Other Non-Interest Income and Expense (Tables)

12 Months Ended

Dec. 31, 2022

Other Income and Expenses [Abstract]

Schedule Of Other Non-Interest Income and Expense

The following is a detail of other non-interest income for the years ended December 31:


	2022		2021		2020
	(In millions)
Bank-owned life insurance	$	62	$	82	$	95
Investment services fee income	122		104		84
Commercial credit fee income	96		91		77

Market value adjustments on employee benefit assets - other	(45)		20		12
Insurance proceeds (1)	50		—		—
Gain on equity investment (2)	—		3		50
Other miscellaneous income	199		223		151
	$	484	$	523	$	469

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(1)In the third quarter of 2022, the Company settled a previously disclosed matter with the CFPB. The Company received an insurance reimbursement related to the settlement in the fourth quarter of 2022.

(2)The 2021 amount is a gain on the sale of an equity investment, whereas the 2020 amount is a valuation gain on the investment that was sold in the first quarter of 2021.

The following is a detail of other non-interest expense for the years ended December 31:


	2022		2021		2020
	(In millions)
Outside services	$	157	$	156	$	170
Marketing	102		106		94
Professional, legal and regulatory expenses	263		98		89
Credit/checkcard expenses	66		62		50
FDIC insurance assessments	61		45		48
Branch consolidation, property and equipment charges	3		5		31
Visa class B shares expense	24		22		24
Loss on early extinguishment of debt	—		20		22

Other miscellaneous expenses	382		360		354
	$	1,058	$	874	$	882