | | | | | 2023 | | 2022 | | | (In millions) | | Commercial and industrial | $ | 50,865 | | | $ | 50,905 | | | Commercial real estate mortgage—owner-occupied | 4,887 | | | 5,103 | | | Commercial real estate construction—owner-occupied | 281 | | | 298 | | | Total commercial | 56,033 | | | 56,306 | | | Commercial investor real estate mortgage | 6,605 | | | 6,393 | | | Commercial investor real estate construction | 2,245 | | | 1,986 | | | Total investor real estate | 8,850 | | | 8,379 | | | Residential first mortgage | 20,207 | | | 18,810 | | | Home equity lines | 3,221 | | | 3,510 | | | Home equity loans | 2,439 | | | 2,489 | | | Consumer credit card | 1,341 | | | 1,248 | | | Other consumer—exit portfolio | 43 | | | 570 | | | Other consumer | 6,245 | | | 5,697 | | | Total consumer | 33,496 | | | 32,324 | | Total loans, net of unearned income (1) | $ | 98,379 | | | $ | 97,009 | |
_________ (1)Loans are presented net of unearned income, unamortized discounts and premiums and deferred loan fees and costs of $965 million and $894 million at December 31, 2023 and December 31, 2022.
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